Fintech OPT Jobs in Massachusetts
Massachusetts is one of the strongest states for fintech F-1 OPT sponsorship, anchored by Boston's dense concentration of financial technology firms, asset managers, and payments companies. Employers like Fidelity Investments, State Street, and Toast have established OPT hiring pipelines, with additional opportunities in Cambridge, Waltham, and the Route 128 technology corridor.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our fintech systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward! We’re hiring a Senior Product Manager to own the product roadmap for subledger and reporting infrastructure, the Accounting ↔ Engineering interface, and reconciliation and controls that enable month-end close and auditability. This role owns the end-to-end journey of financial data from engineering systems to the general ledger/ERP and partners closely with Accounting, data, and platform teams.
ROLE AND RESPONSIBILITIES
Own the financial reporting product roadmap: subledgers, standardized accounting-event interface, journal-entry flows, GL/ERP integrations, and reconciliation tooling.
Work with Engineering to define subledger patterns and the Accounting ↔ Engineering interface: accounting-event schemas, API contracts, domain boundaries, and migration strategies for operational systems to adopt the standard.
Translate accounting policy and audit requirements into product specs, posting logic, SOX controls, and implementable engineering requirements.
Lead matching/reconciliation strategy and automation: run vendor evaluations, define recon rules and ownership, and deliver reconciliation automation for high-volume, critical accounts.
Own data lineage, quality metrics, SLAs, monitoring, and remediation flows for critical reports and journal feeds.
Run product discovery, prioritization, and cross-functional programs: scope pilots, set success metrics, manage tradeoffs, and deliver production systems with Engineering, Accounting, and Finance.
* Drive governance and change management: coordinate Accounting, Finance, Product and Engineering; own go-to-production signoffs, runbooks, and stakeholder training.
BASIC QUALIFICATIONS
4+ years product management experience owning financial platforms or data products — responsible for roadmap, APIs, data models, and cross-functional delivery.
Practical accounting experience required: hands-on accounting experience with direct ownership of month-end close, reconciliations, and external audits. CPA preferred. Practical domain expertise is more important than the credential alone.
Proven track record of building and working knowledge of financial systems, subledger → GL flows, journal-entry design, reconciliations, SOX controls, and external audit processes.
Strong technical fluency — data models, ETL/DBT, SQL, and API design — and the ability to partner tightly with engineering and data teams on lineage and transformations.
Exceptional communicator and cross-functional influencer: translates accounting requirements into technical specs, drives consensus across Finance & Engineering, and presents tradeoffs to senior leaders.
Willingness to work East Coast hours.
* Bachelor’s or Master’s in Accounting, Finance, Computer Science, or other related fields; or equivalent practical experience.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
USA base pay range (all other U.S. states) per year: $169,000 - $219,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
OPT Fintech Job Roles in Massachusetts
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Search Fintech Jobs in MassachusettsFintech OPT Sponsorship Jobs in Massachusetts: Frequently Asked Questions
Which fintech companies in Massachusetts sponsor F-1 OPT visas?
Several large Massachusetts-based fintech and financial services employers have sponsored F-1 OPT workers, including Fidelity Investments, State Street, Toast, Flywire, and Bottomline Technologies. Larger firms tend to have established OPT onboarding processes, though sponsorship availability varies by role, team, and hiring cycle. Checking a company's recent OPT and H-1B visa filing history through USCIS disclosure data can help assess their sponsorship activity.
Which cities in Massachusetts have the most fintech F-1 OPT sponsorship jobs?
Boston concentrates the majority of Massachusetts fintech OPT roles, particularly in the Seaport District and Financial District, where payments companies, insurtech startups, and established asset managers cluster. Cambridge attracts fintech roles tied to MIT and Harvard's innovation ecosystems. Waltham and Burlington along the Route 128 corridor host mid-size fintech and financial software firms that regularly hire OPT candidates in engineering and analytics functions.
What types of fintech roles typically qualify for F-1 OPT sponsorship in Massachusetts?
F-1 OPT authorization covers employment directly related to a student's field of study, so qualifying fintech roles generally include software engineering, data science, quantitative analysis, financial technology product management, and compliance technology positions that align with degrees in computer science, finance, mathematics, or related fields. Roles requiring specialized technical or analytical skills tend to align most clearly with OPT eligibility requirements, though individual circumstances vary.
How do I find fintech F-1 OPT sponsorship jobs in Massachusetts?
Migrate Mate is designed specifically for international students and foreign nationals seeking visa-sponsored roles, making it a practical starting point for fintech F-1 OPT jobs in Massachusetts. You can filter by visa type and industry to surface employers with active OPT sponsorship in the state. Beyond Migrate Mate, attending Boston-area fintech networking events and university career fairs at MIT, Boston University, and Northeastern can surface unadvertised opportunities with OPT-friendly employers.
Are there any Massachusetts-specific considerations for F-1 OPT fintech sponsorship?
Massachusetts has no state-level visa sponsorship requirements beyond federal OPT rules, but the state's concentration of registered investment advisers and broker-dealers means some fintech roles may require FINRA licensing, which has its own eligibility and examination requirements separate from visa status. Boston's competitive fintech hiring market also means OPT candidates benefit from starting employer outreach several months before their program end date to allow time for offer letters and any required STEM OPT extension filings.