Property Claims Specialist Jobs
Property Claims Specialist jobs are open across insurance carriers, third-party administrators, and self-insured companies, at every level from entry-level adjuster trainee to senior specialist and team lead, with specializations in residential, commercial, and catastrophe claims. Find a role that fits below and apply directly.
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Find JobsProperty Claims Specialist Job Market
Who's Hiring
- USAA23
- Farmers Insurance20
- Liberty Mutual Insurance16
- American Family Insurance12
- State Farm7
Top Industries Hiring
- Insurance11
- Construction & Real Estate1
- Consulting & Professional Services1
What Employers Look For
The qualifications that appear most often in property claims specialist jobs.
- Active property and casualty adjuster license in relevant states
- Proficiency with Xactimate or comparable claims estimating software
- Two or more years of property claims adjusting experience
- Strong knowledge of homeowners and commercial property policy language
- Experience conducting field inspections and damage assessments
- Associate or bachelor's degree in business, finance, or a related field
Tips for Your Property Claims Specialist Job Search
Tailor your resume to claim types
Hiring managers scan for the specific claim categories you've handled. Call out residential, commercial, auto, or catastrophe claims by name in your work history, and quantify caseload volume or settlement accuracy where you can.
List your adjuster licenses by state
Many employers require an active adjuster license before day one. List every state license you hold in a dedicated credentials section, and note whether each is a resident or non-resident license so recruiters don't have to ask.
Apply early to roles that fit
Migrate Mate lists property claims specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job postings that match your software
Claims platforms like Xactimate, Symbility, and Guidewire appear in most postings. Filter for roles that name tools you already know, since software proficiency often determines whether you clear the initial screening.
Prepare scenario answers for coverage disputes
Interviewers commonly ask how you handled a claim where coverage was unclear or a policyholder disputed your determination. Draft two or three concrete examples from your history that show your reasoning process and how you resolved the disagreement.
Follow up after catastrophe deployment interviews
Roles tied to CAT response often move fast when storm season approaches. Send a brief follow-up within two business days of your interview referencing your availability and deployment experience, since hiring managers are filling rosters under deadline.
Property Claims Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most property claims specialists?
The companies hiring the most property claims specialists right now include USAA, Farmers Insurance, and Liberty Mutual Insurance, with the largest share of openings in Ohio, Washington, and Texas, based on current listings on Migrate Mate as of November 2026. Carriers, third-party administrators, and specialty CAT firms tend to post the most roles throughout the year.
How many property claims specialist jobs are remote?
About 85% of property claims specialist openings are fully remote or hybrid as of November 2026, with desk adjuster and coverage review roles accounting for most of the remote share. Field inspection and CAT deployment positions almost always require on-site or travel-based work, so remote availability depends heavily on the specific role type.
How do you become a property claims specialist?
Start by earning an adjuster license in your state, which typically requires completing a pre-licensing course and passing a state exam. Then build foundational knowledge of property insurance policies and claims workflows, either through an entry-level adjuster trainee program or a support role at a carrier. Gaining hands-on experience with estimating software and field inspections accelerates hiring into specialist roles.
Can you get hired as a property claims specialist with little experience?
Yes, many carriers and third-party administrators hire candidates into adjuster trainee programs that require a license but no prior claims experience. Demonstrating familiarity with property insurance policy language, showing strong written communication skills, and obtaining your adjuster license before applying all strengthen your candidacy even when your direct claims history is limited.
What does the property claims specialist interview process look like?
Most employers start with a phone screen focused on your license status and claims background, followed by a structured interview covering how you handle coverage disputes, difficult policyholders, and high-volume caseloads. Some employers include a written exercise where you review a sample claim file and explain your coverage determination, and final rounds often involve a panel with a claims manager and a team lead.
Where can I find and apply to property claims specialist jobs?
You can find and apply to property claims specialist jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your license, experience level, and preferred claim type, then apply directly to each listing.
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