Remote Property Claims Specialist Jobs
Remote Property Claims Specialist jobs are open across the U.S. at insurance carriers, third-party administrators, and distributed claims organizations hiring property claims specialists on fully remote teams. Employers hiring remotely right now include Selective Insurance, PMA Companies, and Federated Insurance. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 16+ Remote Property Claims Specialist jobs
Position Summary:
If you’re passionate about helping people restore their lives when the unexpected happens to their homes and providing the best customer experience, then our Mercury Insurance Property Claims team could be the place for you!
Upon completion of the training program, ideal candidates will transition into a property claims field adjusting position traveling to loss sites that have been damaged by fire, water, weather, or other unexpected events. You may also handle some claims via virtual technology and/or collaborate with vendors.
The Property Claims Field Adjuster ll will learn apply knowledge of current Company policies, applicable regulatory standards, and procedures to investigate, evaluate and settle moderate Homeowner's property claims in a timely and efficient manner as to prevent unnecessary expense to the Company and policyholders, and provide exceptional service to our customers.
Geo-Salary Information:
State specific pay scales for this role are as follows:
In CA: Typical hiring range is $98,568 to $120,473
The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.
- Investigate and resolve Homeowners claims of moderate complexity in a timely and efficient manner. Document with photographs, measurements, recorded interviews as needed, write a repair estimate to capture damages, and complete thorough file notes.
- Ability to perform field inspections at least 50% of work time. (company car provided) This will involve travelling to our customers’ home to conduct on-site inspections, thoroughly investigate coverage and prepare detailed estimate to efficiently resolve their claims.
- Ability to handle virtual claims. Must have ability to use imagery, and advanced video technology to collaborate with onsite vendors and insureds to identify damage and write damage estimates from a virtual setting when needed.
- Compare facts gathered during the investigation against the policy to determine coverage of claim; extend or deny coverage as appropriate.
- Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval.
- Responsible for effectively and timely communicating with insureds and /or their representatives to resolve issues and ensure customer satisfaction. This includes timely response to phone calls, emails, texts, written communication, and adherence to Department of Insurance requirements.
- Prioritizes own responsibilities and effectively manages claims workload to regularly monitor progress and expenses to properly resolve inventory to conclusion.
- At times may direct, monitor, and review files handled by independent adjusters to conclusion.
- Other functions may be assigned
Qualifications:
Education:
Bachelor’s degree preferred or equivalent combination of education and experience.- Valid driver’s license is required.
- Ability to obtain state specific property claims licensing, as required.
- Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both.
Experience:
- Have prior experience using estimating software like Xactimate.
- Experience in a related field: property claims experience, customer service environment, construction, restoration, mitigation
- Are known for clear and professional communication, both written and verbal
- Are bilingual and/or have prior military experience is a plus
- 3-5+ years equivalent industry experience is preferred
Knowledge and Skills:
As a Property Claims Field Adjuster 2, you will:
- Possess the ability to work independently with limited or no supervision over daily activities required to successfully investigate, evaluate, write damage estimates, negotiate, and resolve property claims
- Have a passion for outstanding customer service
- Make quality decisions based upon a mixture of analysis, wisdom, experience, and judgment, including the ability to negotiate.
- Be comfortable with and adaptable to new technology and business tools
- Be able to seamlessly transition between various methods of inspection, including physical, video, or photo, to write a damage estimate:
o May include climbing ladders to inspect roofing or attic space and inspection of crawl spaces.
o Ability to lift and carry up to 50 pounds.
- Possess strong organizational, time management, and prioritization skills to handle varying workloads due to seasonal volume changes and catastrophes.
- Be able and willing to work flexible work shifts and may be asked to work overtime, as needs arise.
- Drive to and from multiple locations and occasionally outside of normal business hours.
Learn more about us here: https://www.mercuryinsurance.com/about/careers
- Competitive compensation
- Flexibility to work from anywhere in the United States for most positions
- Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
- Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
- Medical, dental, vision, life, and pet insurance
- 401 (k) retirement savings plan with company match
- Engaging work environment
- Promotional opportunities
- Education assistance
- Professional and personal development opportunities
- Company recognition program
- Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more
Position Summary:
If you’re passionate about helping people restore their lives when the unexpected happens to their homes and providing the best customer experience, then our Mercury Insurance Property Claims team could be the place for you!
Upon completion of the training program, ideal candidates will transition into a property claims field adjusting position traveling to loss sites that have been damaged by fire, water, weather, or other unexpected events. You may also handle some claims via virtual technology and/or collaborate with vendors.
The Property Claims Field Adjuster ll will learn apply knowledge of current Company policies, applicable regulatory standards, and procedures to investigate, evaluate and settle moderate Homeowner's property claims in a timely and efficient manner as to prevent unnecessary expense to the Company and policyholders, and provide exceptional service to our customers.
Geo-Salary Information:
State specific pay scales for this role are as follows:
In CA: Typical hiring range is $98,568 to $120,473
The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.
- Investigate and resolve Homeowners claims of moderate complexity in a timely and efficient manner. Document with photographs, measurements, recorded interviews as needed, write a repair estimate to capture damages, and complete thorough file notes.
- Ability to perform field inspections at least 50% of work time. (company car provided) This will involve travelling to our customers’ home to conduct on-site inspections, thoroughly investigate coverage and prepare detailed estimate to efficiently resolve their claims.
- Ability to handle virtual claims. Must have ability to use imagery, and advanced video technology to collaborate with onsite vendors and insureds to identify damage and write damage estimates from a virtual setting when needed.
- Compare facts gathered during the investigation against the policy to determine coverage of claim; extend or deny coverage as appropriate.
- Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval.
- Responsible for effectively and timely communicating with insureds and /or their representatives to resolve issues and ensure customer satisfaction. This includes timely response to phone calls, emails, texts, written communication, and adherence to Department of Insurance requirements.
- Prioritizes own responsibilities and effectively manages claims workload to regularly monitor progress and expenses to properly resolve inventory to conclusion.
- At times may direct, monitor, and review files handled by independent adjusters to conclusion.
- Other functions may be assigned
Qualifications:
Education:
Bachelor’s degree preferred or equivalent combination of education and experience.- Valid driver’s license is required.
- Ability to obtain state specific property claims licensing, as required.
- Must successfully participate and complete formal property claims training program that may take place in person, virtually, or a combination of both.
Experience:
- Have prior experience using estimating software like Xactimate.
- Experience in a related field: property claims experience, customer service environment, construction, restoration, mitigation
- Are known for clear and professional communication, both written and verbal
- Are bilingual and/or have prior military experience is a plus
- 3-5+ years equivalent industry experience is preferred
Knowledge and Skills:
As a Property Claims Field Adjuster 2, you will:
- Possess the ability to work independently with limited or no supervision over daily activities required to successfully investigate, evaluate, write damage estimates, negotiate, and resolve property claims
- Have a passion for outstanding customer service
- Make quality decisions based upon a mixture of analysis, wisdom, experience, and judgment, including the ability to negotiate.
- Be comfortable with and adaptable to new technology and business tools
- Be able to seamlessly transition between various methods of inspection, including physical, video, or photo, to write a damage estimate:
o May include climbing ladders to inspect roofing or attic space and inspection of crawl spaces.
o Ability to lift and carry up to 50 pounds.
- Possess strong organizational, time management, and prioritization skills to handle varying workloads due to seasonal volume changes and catastrophes.
- Be able and willing to work flexible work shifts and may be asked to work overtime, as needs arise.
- Drive to and from multiple locations and occasionally outside of normal business hours.
Learn more about us here: https://www.mercuryinsurance.com/about/careers
- Competitive compensation
- Flexibility to work from anywhere in the United States for most positions
- Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
- Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
- Medical, dental, vision, life, and pet insurance
- 401 (k) retirement savings plan with company match
- Engaging work environment
- Promotional opportunities
- Education assistance
- Professional and personal development opportunities
- Company recognition program
- Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more
See All 16 Remote Property Claims Specialist Jobs
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Find JobsRemote Property Claims Specialist Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Science & Research
- Construction & Real Estate
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in remote property claims specialist jobs.
- Active property and casualty adjuster license in relevant states
- Proficiency with Xactimate or comparable claims estimating software
- Two or more years of property claims adjusting experience
- Strong knowledge of homeowners and commercial property policy language
- Experience conducting field inspections and damage assessments
- Associate or bachelor's degree in business, finance, or a related field
Tips for Your Remote Property Claims Specialist Job Search
Apply early to remote roles that fit
Migrate Mate lists remote property claims specialist openings from across the U.S. in one place, so you can find roles that match your experience and apply directly without sorting through unrelated listings.
Demonstrate async claims communication skills
Remote property claims employers screen for written clarity because nearly all file updates, coverage decisions, and policyholder contact happen through email and claims platforms. Include specific examples in your resume of how you documented coverage determinations or communicated claim outcomes in writing.
Get licensed in multiple states before applying
Remote employers often need adjusters who can handle claims across state lines without additional onboarding. Holding a non-resident adjuster license in two or three high-volume states like Texas, Florida, or California makes you immediately deployable and strengthens every remote application.
Show proficiency with remote claims platforms
Name the specific systems you've used, such as Xactimate, Guidewire, or Snapsheet, in your resume and cover materials. Remote employers skip candidates who list generic software skills and prioritize those who can work inside their existing tech stack from day one.
Remote Property Claims Specialist Jobs: Frequently Asked Questions
How do I get a remote property claims specialist job?
Target insurance carriers, third-party administrators, and self-insured companies that run distributed claims teams, since those employers are most likely to post fully remote property claims roles. Remote hiring managers screen hard for self-direction, detailed written communication, and proficiency with claims management systems like Xactimate or Guidewire. Candidates who can show they've handled complex coverage decisions independently, documented file activity clearly, and resolved claims without hand-holding have a clear edge.
Which companies hire remote property claims specialists?
Employers currently hiring remote property claims specialists include Selective Insurance, PMA Companies, and Federated Insurance, per current remote listings on Migrate Mate as of September 2026. Remote property claims roles concentrate at national insurance carriers, specialty lines insurers, and third-party claims administrators that operate distributed teams across multiple states.
Can you get a remote property claims specialist job with no experience?
Yes, but remote entry-level property claims roles are harder to land because employers expect you to work independently from day one without in-office supervision. Companies with formal remote training programs and high-volume personal lines books are your best starting point. Showing familiarity with claims software, completing an adjuster pre-licensing course, or holding a state adjuster license in a high-demand state can open doors even without prior claims experience.
Do you need a degree for remote property claims specialist jobs?
Not always. Many remote employers weigh a state adjuster license, demonstrated knowledge of property coverage, and hands-on experience with claims platforms more heavily than a specific degree. A background in construction, engineering, or restoration work can substitute effectively for formal education in property claims roles, particularly for field-to-desk candidates moving into remote positions.
Which industries hire the most remote property claims specialists?
The sectors hiring the most remote property claims specialists are Insurance, Science & Research, and Construction & Real Estate, based on current remote listings on Migrate Mate as of September 2026. Those sectors rely on distributed claims teams to manage high volumes of property files across multiple states without requiring adjusters to be co-located with their supervisors or policyholders.
See All 16 Remote Property Claims Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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