Property Claims Specialist Jobs in Ohio
Property Claims Specialist jobs in Ohio are concentrated in the insurance carrier and third-party administrator sectors, with the state's large residential and commercial property base driving steady demand at levels from entry adjuster to senior specialist. Columbus, Cleveland, and Cincinnati account for the greatest share of openings, where established employers such as Nationwide, Progressive, and Allstate maintain significant operations. The most consistent demand in Ohio is for specialists with experience in homeowners and commercial property claims, catastrophe response, and subrogation. See the openings below and apply to the ones that match your experience.
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Showing 5 of 9+ Property Claims Specialist jobs
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.
Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!
Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policy holder homes.
Candidates must reside in the greater Butler/Warren County, OH area to be considered for this role.
If you are looking for the following in your next career ...
- Paid training through the award-winning and industry-leading University of Farmers.
- Flexibility and independence to work outside the confines of a desk job.
- Total Rewards Benefits Package: 401K and a competitive starting salary.
- Rapid growth potential and management opportunities for success-oriented people through education,mentorship programs, and inspirational leadership at a company you can be proud of.
… Then Farmers Insurance is the place for you!
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistentwith management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomicstandards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days.
- Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
... then this could be a great career opportunity for you!
Final candidate qualifications may be reviewed against the requirements for the associated level of this role.
Candidates Must be Willing & Able to:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day,
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
Physical Actions & Environment:
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing
- Speaking (English), Reading (English), Writing (English), & Key Entering
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Benefits
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
o DC/NJ/NY/OH Only: $23.22 - $41.88
o Albany County, NY/Cleveland, OH: $24.70 - $36.23 - Bonus Opportunity (based on Company and Individual Performance)
- 401(k)
- Medical
- Dental
- Vision
- Health Savings and Flexible Spending Accounts
- Life Insurance
- Paid Time Off
- Paid Parental Leave
- Tuition Assistance
Job Location(s): US - OH, US - OH - Cincinnati, US - OH - Dayton This is a field-based role, and candidates must reside within the assigned territory.
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.
Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!
Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policy holder homes.
Candidates must reside in the greater Butler/Warren County, OH area to be considered for this role.
If you are looking for the following in your next career ...
- Paid training through the award-winning and industry-leading University of Farmers.
- Flexibility and independence to work outside the confines of a desk job.
- Total Rewards Benefits Package: 401K and a competitive starting salary.
- Rapid growth potential and management opportunities for success-oriented people through education,mentorship programs, and inspirational leadership at a company you can be proud of.
… Then Farmers Insurance is the place for you!
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistentwith management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomicstandards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days.
- Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
... then this could be a great career opportunity for you!
Final candidate qualifications may be reviewed against the requirements for the associated level of this role.
Candidates Must be Willing & Able to:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day,
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
Physical Actions & Environment:
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing
- Speaking (English), Reading (English), Writing (English), & Key Entering
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Benefits
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
o DC/NJ/NY/OH Only: $23.22 - $41.88
o Albany County, NY/Cleveland, OH: $24.70 - $36.23 - Bonus Opportunity (based on Company and Individual Performance)
- 401(k)
- Medical
- Dental
- Vision
- Health Savings and Flexible Spending Accounts
- Life Insurance
- Paid Time Off
- Paid Parental Leave
- Tuition Assistance
Job Location(s): US - OH, US - OH - Cincinnati, US - OH - Dayton This is a field-based role, and candidates must reside within the assigned territory.
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com
See All 9 Property Claims Specialist Jobs in Ohio
Find roles in Ohio that match your experience and apply in just a few clicks.
Find JobsProperty Claims Specialist Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Property Claims Specialist Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring
What Ohio Employers Look For
The qualifications that appear most often in property claims specialist jobs across Ohio.
- Active Ohio adjuster license or reciprocal license recognized by the Ohio Department of Insurance
- Experience handling homeowners, commercial property, or catastrophe claims from first notice to settlement
- Strong knowledge of property damage assessment, repair estimating, and coverage interpretation
- Proficiency with claims management platforms such as Xactimate or Symbility for damage documentation
- Bachelor's degree in business, finance, risk management, or a related field preferred by most carriers
- Clear written and verbal communication skills for policyholder interaction and file documentation
Property Claims Specialist Jobs in Ohio: Frequently Asked Questions
How do you become a property claims specialist in Ohio?
You become a property claims specialist in Ohio by obtaining an Ohio Property and Casualty Adjuster license through the Ohio Department of Insurance, which requires passing the state licensing exam administered through Pearson VUE. Most candidates hold at least an associate or bachelor's degree in business, finance, or a related field. Some Ohio carriers will hire and sponsor the exam for candidates who pass a background check and complete an in-house training program before licensure.
Which companies hire property claims specialists in Ohio?
Companies currently hiring property claims specialists in Ohio include Farmers Insurance, USAA, and Encova Insurance, per current listings on Migrate Mate as of November 2026. Ohio's position as a headquarters state for several major insurance carriers means local hiring is consistent throughout the year rather than concentrated in seasonal surges.
Which Ohio cities have the most property claims specialist jobs?
Columbus, Cleveland, and Cincinnati lead Ohio for property claims specialist openings. Columbus dominates because Nationwide, Grange Insurance, and several large third-party administrators are headquartered there, while Cleveland and Cincinnati draw volume from regional carrier offices and independent adjusting firms that serve the dense residential and commercial property markets in those metro areas.
Are there remote property claims specialist jobs in Ohio?
Yes, but they're limited. Property claims work involves field inspections and on-site damage assessments that are inherently in-person, which keeps fully remote roles a minority of openings. About 50% of property claims specialist openings tied to Ohio are remote or hybrid as of November 2026, with those positions typically covering desk review, coverage analysis, and litigation support rather than physical inspections.
How can I get hired as a property claims specialist in Ohio with little or no experience?
The most realistic entry path is applying to a claims trainee or adjuster associate program at one of Ohio's large carrier headquarters, where Nationwide and Grange Insurance both run structured new-hire training that pairs classroom instruction with supervised field work. Lateral moves from customer service, construction, or auto damage appraisal roles are common entry points since adjusters value communication and damage-assessment backgrounds. Passing the Ohio Property and Casualty Adjuster exam before applying gives candidates a meaningful edge even without prior claims experience.
Where can I find and apply to property claims specialist jobs in Ohio?
You can find and apply to property claims specialist jobs in Ohio on Migrate Mate, which lists current Ohio openings. Search the roles that match your experience level and claims specialty, then apply directly to the ones that fit.
See All 9 Property Claims Specialist Jobs in Ohio
Find roles in Ohio that match your experience and apply in just a few clicks.
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