Fintech OPT Jobs in Missouri

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart, and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses, and governments realize their greatest potential.

Title And Summary

Risk & Control Manager

Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

Settlement is seeking a highly motivated Risk & Control manager to support Mastercard’s global settlement ecosystem. This role goes beyond traditional risk management; it blends risk governance, operational controls, business continuity, liquidity strategy, settlement bank oversight, and project execution across Mastercard’s critical settlement infrastructure. This individual will help shape and maintain a resilient global settlement environment, ensuring operational stability, and continuous improvements across our banking partners, processes, and internal controls. The ideal candidate thrives in a fast-paced environment, demonstrates strong analytical and communication skills, and operates with a high degree of ownership, curiosity, and strategic foresight.

Role

In This Position, You Will:

• Serve as the Settlement SME for processes, controls, governance, and settlement-risk related inquiries across Mastercard
• Monitor global settlement bank partners, including completing annual risk assessments and required oversight activities
• Establish and maintain policies and procedures supporting settlement, including the annual refresh of settlement procedures; ensuring alignment with evolving business needs
• Review internal Settlement processes to identify control gaps, inefficiencies, or emerging risks; propose and lead improvements
• Maintain and refresh business continuity plans for Settlement, including leading periodic contingency exercises with internal partners
• Lead and coordinate internal and external audit exercises across Settlement
• Support the global liquidity roadmap by helping define and implement liquidity solutions with settlement bank partners
• Manage assigned projects end-to-end ensuring milestones, stakeholder alignment, and delivery of expected outcomes
• Support the management of banking relationships, including periodic business reviews and other relationship activities
• Support account maintenance and invoicing activities in partnership with GBSC Bank Admin
• Serve as the Settlement representative to the Fusion Center, ensuring incident escalation and cross-functional communication

All About You

The ideal candidate for this position should:

• Have a bachelor’s degree in business administration, finance, or equivalent combination of education and work experience in risk management or a related role
• Strong project management experience to drive corporate objectives
• Strong presentation, communication, and stakeholder-management capabilities
• Demonstrated critical thinking, problem-solving, and structured analysis skills
• High integrity, strong ownership mindset, and attention to detail
• Ability to operate in an ambiguous, fast-changing environment and prioritize effectively
• Comfortable working with senior leadership and external banking partners
• Strong collaborator with a mindset of continuous improvement and operational excellence
• Demonstrated ability to become a process and controls expert, with a strong desire to understand end-to-end settlement flows, risk points, and operational dependencies
• Ability to serve as the go-to resource for questions related to settlement procedures, controls, risk mitigation, and governance
• Prior work in a banking environment (e.g., back office, cash management, treasury solutions, or payment operations) is highly desirable
• Experience with audits, SOC compliance, or risk governance is a plus

This role will require both domestic and international travel.

Corporate Security Responsibility

Every Person Working For, Or On Behalf Of, Mastercard Is Responsible For Information Security. All Activities Involving Access To Mastercard Assets, Information, And Networks Comes With An Inherent Risk To The Organization And Therefore, It Is Expected That The Successful Candidate For This Position Must:

• Abide by Mastercard’s security policies and practices
• Ensure the confidentiality and integrity of the information being accessed
• Report any suspected information security violation or breach
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Pay Ranges

O'Fallon, Missouri: $122,000 - $207,000 USD

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.