Underwriter Jobs in USA with Visa Sponsorship
Underwriter roles frequently qualify for H-1B and other work visa sponsorships due to their specialized nature requiring bachelor's degrees in finance, economics, or related fields. Insurance companies, banks, and financial institutions regularly sponsor underwriters, particularly for commercial lines, mortgage underwriting, and risk assessment positions. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsAbout us
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process.
We are currently seeking an experienced Mid Level Underwriter to join our team at the NYC and Miami Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.
Responsibilities
- Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
- Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
- Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
- Responsible for full cycle underwriting of assigned small business financing.
- Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
- Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
- Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements.
- Maintain accurate and detailed documentation of underwriting decisions and findings.
Qualifications
- Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
- Previous experience in underwriting, credit analysis, or a similar role is preferred.
- 3 or more year of experience
- Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
- Familiarity with financial statements, tax returns, and credit reports.
- Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
- Excellent attention to detail and the ability to work in a fast-paced environment.
- Strong organizational and time management skills, with the ability to prioritize tasks effectively.
- Excellent written and verbal communication skills.
- Proficient in using MS Office suite and other relevant software applications.
Why Join Us
- Opportunity to work in a fast-growing and innovative fintech company.
- Exposure to a diverse range of clients and industries.
- Collaborative and inclusive work environment.
- Competitive salary and benefits package.
- Continuous learning and professional development opportunities.
- Opportunity for growth and advancement within the company.
Benefits & Perks
- Generous medical, dental, and vision insurance.
- 401K match, stock options, commuter benefits, and employee incentive plan.
- Catered lunch and team events.
In the News
Named to Deloitte Technology Fast 500. Inc 5000 - fastest growing private companies in 2022. Crain’s New York Fast 50. Great Place to Work Certified.
About us
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process.
We are currently seeking an experienced Mid Level Underwriter to join our team at the NYC and Miami Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.
Responsibilities
- Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
- Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
- Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
- Responsible for full cycle underwriting of assigned small business financing.
- Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
- Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
- Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements.
- Maintain accurate and detailed documentation of underwriting decisions and findings.
Qualifications
- Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
- Previous experience in underwriting, credit analysis, or a similar role is preferred.
- 3 or more year of experience
- Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
- Familiarity with financial statements, tax returns, and credit reports.
- Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
- Excellent attention to detail and the ability to work in a fast-paced environment.
- Strong organizational and time management skills, with the ability to prioritize tasks effectively.
- Excellent written and verbal communication skills.
- Proficient in using MS Office suite and other relevant software applications.
Why Join Us
- Opportunity to work in a fast-growing and innovative fintech company.
- Exposure to a diverse range of clients and industries.
- Collaborative and inclusive work environment.
- Competitive salary and benefits package.
- Continuous learning and professional development opportunities.
- Opportunity for growth and advancement within the company.
Benefits & Perks
- Generous medical, dental, and vision insurance.
- 401K match, stock options, commuter benefits, and employee incentive plan.
- Catered lunch and team events.
In the News
Named to Deloitte Technology Fast 500. Inc 5000 - fastest growing private companies in 2022. Crain’s New York Fast 50. Great Place to Work Certified.
How to Get Visa Sponsorship in Underwriter
Target specialized underwriting roles
Commercial underwriters, mortgage underwriters, and specialty lines positions have stronger sponsorship prospects than general consumer underwriting roles due to increased complexity and specialization requirements.
Highlight relevant certifications
Professional designations like CPCU, AU, or FLMI strengthen your H-1B petition by demonstrating specialized knowledge beyond basic degree requirements for underwriting positions.
Focus on large financial institutions
Major insurance companies, banks, and reinsurance firms have established immigration departments and regularly sponsor underwriters compared to smaller regional insurers or brokerages.
Emphasize analytical complexity
Frame your role around complex risk modeling, financial analysis, and specialized underwriting guidelines rather than routine application processing to strengthen specialty occupation arguments.
Consider related finance roles
Risk analyst, credit analyst, and actuarial positions at the same companies often have similar sponsorship rates and may offer alternative pathways into underwriting.
Time applications strategically
Many insurance companies begin hiring cycles in January and July to align with policy renewals, creating better sponsorship opportunities during these periods.
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Get Access To All JobsFrequently Asked Questions
Do underwriters qualify for H-1B visas?
Yes, underwriter positions typically qualify for H-1B visas as specialty occupations requiring bachelor's degrees in finance, economics, business, or related fields. The role's analytical nature and specialized knowledge requirements align well with H-1B criteria, especially for commercial underwriting positions.
Which companies sponsor underwriters most frequently?
Large insurance companies like AIG, Zurich, and Liberty Mutual regularly sponsor underwriters, along with major banks offering insurance products. Reinsurance companies and specialty insurers also frequently sponsor due to their need for specialized underwriting expertise in niche markets.
What degree do I need for underwriter visa sponsorship?
A bachelor's degree in finance, economics, business administration, mathematics, or related quantitative field is typically required. Some employers accept degrees in other fields if combined with relevant underwriting certifications or significant insurance industry experience demonstrating specialized knowledge.
How competitive is H-1B sponsorship for underwriters?
Underwriter roles have moderate H-1B success rates, with commercial and specialty lines underwriters having stronger cases than personal lines positions. The specialized nature of underwriting, particularly in complex commercial risks, helps differentiate these roles from more generic business positions.
Can underwriters get E-3 or TN visas instead of H-1B?
Australian underwriters can pursue E-3 visas with the same degree requirements as H-1B. Canadian and Mexican underwriters may qualify for TN status under the "Economist" category if their role involves significant economic analysis and forecasting components beyond standard underwriting duties.
What is the prevailing wage requirement for sponsored Underwriter jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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