Property Claims Specialist Jobs
Property Claims Specialist jobs are open across insurance carriers, third-party administrators, and self-insured companies, at every level from entry-level adjuster trainee to senior specialist and team lead, with specializations in residential, commercial, and catastrophe claims. Find a role that fits below and apply directly.
Find JobsLooking for remote work? View remote property claims specialist jobs →Overview
Showing 5 of 131+ Property Claims Specialist jobs
The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1Property Claims Specialist Jobs by Experience Level
See All 131+ Property Claims Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsProperty Claims Specialist Job Market
Who's Hiring
- Farmers Insurance27
- USAA18
- Liberty Mutual Insurance11
- Elevate Claims Solutions8E
- Selective Insurance4
Top Industries Hiring
- Insurance24
- Science & Research1
- Construction & Real Estate1
- Consulting & Professional Services1
What Employers Look For
The qualifications that appear most often in property claims specialist jobs.
- Active property and casualty adjuster license in relevant states
- Proficiency with Xactimate or comparable claims estimating software
- Two or more years of property claims adjusting experience
- Strong knowledge of homeowners and commercial property policy language
- Experience conducting field inspections and damage assessments
- Associate or bachelor's degree in business, finance, or a related field
Tips for Your Property Claims Specialist Job Search
Tailor your resume to claim types
Hiring managers scan for the specific claim categories you've handled. Call out residential, commercial, auto, or catastrophe claims by name in your work history, and quantify caseload volume or settlement accuracy where you can.
List your adjuster licenses by state
Many employers require an active adjuster license before day one. List every state license you hold in a dedicated credentials section, and note whether each is a resident or non-resident license so recruiters don't have to ask.
Apply early to roles that fit
Migrate Mate lists property claims specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job postings that match your software
Claims platforms like Xactimate, Symbility, and Guidewire appear in most postings. Filter for roles that name tools you already know, since software proficiency often determines whether you clear the initial screening.
Prepare scenario answers for coverage disputes
Interviewers commonly ask how you handled a claim where coverage was unclear or a policyholder disputed your determination. Draft two or three concrete examples from your history that show your reasoning process and how you resolved the disagreement.
Follow up after catastrophe deployment interviews
Roles tied to CAT response often move fast when storm season approaches. Send a brief follow-up within two business days of your interview referencing your availability and deployment experience, since hiring managers are filling rosters under deadline.
Property Claims Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most property claims specialists?
The companies hiring the most property claims specialists right now include Farmers Insurance, USAA, and Liberty Mutual Insurance, with the largest share of openings in Texas, Ohio, and Indiana, based on current listings on Migrate Mate as of September 2026. Carriers, third-party administrators, and specialty CAT firms tend to post the most roles throughout the year.
How many property claims specialist jobs are remote?
About 90% of property claims specialist openings are fully remote or hybrid as of September 2026, with desk adjuster and coverage review roles accounting for most of the remote share. Field inspection and CAT deployment positions almost always require on-site or travel-based work, so remote availability depends heavily on the specific role type.
How do you become a property claims specialist?
Start by earning an adjuster license in your state, which typically requires completing a pre-licensing course and passing a state exam. Then build foundational knowledge of property insurance policies and claims workflows, either through an entry-level adjuster trainee program or a support role at a carrier. Gaining hands-on experience with estimating software and field inspections accelerates hiring into specialist roles.
Can you get hired as a property claims specialist with little experience?
Yes, many carriers and third-party administrators hire candidates into adjuster trainee programs that require a license but no prior claims experience. Demonstrating familiarity with property insurance policy language, showing strong written communication skills, and obtaining your adjuster license before applying all strengthen your candidacy even when your direct claims history is limited.
What does the property claims specialist interview process look like?
Most employers start with a phone screen focused on your license status and claims background, followed by a structured interview covering how you handle coverage disputes, difficult policyholders, and high-volume caseloads. Some employers include a written exercise where you review a sample claim file and explain your coverage determination, and final rounds often involve a panel with a claims manager and a team lead.
Where can I find and apply to property claims specialist jobs?
You can find and apply to property claims specialist jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your license, experience level, and preferred claim type, then apply directly to each listing.
See All 131+ Property Claims Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find Jobs