Retirement Plan Consultant Jobs
Retirement Plan Consultant jobs are open across financial services, insurance, benefits administration, and corporate HR, from entry-level analyst roles to senior consultant and director positions, with specializations in 401(k) plan design, ERISA compliance, and defined benefit plans. Find a role that fits from the openings below and apply directly.
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Showing 5 of 110+ Retirement Plan Consultant jobs
Your opportunity
- Own offer strategy and roadmap. Set the direction, priorities, and multi-year roadmap for your offers, aligned with RPS growth objectives, client needs, market trends, regulatory requirements, operational capacity, and technology modernization priorities.
- Lead a portfolio of specialized offers. Oversee NQ, DB, PEP/MEP, ESOP, Puerto Rico, and HSA integration offers, ensuring each has a clear value proposition, target market, operating model, risk posture, and enhancement roadmap.
- Be a working manager and offer owner. Take full ownership of assigned offer(s), including strategy, business requirements, stakeholder alignment, performance monitoring, issue resolution, and near-term and long-term priorities.
- Build and grow a high-performing team. Manage, coach, and develop direct reports, guiding offer strategy, stakeholder engagement, prioritization, executive communications, and delivery accountability.
- Turn strategy into results. Convert priorities into business cases, roadmaps, requirements, decision documents, implementation plans, and measurable outcomes that enable cross-functional partners to execute effectively.
- Inform senior leadership decisions. Synthesize data, client feedback, competitive insights, operational impacts, financial considerations, and risk analysis into concise recommendations, presentations, and decision materials.
- Support offer governance and risk management. Ensure offer decisions consider fiduciary, regulatory, operational, client, participant, technology, financial, and reputational implications, escalating issues and decisions when needed.
- Evaluate market, client, and consultant needs. Monitor retirement industry trends, competitive positioning, consultant expectations, sales opportunities, client feedback, and participant experience needs to identify opportunities for offer enhancements or new capabilities.
- Define success and manage performance. Establish and monitor KPIs, adoption measures, client outcomes, operational indicators, and business value metrics to assess offer health and inform future recommendations.
- Lead through ambiguity and change. Operate effectively as scope, priorities, market needs, and technology dependencies evolve, staying focused on business outcomes and stakeholder alignment.
What you have
- 7–10 years of experience in retirement services, financial services product management, andbusiness transformation, or platform and operating-model change.
- Demonstrated experience supporting or leading PEP/MEPs and/or ESOPs, with a strong understanding of their business, operational, regulatory, and client implications.
- Proven ability to translate strategy into executable business outcomes, including business cases, roadmaps, requirements, launch plans, and measurable success criteria.
- Strong decision-making and analytical judgment, with the ability to navigate ambiguity, balance trade-offs, and evaluate business, client, operational, financial, regulatory, and risk implications, including client demand, operational feasibility, technology complexity, and competitive positioning. Comfort operating in a complex, growth-oriented, and dynamic environment where scope evolves as programs advance.
- Exceptional written and verbal communication skills, including the ability to synthesize data, develop recommendations, create presentations, and present to executive leadership.
- Demonstrated people leadership experience, including coaching, developing, prioritizing work across a team, and holding team members accountable for high-quality outcomes, with the ability to lead strategic initiatives while personally owning detailed work products, decisions, and deliverables as a working manager.
- Strong product management discipline, including experience managing a product or offer lifecycle from strategy and discovery through requirements, implementation, launch, optimization, and ongoing governance.
- Exceptional cross-functional leadership across Product, Operations, Technology, Marketing, Relationship Management, Compliance, Legal, and Finance, with the ability to influence senior leaders without direct reporting authority, build trusted relationships with senior stakeholders, resolve competing priorities, and drive alignment across matrixed teams.
- Bachelor's degree
- Deep understanding of defined contribution recordkeeping and plan sponsor, participant, and consultant experiences, with the ability to translate complexity for internal and external audiences.
- Experience defining and launching new offers, service models, client experiences, or operating capabilities in a B2B financial services context.
- Experience with nonqualified deferred compensation, defined benefit, Puerto Rico qualified plans, health savings account integrations, or other specialized retirement and benefit solutions.
- Experience developing market assessments, competitive analyses, pricing considerations, business cases, and financial projections to support new or enhanced offer decisions.
- Familiarity with Agile, product discovery, backlog prioritization, user story development, acceptance criteria, and delivery governance.
- Experience engaging with field teams, relationship managers, consultants, plan sponsors, or external partners to gather feedback, validate needs, and support go-to-market readiness.
- Advanced degree, product management certification, project management certification, or relevant retirement industry credential.
What’s in it for you
At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you – both today and in the future:
- 401(k) with company match and Employee stock purchase plan
- Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
- Paid parental leave and family building benefits
- Tuition reimbursement
- Health, dental, and vision insurance
Eligible Schwabbies receive
Medical, dental and vision benefits
401(k) and employee stock purchase plans
Tuition reimbursement to keep developing your career
Paid parental leave and adoption/family building benefits
Sabbatical leave available after five years of employment
Your opportunity
- Own offer strategy and roadmap. Set the direction, priorities, and multi-year roadmap for your offers, aligned with RPS growth objectives, client needs, market trends, regulatory requirements, operational capacity, and technology modernization priorities.
- Lead a portfolio of specialized offers. Oversee NQ, DB, PEP/MEP, ESOP, Puerto Rico, and HSA integration offers, ensuring each has a clear value proposition, target market, operating model, risk posture, and enhancement roadmap.
- Be a working manager and offer owner. Take full ownership of assigned offer(s), including strategy, business requirements, stakeholder alignment, performance monitoring, issue resolution, and near-term and long-term priorities.
- Build and grow a high-performing team. Manage, coach, and develop direct reports, guiding offer strategy, stakeholder engagement, prioritization, executive communications, and delivery accountability.
- Turn strategy into results. Convert priorities into business cases, roadmaps, requirements, decision documents, implementation plans, and measurable outcomes that enable cross-functional partners to execute effectively.
- Inform senior leadership decisions. Synthesize data, client feedback, competitive insights, operational impacts, financial considerations, and risk analysis into concise recommendations, presentations, and decision materials.
- Support offer governance and risk management. Ensure offer decisions consider fiduciary, regulatory, operational, client, participant, technology, financial, and reputational implications, escalating issues and decisions when needed.
- Evaluate market, client, and consultant needs. Monitor retirement industry trends, competitive positioning, consultant expectations, sales opportunities, client feedback, and participant experience needs to identify opportunities for offer enhancements or new capabilities.
- Define success and manage performance. Establish and monitor KPIs, adoption measures, client outcomes, operational indicators, and business value metrics to assess offer health and inform future recommendations.
- Lead through ambiguity and change. Operate effectively as scope, priorities, market needs, and technology dependencies evolve, staying focused on business outcomes and stakeholder alignment.
What you have
- 7–10 years of experience in retirement services, financial services product management, andbusiness transformation, or platform and operating-model change.
- Demonstrated experience supporting or leading PEP/MEPs and/or ESOPs, with a strong understanding of their business, operational, regulatory, and client implications.
- Proven ability to translate strategy into executable business outcomes, including business cases, roadmaps, requirements, launch plans, and measurable success criteria.
- Strong decision-making and analytical judgment, with the ability to navigate ambiguity, balance trade-offs, and evaluate business, client, operational, financial, regulatory, and risk implications, including client demand, operational feasibility, technology complexity, and competitive positioning. Comfort operating in a complex, growth-oriented, and dynamic environment where scope evolves as programs advance.
- Exceptional written and verbal communication skills, including the ability to synthesize data, develop recommendations, create presentations, and present to executive leadership.
- Demonstrated people leadership experience, including coaching, developing, prioritizing work across a team, and holding team members accountable for high-quality outcomes, with the ability to lead strategic initiatives while personally owning detailed work products, decisions, and deliverables as a working manager.
- Strong product management discipline, including experience managing a product or offer lifecycle from strategy and discovery through requirements, implementation, launch, optimization, and ongoing governance.
- Exceptional cross-functional leadership across Product, Operations, Technology, Marketing, Relationship Management, Compliance, Legal, and Finance, with the ability to influence senior leaders without direct reporting authority, build trusted relationships with senior stakeholders, resolve competing priorities, and drive alignment across matrixed teams.
- Bachelor's degree
- Deep understanding of defined contribution recordkeeping and plan sponsor, participant, and consultant experiences, with the ability to translate complexity for internal and external audiences.
- Experience defining and launching new offers, service models, client experiences, or operating capabilities in a B2B financial services context.
- Experience with nonqualified deferred compensation, defined benefit, Puerto Rico qualified plans, health savings account integrations, or other specialized retirement and benefit solutions.
- Experience developing market assessments, competitive analyses, pricing considerations, business cases, and financial projections to support new or enhanced offer decisions.
- Familiarity with Agile, product discovery, backlog prioritization, user story development, acceptance criteria, and delivery governance.
- Experience engaging with field teams, relationship managers, consultants, plan sponsors, or external partners to gather feedback, validate needs, and support go-to-market readiness.
- Advanced degree, product management certification, project management certification, or relevant retirement industry credential.
What’s in it for you
At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you – both today and in the future:
- 401(k) with company match and Employee stock purchase plan
- Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
- Paid parental leave and family building benefits
- Tuition reimbursement
- Health, dental, and vision insurance
Eligible Schwabbies receive
Medical, dental and vision benefits
401(k) and employee stock purchase plans
Tuition reimbursement to keep developing your career
Paid parental leave and adoption/family building benefits
Sabbatical leave available after five years of employment
Retirement Plan Consultant Jobs by Experience Level
See All 110+ Retirement Plan Consultant Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsRetirement Plan Consultant Job Market
Who's Hiring
- Corebridge21
- CBIZ15
- ADP6
- Mutual of America Financial6
- USI Insurance Services5
Top Industries Hiring
- Insurance
- Accounting & Auditing
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in retirement plan consultant jobs.
- 3-5 years of experience administering or consulting on qualified retirement plans
- Working knowledge of ERISA, IRC 401(k) regulations, and IRS correction programs
- Experience with recordkeeping platforms such as Empower, Fidelity, Voya, or Principal
- QKA, QPA, or equivalent ASPPA or NIPA professional certification preferred or required
- Bachelor's degree in finance, accounting, business, or a related field
- Strong client communication skills with ability to explain complex plan rules clearly
Tips for Your Retirement Plan Consultant Job Search
Tailor your resume to plan types
Hiring managers scan for experience with specific plan types like 401(k), 403(b), or defined benefit. Name the plan structures you've worked on, the participant counts you've served, and the recordkeeping platforms you've used, such as Fidelity, Voya, or Empower.
Earn certifications before you apply
The QKA, QPA, and ERPA credentials from ASPPA and NIPA signal compliance depth that a bachelor's degree alone doesn't show. Completing even one before applying puts you ahead of candidates who list only work history and generic financial planning experience.
Apply early to roles that fit
Migrate Mate lists retirement plan consultant openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by recordkeeping platform
Many postings require hands-on experience with a specific recordkeeping system. Search for openings that name the platform your background matches, whether that's Empower, Principal, TIAA, or another provider, so you clear the initial screening faster.
Prepare a compliance scenario answer
Interviewers routinely ask how you'd handle a plan correction under the IRS Employee Plans Compliance Resolution System. Walk through a specific corrective action you've executed or studied, naming the error type and the resolution path you'd take.
Negotiate using your book of business
If you're moving from a consulting or advisory firm, quantify the plan assets or participant counts you managed. That number anchors a compensation conversation more effectively than title or years of experience alone.
Retirement Plan Consultant Jobs: Frequently Asked Questions
Which companies are hiring the most retirement plan consultants?
The companies hiring the most retirement plan consultants right now include Corebridge, CBIZ, and ADP, with the largest share of openings in Texas, Arizona, and New York, based on current listings on Migrate Mate as of November 2026. Demand is concentrated at recordkeeping firms, third-party administrators, and large insurance carriers managing group retirement benefits.
How many retirement plan consultant jobs are remote?
About 81% of retirement plan consultant openings are fully remote or hybrid as of November 2026, reflecting the document-heavy, platform-driven nature of plan administration. Roles focused on compliance testing, plan document preparation, and participant reporting tend to offer the most location flexibility, while client-facing relationship management roles more often require in-person availability.
How do you become a retirement plan consultant?
Start by building foundational knowledge of qualified plan rules through coursework or self-study in ERISA and IRC regulations. Entry-level roles at third-party administrators or recordkeeping firms provide hands-on plan administration experience. From there, earning a credential like the QKA or QPA validates your technical depth and opens doors to senior consulting and client-facing positions.
Can you get hired as a retirement plan consultant without direct experience?
Yes, some employers hire candidates with adjacent backgrounds in financial services, accounting, or employee benefits administration into junior plan administrator or analyst roles. Passing an ASPPA or NIPA examination before applying signals commitment to the field and compensates for limited direct experience. Roles at smaller third-party administrators are often the most accessible entry points.
What does the retirement plan consultant interview process look like?
Most employers run a phone screen focused on your plan administration background and familiarity with relevant regulations, followed by one or two rounds with a hiring manager and a technical interviewer. Expect scenario-based questions on plan corrections, discrimination testing, or client escalations. Some firms add a written compliance exercise or ask you to walk through a sample plan document review.
Where can I find and apply to retirement plan consultant jobs?
You can find and apply to retirement plan consultant jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your plan type experience and credential level, then apply directly to each opening that fits.
See All 110+ Retirement Plan Consultant Jobs
Find roles that match your experience and apply in just a few clicks.
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