STEM OPT Actuary Jobs
Actuary roles in insurance, consulting, and financial services are strong fits for STEM OPT students with degrees in mathematics, statistics, or actuarial science. Your 24-month STEM OPT extension applies here, and every employer must be enrolled in E-Verify. SOC code 15-2011 covers most actuary positions for CIP code matching.
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Get Access To All JobsPosition Purpose: Conduct analysis, pricing, and risk assessment to evaluate and project Medicare Advantage financial performance. As part of the Medicare Actuarial Forecast & Financial Performance Team, this role supports quarterly forecasting, Medicare bid target setting, and key business decisions that shape Medicare benefit offerings and financial performance.
Key Details: Fully remote within the Continental U.S. Requires ASA designation, a Bachelor's degree, and 2+ years of actuarial experience. MAAA preferred for Medicare bid certification. Experience with Medicare Advantage financial performance, cost trend analysis, and actuarial analytics preferred. Strong analytical judgment, advanced Excel, and basic SQL/query skills required; AI/Copilot experience is a plus.
In this Associate Actuary role, you will:
- Analyze and evaluate business risks and opportunities.
- Analyze various data reports, identify trends and gaps, and recommend actions.
- Apply knowledge of mathematics, probability, statistics, finance, and business principles to calculate financial outcomes.
- Develop probability tables based on analyses of statistical data and other pertinent information.
- Research and analyze the impact of legislative changes.
- Determine equitable methods for distributing funds for insurance benefits.
- Create and update actuarial reports.
- Participate in merger and acquisition analyses.
- Certify annual Medicare bids.
Education/Experience: Bachelor's degree in a related field or equivalent experience. 2+ years of actuarial experience.
License/Certification: Associate of the Society of Actuaries (ASA) (or equivalent international certification).
Pay Range: $87,700.00 - $157,800.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
Position Purpose: Conduct analysis, pricing, and risk assessment to evaluate and project Medicare Advantage financial performance. As part of the Medicare Actuarial Forecast & Financial Performance Team, this role supports quarterly forecasting, Medicare bid target setting, and key business decisions that shape Medicare benefit offerings and financial performance.
Key Details: Fully remote within the Continental U.S. Requires ASA designation, a Bachelor's degree, and 2+ years of actuarial experience. MAAA preferred for Medicare bid certification. Experience with Medicare Advantage financial performance, cost trend analysis, and actuarial analytics preferred. Strong analytical judgment, advanced Excel, and basic SQL/query skills required; AI/Copilot experience is a plus.
In this Associate Actuary role, you will:
- Analyze and evaluate business risks and opportunities.
- Analyze various data reports, identify trends and gaps, and recommend actions.
- Apply knowledge of mathematics, probability, statistics, finance, and business principles to calculate financial outcomes.
- Develop probability tables based on analyses of statistical data and other pertinent information.
- Research and analyze the impact of legislative changes.
- Determine equitable methods for distributing funds for insurance benefits.
- Create and update actuarial reports.
- Participate in merger and acquisition analyses.
- Certify annual Medicare bids.
Education/Experience: Bachelor's degree in a related field or equivalent experience. 2+ years of actuarial experience.
License/Certification: Associate of the Society of Actuaries (ASA) (or equivalent international certification).
Pay Range: $87,700.00 - $157,800.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
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Get Access To All JobsTips for Finding STEM OPT Authorization as an Actuary
Verify your CIP code maps correctly
Actuarial science, mathematics, and statistics degrees all carry CIP codes that qualify for STEM OPT, but your DSO must confirm the match. Check that your degree's CIP code appears on the STEM Designated Degree Program List before your OPT end date.
Confirm E-Verify enrollment before accepting offers
An employer can want to hire you and still be ineligible for STEM OPT if they haven't enrolled in E-Verify. Ask HR for their E-Verify Company ID or look up the employer on the E-Verify employer search before signing anything.
Target employers with active exam-support policies
Insurance carriers and consulting firms that sponsor actuarial exam fees and study time signal long-term investment in your development. These employers are far more likely to also support STEM OPT extension paperwork and eventual H-1B visa sponsorship.
Use Migrate Mate to find STEM OPT actuary roles
Filtering job boards manually for E-Verify enrollment wastes time when you're on a deadline. Migrate Mate surfaces actuary roles at employers already verified for STEM OPT eligibility, so you can focus your applications where they'll actually count.
Build your I-983 training plan around actuarial competencies
Your I-983 must tie each training objective to your mathematics or statistics degree. Map plan sections to actuarial exam syllabus topics, like probability modeling or financial mathematics, so the connection between your coursework and your role is explicit.
Time your extension application around exam sittings
USCIS recommends filing the STEM OPT extension at least 90 days before your initial OPT expires. Many actuarial roles have critical project deadlines or exam windows in spring and fall, so file early enough that a processing delay doesn't force you to pause work.
Frequently Asked Questions
Does an actuarial science or mathematics degree qualify for STEM OPT?
Yes. Degrees in actuarial science, mathematics, statistics, and applied mathematics all appear on the STEM Designated Degree Program List under qualifying CIP codes. Your DSO confirms eligibility by matching your specific degree's CIP code to that list. Statistics and data science degrees from accredited programs almost always qualify, but confirm with your DSO before filing the extension.
Does my actuary employer need to be enrolled in E-Verify?
Yes, E-Verify enrollment is a hard requirement for every STEM OPT employer, including actuarial firms, insurance carriers, and consulting companies. If your employer isn't enrolled, they're ineligible to sponsor your STEM OPT extension regardless of the role or your credentials. Ask HR for their E-Verify Company ID before accepting an offer.
What should the I-983 training plan include for an actuary role?
The I-983 must document how your day-to-day actuarial work relates to your STEM degree. List specific training goals tied to your coursework, such as applying probability theory to loss reserving, using statistical modeling for pricing analysis, or building predictive models in Python or R. Your supervisor and DSO both sign off on the plan, and it must be updated if your role changes materially.
What happens to my work authorization if my H-1B is selected in the lottery but not yet approved?
If your employer files an H-1B petition before your STEM OPT expires and it's selected in the lottery, cap-gap protection extends your OPT authorization through September 30 of that fiscal year. You can continue working as an actuary during that window. USCIS issues guidance on cap-gap annually, so confirm the exact end date of your protected period with your DSO.
Where can I find actuary jobs at employers who support STEM OPT?
Migrate Mate is built specifically for F-1 students on OPT and STEM OPT, showing actuary roles at employers already verified for E-Verify enrollment. Searching general job boards doesn't surface E-Verify status, which means you can apply extensively and still hit a dead end if the employer isn't eligible to hire you under STEM OPT rules.