Independent Adjuster Jobs in USA with Visa Sponsorship
Independent adjuster roles qualify as specialty occupations under H-1B visa when the position requires a bachelor's degree in a directly related field like risk management or business. Sponsors file a Labor Condition Application with DOL before petitioning USCIS, and demand from insurers and third-party administrators makes active sponsorship relatively common.
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Get Access To All JobsINTRODUCTION
By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
ROLE AND RESPONSIBILITIES
PRIMARY PURPOSE: To analyze mid- and higher-level general liability claims to determine benefits due; to ensure ongoing adjudication of claims within company standards and industry best practices; and to identify subrogation of claims and negotiate settlements.
ESSENTIAL FUNCTIONS and RESPONSIBILITIES
- Manages mid-level general liability claims by gathering information to determine liability exposure; assigns reserve values to claims, making claims payments as necessary, and settling claims up to designated authority level.
- Assesses liability and resolves claims within evaluation.
- Approves and processes assigned claims, determines benefits due, and manages action plan pursuant to the claim or client contract.
- Manages subrogation of claims and negotiates settlements.
- Communicates claim action with claimant and client.
- Ensures claim files are properly documented and claims coding is correct.
- May process complex lifetime medical and/or defined period medical claims which include state and physician filings and decisions on appropriate treatments recommended by utilization review.
- Maintains professional client relationships.
ADDITIONAL FUNCTIONS and RESPONSIBILITIES
- Performs other duties as assigned.
- Supports the organization's quality program(s).
- Travels as required.
BASIC QUALIFICATIONS
Education & Licensing
Bachelor's degree from an accredited college or university preferred.
Experience
Four (4) years of claims management experience or equivalent combination of education and experience required.
Skills & Knowledge
- Subject matter expert of appropriate insurance principles and laws for line-of-business handled, recoveries offsets and deductions, claim and disability duration, cost containment principles including medical management practices and Social Security and Medicare application procedures as applicable to line-of-business.
- Excellent oral and written communication, including presentation skills.
- PC literate, including Microsoft Office products.
- Analytical and interpretive skills.
- Strong organizational skills.
- Good interpersonal skills.
- Excellent negotiation skills.
- Ability to work in a team environment.
- Ability to meet or exceed Service Expectations.
WORK ENVIRONMENT
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
Physical: Computer keyboarding, travel as required.
Auditory/Visual: Hearing, vision and talking.
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is $63,404 - $90,000/yr. A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits. Always accepting applications.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.
INTRODUCTION
By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
ROLE AND RESPONSIBILITIES
PRIMARY PURPOSE: To analyze mid- and higher-level general liability claims to determine benefits due; to ensure ongoing adjudication of claims within company standards and industry best practices; and to identify subrogation of claims and negotiate settlements.
ESSENTIAL FUNCTIONS and RESPONSIBILITIES
- Manages mid-level general liability claims by gathering information to determine liability exposure; assigns reserve values to claims, making claims payments as necessary, and settling claims up to designated authority level.
- Assesses liability and resolves claims within evaluation.
- Approves and processes assigned claims, determines benefits due, and manages action plan pursuant to the claim or client contract.
- Manages subrogation of claims and negotiates settlements.
- Communicates claim action with claimant and client.
- Ensures claim files are properly documented and claims coding is correct.
- May process complex lifetime medical and/or defined period medical claims which include state and physician filings and decisions on appropriate treatments recommended by utilization review.
- Maintains professional client relationships.
ADDITIONAL FUNCTIONS and RESPONSIBILITIES
- Performs other duties as assigned.
- Supports the organization's quality program(s).
- Travels as required.
BASIC QUALIFICATIONS
Education & Licensing
Bachelor's degree from an accredited college or university preferred.
Experience
Four (4) years of claims management experience or equivalent combination of education and experience required.
Skills & Knowledge
- Subject matter expert of appropriate insurance principles and laws for line-of-business handled, recoveries offsets and deductions, claim and disability duration, cost containment principles including medical management practices and Social Security and Medicare application procedures as applicable to line-of-business.
- Excellent oral and written communication, including presentation skills.
- PC literate, including Microsoft Office products.
- Analytical and interpretive skills.
- Strong organizational skills.
- Good interpersonal skills.
- Excellent negotiation skills.
- Ability to work in a team environment.
- Ability to meet or exceed Service Expectations.
WORK ENVIRONMENT
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
Physical: Computer keyboarding, travel as required.
Auditory/Visual: Hearing, vision and talking.
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is $63,404 - $90,000/yr. A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits. Always accepting applications.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.
See all 141+ Independent Adjuster Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Independent Adjuster roles.
Get Access To All JobsTips for Finding Independent Adjuster Jobs
Document your specialty occupation eligibility early
Gather transcripts and credential evaluations showing your degree aligns with claims adjusting or risk management. Consular officers and USCIS both scrutinize whether independent adjuster roles genuinely require a specific bachelor's degree, so a degree-to-role narrative matters more here than in clearly defined professions.
Target third-party administrators over direct insurers
Third-party administrators that manage claims across multiple carriers file LCAs more consistently than single-line insurers. Search Migrate Mate's database of verified LCA sponsors to find employers with active H-1B filing history in claims and adjusting roles before you apply.
Verify prevailing wage tier before accepting an offer
Independent adjuster wages vary sharply by state and claim type. Run the OFLC Wage Search using the correct occupational classification to confirm your offered wage meets the Level I or Level II prevailing wage threshold before your employer certifies the LCA.
Clarify your employment structure with the sponsor
Many adjusters work as 1099 contractors, but H-1B requires a true employer-employee relationship with the petitioning company. Confirm the offer is a W-2 position with direct supervision before proceeding, since contractor arrangements create an employer-of-record problem USCIS will flag.
Get your state adjuster license before the petition
Most states require a property and casualty adjuster license to handle claims. USCIS expects you to meet all licensure requirements for the role, so apply for your resident or non-resident license as soon as you have a firm offer rather than waiting until after approval.
Use O*NET to frame your specialty occupation argument
If your employer needs to respond to an RFE about whether the role qualifies as a specialty occupation, O*NET's task and education data for claims adjusters supports the argument that a bachelor's degree in a related field is a standard or common requirement for entry.
Frequently Asked Questions
Does an independent adjuster role qualify as a specialty occupation for H-1B?
It can, but it's not automatic. USCIS requires the position to normally require at least a bachelor's degree in a directly related field. Adjusters handling complex commercial, liability, or catastrophe claims with analytical or technical depth are stronger candidates than general property adjusters. Your employer's job description needs to reflect that degree-level knowledge is a genuine requirement, not just a preference.
Which visa types realistically cover independent adjuster sponsorship?
H-1B is the most common path for degree-holding adjusters. Canadian and Mexican nationals may qualify under TN visa if the role fits a USMCA-listed profession like accountant or engineer, though claims adjusting does not appear on the USMCA list directly. Australian nationals can explore the E-3 visa, which also requires a specialty occupation. Green card sponsorship via EB-2 or EB-3 is possible once an employer files a PERM labor certification.
Do I need a specific degree to get sponsored as an independent adjuster?
USCIS looks for a bachelor's degree in a field directly related to the duties of the role. Degrees in risk management, business administration, finance, or insurance are the strongest fits. A general liberal arts degree is harder to connect to claims adjusting unless your employer documents why that background is specifically required. Some positions also accept equivalent experience in lieu of a formal degree under H-1B rules.
How do I find employers who sponsor independent adjuster roles?
Migrate Mate lists employers with verified sponsorship history in claims and adjusting roles, so you can browse by location and role type without sorting through employers who don't sponsor. Third-party administrators and large specialty insurers tend to sponsor more consistently than regional carriers.
Does my state adjuster license transfer if I change jobs or relocate on a sponsored visa?
Most states issue non-resident adjuster licenses that allow you to handle claims across state lines, so a license from one state can support work in others. If you change employers while on H-1B, your new employer must file a fresh petition with a new LCA. Relocating to a new worksite state also requires the employer to post a new LCA for that location, since prevailing wage obligations are tied to the work location.
What is the prevailing wage requirement for sponsored Independent Adjuster jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.