H-1B Visa Senior Product Counsel Jobs
Senior Product Counsel roles sit at the intersection of law and technology product development, making them strong candidates for H-1B visa specialty occupation classification. Employers filing for this title must document that a J.D. and bar admission are required for the role, not just preferred, which shapes both your job search and the petition your sponsor submits.
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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
The Role
We are looking for a talented, curious lawyer to serve as a legal partner to our product, engineering, and business teams. You will work across Kikoff's growing product ecosystem — including credit-building products, earned wage access (EWA), and new product lines in development — to help us move fast while staying on the right side of a complex and evolving regulatory landscape.
This role is a fit for someone who is early enough in their career to still be building depth, but far enough along to own problems end to end. You will have real ownership over your matters from day one and a direct line of sight into how legal decisions shape the product. You should be comfortable operating in areas of legal ambiguity, eager to learn both bank-partnered and direct-to-consumer product structures, and excited by the intersection of consumer financial services and technology.
What You'll Do
- Act as a day-to-day legal advisor to product and engineering teams throughout the product development lifecycle, from concept through launch and iteration, escalating novel or bet-the-company questions as appropriate.
- Advise on the design, structuring, and regulatory implications of consumer financial products, including credit-building tradelines, earned wage access, lending, and new product concepts.
- Research and apply federal and state consumer financial regulations.
- Advise on data privacy and consumer data protection requirements.
- Provide guidance on marketing and communications.
- Track regulatory developments and translate them into practical, actionable product guidance.
- Support state licensing applications, renewals, and compliance filings.
- Draft, review, and negotiate consumer-facing terms and disclosures, a variety of different marketing materials, and commercial agreements.
- Collaborate cross-functionally with compliance, risk, marketing, and operations to embed legal guardrails without slowing the pace of innovation.
- Use AI to make the Legal function more effective and efficient.
What We're Looking For
- J.D. from an accredited law school.
- Be an active member of the California state bar or registered in-house counsel in California.
- 5-8 years of legal experience, including meaningful time in litigation, product counseling, or regulatory practice. A mix of law firm and in-house experience is a plus, but we are open to candidates coming directly from a firm.
- Comfort operating in fast-moving, ambiguous environments, and a track record of turning legal research into clear, practical guidance rather than a memo full of caveats.
- Good judgment, intellectual honesty about what you do and do not know, and a bias toward enabling the business rather than only identifying risk.
- Eagerness and curiosity in learning new substantive areas of the law.
- Strong written and verbal communication skills, with the ability to simplify complex legal concepts for non-legal audiences.
- Experience and interest in the use of AI to support legal functions.
- Enthusiasm for Kikoff's mission and the opportunity to expand access to financial services for underserved consumers.
Nice to Have
- Knowledge of federal consumer finance statutes (TILA, ECOA, FCRA, EFTA) and a willingness to build depth quickly in state lending and money transmission frameworks.
- Familiarity with consumer data privacy laws (CCPA/CPRA, GLBA), or the appetite to get up to speed on advising product teams on data collection, use, and sharing practices.
- Exposure to at least one of: credit-building or credit reporting products, earned wage access, consumer lending through bank partnership models, or payments.
- Exposure to multi-state licensing or regulatory examination processes.
Why This Role
This is a high-ownership seat on a small legal team at a company shipping real consumer financial products. You will not be a cog reviewing a queue of contracts. You will sit with product managers and engineers while decisions are being made, own your own regulatory questions, and grow into a subject-matter owner across one or more of our product lines.
US salary range: $225,000 – $275,000 base + equity
Medical, dental, vision — Kikoff covers the full cost for employees, 50% for dependents
RSU's
Visa sponsorship available
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Senior Product Counsel
Verify your J.D. meets specialty occupation standards
USCIS requires that a specific degree in a directly related field is a minimum requirement for the role, not a preference. Gather documentation showing your J.D. and bar admission are standard entry requirements for product counsel positions at comparable companies.
Target tech companies with in-house legal teams
Software, fintech, and SaaS companies that build regulated products need product counsel with H-1B capacity. Use Migrate Mate to filter for employers whose LCA filing history includes legal or counsel titles, so you're targeting companies with proven sponsorship infrastructure.
Check prevailing wage levels before negotiating offers
Your employer's LCA must certify a wage at or above the DOL prevailing wage for your location and job title. Run the OFLC Wage Search using SOC code 23-1011 before any offer conversation so you know the floor your sponsor is legally bound to meet.
Confirm bar admission portability across states
If your offer requires relocation, the LCA is filed for a specific worksite state. Check whether your current bar admission covers that state or whether you'll need admission by motion, since USCIS scrutinizes whether you can legally practice where the role is located.
Request premium processing if your start date is firm
Product counsel roles often have hard start dates tied to product launches or regulatory deadlines. Premium processing gives USCIS a 15-business-day adjudication window. Raise this with your employer's immigration counsel during the offer stage, not after filing.
Document the product-specific scope of your role
Generic counsel titles draw more RFEs than roles with clear product scope. Make sure your offer letter and the employer's LCA filing describe duties tied to specific product lines, regulatory frameworks, or IP portfolios, since vague descriptions invite USCIS requests for additional evidence.
H-1B Visa Senior Product Counsel: Frequently Asked Questions
Does a Senior Product Counsel role qualify as an H-1B specialty occupation?
Yes, provided the employer establishes that a J.D. in law is a minimum requirement for the position, not just a preference. USCIS evaluates the role description, industry norms, and the employer's own job postings. Roles where the J.D. is listed as preferred rather than required are more likely to receive an RFE or denial on specialty occupation grounds.
How do I find employers who sponsor H-1B visas for product counsel roles?
Search Migrate Mate to filter employers by LCA filing history for legal and counsel job titles. Companies that have filed LCAs for in-house legal roles in the past have already built the compliance infrastructure needed to sponsor again, which reduces friction during your offer and onboarding process.
Can I switch employers on H-1B as a Senior Product Counsel?
Yes. Under H-1B portability, you can start working for a new employer as soon as your new I-129 petition is filed, without waiting for approval, as long as you've maintained valid status and your prior petition was approved. Your new employer must file a transfer petition and a new LCA certified for the new worksite before your start date.
What documentation does my employer need to file an H-1B petition for this role?
Your employer needs a certified LCA from DOL, your educational credentials showing a J.D. from an accredited law school, proof of bar admission in the relevant state, and a detailed support letter describing how the role requires a legal degree in a specific field. Bar admission is particularly important because USCIS treats it as evidence the role is a genuine specialty occupation.
Does bar admission in a foreign country count toward H-1B specialty occupation eligibility?
Foreign bar admission alone is generally not sufficient if the role requires U.S. legal practice. USCIS looks at whether the duties require a U.S. J.D. and active U.S. bar admission. If your role involves advising on U.S. product regulations, contracts, or intellectual property law, your employer will need to show you hold or are eligible for U.S. bar admission in the worksite state.