Insurance Sales Agent Jobs in Rhode Island
Insurance Sales Agent jobs in Rhode Island concentrate in personal lines, commercial property, and life and health coverage, with a market anchored by the Providence metro and supporting activity in Warwick and Cranston. Established employers such as Amica Mutual, Narragansett Bay Insurance, and Citizens Insurance maintain a durable presence in the state and hire at both entry and experienced levels. The most in-demand specialties are personal auto and homeowners lines, employee benefits, and small-business commercial accounts. See the openings below and apply to the ones that match your experience.
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Launch Your Insurance Career with AAA Northeast - Paid Training, Licensing, and Unlimited Growth! Join our dynamic team at AAA Northeast as a Field Insurance Agent, where you'll inspire and motivate clients, achieve results, and enjoy comprehensive training and support in a fast-paced, rewarding environment with excellent earning potential. As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in Personal Lines, with all training and costs covered by AAA Northeast. Once licensed, you will sell personal lines insurance products to members who contact us over the phone, online, and in retail branches.
What you will do:
- Insurance Sales Responsibilities: • Sell insurance products and services, meeting or exceeding sales goals • Interact with members in person at the branch, over the phone and online • Compile coverage and rating information; confirm insurer underwriting criteria, coverage, and premium data • Provide members with product and premium proposals that best fit their needs • Develop leads and prospects by responding to referrals in a timely manner • Participate in sales programs and maintain prospect files in the CRM system • Develop general knowledge of Life products for referrals to licensed agents
- Regulatory & Compliance Responsibilities: • Develop familiarity with various insurance carrier products, services, technology and processes • Follow agency processes and procedures in quoting and binding coverage, and processing member payments • Work with Quality Assurance and Underwriting departments to minimize error and omission exposures • Gain general knowledge of insurance practices, including the scope of an agent's authority
- Member Service Responsibilities: • Provide AAA Five Diamond service to all current and prospective AAA Insurance clients • Services new Insurance accounts by processing payments, researching underwriting criteria and acting as liaison with Insurance Companies • Build professional relationships with clients, insurance company representatives, dealerships, real estate agents, etc., to ensure success of AAA Insurance and to broaden community knowledge of AAA Insurance products and services • Gain knowledge of the AAA Northeast membership and its benefits to be able to offer and sell to clients
What You Will Need
- High School Diploma or GED required and
- Associate's Degree preferred
- 2+ years Sales or customer service experience required and
- Insurance sales experience preferred
- Outbound or cold-calling experience strongly preferred
- Personal Lines Insurance License within 30 Days Required and
- Life License Preferred
Why AAA Northeast
Career Growth: With ongoing world-class training and proven career paths, you'll have the opportunity to develop expertise and advance your career within AAA Northeast.
Trusted Legacy: With over 120 years of service excellence, we have a long track record of protecting our members as well as our employees and their families.
Future-Focused: With new business offerings and increasing digital presence, we are focused on innovating for the future to sustain our success.
What We Offer
- Award-Winning: We’ve been named as a Top Employer for the last 7 years
- Health Coverage: Medical coverage with employer contributions covering up to 93% of the premium cost, plus dental and vision options.
- Retirement: 6% company match on 401(k) retirement plan contribution, with contributions fully vested and made every pay period
- Paid Time off: 3 weeks’ vacation, 12 holidays, 8 sick days, 48 hours of volunteer time annually
- Additional Perks: Free AAA membership, insurance discounts, travel commission refund, up to $625 in Wellness Incentives, up to $6k in tuition reimbursement, and more!
- Compensation: Competitive base pay, annual bonus opportunities, and for certain roles, additional monthly and/or quarterly incentive compensation. The posted salary range represents the full range grade for this role, with individual pay based on job-related skills, experience, shift, and geographic location.
At AAA Northeast, how we work together matters. We are a highly collaborative organization that values connection, transparency, and trust. Our “cameras on” approach during virtual meetings reflects our expectation that team members are present, engaged and actively participating, helping to build strong working relationships and a sense of shared accountability, no matter where we’re located.
We are also proud of our diverse culture, shaped by the talents, experiences, and perspectives of our employees. AAA Northeast is an equal opportunity employer and is committed to fair and equitable practices in recruiting, hiring, and advancement. We do not discriminate based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work.
See All 6 Insurance Sales Agent Jobs in Rhode Island
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Find Insurance Sales Agent JobsInsurance Sales Agent Jobs by City in Rhode Island
Where Rhode Island roles are concentrated, by current openings.
Insurance Sales Agent Job Market in Rhode Island
A snapshot from current Rhode Island openings, updated as new roles post.
Who's Hiring


What Rhode Island Employers Look For
The qualifications that appear most often in insurance sales agent jobs across Rhode Island.
- Active Rhode Island Property and Casualty or Life and Health producer license required
- Proven ability to meet or exceed individual sales targets in a quota-driven environment
- Strong written and verbal communication skills for client consultations and policy explanations
- Experience with agency management systems such as Applied Epic or Vertafore
- Bachelor's degree in business, finance, or a related field preferred by most employers
- Valid driver's license and reliable transportation for client visits across Rhode Island
Insurance Sales Agent Jobs in Rhode Island: Frequently Asked Questions
How do you become a insurance sales agent in Rhode Island?
To become a licensed insurance sales agent in Rhode Island, you must pass a state licensing exam administered through the Rhode Island Department of Business Regulation and apply for a producer license in the lines of authority you intend to sell, such as Property and Casualty or Life and Health. Most candidates complete a pre-licensing course before sitting for the exam. No specific college degree is required for licensure, though employers frequently prefer candidates with a business or finance background.
Which companies hire insurance sales agents in Rhode Island?
Rhode Island insurance sales agent roles are posted by AAA Northeast, Pioneer Agency, and Comparion Insurance Agency and others right now, based on current listings on Migrate Mate as of September 2026. Rhode Island's concentration of mutual insurers and regional carriers means many openings come from locally headquartered firms rather than national chains alone.
Which Rhode Island cities have the most insurance sales agent jobs?
Providence, Warwick, and Cranston account for the most insurance sales agent openings in Rhode Island. Providence drives the largest share as the commercial and financial hub of the state, while Warwick and Cranston attract volume through their concentration of regional insurance offices, independent agencies, and employers tied to the T.F. Green Airport business corridor.
Are there remote insurance sales agent jobs in Rhode Island?
Yes, though they represent a smaller share of the market since many insurance sales roles involve in-person client relationship-building and local territory management. About 100% of insurance sales agent openings tied to Rhode Island are remote or hybrid as of September 2026, with remote work most common in inside-sales, renewals, and employee-benefits roles that operate primarily by phone and video.
How can I get hired as a insurance sales agent in Rhode Island with little or no experience?
The most realistic entry path is joining a captive agency program with a carrier such as Amica Mutual or a regional independent agency willing to sponsor your Rhode Island producer license. Many agencies hire candidates as customer service representatives or account assistants first, providing the structured product training needed before moving into a full sales role. Earning your Rhode Island Property and Casualty producer license before applying, even without prior sales experience, signals commitment and shortens the onboarding timeline most employers budget for new hires.
Where can I find and apply to insurance sales agent jobs in Rhode Island?
You can find and apply to insurance sales agent jobs in Rhode Island on Migrate Mate, which lists current openings from employers actively hiring in the state. Search the listings to find roles that match your license type, experience level, and preferred location, then apply directly to the ones that fit.
See All 6 Insurance Sales Agent Jobs in Rhode Island
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