Production Underwriter Jobs
Production Underwriter jobs are open across insurance carriers, managing general agencies, and specialty lines firms, from associate to senior and principal levels, with specializations in commercial lines, personal lines, and excess and surplus. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 20+ Production Underwriter jobs
- 2960
- Chicago, Illinois
- Underwriting/Reinsurance
- full-time
- Works from an office location
- 14, 15, 16 or 17
- USD $94,000.00/Yr.
- USD $198,000.00/Yr.
Job Description
Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its policyholder-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world’s largest organizations, including one of every four Fortune 500 companies. They work with FM to better understand the hazards that can impact their business continuity to make cost-effective risk management decisions, combining property loss prevention with insurance protection.
FM Affiliated is looking for a Production Underwriter I to join the Chicago Office. This unique opportunity to be a part of the largest FM Affiliated office is extremely important because the FM Affiliated Production Underwriter I is responsible for both new business production as well as renewal retention while maintaining underwriting profit and protecting the company’s assets. The Production Underwriter demonstrates team leadership and initiative, good judgment, and decision-making skills.
Responsibilities:
The Production Underwriter I must effectively market FM Affiliated products and services to a network of producers with whom long term relationships are developed, maintained, and cultivated. The FM Affiliated production underwriter is responsible for profitable risk selection, negotiation of pricing, terms, and conditions, and using creative underwriting strategies to optimize net retentions that effectively balance both customer and company needs. The Production Underwriter is responsible to coordinate account team resources to provide excellent and responsive services that add value to our broker and customer relationships.
The Production Underwriter I works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, analysis, and assessment in order to ensure the development and growth of a profitable portfolio of business in the Chicago territory. FM Affiliated Production Underwriters primary relationships are with Brokers and reinsurers for insurance-related issues.
Responsibilities include meeting specific profit, production, and retention goals as developed in consultation with Regional and Area manager. Multiple business contacts must be established, and an effective program of calls must be executed averaging 8-10 face-to-face visits a month to ensure high visibility.
New risks must be pre-qualified based on acceptability today and its future potential. This includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience.
The company’s assets must be protected by adhering to company underwriting standards and procedures. This will include determining the amount subject and net capacity commitment, in addition to checking cross liability, managing catastrophe aggregate retentions, negotiating, and purchasing reinsurance and establishing commissions in a manner most advantageous to the company.
Qualifications
- This position requires someone with a bachelor’s degree or equivalent.
- 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes.
- Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art.
- Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products.
The final salary offer will vary based on geographic location, individual education, skills, and experience. The position is eligible to participate in FM’s comprehensive Total Rewards program that includes an incentive plan, medical, dental and vision insurance, life and disability insurance, well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, and time off, including vacation and sick time.
FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.
- 2960
- Chicago, Illinois
- Underwriting/Reinsurance
- full-time
- Works from an office location
- 14, 15, 16 or 17
- USD $94,000.00/Yr.
- USD $198,000.00/Yr.
Job Description
Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its policyholder-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world’s largest organizations, including one of every four Fortune 500 companies. They work with FM to better understand the hazards that can impact their business continuity to make cost-effective risk management decisions, combining property loss prevention with insurance protection.
FM Affiliated is looking for a Production Underwriter I to join the Chicago Office. This unique opportunity to be a part of the largest FM Affiliated office is extremely important because the FM Affiliated Production Underwriter I is responsible for both new business production as well as renewal retention while maintaining underwriting profit and protecting the company’s assets. The Production Underwriter demonstrates team leadership and initiative, good judgment, and decision-making skills.
Responsibilities:
The Production Underwriter I must effectively market FM Affiliated products and services to a network of producers with whom long term relationships are developed, maintained, and cultivated. The FM Affiliated production underwriter is responsible for profitable risk selection, negotiation of pricing, terms, and conditions, and using creative underwriting strategies to optimize net retentions that effectively balance both customer and company needs. The Production Underwriter is responsible to coordinate account team resources to provide excellent and responsive services that add value to our broker and customer relationships.
The Production Underwriter I works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, analysis, and assessment in order to ensure the development and growth of a profitable portfolio of business in the Chicago territory. FM Affiliated Production Underwriters primary relationships are with Brokers and reinsurers for insurance-related issues.
Responsibilities include meeting specific profit, production, and retention goals as developed in consultation with Regional and Area manager. Multiple business contacts must be established, and an effective program of calls must be executed averaging 8-10 face-to-face visits a month to ensure high visibility.
New risks must be pre-qualified based on acceptability today and its future potential. This includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience.
The company’s assets must be protected by adhering to company underwriting standards and procedures. This will include determining the amount subject and net capacity commitment, in addition to checking cross liability, managing catastrophe aggregate retentions, negotiating, and purchasing reinsurance and establishing commissions in a manner most advantageous to the company.
Qualifications
- This position requires someone with a bachelor’s degree or equivalent.
- 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes.
- Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art.
- Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products.
The final salary offer will vary based on geographic location, individual education, skills, and experience. The position is eligible to participate in FM’s comprehensive Total Rewards program that includes an incentive plan, medical, dental and vision insurance, life and disability insurance, well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, and time off, including vacation and sick time.
FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.
Production Underwriter Jobs by Experience Level
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Find Production Underwriter JobsProduction Underwriter Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in production underwriter jobs.
- Three or more years of commercial lines or specialty underwriting experience
- Demonstrated ability to build and manage an independent agent or broker network
- CPCU, AU, or CIC designation preferred or required
- Proficiency with underwriting platforms and policy management systems
- Strong working knowledge of ISO forms, policy language, and coverage interpretation
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Production Underwriter Job Search
Tailor your resume to line of business
Production underwriters are hired by line, so your resume should lead with the specific lines you've underwritten, whether commercial property, casualty, or specialty. Hiring managers filter by line of business before they read anything else.
List your authority level explicitly
Underwriting authority is a concrete credential that production roles depend on. State the dollar threshold you've been granted on your resume. Leaving it out forces recruiters to guess, and they typically guess low.
Apply early to roles that fit
Migrate Mate lists production underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by carrier type and market
Admitted carriers, surplus lines markets, and MGAs each underwrite differently and value different skills. Filter your search by company type so you're applying to environments where your production style and book-building approach actually translate.
Prepare a book-of-business narrative for interviews
Production underwriting interviews almost always include questions about how you've grown or retained a book. Prepare a concise account of your production results, the agent relationships behind them, and how you managed loss ratio alongside volume.
Negotiate your production expectations upfront
Production goals vary widely between carriers and MGAs and are often negotiable at offer. Ask directly what the first-year production target is and how it's measured before you accept, so you're not evaluated against a standard you didn't agree to.
Production Underwriter Jobs: Frequently Asked Questions
Which companies are hiring the most production underwriters?
The most active employers for production underwriters right now are Nationwide Mutual Insurance Company, FM, and UFG Insurance, and the most openings are in Illinois, California, and North Carolina, based on current listings on Migrate Mate as of November 2026. Regional carriers and managing general agencies often post roles that larger national carriers do not advertise widely.
How many production underwriter jobs are remote?
About 100% of production underwriter openings are fully remote or hybrid as of November 2026, reflecting how much of the role is conducted over phone and digital platforms with agents. Roles focused on renewal underwriting and inside sales tend to offer the most remote flexibility, while field-facing production positions tied to agent territory management are more likely to require in-office or regional presence.
How do you become a production underwriter?
Start in a staff or associate underwriting role at a carrier or MGA to build coverage knowledge and policy authority. Work toward a designation such as CPCU, AU, or CIC while developing relationships with independent agents or brokers. Move into a production-focused role once you can demonstrate both technical underwriting competency and the ability to generate or retain book volume through agent partnerships.
Can you get a production underwriter job with little experience?
Some carriers hire candidates with one to two years of underwriting assistant or inside sales experience into associate production roles, particularly for personal lines or standard commercial accounts. The key is showing familiarity with policy forms and coverage concepts alongside any demonstrated ability to work with agents or brokers, even informally. Pursuing an AU or introductory CIC coursework before applying strengthens an entry-level candidacy.
What does the production underwriter interview process look like?
Most production underwriter interviews include a phone screen with a recruiter, a technical round focused on coverage knowledge and underwriting judgment, and a final conversation with a regional or branch manager. Expect scenario-based questions about how you'd handle a borderline risk, how you've managed agent relationships, and how you've balanced production goals with loss ratio targets. Some carriers add a written case study or portfolio review.
Where can I find and apply to production underwriter jobs?
You can find and apply to production underwriter jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your line of business and experience level, and apply directly to each listing that fits.
See All 20 Production Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
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