Property Underwriter Jobs
Property Underwriter jobs are open across insurance carriers, reinsurance firms, specialty lines, and commercial brokers, covering specializations in commercial property, residential risk, and catastrophe underwriting, from associate to senior and management levels. See the openings below and apply to the ones that match your experience.
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- Scottsdale, Denver, Atlanta, Chicago, Dallas, Boston, New York or Philadelphia
- Posted 46 minutes ago
E&S Property Underwriter — Middle Market
Confidential Search | Production Underwriting
Locations considered: Scottsdale, Denver, Atlanta, Chicago, Dallas, Boston, New York, and Philadelphia
Polikov Recruitment Solutions is conducting a confidential search for a production-oriented Property Underwriter to join an established E&S insurance platform.
This opportunity is ideal for an underwriter who combines strong technical judgment with the ability to build lasting wholesale broker relationships. You will independently manage a profitable book of new and renewal middle-market commercial property business while helping develop broker and portfolio strategies.
The opportunity
- Underwrite commercial property risks across 100%, primary/shared and layered, and excess structures.
- Develop new business through proactive wholesale broker engagement.
- Evaluate exposures, determine appropriate pricing and terms, and negotiate coverage.
- Manage production goals while maintaining disciplined risk selection and portfolio profitability.
- Deliver responsive decisions and quotes across multiple active opportunities.
- Collaborate with regional leadership and colleagues on broker strategies and portfolio development.
- Mentor junior team members and contribute to planning and budgeting.
What you bring
- At least three years of commercial property underwriting experience.
- Relevant E&S property experience and familiarity with wholesale distribution.
- Ability to assess catastrophe exposures and structure appropriate property coverage.
- Experience with primary, shared and layered, and excess placements.
- A production mindset and demonstrated ability to develop broker relationships.
- Strong communication, negotiation, organization, and decision-making skills.
- Ability to balance growth, service, and underwriting profitability.
Relevant carrier, MGA, and MGU underwriting backgrounds are welcome for discussion.
Why consider this opportunity?
Own your business relationships, work on varied property structures, and contribute to a national middle-market underwriting team. The position offers exposure to portfolio strategy, collaboration with experienced underwriting professionals, and opportunities to mentor developing talent.
Compensation, incentive eligibility, benefits, and location-specific details will be discussed directly.
For a confidential conversation, contact:
Euglenia Davis
Polikov Recruitment Solutions
(470) 947-2152
edavis@prs2000.com
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Who's Hiring



Top Industries Hiring
- Insurance
- Manufacturing
What Employers Look For
The qualifications that appear most often in property underwriter jobs.
- Three to five years of commercial or residential property underwriting experience
- Bachelor's degree in business, finance, risk management, or a related field
- CPCU, AU, or similar professional insurance designation preferred
- Proficiency with underwriting platforms and policy administration systems
- Strong knowledge of ISO forms, coverage interpretation, and rating methodologies
- Demonstrated ability to analyze financial statements and property inspection reports
Tips for Your Property Underwriter Job Search
Tailor your resume to loss ratios
Property underwriter job descriptions often call out loss ratio management and portfolio profitability. Quantify your contributions to renewal retention and risk selection decisions rather than listing daily duties. Hiring managers want to see that you understand the financial outcomes your work drives.
List your lines of authority clearly
Carriers care deeply about which lines you hold binding authority for and up to what limits. Put your delegated authority levels and admitted versus non-admitted experience in a dedicated credentials section so reviewers don't have to dig for it.
Apply early to roles that fit
Migrate Mate lists property underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by book of business type
Filter openings by whether they focus on habitational, commercial real estate, or industrial and manufacturing risks. Your pricing and inspection experience transfers differently across these segments, so applying to roles that match your actual book makes your candidacy far stronger from the start.
Prepare for a file review exercise
Many carriers include a written case study or file review as part of the interview, where you assess a submission and recommend terms. Practice walking through a property risk using the information a typical ACORD application provides so your reasoning is structured and fast under pressure.
Negotiate using your production metrics
When discussing compensation, anchor your ask to measurable outputs like new business premium written, renewal retention rates, or the size of the book you managed. These figures give hiring managers concrete justification to bring an offer to the high end of their approved range.
Property Underwriter Jobs: Frequently Asked Questions
Which companies are hiring the most property underwriters?
The most active employers for property underwriters right now are AXA, Swiss Re, and Zurich Insurance, and the most openings are in New York, California, and Georgia, based on current listings on Migrate Mate as of November 2026. Regional carriers and specialty lines insurers tend to post consistently throughout the year as books grow or underwriters move into management roles.
How many property underwriter jobs are remote?
About 90% of property underwriter openings are fully remote or hybrid as of November 2026, with fully in-office roles more common at regional carriers that require close collaboration with local agents. Excess and surplus lines underwriting and cat modeling support roles tend to have the highest share of remote-eligible positions.
How do you become a property underwriter?
Start with a degree in business, finance, or risk management, then enter the field as an underwriting assistant or trainee at a carrier or managing general agent. Build technical skills in coverage interpretation, pricing, and loss analysis over several years, and pursue a professional designation such as the CPCU or AU to advance into independent authority roles.
Can you get a property underwriter job with little experience?
Yes, many carriers hire underwriting trainees or assistants with limited direct experience, particularly candidates who have an insurance-related degree, have passed foundational licensing exams, or bring claims or risk analysis backgrounds. Emphasizing your exposure to property valuation, construction classifications, or reinsurance concepts helps your application stand out at the entry level.
What does the property underwriter interview process look like?
The process typically begins with a recruiter or HR screen, followed by a technical interview with an underwriting manager that covers coverage questions, risk selection judgment, and your approach to pricing. Many employers then assign a written case study where you review a sample submission and recommend terms, before a final conversation with a senior leader or team.
Where can I find and apply to property underwriter jobs?
You can find and apply to property underwriter jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your lines of authority, book of business experience, and preferred location, then apply directly to each listing that fits.
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