Property Claims Specialist Jobs in Ohio
Property Claims Specialist jobs in Ohio are concentrated in the insurance carrier and third-party administrator sectors, with the state's large residential and commercial property base driving steady demand at levels from entry adjuster to senior specialist. Columbus, Cleveland, and Cincinnati account for the greatest share of openings, where established employers such as Nationwide, Progressive, and Allstate maintain significant operations. The most consistent demand in Ohio is for specialists with experience in homeowners and commercial property claims, catastrophe response, and subrogation. See the openings below and apply to the ones that match your experience.
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Workplace: Remote ( #LI-Remote )
The candidate for this position must live in the Cleveland, OH area.
If you are looking for the following in your next career move:
- Paid training through the award winning and industry leading University of Farmers.
- Flexibility and independence to work outside the confines of a desk job.
- Total Rewards benefits package, 401K, and a competitive starting salary.
- Rapid growth potential and management opportunities for success-oriented people through education, mentorship programs, and inspirational leadership at a company you can be proud of.
Our Field Property Claims Adjusters will:
- Conduct field based investigations by visiting policyholders’ homes to investigate property damage.
- Use claims handling software, a company car and laptop to determine claims related damage and write estimates in a paperless environment
- Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
If you have the following:
- High School diploma or equivalent required. Bachelors Degree preferred.
- Excellent customer service and communication skills.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle.
- Able to adapt to ever changing technology.
Job Summary
Essential Job Functions
- Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits). Adjusts all types of claims. Inspects damaged property , and determines claims related damage.
- Estimates the cost of repair or replacement of damaged or stolen property . Determines and reports on subrogation potential. Initiates the sale of salvage , personal property, and miscellaneous salvage items.
- Reports theft, fraud, and arson losses as required to state and industry agencies. Performs most duties on an individual basis, and work has a direct bearing on Management results. Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
- Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
- Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days. Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals. Performs other duties as assigned.
Physical Actions
Education Requirements
Special Skill Requirement
Benefits
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
- Bonus Opportunity (based on Company and Individual Performance)
- 401(k)
- Medical
- Dental
- Vision
- Health Savings and Flexible Spending Accounts
- Life Insurance
- Paid Time Off
- Paid Parental Leave
- Tuition Assistance
Job Location(s): US - OH - Cleveland
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com
See All 5 Property Claims Specialist Jobs in Ohio
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Find JobsProperty Claims Specialist Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Property Claims Specialist Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Agriculture & Farming
What Ohio Employers Look For
The qualifications that appear most often in property claims specialist jobs across Ohio.
- Active Ohio adjuster license or reciprocal license recognized by the Ohio Department of Insurance
- Experience handling homeowners, commercial property, or catastrophe claims from first notice to settlement
- Strong knowledge of property damage assessment, repair estimating, and coverage interpretation
- Proficiency with claims management platforms such as Xactimate or Symbility for damage documentation
- Bachelor's degree in business, finance, risk management, or a related field preferred by most carriers
- Clear written and verbal communication skills for policyholder interaction and file documentation
Property Claims Specialist Jobs in Ohio: Frequently Asked Questions
How do you become a property claims specialist in Ohio?
You become a property claims specialist in Ohio by obtaining an Ohio Property and Casualty Adjuster license through the Ohio Department of Insurance, which requires passing the state licensing exam administered through Pearson VUE. Most candidates hold at least an associate or bachelor's degree in business, finance, or a related field. Some Ohio carriers will hire and sponsor the exam for candidates who pass a background check and complete an in-house training program before licensure.
Which companies hire property claims specialists in Ohio?
Companies currently hiring property claims specialists in Ohio include Grange Insurance, Farmers Insurance, and Great American Insurance, per current listings on Migrate Mate as of July 2026. Ohio's position as a headquarters state for several major insurance carriers means local hiring is consistent throughout the year rather than concentrated in seasonal surges.
Which Ohio cities have the most property claims specialist jobs?
Cleveland and Cincinnati lead Ohio for property claims specialist openings. Columbus dominates because Nationwide, Grange Insurance, and several large third-party administrators are headquartered there, while Cleveland and Cincinnati draw volume from regional carrier offices and independent adjusting firms that serve the dense residential and commercial property markets in those metro areas.
Are there remote property claims specialist jobs in Ohio?
Yes, but they're limited. Property claims work involves field inspections and on-site damage assessments that are inherently in-person, which keeps fully remote roles a minority of openings. About 75% of property claims specialist openings tied to Ohio are remote or hybrid as of July 2026, with those positions typically covering desk review, coverage analysis, and litigation support rather than physical inspections.
How can I get hired as a property claims specialist in Ohio with little or no experience?
The most realistic entry path is applying to a claims trainee or adjuster associate program at one of Ohio's large carrier headquarters, where Nationwide and Grange Insurance both run structured new-hire training that pairs classroom instruction with supervised field work. Lateral moves from customer service, construction, or auto damage appraisal roles are common entry points since adjusters value communication and damage-assessment backgrounds. Passing the Ohio Property and Casualty Adjuster exam before applying gives candidates a meaningful edge even without prior claims experience.
Where can I find and apply to property claims specialist jobs in Ohio?
You can find and apply to property claims specialist jobs in Ohio on Migrate Mate, which lists current Ohio openings. Search the roles that match your experience level and claims specialty, then apply directly to the ones that fit.
See All 5 Property Claims Specialist Jobs in Ohio
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