Insurance Sales Agent Jobs in San Diego, CA

About the Opportunity

BEE Financial is looking for competitive, self-motivated people who want to build something for themselves.

This is a life insurance sales opportunity for people who are comfortable talking to others, motivated by performance, and interested in developing a high-income sales skill they can eventually use to operate independently.

You do not need previous insurance experience.

Experience in call center sales, inside sales, high-ticket sales, automotive sales, solar, real estate, fitness sales, door-to-door sales, appointment setting, or other commission-based environments can translate extremely well.

To be completely transparent upfront:

This is a 1099 independent contractor opportunity with 100% commission-based compensation. There is no hourly wage, salary, or guaranteed income.

We're looking for people who see that as an opportunity—not a downside.

What You'll Actually Be Doing

You'll work directly with prospective clients over the phone to understand their needs and help them apply for appropriate life insurance coverage.

You'll learn how to:

• Speak confidently with prospective clients
• Identify a client's needs and financial protection goals
• Explain appropriate life insurance solutions
• Handle questions and objections
• Complete applications with qualified clients
• Manage your own leads and sales pipeline
• Follow a proven sales process
• Use our scripts, products, technology, and systems
• Manage your own schedule, activity, and production

This is a sales position.

You need to be comfortable picking up the phone, talking to strangers, hearing "no," being coached, and continuously improving your skills.

Your First 30 Days

We don't expect you to figure everything out on your own.

During your first 30 days producing, we provide:

• Initial lead flow
• Sales training
• Scripts and systems
• Mentorship and coaching
• Role-play
• Technology and operational support
• Access to experienced life insurance brokers

The purpose of your first 30 days is to give you the foundation you need to learn how to sell and start producing.

But the long-term goal is independence.

We're not looking to create agents who are permanently dependent on us for business.

After your initial ramp-up, the expectation is that you've developed the skills necessary to begin investing into your own marketing and lead generation and treating this like your own business.

You'll continue to have access to the team, training, mentorship, and support—but ultimately, you're responsible for your own growth.

That directly reflects the 30-day model in your recruiting SOP.

Who We're Looking For

The perfect resume isn't important to us.

We're looking for people who are:

• Highly self-motivated
• Competitive
• Confident communicating with people
• Entrepreneurial
• Coachable
• Comfortable with commission-based compensation
• Able to work independently
• Motivated by higher income potential
• Comfortable being responsible for their own results
• Willing to invest in themselves and their business
• Interested in eventually operating independently

Previous sales experience is preferred, but not required.

Your SOP specifically identifies independence, hunger, competitiveness, entrepreneurship, personal responsibility, commission comfort, remote-work discipline, and willingness to invest in themselves as the traits to screen for.

This Probably Isn't For You If...

You're primarily looking for:

• Guaranteed hourly or salaried income
• A traditional 9–5
• Guaranteed results
• An easy work-from-home job
• Someone constantly telling you what to do
• Permanent company-funded leads
• Success without significant effort or skill development

There's nothing wrong with wanting those things.

That's simply not what this opportunity is.

Not Licensed Yet? That's Okay.

You do not need an active life insurance license to apply.

If you're a good fit and decide to move forward, our recruiting team will help you understand the licensing process and provide resources for your next steps.

The process generally looks like:

Pre-Licensing → State Exam → State Requirements/Application → License → Contracting → Training → Start Producing

Licensing requirements, fees, timelines, and approval vary by state.

Compensation

This is a 1099 independent contractor, 100% commission-based sales opportunity.

There is no hourly wage, salary, or guaranteed income.

Actual earnings vary based on individual sales activity, production, skill development, performance, and other factors.

The compensation structure will be explained before you decide whether to move forward.

Remote + San Diego Team

This opportunity can be operated remotely.

We also have an office in San Diego for local agents who want access to an in-person environment, training, and team support.

The freedom to work remotely also comes with responsibility.

We're looking for people who can manage themselves without someone constantly standing over their shoulder.

How to Apply

Apply directly through Indeed.

If your background looks like a potential fit, someone from our recruiting team will reach out for a short phone conversation.

We aren't looking for someone who can simply tell us they're hungry, motivated, and entrepreneurial.

We're looking for people whose actions demonstrate it.

Pay: From $75,000.00 per year

Benefits:

• Work from home

Work Location: In person