Insurance Sales Agent Jobs
Insurance Sales Agent jobs are open across personal lines, commercial lines, life and health, and specialty carriers, at every level from entry-level and licensed agent to senior producer and agency manager, with specializations in property and casualty, life and annuities, and employee benefits. See the openings below and apply to the ones that match your experience.
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Most agents spend their day chasing people who never asked to hear from them. At Eterna, the people you talk to called us. They searched for life insurance, found us, and picked up the phone. Your job is to help them find the right coverage.
You’ll work from our office in Lake Worth, serving the West Palm Beach area, with daily training and a mentor whose job is helping you get good at this.
What you’ll do
- Take inbound calls from people who are already looking for life insurance.
- Learn each caller’s situation and recommend coverage that fits, from a wide range of carriers.
- Build your skills through daily training and one-on-one mentoring.
- Move through Spark, Spark Plus and Limitless at your own pace.
What Eterna takes care of
- The calls. There’s no dialing and no buying lists.
- Carrier contracts, compliance and the back office.
- The call flow and the technology that keeps you organized.
- A team in the office every day, and leaders who have done the work.
How you grow
Spark
Learn with support. Spark covers the cost of your calls while you learn, with a mentor and daily training. You cover your state license fees.
Spark Plus
You’re proficient and producing. Call support continues each week, and your comp goes up.
Limitless
Cover your own costs, keep the highest comp, and own your book of business and renewals. Build a team if you want to lead.
Already licensed and producing? You can start at Limitless from day one.
Who does well here
We care more about attitude than experience. The people who do well here are coachable, competitive and dependable, and they show up. Many come from retail, hospitality, restaurants, fitness or college athletics, and many started with no insurance background.
Before you start
- Contracted and commission based. You’re a 1099 agent and you’re paid on what you sell. We’ll walk you through exactly how comp works in your first conversation with us.
- A life insurance license is required. Not licensed yet? You can still begin. We’ll point you to a pre-licensing course. Florida requires 60 approved hours for the 2-15 license, and state fees are yours.
- In office, full time. This role is based in our West Palm Beach office.
Eterna agents are independent contracted agents paid on commission. Results depend on individual effort and are not guaranteed. A state life insurance license is required to sell. Eterna Insurance Solutions, 43 Discovery, Suite 260, Irvine, CA 92618. Licensed in all 50 states.
Insurance Sales Agent Jobs by Experience Level
Top Cities Hiring Insurance Sales Agents
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Find Insurance Sales Agent JobsInsurance Sales Agent Job Market
Who's Hiring
- Farmers Insurance259
- State Farm247
- Kemper165
- Comparion Insurance Agency91
- Freeway Insurance Services America85
Top Industries Hiring
- Insurance
- Science & Research
What Employers Look For
The qualifications that appear most often in insurance sales agent jobs.
- Active state insurance license in Property and Casualty or Life and Health lines
- Proven experience prospecting, quoting, and closing new personal or commercial lines policies
- Proficiency with agency management systems such as Applied Epic or EZLynx
- Strong consultative sales skills with a documented record of meeting production goals
- Bachelor's degree in business, finance, or a related field, or equivalent work experience
- Familiarity with underwriting guidelines and carrier appetite across multiple product lines
Tips for Your Insurance Sales Agent Job Search
List your active state licenses upfront
Put every state insurance license you hold, including the lines of authority, in a dedicated section at the top of your resume. Hiring managers screen for licensure before reading anything else, and a buried or missing license line gets your application skipped.
Quantify production without overstating it
Replace vague phrases like 'grew a book of business' with concrete outputs: new policies written per month, retention rate, or cross-sell ratio. Reviewers are former producers who know immediately when numbers are inflated, so stick to figures you can defend in an interview.
Apply early to roles that fit
Migrate Mate lists insurance sales agent openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by carrier type not just title
A captive-carrier role and an independent agency role require different sales approaches and compensation structures. Filter your search by captive, independent, or broker channel so your cover letter and stated experience actually match what the hiring manager is looking for.
Prepare a concise pipeline story for interviews
Interviewers at insurance carriers almost always ask how you build and manage a prospect pipeline. Script a two-minute answer covering your lead sources, outreach cadence, and how you move prospects from quote to bind, using a real book you've worked.
Negotiate a draw or ramp structure before accepting
Most insurance sales roles are commission-heavy, so ask explicitly whether the offer includes a guaranteed draw during ramp-up, how long it lasts, and whether unearned draw is recoverable. Clarifying this before you sign prevents a cash-flow surprise in your first quarter.
Insurance Sales Agent Jobs: Frequently Asked Questions
Which companies are hiring the most insurance sales agents?
The companies hiring the most insurance sales agents right now include Farmers Insurance, State Farm, and Kemper, with the largest share of openings in Texas, California, and Florida, based on current listings on Migrate Mate as of November 2026. Both captive carriers and independent agencies are actively recruiting, so the mix of employer types in those openings is broad.
How many insurance sales agent jobs are remote?
About 57% of insurance sales agent openings are fully remote or hybrid as of November 2026, with the highest remote share in personal lines, final expense, and supplemental benefits roles where the entire sales cycle runs over the phone or video. Commercial lines and agency-based roles are more likely to require in-office or field presence.
How do you become an insurance sales agent?
You start by completing a state-approved pre-licensing education course for the lines of authority you want to sell, then pass the state licensing exam. Once licensed, most agents begin at a captive carrier or independent agency to build foundational sales and product knowledge. Continuing education is required to renew your license, and additional designations can support advancement.
Can you get hired as an insurance sales agent with no experience?
Yes, many carriers and agencies hire entry-level agents and cover pre-licensing costs if you commit to a production target. Emphasize any background in retail sales, customer service, or financial services on your resume. Captive carrier training programs are specifically designed for new agents, so targeting those roles first gives you structured support while you build a book.
What does the insurance sales agent interview process look like?
Most insurance sales agent interviews include a phone screen with a recruiter, followed by one or two rounds with a sales manager or agency principal. Expect behavioral questions about how you prospect, handle objections, and recover from rejection. Some carriers add a role-play exercise where you walk through a sales scenario or present a quote. Background and licensing checks typically run in parallel with final-round interviews.
Where can I find and apply to insurance sales agent jobs?
You can find and apply to insurance sales agent jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your license type, product experience, and preferred channel, then apply directly to each listing that fits.
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