Property Claims Specialist Jobs in Texas
Property Claims Specialist jobs in Texas are concentrated in Houston, Dallas, and San Antonio, where the state's high exposure to hurricanes, hailstorms, and flood events keeps demand for residential and commercial property claims expertise steady at every level from entry-level adjuster trainees to senior field specialists. Major carriers with deep Texas roots such as State Farm, Allstate, and USAA anchor much of the hiring, with the most consistent openings in catastrophe claims, structural damage assessment, and large-loss commercial property. Find a role that fits below and apply directly.
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Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policy holder homes.
Residency Requirement: Candidates must currently live within the Dallas, Grand Prarie, or Mesquite, TX area to be eligible for consideration.
The starting wage for this position is $27.67hr. or higher. Additional compensation may be offered based on relevant experience and transferable skills.
If you are looking for the following in your next career ...
- Paid training through the award-winning and industry-leading University of Farmers.
- Flexibility and independence to work outside the confines of a desk job.
- Total Rewards Benefits Package: 401K and a competitive starting salary.
- Rapid growth potential and management opportunities for success-oriented people through education,mentorship programs, and inspirational leadership at a company you can be proud of.
… then Farmers Insurance is the place for you!
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess propertydamage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistentwith management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses,contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and otherrelevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomicstandards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days.
- Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
... then this could be a great career opportunity for you!
Candidates Must be Willing & Able to:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day,
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
Physical Actions & Environment:
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing
- Speaking (English), Reading (English), Writing (English), & Key Entering
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Benefits
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
- Bonus Opportunity (based on Company and Individual Performance)
- 401(k)
- Medical
- Dental
- Vision
- Health Savings and Flexible Spending Accounts
- Life Insurance
- Paid Time Off
- Paid Parental Leave
- Tuition Assistance
Job Location(s): US - TX - Dallas, US - TX - Grand Prarie, US - TX - Grand Praire, US - TX - Mesquite
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com
See All 15 Property Claims Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find JobsProperty Claims Specialist Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Property Claims Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
What Texas Employers Look For
The qualifications that appear most often in property claims specialist jobs across Texas.
- Active Texas All-Lines Adjuster License or a license recognized by the Texas Department of Insurance
- Experience adjusting residential or commercial property claims from first notice to settlement
- Proficiency with Xactimate or comparable property estimating and scoping software
- Strong working knowledge of Texas property insurance statutes and prompt-payment requirements
- Ability to conduct on-site inspections and write detailed damage reports with photo documentation
- High school diploma required with a bachelor's degree preferred in business, construction, or a related field
Property Claims Specialist Jobs in Texas: Frequently Asked Questions
How do you become a property claims specialist in Texas?
You start by obtaining a Texas All-Lines Adjuster License through the Texas Department of Insurance, which requires completing a state-approved pre-licensing course and passing the adjuster exam before applying for your license. No college degree is mandatory to sit for the exam, though carriers typically expect a high school diploma at minimum. Once licensed, most specialists begin as staff adjusters or inside claims representatives, handling smaller residential losses before advancing to field or catastrophe roles.
Which companies hire property claims specialists in Texas?
Companies currently hiring property claims specialists in Texas include Farmers Insurance, USAA, and Liberty Mutual Insurance, per current listings on Migrate Mate as of September 2026. Texas's outsized exposure to severe weather events, particularly along the Gulf Coast and in the DFW hail corridor, means large carriers and independent adjusting firms maintain year-round staffing and ramp up significantly after named storms.
Which Texas cities have the most property claims specialist jobs?
Plano, Fort Worth, and San Antonio consistently post the most property claims specialist openings in Texas. Houston leads because of its Gulf Coast catastrophe exposure and the concentration of major carrier regional offices there, while Dallas draws heavy hiring from its large commercial real estate market and the hail-prone North Texas corridor, and San Antonio benefits from USAA's national headquarters and a growing base of independent adjusting firms serving Central and South Texas.
Are there remote property claims specialist jobs in Texas?
Yes, but they're limited. About 100% of property claims specialist openings tied to Texas are remote or hybrid as of September 2026, reflecting that most roles require on-site inspections, in-person damage assessments, and direct contact with policyholders and contractors. The parts of the work most suited to remote arrangements are inside claims handling, coverage review, and file management rather than field adjustment or catastrophe deployment.
How can I get hired as a property claims specialist in Texas with little or no experience?
The most realistic entry path is obtaining your Texas All-Lines Adjuster License first, which signals baseline competency to every hiring manager in the state and is attainable without prior claims experience. From there, large Texas carriers such as State Farm and USAA run structured adjuster trainee programs that bring on licensed candidates with no claims background and provide paid, on-the-job training. Customer service roles at insurance agencies, construction inspection work, and contractor estimating positions are lateral moves that Texas employers recognize as genuine preparation for a staff adjuster role.
Where can I find and apply to property claims specialist jobs in Texas?
You can find and apply to property claims specialist jobs in Texas on Migrate Mate, which lists current Texas openings across carriers, independent adjusting firms, and third-party administrators. Find roles that fit your experience level and location, then apply directly to each one.
See All 15 Property Claims Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
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