STEM OPT Actuarial Associate Jobs
Actuarial Associate roles qualify for STEM OPT because actuarial science, mathematics, and statistics degrees fall under eligible CIP codes. Your 24-month STEM OPT extension gives you up to 36 months of total work authorization, provided your employer is enrolled in E-Verify and you complete an I-983 training plan.
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Get Access To All JobsPosition Purpose: Assist in financial analysis, forecasting, pricing, and risk assessment activities that support Medicare Advantage financial performance.
Key Details: Fully remote within the Continental U.S. Requires actuarial experience and progress toward an actuarial credential, meeting the Rule of 5 (combined years of actuarial experience and actuarial exams passed must equal at least 5). Highly preferred experience includes Medicare Advantage forecasting, financial performance, Medicare FFS medical costs, savings initiatives, and provider risk-sharing arrangements. Intermediate to advanced Excel skills and data analytics experience required; basic query/SQL knowledge required, and AI/Copilot experience is a plus.
In this Sr. Actuarial Analyst role, you will:
- Apply principles of mathematics, probability, statistics, finance, and business to analyze Medicare FFS claims, savings initiatives, and provider risk-sharing arrangements.
- Develop and maintain quarterly forecasts for Medicare fee-for-service (FFS) medical costs, savings initiatives, and provider risk-sharing arrangements, identifying key trends, assumptions, and forecast variances.
- Develop and run data reports to identify emerging trends and gaps.
- Prepare financial and analytical exhibits and effectively communicate findings to technical and non-technical audiences.
- Collaborate with internal business partners to support forecasting, reporting, and financial analysis needs.
- Perform other duties as assigned.
Education/Experience:
Bachelor’s degree in related field or equivalent experience. Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams.
License/Certification:
Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams.
Pay Range: $70,100.00 - $126,200.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
Position Purpose: Assist in financial analysis, forecasting, pricing, and risk assessment activities that support Medicare Advantage financial performance.
Key Details: Fully remote within the Continental U.S. Requires actuarial experience and progress toward an actuarial credential, meeting the Rule of 5 (combined years of actuarial experience and actuarial exams passed must equal at least 5). Highly preferred experience includes Medicare Advantage forecasting, financial performance, Medicare FFS medical costs, savings initiatives, and provider risk-sharing arrangements. Intermediate to advanced Excel skills and data analytics experience required; basic query/SQL knowledge required, and AI/Copilot experience is a plus.
In this Sr. Actuarial Analyst role, you will:
- Apply principles of mathematics, probability, statistics, finance, and business to analyze Medicare FFS claims, savings initiatives, and provider risk-sharing arrangements.
- Develop and maintain quarterly forecasts for Medicare fee-for-service (FFS) medical costs, savings initiatives, and provider risk-sharing arrangements, identifying key trends, assumptions, and forecast variances.
- Develop and run data reports to identify emerging trends and gaps.
- Prepare financial and analytical exhibits and effectively communicate findings to technical and non-technical audiences.
- Collaborate with internal business partners to support forecasting, reporting, and financial analysis needs.
- Perform other duties as assigned.
Education/Experience:
Bachelor’s degree in related field or equivalent experience. Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams.
License/Certification:
Combination of years of experience and number of actuarial exams passed equals or exceeds 5 (Rule of 5). For example, 2 years of actuarial experience and 3 passed actuarial exams.
Pay Range: $70,100.00 - $126,200.00 per year
At Centene, we connect people to the care they need to live healthier lives — and the work you do here makes that impact real every day. You’ll take on meaningful challenges that directly support individuals, families, and communities, building your skills while making healthcare more accessible and effective. It’s work with a purpose you can see, backed by a team committed to improving lives well beyond the workday.
Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K and stock purchase plans, tuition reimbursement, paid time off plus holidays, and a flexible approach to work with remote, hybrid, field or office work schedules. Actual pay will be adjusted based on an individual's skills, experience, education, and other job-related factors permitted by law, including full-time or part-time status. Total compensation may also include additional forms of incentives. Benefits may be subject to program eligibility.
Centene is an equal opportunity employer that is committed to diversity, and values the ways in which we are different. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other characteristic protected by applicable law.
Qualified applicants with arrest or conviction records will be considered in accordance with the LA County Ordinance and the California Fair Chance Act.
See all 47+ STEM OPT Actuarial Associate Jobs
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Get Access To All JobsTips for Finding STEM OPT Authorization as an Actuarial Associate
Verify your degree's CIP code eligibility
Check your degree's Classification of Instructional Programs code against the DHS STEM OPT designated degree list. Actuarial science (27.0301), mathematics (27.01), and statistics (27.05) all qualify, but applied math or interdisciplinary degrees sometimes need DSO confirmation before you apply.
Confirm employers are enrolled in E-Verify
Before accepting any offer, look up the employer's E-Verify participation status through the E-Verify employer search tool. Insurance companies and consulting firms sometimes operate through parent entities with separate E-Verify enrollments, so verify the specific legal entity named on your offer letter.
Target insurers and consultancies with active OPT hiring
Search Migrate Mate to filter Actuarial Associate openings by employers with documented STEM OPT hiring history. Large property-casualty insurers, health insurers, and actuarial consulting firms make up the bulk of entry-level actuarial hiring and are accustomed to E-Verify and I-983 paperwork.
Build your I-983 training plan around exam progress
Your I-983 must list goals directly tied to your actuarial science degree. Map each training objective to a specific actuarial exam you're pursuing through the Society of Actuaries or Casualty Actuarial Society, since exam sponsorship and study time are standard employer commitments in this field.
Ask about cap-gap coverage before your OPT expires
If your employer files an H-1B visa petition on your behalf during the registration window, cap-gap extends your STEM OPT automatically through September 30 of that year. Confirm with USCIS that your EAD is valid and that your employer filed before your current authorization end date.
Check the prevailing wage for your actuarial role early
Run the OFLC Wage Search using SOC code 15-2011 (Actuaries) and your work location before finalizing offer negotiations. Your employer's LCA must certify a wage at or above the prevailing wage, and knowing the figure in advance lets you spot underbid offers before signing.
Frequently Asked Questions
Does an actuarial science degree qualify for the STEM OPT extension?
Yes. Actuarial science degrees classified under CIP code 27.0301 appear on the DHS STEM designated degree program list and qualify for the 24-month STEM OPT extension. Mathematics (27.01) and statistics (27.05) degrees also qualify. If your degree is listed under a related interdisciplinary program, ask your DSO to confirm the exact CIP code on your transcript before requesting the extension.
Does my employer have to be in E-Verify for me to work as an Actuarial Associate on STEM OPT?
Yes. E-Verify enrollment is a federal requirement for every employer that hires STEM OPT students. The enrollment must cover the specific legal entity and worksite listed on your I-983 training plan. If the actuarial department operates under a subsidiary or holding company, confirm that entity specifically is enrolled, not just the parent brand.
What goes into an I-983 training plan for an Actuarial Associate role?
Your I-983 must describe how the work directly relates to your STEM degree, set measurable goals tied to actuarial skills, and include your employer's supervision and evaluation commitments. Actuarial-specific entries often reference exam sponsorship, modeling software training (such as with SAS or R), and rotations across pricing, reserving, or product development. Both you and your supervisor must sign it before your DSO recommends the extension.
How does cap-gap work if my employer files an H-1B petition while I'm on STEM OPT?
If your employer submits an H-1B petition before your STEM OPT EAD expires, cap-gap protection automatically extends your work authorization through September 30 of that fiscal year. You can continue working in your Actuarial Associate role without interruption during that period. Carry your expired EAD, the I-797 receipt notice, and your I-20 as a combined authorization package while cap-gap is active.
Where can I find Actuarial Associate jobs that hire STEM OPT students?
Migrate Mate lists Actuarial Associate roles filtered for employers with STEM OPT hiring history and E-Verify enrollment. The actuarial field has a relatively tight hiring market concentrated among insurers and consulting firms, so targeting employers already familiar with I-983 training plans and STEM OPT reporting timelines saves significant time in the offer process.