Remote Property Claims Specialist Jobs
Remote Property Claims Specialist jobs are open across the U.S. at insurance carriers, third-party administrators, and distributed claims organizations hiring property claims specialists on fully remote teams. Employers hiring remotely right now include Selective Insurance, Farmer's Union Insurance, and EMC Insurance. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 23+ Remote Property Claims Specialist jobs
About us:
At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview:
Selective Insurance is seeking a Property Field Claims Specialist for the Chicago, IL territory. This is a fully remote position and includes a company vehicle. No relocation assistance is offered with this role so you must reside in the nearby area or be willing to relocate at your own expense.
It is the responsibility of this position to provide superior property claims service to all regions by handling Property and Inland Marine claims, generally with dollar exposures of $25,000 to $100,000. This person will investigate the claim, estimate the property damages, select and deploy experts, obtain appropriate claim documentation, and effect accurate settlement within the prescribed authority and standards of performance. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities:
- Handles property/inland marine claims for assigned region with availability to assist as needed in all other regions.
- Evaluates and settles property-related damages (primarily) between $25,000 and $100,000 (aggregate). This position will occasionally handle losses that exceed $100,000 in aggregate claim value.
- Handles typical Business Income losses.
- This position will join the LLU as part of the corporate catastrophe team. As catastrophe needs arise throughout our claims organization, the PCS will serve as an initial responder for catastrophe claim events within the various regions.
- Responsible for all coverage determinations, negotiations, reserving and settlement within established authority.
- Provides coverage and/or estimating assistance to regional CMS’ as may be required by management.
- Responds to all legal, regulatory or appeals situations or requests.
- Must be able to drive an automobile to travel within territory. Car travel represents approximately 75% of employee’s time.
QUALIFICATIONS:
Knowledge and Requirements:
- Must have the ability to work varying shifts.
- Have knowledge of and proficiency in standard business and claim-specific computer software programs and the ability to keyboard in an efficient and productive manner.
- Must have valid state-issued driver’s license in good standing and be able to drive an automobile.
Education and Experience:
- College degree preferred.
- Prefer 5 years claims experience, thorough knowledge of Commercial and Personal Lines coverages and computer-based damage estimating.
TOTAL REWARDS:
Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
PAY RANGE: USD $83,000.00 - USD $108,000.00 /Yr.
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
About us:
At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview:
Selective Insurance is seeking a Property Field Claims Specialist for the Chicago, IL territory. This is a fully remote position and includes a company vehicle. No relocation assistance is offered with this role so you must reside in the nearby area or be willing to relocate at your own expense.
It is the responsibility of this position to provide superior property claims service to all regions by handling Property and Inland Marine claims, generally with dollar exposures of $25,000 to $100,000. This person will investigate the claim, estimate the property damages, select and deploy experts, obtain appropriate claim documentation, and effect accurate settlement within the prescribed authority and standards of performance. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities:
- Handles property/inland marine claims for assigned region with availability to assist as needed in all other regions.
- Evaluates and settles property-related damages (primarily) between $25,000 and $100,000 (aggregate). This position will occasionally handle losses that exceed $100,000 in aggregate claim value.
- Handles typical Business Income losses.
- This position will join the LLU as part of the corporate catastrophe team. As catastrophe needs arise throughout our claims organization, the PCS will serve as an initial responder for catastrophe claim events within the various regions.
- Responsible for all coverage determinations, negotiations, reserving and settlement within established authority.
- Provides coverage and/or estimating assistance to regional CMS’ as may be required by management.
- Responds to all legal, regulatory or appeals situations or requests.
- Must be able to drive an automobile to travel within territory. Car travel represents approximately 75% of employee’s time.
QUALIFICATIONS:
Knowledge and Requirements:
- Must have the ability to work varying shifts.
- Have knowledge of and proficiency in standard business and claim-specific computer software programs and the ability to keyboard in an efficient and productive manner.
- Must have valid state-issued driver’s license in good standing and be able to drive an automobile.
Education and Experience:
- College degree preferred.
- Prefer 5 years claims experience, thorough knowledge of Commercial and Personal Lines coverages and computer-based damage estimating.
TOTAL REWARDS:
Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
PAY RANGE: USD $83,000.00 - USD $108,000.00 /Yr.
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
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Find JobsRemote Property Claims Specialist Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Construction & Real Estate
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in remote property claims specialist jobs.
- Active property and casualty adjuster license in relevant states
- Proficiency with Xactimate or comparable claims estimating software
- Two or more years of property claims adjusting experience
- Strong knowledge of homeowners and commercial property policy language
- Experience conducting field inspections and damage assessments
- Associate or bachelor's degree in business, finance, or a related field
Tips for Your Remote Property Claims Specialist Job Search
Apply early to remote roles that fit
Migrate Mate lists remote property claims specialist openings from across the U.S. in one place, so you can find roles that match your experience and apply directly without sorting through unrelated listings.
Demonstrate async claims communication skills
Remote property claims employers screen for written clarity because nearly all file updates, coverage decisions, and policyholder contact happen through email and claims platforms. Include specific examples in your resume of how you documented coverage determinations or communicated claim outcomes in writing.
Get licensed in multiple states before applying
Remote employers often need adjusters who can handle claims across state lines without additional onboarding. Holding a non-resident adjuster license in two or three high-volume states like Texas, Florida, or California makes you immediately deployable and strengthens every remote application.
Show proficiency with remote claims platforms
Name the specific systems you've used, such as Xactimate, Guidewire, or Snapsheet, in your resume and cover materials. Remote employers skip candidates who list generic software skills and prioritize those who can work inside their existing tech stack from day one.
Remote Property Claims Specialist Jobs: Frequently Asked Questions
How do I get a remote property claims specialist job?
Target insurance carriers, third-party administrators, and self-insured companies that run distributed claims teams, since those employers are most likely to post fully remote property claims roles. Remote hiring managers screen hard for self-direction, detailed written communication, and proficiency with claims management systems like Xactimate or Guidewire. Candidates who can show they've handled complex coverage decisions independently, documented file activity clearly, and resolved claims without hand-holding have a clear edge.
Which companies hire remote property claims specialists?
Employers currently hiring remote property claims specialists include Selective Insurance, Farmer's Union Insurance, and EMC Insurance, per current remote listings on Migrate Mate as of November 2026. Remote property claims roles concentrate at national insurance carriers, specialty lines insurers, and third-party claims administrators that operate distributed teams across multiple states.
Can you get a remote property claims specialist job with no experience?
Yes, but remote entry-level property claims roles are harder to land because employers expect you to work independently from day one without in-office supervision. Companies with formal remote training programs and high-volume personal lines books are your best starting point. Showing familiarity with claims software, completing an adjuster pre-licensing course, or holding a state adjuster license in a high-demand state can open doors even without prior claims experience.
Do you need a degree for remote property claims specialist jobs?
Not always. Many remote employers weigh a state adjuster license, demonstrated knowledge of property coverage, and hands-on experience with claims platforms more heavily than a specific degree. A background in construction, engineering, or restoration work can substitute effectively for formal education in property claims roles, particularly for field-to-desk candidates moving into remote positions.
Which industries hire the most remote property claims specialists?
The sectors hiring the most remote property claims specialists are Insurance, Construction & Real Estate, and Consulting & Professional Services, based on current remote listings on Migrate Mate as of November 2026. Those sectors rely on distributed claims teams to manage high volumes of property files across multiple states without requiring adjusters to be co-located with their supervisors or policyholders.
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