Principal Full Stack Engineer Jobs in New York
Principal Full Stack Engineer jobs in New York are among the most actively recruited senior engineering roles in the country, concentrated in fintech, media, enterprise SaaS, and e-commerce across New York City, Albany, and Buffalo. Large employers with deep engineering footprints in the state include JPMorgan Chase, Bloomberg, and Verizon, all of which maintain substantial principal-level hiring pipelines. The most in-demand specialties in New York listings are distributed systems architecture, cloud-native development, and API platform engineering. Find a role that fits below and apply directly.
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As a Staff Engineer at Capital One, you will be part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while delivering strong technology solutions.
At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring engineers and actively recruiting to keep building our community.
Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other materials to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.
About the Team: This role will lead Fraud defenses and the customer and agent experiences around them. You will partner with engineers, product and business stakeholders across the Card Fraud & Disputes domain to build scalable & resilient solutions that leverage modern tech and design patterns on the cloud. As a Staff Engineer, you'll set direction beyond a single team. You'll standardize the common capabilities our defenses share, so we can respond to new fraud patterns quickly, and help shape the vision for integrated, intelligent decisioning. You'll mentor engineers, raise the bar on practices like continuous deployment, and help lead how we build with AI, from agentic tooling to AI-assisted development. Our stack is cloud-native on AWS, with Java, Python, Go, REST services, databases, and data pipelines.
What You’ll Do:
- Articulate and evangelize a bold technical vision for your domain
- Decompose complex problems into practical and operational solutions
- Ensure the quality of technical design and implementation
- Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability
- Continue learning and injecting advanced technical knowledge into our community
- Handle several projects simultaneously, balancing your time to maximize impact
- Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community
- Drive modernization of monolithic systems into microservice architectures and event-driven platforms
- Collaborate with senior engineering and architecture leaders to define long-term platform strategy and API standards
- Serve as a force-multiplier for the team, balancing deep, hands-on technical contribution and innovation with mentoring and elevating the skills of peers and junior engineers.
- Lead cross-divisional projects and impacts that promote technological best practices and enhancements
This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.
Basic Qualifications:
- Bachelor's Degree or higher in Computer Science or a related quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Engineering)
- At least 7 years of experience in all of the following:
- Software engineering and solution architecture
- Enterprise architecture and design patterns
- Cloud computing (AWS, Microsoft Azure, Google Cloud)
- Data architecture
Preferred Qualifications:
- Master’s Degree in Computer Science or Software Engineering
- 10+ years of experience in all of the following:
- Software engineering and solution architecture
- Enterprise architecture and design patterns
- Web technologies (JavaScript, TypeScript and SPA frameworks)
- Designing and building distributed HPC and ML systems
- Cloud computing (AWS, Microsoft Azure, Google Cloud)
- Data architecture
- 10+ years of professional experience coding in commonly used languages like Go, Java, JavaScript/Typescript, Python, Rust, C#, Scala
- 8+ years of experience with database and database management systems
- 10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support
- 8+ years of experience with public cloud platforms (AWS, GCP, Azure), cloud-based productivity tools, or virtualization technologies
- 10+ years of experience with Networking protocols and integration with third party distributed systems
- 5+ years of experience mentoring senior engineers and driving professional development within technical teams
- 2+ years of experience leading cross-domain architectural reviews and establishing coding and design standards
- Expertise in the strategic application of agentic AI coding tools to solve systemic development challenges
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Chicago, IL: $244,700 - $279,200 for Staff Full-stack EngineerMcLean, VA: $269,100 - $307,200 for Staff Full-stack Engineer
New York, NY: $293,600 - $335,100 for Staff Full-stack Engineer
San Francisco, CA: $293,600 - $335,100 for Staff Full-stack Engineer
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Staff Full-stack Engineer - (Director IC - Fraud Tech)As a Staff Engineer at Capital One, you will be part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while delivering strong technology solutions.
At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring engineers and actively recruiting to keep building our community.
Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other materials to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.
About the Team: This role will lead Fraud defenses and the customer and agent experiences around them. You will partner with engineers, product and business stakeholders across the Card Fraud & Disputes domain to build scalable & resilient solutions that leverage modern tech and design patterns on the cloud. As a Staff Engineer, you'll set direction beyond a single team. You'll standardize the common capabilities our defenses share, so we can respond to new fraud patterns quickly, and help shape the vision for integrated, intelligent decisioning. You'll mentor engineers, raise the bar on practices like continuous deployment, and help lead how we build with AI, from agentic tooling to AI-assisted development. Our stack is cloud-native on AWS, with Java, Python, Go, REST services, databases, and data pipelines.
What You’ll Do:
- Articulate and evangelize a bold technical vision for your domain
- Decompose complex problems into practical and operational solutions
- Ensure the quality of technical design and implementation
- Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability
- Continue learning and injecting advanced technical knowledge into our community
- Handle several projects simultaneously, balancing your time to maximize impact
- Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community
- Drive modernization of monolithic systems into microservice architectures and event-driven platforms
- Collaborate with senior engineering and architecture leaders to define long-term platform strategy and API standards
- Serve as a force-multiplier for the team, balancing deep, hands-on technical contribution and innovation with mentoring and elevating the skills of peers and junior engineers.
- Lead cross-divisional projects and impacts that promote technological best practices and enhancements
This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.
Basic Qualifications:
- Bachelor's Degree or higher in Computer Science or a related quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Engineering)
- At least 7 years of experience in all of the following:
- Software engineering and solution architecture
- Enterprise architecture and design patterns
- Cloud computing (AWS, Microsoft Azure, Google Cloud)
- Data architecture
Preferred Qualifications:
- Master’s Degree in Computer Science or Software Engineering
- 10+ years of experience in all of the following:
- Software engineering and solution architecture
- Enterprise architecture and design patterns
- Web technologies (JavaScript, TypeScript and SPA frameworks)
- Designing and building distributed HPC and ML systems
- Cloud computing (AWS, Microsoft Azure, Google Cloud)
- Data architecture
- 10+ years of professional experience coding in commonly used languages like Go, Java, JavaScript/Typescript, Python, Rust, C#, Scala
- 8+ years of experience with database and database management systems
- 10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support
- 8+ years of experience with public cloud platforms (AWS, GCP, Azure), cloud-based productivity tools, or virtualization technologies
- 10+ years of experience with Networking protocols and integration with third party distributed systems
- 5+ years of experience mentoring senior engineers and driving professional development within technical teams
- 2+ years of experience leading cross-domain architectural reviews and establishing coding and design standards
- Expertise in the strategic application of agentic AI coding tools to solve systemic development challenges
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Chicago, IL: $244,700 - $279,200 for Staff Full-stack EngineerMcLean, VA: $269,100 - $307,200 for Staff Full-stack Engineer
New York, NY: $293,600 - $335,100 for Staff Full-stack Engineer
San Francisco, CA: $293,600 - $335,100 for Staff Full-stack Engineer
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
See All 83 Principal Full Stack Engineer Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find JobsPrincipal Full Stack Engineer Jobs by City in New York
Where New York roles are concentrated, by current openings.
Principal Full Stack Engineer Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- Capital One26

- New York Life7

- Information Technology Senior Management Forum7
- BNY6

- Alldus2

Top Industries Hiring
- Technology & Software
- Investment & Asset Management
- Manufacturing
- Science & Research
- Chemicals & Materials
What New York Employers Look For
The qualifications that appear most often in principal full stack engineer jobs across New York.
- Eight or more years of full stack development experience across frontend and backend systems
- Proven leadership of cross-functional engineering teams on large-scale production applications
- Deep expertise in cloud platforms such as AWS, Google Cloud, or Azure in production environments
- Proficiency in modern frontend frameworks like React or Vue alongside Node.js or Java backends
- Experience designing and maintaining distributed microservices architectures at enterprise scale
- Strong communication skills for aligning engineering decisions with New York-based business stakeholders
Principal Full Stack Engineer Jobs in New York: Frequently Asked Questions
How do you become a principal full stack engineer in New York?
No state-issued license or New York-specific credential is required for this role. The New York path typically begins with a computer science, software engineering, or related degree followed by progressive engineering experience at New York-area employers in fintech, media, or enterprise technology. Reaching the principal level generally means building a portfolio of system-wide architectural decisions, leading engineering teams, and demonstrating impact on products used at scale, which large New York employers weight heavily in hiring.
How much do principal full stack engineers make in New York?
Principal full stack engineers in New York earn a median of about $166,180 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $97,430 for the lowest 10% to over $224,590 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire principal full stack engineers in New York?
Employers hiring principal full stack engineers in New York right now include Capital One, New York Life, and Information Technology Senior Management Forum, based on current listings on Migrate Mate as of November 2026. New York's concentration of financial services firms, digital media companies, and enterprise technology headquarters means principal-level openings appear consistently across a wider range of industries than in most other states.
Which New York cities have the most principal full stack engineer jobs?
New York, Rome, and Rochester account for the most principal full stack engineer openings in New York. New York City dominates because it hosts the headquarters or major engineering hubs of global banks, media conglomerates, and e-commerce platforms, while any suburban or upstate presence in the list reflects specific anchor employers or regional technology centers that maintain principal-level teams outside the metro core.
Are there remote principal full stack engineer jobs in New York?
Yes, and more than most fields. About 85% of principal full stack engineer openings tied to New York are remote or hybrid as of November 2026, reflecting how thoroughly this role lends itself to distributed work. The portions of the role most commonly offered as fully remote are architecture review, platform strategy, and cross-team technical leadership, while positions requiring close coordination with New York-based product or infrastructure teams tend to require hybrid presence.
How can I get hired as a principal full stack engineer in New York with little or no experience?
The most realistic entry path is a junior or mid-level software engineer role at a New York employer, building toward the principal level through demonstrated ownership of complex systems. Large New York firms such as JPMorgan Chase and Bloomberg run structured early-career engineering programs that place candidates into full stack tracks. Contributing to open-source projects, completing a strong portfolio of end-to-end application builds, and moving laterally from adjacent roles like backend engineer, frontend engineer, or DevOps engineer are the routes that open principal-track conversations.
Where can I find and apply to principal full stack engineer jobs in New York?
You can find and apply to principal full stack engineer jobs in New York on Migrate Mate, which lists current New York openings updated regularly. Search the listings, identify roles that match your background and target location, and apply directly to the ones that fit.
See All 83 Principal Full Stack Engineer Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
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