Insurance Sales Agent Jobs in Florida
Insurance Sales Agent jobs in Florida are concentrated across Miami, Tampa, and Orlando, where large carriers and regional agencies alike maintain active hiring pipelines for agents specializing in life, health, and property and casualty lines. Employers such as State Farm, Allstate, and Universal Property and Casualty Insurance Company have deep roots in the state and post consistently across experience levels, from newly licensed agents to senior producers. Florida's large retiree population, hurricane exposure, and rapid growth make it one of the most active insurance markets in the country. Scan the live roles below and apply to whichever ones fit.
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Most agents spend their day chasing people who never asked to hear from them. At Eterna, the people you talk to called us. They searched for life insurance, found us, and picked up the phone. Your job is to help them find the right coverage.
You’ll work from our office in Lake Worth, serving the West Palm Beach area, with daily training and a mentor whose job is helping you get good at this.
What you’ll do
- Take inbound calls from people who are already looking for life insurance.
- Learn each caller’s situation and recommend coverage that fits, from a wide range of carriers.
- Build your skills through daily training and one-on-one mentoring.
- Move through Spark, Spark Plus and Limitless at your own pace.
What Eterna takes care of
- The calls. There’s no dialing and no buying lists.
- Carrier contracts, compliance and the back office.
- The call flow and the technology that keeps you organized.
- A team in the office every day, and leaders who have done the work.
How you grow
Spark
Learn with support. Spark covers the cost of your calls while you learn, with a mentor and daily training. You cover your state license fees.
Spark Plus
You’re proficient and producing. Call support continues each week, and your comp goes up.
Limitless
Cover your own costs, keep the highest comp, and own your book of business and renewals. Build a team if you want to lead.
Already licensed and producing? You can start at Limitless from day one.
Who does well here
We care more about attitude than experience. The people who do well here are coachable, competitive and dependable, and they show up. Many come from retail, hospitality, restaurants, fitness or college athletics, and many started with no insurance background.
Before you start
- Contracted and commission based. You’re a 1099 agent and you’re paid on what you sell. We’ll walk you through exactly how comp works in your first conversation with us.
- A life insurance license is required. Not licensed yet? You can still begin. We’ll point you to a pre-licensing course. Florida requires 60 approved hours for the 2-15 license, and state fees are yours.
- In office, full time. This role is based in our West Palm Beach office.
Eterna agents are independent contracted agents paid on commission. Results depend on individual effort and are not guaranteed. A state life insurance license is required to sell. Eterna Insurance Solutions, 43 Discovery, Suite 260, Irvine, CA 92618. Licensed in all 50 states.
See All 162+ Insurance Sales Agent Jobs in Florida
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Find Insurance Sales Agent JobsInsurance Sales Agent Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Insurance Sales Agent Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
- State Farm39

- Kemper8

- Optavise6

- best insurance usa4B
- Fiesta Auto Insurance4

Top Industries Hiring
- Insurance
What Florida Employers Look For
The qualifications that appear most often in insurance sales agent jobs across Florida.
- Active Florida 2-20 General Lines or 2-15 Life and Health Agent license required
- Proven ability to prospect, quote, and close personal or commercial insurance policies
- Familiarity with Florida-specific carriers and regulatory requirements set by the Florida Department of Financial Services
- Experience using agency management systems such as Applied Epic or Hawksoft
- Valid driver's license and reliable transportation for client meetings across Florida territory
- Strong written and verbal communication skills suited to a diverse Florida customer base
Insurance Sales Agent Jobs in Florida: Frequently Asked Questions
How do you become a insurance sales agent in Florida?
To become a licensed insurance sales agent in Florida, you must complete a state-approved pre-licensing education course, pass the relevant Florida Department of Financial Services exam, and submit a license application through MyProfile on the department's portal. The most common paths are the 2-20 General Lines Agent license for property and casualty work or the 2-15 Life and Health Agent license. A high school diploma is the minimum education requirement, though many employers prefer candidates with some college coursework in business or finance.
Which companies hire insurance sales agents in Florida?
Companies currently hiring insurance sales agents in Florida include State Farm, Kemper, and Optavise, per current listings on Migrate Mate as of November 2026. Florida's large senior population and significant property insurance market mean that both national carriers and Florida-based specialty carriers maintain ongoing hiring activity throughout the year.
Which Florida cities have the most insurance sales agent jobs?
Orlando, Miami, and Tampa have the most insurance sales agent openings in Florida. Miami leads due to its dense commercial and personal lines market, Tampa draws significant hiring from regional carriers and independent agencies headquartered there, and Orlando's rapid population growth drives steady demand from both national chains and local agency owners expanding their books of business.
Are there remote insurance sales agent jobs in Florida?
Yes, though they're less common than in purely desk-based fields, since insurance sales often involves in-person prospecting and client meetings. About 33% of insurance sales agent openings tied to Florida are remote or hybrid as of November 2026, and those roles tend to focus on renewals, inbound calls, or commercial lines account management rather than field sales.
How can I get hired as a insurance sales agent in Florida with little or no experience?
The most realistic entry point is obtaining your Florida 2-20 or 2-15 license first, which signals commitment and removes a hiring barrier for employers. State Farm and Allstate both run agent associate and sales development programs in Florida that bring in candidates without a prior insurance background. Customer service representative roles at Florida-based agencies are a common lateral move, as is experience in retail banking or financial services, which translates well to insurance prospecting and compliance expectations.
Where can I find and apply to insurance sales agent jobs in Florida?
You can find and apply to insurance sales agent jobs in Florida on Migrate Mate, which lists current Florida openings from carriers, independent agencies, and managing general agents active in the state. Search the roles available, find the ones that match your license type, territory preference, and experience level, and apply directly to the ones that fit.
See All 162+ Insurance Sales Agent Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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