Planner Jobs in Boston, MA

Apply for this Lead Financial Planner (full-time, fully remote) position ONLY IF YOU BELIEVE WHAT WE BELIEVE:

• Charging a Flat Fee for Planning & Investment management is clearly better for clients than a % AUM fee (which drives excessive fees and is rife with conflicts)
• Lead Planners do their best work serving clients and NOT prospecting for them
• A Lead Planner’s core purpose is to help clients achieve the feeling of relaxed confidence in their financial lives
• Great heroes for a Lead Planner include Jack Bogle, Wade Pfau, Bill Sharpe, Fama & French
• Lead Planner core values should include Service, Curiosity, Transparency, Humility & Tenacity
• Personal finance is 80% personal and 20% finance

We’re a disruptive band of flat fee retirement income experts providing outstanding client service. We recently surpassed $1.8B at Schwab, and we’re having a lot of fun.

So, do you believe what we believe?

RESPONSIBILITIES

• Manage 70+ high net worth relationships. The buck stops with you. You are fully accountable and responsible for leading and deepening these relationships.
• Drive clear planning & investment strategies. Lead the creation of detailed and rigorous financial & investment plans, leveraging our full decision support suite (MoneyGuide Pro, Kwanti, Excel, proprietary firm frameworks & templates). Maintain and course correct those plans over time with and for your clients.
• Coordinate the efforts of your colleagues. Leverage our CSAs, Trader, Founder & other Lead Planners to deliver outstanding service to your clients.
• Help us develop the firm. Interview, train and mentor, be an outspoken contributor to team meetings, take the lead on some non-client functions.

“MUST HAVE” QUALIFICATIONS

• Experience and Credentials
  • Hold your CFP® designation
  • 5+ years of personal financial planning experience
  • 3+ years running high net worth relationships
  • 10+ years of total work experience
• Planning and Analytical Chops
  • Created (from scratch) 100+ complete financial plans in leading software (MoneyGuide Pro, eMoney, or RightCapital), at least 50 of which have been for high net worth
  • True Expert in at least one of the 3 leading financial planning softwares, to the point where you can confidently test multiple scenarios, create custom reports, conduct insurance needs analysis, evaluate tax planning strategies, and more
  • Microsoft Excel geek — pushing data around, using pivot tables, lookup tables, driving insights that you can't drive from planning software

• Excellent Communicator and Cultural Fit
  • Very clear thinker and communicator (verbal and written)
  • Well organized and respectful of client service standards (deadlines)
  • Very good at detailed work AND "connecting" it to the bigger picture and seeing how your planning tasks at hand dovetail into the broader client situation
  • Very comfortable saying “I don’t know” and “I need help”
  • Consistently demonstrate our core values (curiosity, tenacity, service, rigor, clarity)
• Availability
  • Must reside in the United States
  • Available to work 9AM to 5PM ET

"NICE TO HAVE" QUALIFICATIONS

• Expertise in MoneyGuidePro
• Bring something new to the table to expand the capability of our team (e.g. CPA, CFA, Trading, Behavior, etc.)
• Experience in an RIA (preferably fee-only & growth oriented)
• Familiarity with Schwab
• Track record of effective remote work
• Track record of thriving in a small company "start-up" culture

COMPENSATION PACKAGE

• Full-Time W2
• Base Salary $140K+, Target Bonus 25% (with clear path to $200K+)
• 401-K Match (4%)
• Health, Dental, & Vision
• Long-Term Disability, HSA, Dependent Care FSA
• Professional development stipend
• Unlimited PTO