Property Casualty Insurance Jobs
Property Casualty Insurance jobs are open across carriers, agencies, MGAs, and third-party administrators, from entry-level claims and underwriting support to senior underwriter, actuary, and risk manager roles, with specializations in commercial lines, personal lines, and surplus lines. Find a role that fits from the openings below and apply directly.
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Description
This recruitment will remain open until August 31, 2026. The agency reserves the right to make a hiring decision at any time after the initial screening date on August 7, 2026. It is in the applicant’s best interest to submit materials as soon as possible.
Make a Difference: Protect Consumers & Join Our Dynamic Team!
The Office of the Insurance Commissioner (OIC) seeks a qualified individual for the Policy Analyst or Senior Policy Analyst - Property and Casualty position. This role is within the Policy and Legislative Affairs Division and is based out of our Capitol Campus (Olympia) Office.
We are an employer of choice! Here’s why:
- Meaningful work: Ensure a healthy insurance market & protect Washington consumers.
- Impactful career: Make a daily difference in the lives of countless Washingtonians.
- Small agency, big opportunities: Gain a holistic understanding of our mission and build strong relationships with colleagues.
- Diversity, equity, and inclusion: OIC is committed to ensuring that all employees enjoy a respectful, safe, and supportive working environment - by fostering the inclusion of people from all backgrounds, cultures, and attributes.
About the Position
The Washington State Office of the Insurance Commissioner (OIC) is seeking a Policy Analyst/ Senior Policy Analyst – Property & Casualty to join the Policy & Legislative Affairs Division. This position plays a critical role in advancing the agency's mission to protect consumers, the public interest, and Washington's economy through fair and effective regulation of the insurance industry.
As the agency's policy expert on property and casualty insurance, you will research, analyze, and evaluate complex insurance, regulatory, and legislative issues that inform agency policy and support the Commissioner's legislative agenda. Working independently within a collaborative team of policy professionals, you will develop policy recommendations, draft legislation and administrative rules, prepare executive-level analyses and briefing materials, and provide strategic guidance on issues affecting consumers, the insurance industry, and other interested parties.
This position requires the ability to synthesize complex information, exercise sound judgment, and communicate effectively with diverse audiences. You will collaborate with agency leadership, subject matter experts, legislators, industry representatives, consumer advocates, and other government partners to develop practical, well-reasoned policy solutions and facilitate informed decision-making.
The ideal candidate is a strategic thinker with exceptional analytical, research, and communication skills who thrives in a fast-paced policy environment. This is an outstanding opportunity to influence public policy, lead meaningful regulatory initiatives, and contribute to work that has a lasting impact on Washington's insurance marketplace and the people it serves.
This is a Civil Service Exempt position. The salary range for this position is listed below:
At the Policy Analyst level: $90,000- $105,000At the Senior Policy Analyst level: $110,000- $130,000
Benefits & Perks
- Comprehensive benefits package: Health, dental, vision, retirement, paid leave (vacation, sick, etc.) and much more!
- Supportive work environment: We value diversity, professional growth, and collaborative atmosphere.
- Wellness programs: Invest in your well-being with on-site resources and initiatives.
- Work-life balance: Flexible schedules with telework opportunities.
- Public service fulfillment: Contribute to a cause that matters and feel the satisfaction of serving the public good.
- Training & Development: Continuously learn and grow with tuition reimbursement, Public Service Loan Forgiveness, and other programs.
- Free parking (Tumwater) & Public transportation pass (Thurston County): Save on commuting costs.
- And more! Explore our website for additional benefits: https://www.insurance.wa.gov
Duties
The duties of the position include but are not limited to:
- Serve as the agency's subject matter expert on property and casualty insurance laws, regulations, and emerging policy issues.
- Conduct comprehensive research and analysis of complex insurance, legislative, regulatory, and public policy issues to support executive decision-making.
- Develop and present clear, well-supported policy recommendations, decision memoranda, briefing materials, reports, and presentations for agency leadership.
- Lead and coordinate rulemaking efforts, ensuring compliance with the Washington Administrative Procedure Act and agency priorities.
- Draft legislation, administrative rules, fiscal note support, legislative reports, and other policy-related documents.
- Monitor, analyze, and assess proposed legislation and emerging policy developments affecting Washington's insurance marketplace.
- Collaborate with agency leadership, subject matter experts, legislators, industry representatives, consumer advocates, and other interested parties to inform policy development and implementation.
- Facilitate stakeholder engagement by building productive relationships, gathering input, and communicating complex policy issues to diverse audiences.
- Represent the Office of the Insurance Commissioner on workgroups, committees, public meetings, legislative committees, and other forums as assigned.
- Respond to policy inquiries from internal and external stakeholders, providing accurate, timely, and well-reasoned guidance.
- Lead cross-functional teams in the development and implementation of regulatory and legislative initiatives.
- Identify emerging issues, policy trends, and opportunities to improve agency processes, research methods, and policy development practices.
- Exercise sound professional judgment to elevate significant or sensitive issues to agency leadership while independently managing assigned projects and priorities.
Contact Us: For inquiries about this position and its full duties, please contact us at Recruitment@oic.wa.gov and add the requisition number 2026-06371 and job name to the subject line of your email.
Qualifications
Required Qualifications:
Candidates will meet one of the following criteria options:
Option 1:
- Juris Doctorate
Option 2:
- Master’s degree in Public Policy, Government, Business Administration, Communications, Journalism, English, Law, Insurance Management, or closely related field
Option 3:
- Bachelor’s degree in Public Policy/Administration, Government, Business Administration, Communications, Journalism, English, Law, Insurance Management or closely related field
AND
- Two (2) or more years of professional experience in a government or legislative setting doing public policy research, analysis, or development.
Option 4:
- Associate’s degree in Public Policy/Administration, Government, Business Administration, Communication, Journalism, English, Law, Insurance Management or closely related field
AND
- Four (4) or more years of professional experience in a government or legislative setting doing public policy research, analysis, or development.
Option 5:
- Six (6) or more years of professional experience in a government or legislative setting doing public policy research, analysis, or development.
- Degree must be from an accredited institution whose accreditation is recognized by the U.S. Department of Education, the Council for Higher Education Accreditation, the American Bar Association, or a foreign equivalent.
**Professional experience may substitute year-for-year for education.
- Basic software skills in Microsoft Office Products (Word, Excel, PowerPoint, Outlook).
Senior Level Policy Analyst Required Experience, Competencies, and/or Education:
For consideration of placement at the senior level, candidates should have additional experience that demonstrates a combination of the following:
- Two or more years of professional experience drafting legislation and/or rules
- Two or more years of professional experience reviewing and interpreting legislation, rules, policies, technical papers, or legal documentation for likely impacts to Washingtonians and associated interested parties
- Broad experience with insurance products, claims, marketing, and regulations
- Working experience with federal and state regulatory requirements related to insurance
- Knowledge of and experience applying the state Administrative Procedure Act
- Intermediate or above software skills in Microsoft Office Products (Word, Excel, PowerPoint, Outlook)
- Meeting or exceeding preferred position requirements
- Meeting or exceeding analyst role expectations
- Superior communication skills that enhance team camaraderie
- Ability to apply policy analysis outcomes to greater agency and Washington state goals
Preferred/Desired Qualifications:
- Juris Doctorate degree from an accredited law school.
- Active member of a State Bar Association.
- Master's degree or other advanced degree in law, political science, or public/business administration.
- Two or more years of professional experience drafting legislation and/or rules.
- Two or more years of professional experience reviewing and interpreting legislation, rules, policies, technical papers, or legal documentation for likely impacts to Washingtonians and associated interested parties.
- Three or more years’ experience working in the insurance industry, e.g. marketing insurance products, handling claims, or regulatory compliance.
- Working experience with federal and state regulatory requirements related to insurance.
- Knowledge of and experience applying the state Administrative Procedure Act.
- Working experience with the National Association of Insurance Commissioners.
- Intermediate or above software skills in Microsoft Office Products (Word, Excel, PowerPoint, Outlook).
- Project management experience.
- Working experience requiring communicating complex topics to a lay audience.
Ready to join us?
Learn more about the OIC by visiting our website. We encourage you to check out our video below and listen to what our employees have to say about working here!
Welcome to the OIC
Submit your application today and take the first step towards a rewarding career at the OIC!
Cover Letter: Required
Resume: Required
Supplemental Information
- Wage/salary depends on qualifications or state rules of compensation (if currently a state employee).
- State law (RCW 48.02.090[5]) prohibits employees of the OIC from having any interest, directly or indirectly, in an insurance company other than as a policyholder. This prohibition includes the receipt of renewal commissions. If employment is accepted with this agency, you agree to abide by this state law.
- Prior to a new hire, a background check including criminal record history will be conducted. Information from the background check will not necessarily preclude employment but will be considered in determining the applicant’s suitability and competence to perform in the position.
- The Office of Insurance Commissioner is an equal opportunity employer, does not discriminate on the basis of age, sex, marital status, sexual orientation, race, creed, color, national origin, honorably discharged veteran or military status, or the presence of any sensory, mental, or physical disability or the use of a trained service animal by a person with a disability. Persons requiring reasonable accommodation in the application process or requiring information in an alternative format may contact the recruitment team at Recruitment@oic.wa.gov. Those with a hearing impairment in need of accommodation are encouraged to contact the Washington Relay Service at 1-800-676-3777 or www.washingtonrelay.com.
- If you are having technical difficulties creating, accessing (log in, password or email issues) or completing your application (error messages), please call toll-free at (855) 524-5627.
- Contact us: For inquiries about this position, please contact us at Recruitment@oic.wa.gov and add the requisition number 2026-06371 and job name to the subject line of your email.
Property Casualty Insurance Jobs by Experience Level
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Who's Hiring



Top Industries Hiring
- Insurance12
- Consulting & Professional Services2
- Manufacturing1
- Accounting & Auditing1
- Technology & Software1
What Employers Look For
The qualifications that appear most often in property casualty insurance jobs.
- Active state Property and Casualty insurance producer or adjuster license
- Experience underwriting or adjusting commercial lines, personal lines, or specialty risks
- Proficiency with policy management systems such as Applied Epic, Guidewire, or Duck Creek
- Knowledge of ISO forms, coverage interpretation, and policy language analysis
- Bachelor's degree in business, finance, risk management, or a related field
- Industry designations such as CPCU, CIC, AINS, or AIC preferred or required
Tips for Your Property Casualty Insurance Job Search
Tailor your resume to lines of business
Underwriters and claims reviewers scan for the specific lines you've worked, whether commercial auto, workers' compensation, or homeowners. Name your lines explicitly in your experience bullets rather than listing generic insurance experience, which tells hiring managers nothing useful.
Lead with your license status upfront
Many property casualty insurance roles require a state P&C license before day one. Put your license number, issuing state, and any active lines of authority at the top of your resume so screeners don't disqualify you before reading your experience.
Apply early to roles that fit
Migrate Mate lists property casualty insurance openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target openings by carrier type strategically
Standard carriers, E&S markets, and captive agencies value different backgrounds. If your experience is in admitted markets, emphasize regulatory compliance and loss ratio management. If it's in surplus lines, highlight risk appetite and manuscript policy experience to match the employer's book.
Prepare a walk-through of a complex claim or risk
Interviewers in underwriting and claims routinely ask you to narrate a real decision you made under uncertainty. Prepare a specific story that covers the exposure, your analysis, coverage interpretation, and the outcome, including what you'd do differently. Vague answers eliminate candidates quickly.
Negotiate based on your book or loss ratio performance
If you've managed a book of business or contributed to measurable loss ratio improvement, bring those figures to compensation discussions. P&C employers weigh revenue impact heavily, and quoting your retention rate or combined ratio contribution is more persuasive than years of experience alone.
Property Casualty Insurance Jobs: Frequently Asked Questions
Which companies are hiring the most property casualty insurances?
The companies hiring the most property casualty insurances right now include Brown & Brown Insurance, TP, and USI Insurance Services, with the largest share of openings in Texas, New York, and Illinois, based on current listings on Migrate Mate as of August 2026. Demand is consistent across regional carriers, national insurers, and independent agencies, so checking listings frequently improves your chances of catching newly posted roles.
How many property casualty insurance jobs are remote?
About 55% of property casualty insurance openings are fully remote or hybrid as of August 2026, making remote work a real option in this field. Claims adjusting, underwriting support, and policy servicing roles tend to have the highest remote availability, while field adjusting and in-person producer roles are more likely to require a physical presence.
How do you become a property casualty insurance?
Start by earning a bachelor's degree in business, finance, or risk management, though some employers accept equivalent experience in lieu of a degree. You'll then need to pass your state's P&C licensing exam, which covers policy types, coverage basics, and state regulations. From there, entry-level roles in claims, underwriting, or customer service build the hands-on book knowledge that moves you into specialized positions over time.
Can you get a property casualty insurance job with little experience?
Yes, many carriers and agencies hire candidates with no direct industry experience for claims trainee, insurance service representative, and underwriting assistant roles. Passing your state P&C license exam before applying is the single most effective way to stand out with limited experience, as it signals commitment and removes a common hiring barrier. Internships at agencies or insurers, even part-time, also open doors to full-time offers.
What does the property casualty insurance interview process look like?
Most property casualty insurance interviews involve an initial phone screen focused on licensing status and basic coverage knowledge, followed by one or two rounds with a hiring manager and sometimes a team lead. Expect scenario-based questions on coverage interpretation, claim decisions, or risk appetite depending on the role. Underwriting positions often include a case study or written exercise, while claims roles may ask you to walk through a real adjustment you've handled.
Where can I find and apply to property casualty insurance jobs?
You can find and apply to property casualty insurance jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your license, lines of business, and experience level, then apply directly to each one that fits. New postings are added regularly, so checking back often keeps you ahead of fast-moving openings.
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