STEM OPT Product Analyst Jobs
Product Analyst roles in data, business intelligence, and user research qualify for STEM OPT when your degree falls under an eligible CIP code. The 24-month STEM OPT extension gives you up to 36 months total to build your product career, provided your employer is enrolled in E-Verify and signs your I-983 training plan.
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Overview:
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Product Analyst. This role will focus on ensuring the accuracy and quality of underwriting decisions and agency management metrics by overseeing various risk actions, project implementations, and analytics. The Analyst will work cross-functionally to ensure our proprietary systems and vendor information are optimized for performance. This position requires expertise in protection class data, agency metrics, and a high degree of project management skills to ensure successful program rollouts.
What you’d be doing:
Risk Monitoring and Quality Review
- Monitor and assess individual risk factors referred from Underwriting or weekly reports, focusing on:
- Public protection class of individual risks
- Geo-location of individual risks
- Conduct regular quality reviews, identify risks, and recommend corrective actions.
- Report on the status and resolution of risk-related actions to relevant stakeholders.
Project Management
- Lead the rollout of various programs, including the implementation of proprietary Fire Protection programming.
- Ensure all initiatives are completed on time, within scope, and aligned with company goals.
- Collaborate with internal and external teams to support program success and system integration.
Subject Matter Expertise – Protection Class & Vendor Systems
- Serve as the primary expert on public protection class data, as well as the system and vendor-provided information that supports underwriting decisions.
- Maintain in-depth knowledge of protection class-related systems, and guide corrective actions to enhance data quality and risk management processes.
Data Analytics & Reporting – Risk & Rating Elements
- Perform comprehensive data analytics on various risk and rating elements to inform decision-making and improve underwriting accuracy.
- Generate insights and actionable reports based on data trends, enabling continuous improvement of underwriting practices.
Agency Performance Management
- Analyze agency policy outcomes (e.g., cancellations, rescissions, coverage changes, bill plans) to identify improvement opportunities.
- Drive system enhancements to improve agency performance and efficiency in policy issuance and compliance.
Subject Matter Expertise – Agency Data
- Act as the subject matter expert for all agency-related data, including adherence to business rules, inspection outcomes, and policy changes.
- Collaborate with the Sales team to ensure actions are taken to improve agency performance and provide a key touchpoint for cross-department communication.
Additional Data Analytics & Reporting
- Conduct further data analysis on rating elements to support continuous improvement across underwriting, risk management, and agency performance.
We’re looking for someone who has:
- Bachelor's degree in business, risk management, insurance, or related field.
- 5+ years of experience in underwriting, risk management, or agency performance management, preferably in the insurance industry.
- Strong knowledge of public protection class data, geo-location analysis, and vendor information systems.
- Experience in project management with demonstrated success in rolling out programs across multiple teams.
- Proficiency in data analytics, with the ability to extract actionable insights from complex data sets.
- Excellent communication and collaboration skills, particularly with Sales, Underwriting, and other cross-functional teams.
- Familiarity with insurance policy structures, agency management processes, and system-driven performance improvements.
- Experience with proprietary software platforms and tools used in insurance operations is a plus.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.
We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry’s toughest challenges.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team!
California Applicants: View SageSure’s Workforce Members’ Privacy Notice - CA Privacy Policy & Notice of Collection
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Get Access To All JobsTips for Finding STEM OPT Authorization as a Product Analyst
Confirm your CIP code covers product analytics
Check your degree's Classification of Instructional Programs code against the DHS STEM OPT designated degree list before applying. Statistics, information systems, and industrial engineering codes commonly support Product Analyst roles, but management degrees often don't.
Verify E-Verify enrollment before accepting offers
Ask the recruiter for the company's E-Verify employer ID or look up the employer in the E-Verify employer search tool. A verbal assurance isn't enough since your STEM OPT extension is invalid without confirmed enrollment.
Structure your I-983 training plan around product work
Your training plan must connect the job's technical duties, such as A/B testing, funnel analysis, or data modeling, directly to your STEM degree's learning objectives. Generic job descriptions get rejected by DSOs, so tie each goal to a specific skill from your program.
Use OFLC Wage Search to benchmark your offer
Product Analyst salaries must meet DOL prevailing wage standards under STEM OPT. Run the OFLC Wage Search using the SOC code for market research analysts or operations research analysts to confirm your offer meets the Level I or Level II threshold before signing.
Target employers with recurring data or analytics hiring
Search Migrate Mate to find employers whose LCA filing history shows consistent Product Analyst or business analyst hiring. Repeated filings signal an established sponsorship workflow, which reduces the risk of delays when your 24-month extension requires employer re-verification.
File your STEM OPT extension 90 days before OPT expires
USCIS allows you to submit your I-765 extension application up to 90 days before your current OPT end date. Filing early protects your cap-gap period and keeps you authorized to work continuously if your H-1B visa petition is filed before OPT runs out.
Frequently Asked Questions
Does a Product Analyst role qualify for STEM OPT?
It depends on two factors: your degree's CIP code and the job's core duties. Product Analyst positions that rely on statistical modeling, data engineering, or quantitative research typically qualify when your degree is in statistics, computer science, information systems, or a related STEM field. Roles focused primarily on market strategy or stakeholder communication without a technical component may not qualify, and your DSO makes the final determination.
What E-Verify requirements apply to my employer for STEM OPT?
Your employer must be actively enrolled in E-Verify before your STEM OPT extension begins. Enrollment at a parent company doesn't automatically cover subsidiaries or acquired entities, so confirm that the specific legal entity listed on your offer letter is enrolled. You can check enrollment status directly through the E-Verify employer search. If the employer isn't enrolled, they cannot legally employ you on a STEM OPT extension regardless of intent to sponsor.
What should my I-983 training plan include for a Product Analyst position?
Your I-983 must describe specific learning objectives tied to your STEM degree, not just a copy of the job description. For a Product Analyst role, this means documenting how duties like cohort analysis, experimentation design, or predictive modeling build on your academic training. Your employer's supervisor must sign the plan, and it needs an evaluation schedule. USCIS can request the I-983 during an audit, so vague or generic plans create compliance risk for both you and your employer.
How does cap-gap protection work if I'm hired as a Product Analyst and my employer files an H-1B petition?
If your employer files an H-1B petition on your behalf before your OPT expires, cap-gap automatically extends your work authorization through September 30 of that fiscal year. Your EAD card may show an earlier expiration date, but USCIS recognizes cap-gap as a regulatory extension. You can continue working as a Product Analyst during this period, but your employer must have filed a timely, valid petition. If the H-1B isn't selected in the lottery, cap-gap ends and you must stop working.
How do I find Product Analyst employers who are already set up for STEM OPT hiring?
Migrate Mate filters Product Analyst listings by employers with verified E-Verify enrollment and LCA filing history, so you can identify companies that have hired workers with similar authorization before. This matters because employers unfamiliar with the I-983 process or 24-month extension timeline often create delays that can jeopardize your work authorization. Targeting employers with a track record of STEM OPT or H-1B filings in data and analytics roles reduces that risk significantly.