Property Claims Specialist Jobs in Ohio
Property Claims Specialist jobs in Ohio are concentrated in the insurance carrier and third-party administrator sectors, with the state's large residential and commercial property base driving steady demand at levels from entry adjuster to senior specialist. Columbus, Cleveland, and Cincinnati account for the greatest share of openings, where established employers such as Nationwide, Progressive, and Allstate maintain significant operations. The most consistent demand in Ohio is for specialists with experience in homeowners and commercial property claims, catastrophe response, and subrogation. See the openings below and apply to the ones that match your experience.
Find JobsOverview
Showing 5 of 10+ Property Claims Specialist jobs
The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1See All 10 Property Claims Specialist Jobs in Ohio
Find roles in Ohio that match your experience and apply in just a few clicks.
Find JobsProperty Claims Specialist Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Property Claims Specialist Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring
What Ohio Employers Look For
The qualifications that appear most often in property claims specialist jobs across Ohio.
- Active Ohio adjuster license or reciprocal license recognized by the Ohio Department of Insurance
- Experience handling homeowners, commercial property, or catastrophe claims from first notice to settlement
- Strong knowledge of property damage assessment, repair estimating, and coverage interpretation
- Proficiency with claims management platforms such as Xactimate or Symbility for damage documentation
- Bachelor's degree in business, finance, risk management, or a related field preferred by most carriers
- Clear written and verbal communication skills for policyholder interaction and file documentation
Property Claims Specialist Jobs in Ohio: Frequently Asked Questions
How do you become a property claims specialist in Ohio?
You become a property claims specialist in Ohio by obtaining an Ohio Property and Casualty Adjuster license through the Ohio Department of Insurance, which requires passing the state licensing exam administered through Pearson VUE. Most candidates hold at least an associate or bachelor's degree in business, finance, or a related field. Some Ohio carriers will hire and sponsor the exam for candidates who pass a background check and complete an in-house training program before licensure.
Which companies hire property claims specialists in Ohio?
Companies currently hiring property claims specialists in Ohio include Elevate Claims Solutions, Great American Insurance, and Encova Insurance, per current listings on Migrate Mate as of September 2026. Ohio's position as a headquarters state for several major insurance carriers means local hiring is consistent throughout the year rather than concentrated in seasonal surges.
Which Ohio cities have the most property claims specialist jobs?
Cincinnati, Ohio, and Lima lead Ohio for property claims specialist openings. Columbus dominates because Nationwide, Grange Insurance, and several large third-party administrators are headquartered there, while Cleveland and Cincinnati draw volume from regional carrier offices and independent adjusting firms that serve the dense residential and commercial property markets in those metro areas.
Are there remote property claims specialist jobs in Ohio?
Yes, but they're limited. Property claims work involves field inspections and on-site damage assessments that are inherently in-person, which keeps fully remote roles a minority of openings. About 0% of property claims specialist openings tied to Ohio are remote or hybrid as of September 2026, with those positions typically covering desk review, coverage analysis, and litigation support rather than physical inspections.
How can I get hired as a property claims specialist in Ohio with little or no experience?
The most realistic entry path is applying to a claims trainee or adjuster associate program at one of Ohio's large carrier headquarters, where Nationwide and Grange Insurance both run structured new-hire training that pairs classroom instruction with supervised field work. Lateral moves from customer service, construction, or auto damage appraisal roles are common entry points since adjusters value communication and damage-assessment backgrounds. Passing the Ohio Property and Casualty Adjuster exam before applying gives candidates a meaningful edge even without prior claims experience.
Where can I find and apply to property claims specialist jobs in Ohio?
You can find and apply to property claims specialist jobs in Ohio on Migrate Mate, which lists current Ohio openings. Search the roles that match your experience level and claims specialty, then apply directly to the ones that fit.
See All 10 Property Claims Specialist Jobs in Ohio
Find roles in Ohio that match your experience and apply in just a few clicks.
Find Jobs