Lending Specialist Jobs in USA with Visa Sponsorship
Lending Specialist roles sit squarely within specialty occupation territory, making them strong candidates for H-1B visa, E-3 visa, and TN visa sponsorship. Financial institutions and mortgage companies file LCAs regularly for these positions, and your degree field matters more than your years of experience when qualifying.
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Date: Nov 12, 2026
Location: West Point, MS, US, 39773
Company: Purpose Financial
Brand: Advance America
Address: 6667 Highway 45 Alt S, West Point, Mississippi, United States - 39773
Bi-Lingual Spanish is a plus!!
Since 1997, Advance America has helped millions of hardworking people with a variety of personalized financial solutions. We are a nationally recognized, fully licensed financial services company with over 800 locations and online lending services.
We are currently seeking highly-skilled, career-oriented individuals ready to be part of a growing company!
We offer:
- Competitive Wages
- Health/Life Benefits
- 401(k) Savings Plan with Company Match
- Paid Parental Leave
- Company Paid Holidays
- Paid Time Off including Volunteer Time
- Tuition Reimbursement
- Business Casual Environment
- Rewards & Recognition Program
- Employee Assistance Program
Position Summary
The Consumer Lending Sales Specialist (CLSS) is a performance-based, hands-on role focused on delivering exceptional customer service while achieving individual and branch sales goals. This position requires attention to detail, excellent customer service skills, and a passion for sales and customer acquisition. The CLSS actively contributes to branch success by meeting performance metrics defined by management and participating in marketing and collection efforts. All responsibilities must be executed in full compliance with federal and state regulations while adhering to established company policies, procedures, and practices.
Job Responsibility
Customer Service, Sales, Marketing & Customer Acquisition
- Drive customer acquisition through storefront and online channels using effective sales tools and marketing techniques
- Deliver exceptional customer experience while managing growing consumer loan portfolio
- Present tailored financial solutions aligned with customer goals and needs
- Build and maintain strong customer relationships throughout the loan lifecycle
- Educate customers on loan terms, conditions, and product features
- Execute and track community marketing initiatives to generate growth
- Demonstrate company core values and purpose while building trust with customers and staff
Operations & Compliance
- Support branch financial objectives and performance metrics
- Maintain strict adherence to company policies, state and federal regulations
- Ensure accurate cash controls and security procedures
- Maintain precise customer documentation and transaction records
- Conduct and document collection activities
- Follow Loss Prevention (LP) Standards
Team Collaboration
- Foster a positive team environment while supporting colleagues to enhance customer experience
- Actively participate in branch initiatives and contribute to overall branch success through collaborative teamwork
Job Responsibilities Cont.
Education Required
High School Diploma or equivalent required; some college preferred.
Experience Required
Sales and/or customer service experience required, or equivalent experience. One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.
Knowledge Required
Strong math skills, including the ability to count cash; professional verbal communication by phone and in person; ability to read, write, evaluate, and apply complex and detailed information; ability to work alone on occasion; ability to interact professionally and exhibit appropriate social skills; ability to negotiate payment terms and effectively communicate loan requirements; ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees; ability to use computer programs required to process customer transactions; ability to follow procedures in the normal course of business; ability to develop and maintain business relationships.
Physical Requirements
Standing for long periods of time; sitting occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation in order to complete tasks including, but not limited to, banking, marketing, and providing staffing coverage within the division; exposure to outdoors limited to elements that the ordinary person would be exposed to at that time; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; housekeeping/cleaning (vacuuming, dusting, cleaning windows, bathroom, etc., including exposure to cleaning chemicals); use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any branch within the division (distance varies by division).
Competencies
Adaptability and Growth Mindset-CLSS
Digital and Future Readiness-CLSS
Leadership, Coaching and Development-CLSS
Results and Accountability-CLSS
Sales and Customer Excellence-CLSS
Travel
Must have a valid driver’s license and access to insured, reliable transportation. Ability to travel within division for marketing, staffing, special events, and banking responsibilities.
Attire
The Company offers employees the option of wearing, polos, blouses, collared shirts, sweaters or other professional attire with slacks or jeans and appropriate shoes. Employees should dress accordingly to their business.
Other
Must be 18 (except in AL where the age requirement is 19), eligible to work in the USA, and able to successfully complete all post offer screens, including a criminal background check and Motor Vehicle Report (MVR). Regular and punctual attendance is required. Schedules may be changed as needed to accommodate business needs. Overtime may be required.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.
Requisition ID: 46851
Nearest Major Market: Columbus Mississippi
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Get Access To All JobsTips for Finding Visa Sponsorship as a Lending Specialist
Match your degree to loan analysis duties
Lenders classify Lending Specialist roles under finance, economics, or business administration. If your degree is in a different field, document how your coursework maps directly to credit analysis, underwriting, or risk assessment before any employer files your LCA.
Search LCA filings by NAICS code
Banks, credit unions, and mortgage companies file under different industry codes. Searching OFLC public disclosure data by financial services NAICS codes surfaces which institutions have active LCA certification history for lending titles, not just generalist finance roles.
Use Migrate Mate to target verified sponsors
Filter Migrate Mate's job board by lending and financial services roles to find employers with verified LCA filing history. This cuts out companies that list sponsorship as possible but have no DOL certification track record for Lending Specialist positions.
Clarify your visa pathway before the offer stage
Canadian and Mexican nationals can enter on a TN visa under the Economist or Accountant category if the role emphasizes financial analysis. Confirm with the hiring manager which pathway they're prepared to support before an offer is extended, since TN and H-1B have different employer filing obligations.
Get your prevailing wage tier confirmed early
Lending Specialist positions span multiple DOL wage levels depending on supervisory duties and portfolio complexity. Use the OFLC Wage Search to identify your likely wage level before negotiations so your offered compensation meets LCA certification requirements from day one.
Prepare a specialty occupation evidence packet
USCIS scrutinizes financial services roles for specialty occupation status. Gather job postings from comparable employers requiring a bachelor's degree in a specific field, your official transcripts, and any professional certifications like NMLS licensure to support the employer's I-129 petition.
Frequently Asked Questions
Does a Lending Specialist role qualify as a specialty occupation for H-1B purposes?
Yes, in most cases. USCIS looks for roles where a bachelor's degree in a specific field, such as finance, economics, or accounting, is a standard entry requirement. Lending Specialist positions that involve credit analysis, underwriting, or portfolio management typically meet this threshold. Generic loan officer roles with no degree requirement can be harder to qualify, so the job description language matters.
Which visa types can a Lending Specialist use for U.S. work authorization?
H-1B is the most common path for most nationalities. Australian nationals can use the E-3, which has no lottery and renews every two years. Canadian and Mexican nationals may qualify for TN status under the Economist or Accountant profession if the role centers on financial analysis. Each visa requires the employer to file a Labor Condition Application with DOL confirming the prevailing wage.
How do I find employers who actively sponsor Lending Specialist roles?
Migrate Mate lists employers with verified LCA filing history for financial services and lending roles, so you can focus your applications on institutions that have already committed to sponsoring similar positions. This is more reliable than applying broadly and asking about sponsorship mid-process, which often leads to wasted time with employers who have no filing infrastructure.
Does my degree field affect sponsorship eligibility for this role?
It does. For H-1B and E-3 approval, USCIS requires that your degree is in a field directly related to the duties of the role. Finance, accounting, economics, and business administration degrees align well with Lending Specialist work. A general liberal arts degree or an unrelated technical degree creates specialty occupation risk and may prompt a Request for Evidence from USCIS.
Does NMLS licensure help my H-1B sponsorship case as a Lending Specialist?
NMLS licensure strengthens your petition by demonstrating that the role meets a recognized professional standard requiring specialized knowledge. It doesn't substitute for a degree, but it supports the employer's argument to USCIS that the position is a specialty occupation. Including it alongside your transcripts and a detailed job duty breakdown gives the I-129 petition a more complete evidentiary record.
What is the prevailing wage requirement for sponsored Lending Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.