Payment Operations Analyst Jobs
Payment Operations Analyst jobs are open across fintech, banking, healthcare payments, and e-commerce, from entry-level to senior and lead, with specializations in payment reconciliation, dispute resolution, and payment gateway management. Find a role that fits below and apply directly.
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Showing 5 of 67+ Payment Operations Analyst jobs
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
The team is responsible for protecting the integrity, safety, and trust of the Visa payment ecosystem. The team monitors and enforces risk and compliance programs that identify, investigate, and remediate behaviors that threaten the stability of the network, Visa clients, and end users.
These programs span multiple risk domains, including acquirer and issuer monitoring, fraud and risk compliance, integrity programs, and network risk investigations, and include programs such as Rules Compliance, VAMP, VIMP, FRECOP, VIRP, and related ecosystem risk frameworks. Collectively, these programs ensure that ecosystem participants operate in alignment with Visa Rules, program requirements, and applicable laws and regulations.
Role Overview
This individual contributor Analyst role supports Visa's ecosystem risk and compliance programs by conducting investigations, analyzing data, and executing monitoring and enforcement activities that promote the integrity of the Visa payment system.
The Analyst identifies potential risk, non-compliant activity, and Visa Rules violations; performs investigative and data-driven analysis; and supports remediation and enforcement actions; working within established frameworks, the role escalates complex or sensitive matters to senior team members as appropriate.
The position partners closely with internal stakeholders such as Global Risk, PERC, Rules & Compliance, regional risk functions, Client Services, and Account Executives to ensure consistent application of risk and compliance standards while minimizing operational, brand, and reputational risk to Visa. The role primarily supports enforcement programs and projects under guidance and contributes to internal and external stakeholder engagement related to compliance and enforcement activities.
Key Responsibilities
- Monitor, investigate, and assess client and ecosystem participant activity to identify potential Visa Rules violations, compliance issues, or emerging risk trends.
- Conduct case investigations using transaction data, internal systems, and external research; document findings and support remediation, enforcement, and corrective actions through resolution.
- Partner with Clients, Account Executives, Client Services, Risk, and Rules & Compliance teams to promote understanding of Visa Rules and support consistent program execution.
- Manage multiple investigations and action plans simultaneously, ensuring timely follow-up, issue resolution, and adherence to established procedures.
- Respond to internal and external inquiries regarding Visa Rules, compliance requirements, risk programs, and case outcomes.
- Escalate high-risk, complex, or sensitive matters to senior management as appropriate to minimize operational, brand, and reputational risk to Visa.
- Contribute to program enhancements, operational improvements, annual planning activities, and the ongoing evolution of risk and compliance programs.
- Collaborate effectively across global teams and time zones to support consistent enforcement and compliance outcomes worldwide.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
- 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g., Master's, MBA, JD, MD, or PhD).
Preferred Qualifications:
- 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g., Master's, MBA, JD, MD).
- 3–5+ years of experience in payments, financial services, banking, risk, fraud, compliance, audit, customer support, or a related analytical field.
- Strong analytical and problem-solving skills, with the ability to translate data into practical business solutions and sound risk-based recommendations.
- Effective project and stakeholder management skills, with experience coordinating across teams and balancing competing priorities.
- Strong communication, negotiation, and influencing skills, with the ability to engage stakeholders at all levels.
- Demonstrated ability to operate independently, adapt to changing priorities, and make sound decisions with limited information.
- Knowledge of compliance, risk management, audit, or regulatory frameworks, including assessing adherence to standards and driving corrective actions.
- Strong organizational skills with the ability to manage multiple initiatives simultaneously.
- Commitment to continuous learning and staying current on industry trends, payment networks, and regulatory developments.
- Visa experience or knowledge of the payments industry, including card payments, ACH, push payments, and network rules, is highly desirable.
- Additional language capabilities are a plus.
- Knowledge of compliance, risk monitoring, auditing, investigative processes, and control frameworks.
- Strong analytical and problem-solving skills, with experience working with transactional, operational, or risk data.
- Excellent written and verbal communication skills, including the ability to clearly document findings and explain complex issues to diverse stakeholders.
- Strong organizational skills, attention to detail, and ability to manage multiple priorities simultaneously.
- Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook.
- Ability to work independently and collaboratively in a global, cross-functional environment.
- Fluency in English required.
Information for US Applicants
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
The team is responsible for protecting the integrity, safety, and trust of the Visa payment ecosystem. The team monitors and enforces risk and compliance programs that identify, investigate, and remediate behaviors that threaten the stability of the network, Visa clients, and end users.
These programs span multiple risk domains, including acquirer and issuer monitoring, fraud and risk compliance, integrity programs, and network risk investigations, and include programs such as Rules Compliance, VAMP, VIMP, FRECOP, VIRP, and related ecosystem risk frameworks. Collectively, these programs ensure that ecosystem participants operate in alignment with Visa Rules, program requirements, and applicable laws and regulations.
Role Overview
This individual contributor Analyst role supports Visa's ecosystem risk and compliance programs by conducting investigations, analyzing data, and executing monitoring and enforcement activities that promote the integrity of the Visa payment system.
The Analyst identifies potential risk, non-compliant activity, and Visa Rules violations; performs investigative and data-driven analysis; and supports remediation and enforcement actions; working within established frameworks, the role escalates complex or sensitive matters to senior team members as appropriate.
The position partners closely with internal stakeholders such as Global Risk, PERC, Rules & Compliance, regional risk functions, Client Services, and Account Executives to ensure consistent application of risk and compliance standards while minimizing operational, brand, and reputational risk to Visa. The role primarily supports enforcement programs and projects under guidance and contributes to internal and external stakeholder engagement related to compliance and enforcement activities.
Key Responsibilities
- Monitor, investigate, and assess client and ecosystem participant activity to identify potential Visa Rules violations, compliance issues, or emerging risk trends.
- Conduct case investigations using transaction data, internal systems, and external research; document findings and support remediation, enforcement, and corrective actions through resolution.
- Partner with Clients, Account Executives, Client Services, Risk, and Rules & Compliance teams to promote understanding of Visa Rules and support consistent program execution.
- Manage multiple investigations and action plans simultaneously, ensuring timely follow-up, issue resolution, and adherence to established procedures.
- Respond to internal and external inquiries regarding Visa Rules, compliance requirements, risk programs, and case outcomes.
- Escalate high-risk, complex, or sensitive matters to senior management as appropriate to minimize operational, brand, and reputational risk to Visa.
- Contribute to program enhancements, operational improvements, annual planning activities, and the ongoing evolution of risk and compliance programs.
- Collaborate effectively across global teams and time zones to support consistent enforcement and compliance outcomes worldwide.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
- 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g., Master's, MBA, JD, MD, or PhD).
Preferred Qualifications:
- 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g., Master's, MBA, JD, MD).
- 3–5+ years of experience in payments, financial services, banking, risk, fraud, compliance, audit, customer support, or a related analytical field.
- Strong analytical and problem-solving skills, with the ability to translate data into practical business solutions and sound risk-based recommendations.
- Effective project and stakeholder management skills, with experience coordinating across teams and balancing competing priorities.
- Strong communication, negotiation, and influencing skills, with the ability to engage stakeholders at all levels.
- Demonstrated ability to operate independently, adapt to changing priorities, and make sound decisions with limited information.
- Knowledge of compliance, risk management, audit, or regulatory frameworks, including assessing adherence to standards and driving corrective actions.
- Strong organizational skills with the ability to manage multiple initiatives simultaneously.
- Commitment to continuous learning and staying current on industry trends, payment networks, and regulatory developments.
- Visa experience or knowledge of the payments industry, including card payments, ACH, push payments, and network rules, is highly desirable.
- Additional language capabilities are a plus.
- Knowledge of compliance, risk monitoring, auditing, investigative processes, and control frameworks.
- Strong analytical and problem-solving skills, with experience working with transactional, operational, or risk data.
- Excellent written and verbal communication skills, including the ability to clearly document findings and explain complex issues to diverse stakeholders.
- Strong organizational skills, attention to detail, and ability to manage multiple priorities simultaneously.
- Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook.
- Ability to work independently and collaboratively in a global, cross-functional environment.
- Fluency in English required.
Information for US Applicants
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.Payment Operations Analyst Jobs by Experience Level
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Find JobsPayment Operations Analyst Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Banking & Financial Services
- Fintech
- Technology & Software
- Healthcare & Medical Services
What Employers Look For
The qualifications that appear most often in payment operations analyst jobs.
- Experience with payment processing platforms such as Stripe, Adyen, or Braintree
- Proficiency in Excel or Google Sheets for reconciliation and reporting tasks
- Familiarity with chargeback management and dispute resolution processes
- Bachelor's degree in finance, accounting, business, or a related field
- Experience with ERP or accounting systems such as SAP, NetSuite, or QuickBooks
- Knowledge of ACH, wire transfer, and card network settlement procedures
Tips for Your Payment Operations Analyst Job Search
Quantify reconciliation work on your resume
Hiring managers for payment operations roles want to see transaction volume you've handled and error rates you've reduced. Replace vague bullets like 'processed payments' with specifics: volume, frequency, and the systems you used to reconcile.
Highlight your payment systems experience clearly
Many applicants bury tool names in dense paragraphs. Create a dedicated skills section that lists payment gateways, processors, and ERP or accounting platforms you've used, so recruiters scanning for Stripe, Adyen, or SAP can find you immediately.
Apply early to roles that fit
Migrate Mate lists payment operations analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job postings by payment vertical
Payment operations roles in healthcare revenue cycle differ sharply from those in e-commerce or B2B SaaS. Filter your search by industry so your application speaks directly to the reconciliation workflows, compliance requirements, and systems that vertical actually uses.
Prepare for a case-based technical screen
Many payment operations interviews include a scenario where you're given a discrepancy in a remittance report and asked to walk through your investigation process. Practice narrating your chargeback or settlement reconciliation workflow step by step before your interview.
Negotiate scope not just salary in your offer
Payment operations roles vary widely in ownership. Before accepting, clarify whether you'll own end-to-end reconciliation, support dispute resolution, or handle vendor payment runs. Scope determines your growth path and workload, so get it in writing.
Payment Operations Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most payment operations analysts?
The companies hiring the most payment operations analysts right now include State Street, Oscar Management Corporation, and Capital One, with the largest share of openings in Texas, New York, and Virginia, based on current listings on Migrate Mate as of November 2026. Fintech companies and large financial institutions consistently account for the highest concentration of open roles.
How many payment operations analyst jobs are remote?
About 75% of payment operations analyst openings are fully remote or hybrid as of November 2026, reflecting strong demand for distributed finance and payments teams. Roles focused on reconciliation reporting, dispute management, and payment data analysis tend to be the most remote-friendly, while positions requiring direct vendor or banking relationship coordination are more likely to be on-site.
How do you become a payment operations analyst?
Start by building a foundation in accounting, finance, or business through a bachelor's degree or relevant coursework. Get hands-on experience with payment tools through roles in accounts payable, billing, or financial operations. Learn at least one major payment gateway or processor platform, develop strong Excel skills for reconciliation work, and familiarize yourself with chargeback workflows and settlement processes before applying.
Can you get a payment operations analyst job with little experience?
Yes, entry-level payment operations analyst roles exist and typically require a finance or business degree plus basic spreadsheet skills rather than years of direct payments experience. Candidates who have worked in accounts payable, billing support, or bank reconciliation have a strong foundation. Highlighting any exposure to ACH, card transactions, or financial discrepancy resolution in past roles, even in a supporting capacity, helps your application stand out.
What does the payment operations analyst interview process look like?
The process usually starts with a recruiter screen focused on your background and tool experience, followed by a hiring manager interview that goes deeper into your reconciliation workflows and how you handle discrepancies. Many companies include a practical exercise where you work through a mock settlement report or chargeback scenario. Final rounds often involve a cross-functional interview with finance, compliance, or product stakeholders who rely on payment operations.
Where can I find and apply to payment operations analyst jobs?
You can find and apply to payment operations analyst jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and specialization, then apply directly to each listing from the page.
See All 67 Payment Operations Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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