STEM OPT Health Actuary Jobs
Health Actuary roles in insurance, managed care, and consulting qualify for STEM OPT because actuarial science, mathematics, and statistics CIP codes are all STEM-designated. Your employer must be enrolled in E-Verify, and the 24-month STEM OPT extension gives you up to 36 months total to build credentials toward fellowship exams and long-term sponsorship.
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Get Access To All JobsPosition Purpose: Conduct analysis, pricing, and risk assessment to evaluate and project Medicare Advantage financial performance. As part of the Medicare Actuarial Forecast & Financial Performance Team, this role supports quarterly forecasting, Medicare bid target setting, and key business decisions that shape Medicare benefit offerings and financial performance.
Key Details: Fully remote within the Continental U.S. Requires ASA designation, a Bachelor's degree, and 2+ years of actuarial experience. MAAA preferred for Medicare bid certification. Experience with Medicare Advantage financial performance, cost trend analysis, and actuarial analytics preferred. Strong analytical judgment, advanced Excel, and basic SQL/query skills required; AI/Copilot experience is a plus.
In this Associate Actuary role, you will:
- Analyze and evaluate business risks and opportunities.
- Analyze various data reports, identify trends and gaps, and recommend actions.
- Apply knowledge of mathematics, probability, statistics, finance, and business principles to calculate financial outcomes.
- Develop probability tables based on analyses of statistical data and other pertinent information.
- Research and analyze the impact of legislative changes.
- Determine equitable methods for distributing funds for insurance benefits.
- Create and update actuarial reports.
- Participate in merger and acquisition analyses.
- Certify annual Medicare bids.
Education/Experience: Bachelor's degree in a related field or equivalent experience. 2+ years of actuarial experience.
License/Certification: Associate of the Society of Actuaries (ASA) (or equivalent international certification).
Pay Range: $87,700.00 - $157,800.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
Position Purpose: Conduct analysis, pricing, and risk assessment to evaluate and project Medicare Advantage financial performance. As part of the Medicare Actuarial Forecast & Financial Performance Team, this role supports quarterly forecasting, Medicare bid target setting, and key business decisions that shape Medicare benefit offerings and financial performance.
Key Details: Fully remote within the Continental U.S. Requires ASA designation, a Bachelor's degree, and 2+ years of actuarial experience. MAAA preferred for Medicare bid certification. Experience with Medicare Advantage financial performance, cost trend analysis, and actuarial analytics preferred. Strong analytical judgment, advanced Excel, and basic SQL/query skills required; AI/Copilot experience is a plus.
In this Associate Actuary role, you will:
- Analyze and evaluate business risks and opportunities.
- Analyze various data reports, identify trends and gaps, and recommend actions.
- Apply knowledge of mathematics, probability, statistics, finance, and business principles to calculate financial outcomes.
- Develop probability tables based on analyses of statistical data and other pertinent information.
- Research and analyze the impact of legislative changes.
- Determine equitable methods for distributing funds for insurance benefits.
- Create and update actuarial reports.
- Participate in merger and acquisition analyses.
- Certify annual Medicare bids.
Education/Experience: Bachelor's degree in a related field or equivalent experience. 2+ years of actuarial experience.
License/Certification: Associate of the Society of Actuaries (ASA) (or equivalent international certification).
Pay Range: $87,700.00 - $157,800.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
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Get Access To All JobsTips for Finding STEM OPT Authorization as a Health Actuary
Verify your CIP code before applying
Actuarial science (27.0301), applied mathematics (27.0304), and statistics (27.0502) are all STEM-designated CIP codes. Confirm your transcript lists one of these so your DSO can authorize the STEM OPT extension without delays.
Check E-Verify enrollment before accepting offers
Every STEM OPT employer must be enrolled in E-Verify before your extension is approved. Ask your recruiter directly or search the E-Verify employer search tool to confirm enrollment status before signing anything.
Target insurers and consulting firms with PERM history
Actuarial roles at large health insurers and benefits consulting firms frequently lead to H-1B visa sponsorship and PERM filings. Prioritize employers whose hiring patterns show a track record of sponsoring quantitative roles through the green card process.
Align your I-983 training plan to exam progression
USCIS requires that your I-983 training plan connects work duties to your STEM degree. Frame your actuarial responsibilities around credentialing exams like Exam P, FM, or MAS-I to demonstrate a clear link between the role and your mathematics or statistics degree.
Use OFLC Wage Search to benchmark your offer
Health actuaries fall under SOC code 15-2011. Pull the prevailing wage for your metro area using the OFLC Wage Search before negotiating. An offer below Level II signals the employer may struggle with a future LCA filing.
Find E-Verify employers on Migrate Mate
Filter your Health Actuary job search on Migrate Mate to surface employers already enrolled in E-Verify and with documented sponsorship activity. This cuts the time you spend vetting employers who can't legally hire STEM OPT workers.
Frequently Asked Questions
Does a health actuary role qualify for the STEM OPT extension?
Yes, if your degree is in actuarial science, mathematics, statistics, or a related STEM-designated field. Your DSO will verify that your CIP code appears on the STEM Designated Degree Program List before authorizing the extension. The role itself must also be directly related to that degree, which actuarial positions typically satisfy given their heavy quantitative requirements.
What does my employer need to do to hire me on STEM OPT?
Your employer must be enrolled in E-Verify and must co-sign your I-983 training plan, which details how the Health Actuary role relates to your STEM degree. The employer also certifies they'll report any material changes in your employment to your DSO within five business days and complete a formal evaluation at the six-month and annual marks.
How does the I-983 training plan apply to actuarial work?
The I-983 should map your day-to-day actuarial duties to the learning objectives of your STEM degree. For a Health Actuary, this means documenting work in pricing, reserving, risk modeling, or experience analysis and connecting those tasks to coursework in probability, statistics, or actuarial science. Generic descriptions won't satisfy USCIS review if your extension is audited.
What happens to my STEM OPT if my employer loses E-Verify enrollment?
If your employer's E-Verify enrollment lapses or is terminated after your STEM OPT is approved, your work authorization is at risk. You'd need to transfer to a new employer that is enrolled in E-Verify and file a new I-983 with your DSO promptly. Staying at an employer who falls out of E-Verify compliance is a status violation, so monitor this actively throughout your 24-month extension.
Where can I find health actuary jobs that sponsor STEM OPT workers?
Migrate Mate filters Health Actuary listings specifically for employers enrolled in E-Verify and with sponsorship history, so you're not wasting applications on companies that can't legally hire you on STEM OPT. Focus on roles at health insurers, managed care organizations, and actuarial consulting firms, which are the employer categories most likely to support both your OPT period and a future H-1B transition.