Workers Compensation Claims Adjuster Jobs
Workers Compensation Claims Adjuster jobs are open across insurance carriers, third-party administrators, and self-insured employers, from entry-level examiner to senior adjuster and team lead, with specializations in medical-only, lost-time, and complex liability claims. Find a role that fits from the openings below and apply directly.
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Showing 5 of 53+ Workers Compensation Claims Adjuster jobs
At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
**This position is eligible to work from home anywhere in the United States**
Essential Functions
- Reviews claim notices, policies, contracts, and applicable state requirements to determine coverage, jurisdiction, deductibles, and compensability.
- Conducts timely claim investigations, including contacting insureds, injured workers, witnesses, and other relevant parties; obtaining statements; and securing necessary reports and documentation.
- Documents claim activity, maintains accurate file diaries, establishes appropriate reserves, and ensures timely claim handling through resolution.
- Reviews medical records, treatment plans, bills, invoices, and other documentation to understand injuries, evaluate expenses, and coordinate appropriate medical care.
- Calculates and administers wage benefits while monitoring changes that may affect benefit amounts.
- Coordinates return-to-work efforts with injured workers, insureds, medical providers, and other appropriate parties.
- Identifies and pursues recovery and subrogation opportunities and refers claims to specialized resources, including Special Investigation and medical management or review teams, when appropriate.
- Investigates and resolves compensability and coverage issues and communicates decisions and claim status to relevant parties.
- Prepares settlement evaluations, negotiation strategies, independent medical examination (IME) documentation, and denial correspondence as appropriate.
- Partners with attorneys and participates in mediations, settlement conferences, and other activities to facilitate claim resolution.
- Promotes appropriate claims programs and resources, including On Call Nurse (OCN), Return to Work (RTW), and Select Preferred Provider (SPP) programs. Collaborates with Claims, Underwriting, Risk Improvement, and other internal teams, including preparing risk alerts and supporting broader claims initiatives as needed.
Education & Experience:
- Bachelor’s degree or equivalent relevant experience
- One year of workers’ compensation claims adjusting experience or related experience
- Experience with Oklahoma, Kansas, Arkansas, and Kentucky preferred.
- Attainment of all applicable state licenses within one year of hire Relevant insurance designations preferred
Knowledge, Skills & Abilities:
- Working knowledge of the theory and practice of the claim function
- Good knowledge of insurance contracts, medical terminology and substantive and procedural laws
- Ability to adhere to high standards of professional conduct and code of ethics
- Strong knowledge of computers and claims systems
- Strong organizational and written and verbal communication skills
- Good investigative and problem-solving abilities Occasional travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either the $54,566-$75,194 range or the $60,168-$82,916 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$55,795 - $77,098 or $61,659 - $84,778A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers .
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
**This position is eligible to work from home anywhere in the United States**
Essential Functions
- Reviews claim notices, policies, contracts, and applicable state requirements to determine coverage, jurisdiction, deductibles, and compensability.
- Conducts timely claim investigations, including contacting insureds, injured workers, witnesses, and other relevant parties; obtaining statements; and securing necessary reports and documentation.
- Documents claim activity, maintains accurate file diaries, establishes appropriate reserves, and ensures timely claim handling through resolution.
- Reviews medical records, treatment plans, bills, invoices, and other documentation to understand injuries, evaluate expenses, and coordinate appropriate medical care.
- Calculates and administers wage benefits while monitoring changes that may affect benefit amounts.
- Coordinates return-to-work efforts with injured workers, insureds, medical providers, and other appropriate parties.
- Identifies and pursues recovery and subrogation opportunities and refers claims to specialized resources, including Special Investigation and medical management or review teams, when appropriate.
- Investigates and resolves compensability and coverage issues and communicates decisions and claim status to relevant parties.
- Prepares settlement evaluations, negotiation strategies, independent medical examination (IME) documentation, and denial correspondence as appropriate.
- Partners with attorneys and participates in mediations, settlement conferences, and other activities to facilitate claim resolution.
- Promotes appropriate claims programs and resources, including On Call Nurse (OCN), Return to Work (RTW), and Select Preferred Provider (SPP) programs. Collaborates with Claims, Underwriting, Risk Improvement, and other internal teams, including preparing risk alerts and supporting broader claims initiatives as needed.
Education & Experience:
- Bachelor’s degree or equivalent relevant experience
- One year of workers’ compensation claims adjusting experience or related experience
- Experience with Oklahoma, Kansas, Arkansas, and Kentucky preferred.
- Attainment of all applicable state licenses within one year of hire Relevant insurance designations preferred
Knowledge, Skills & Abilities:
- Working knowledge of the theory and practice of the claim function
- Good knowledge of insurance contracts, medical terminology and substantive and procedural laws
- Ability to adhere to high standards of professional conduct and code of ethics
- Strong knowledge of computers and claims systems
- Strong organizational and written and verbal communication skills
- Good investigative and problem-solving abilities Occasional travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either the $54,566-$75,194 range or the $60,168-$82,916 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$55,795 - $77,098 or $61,659 - $84,778A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers .
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
Workers Compensation Claims Adjuster Jobs by Experience Level
See All 53 Workers Compensation Claims Adjuster Jobs
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Find JobsWorkers Compensation Claims Adjuster Job Market
Who's Hiring
- Gallagher14
- Sedgwick6
- Liberty Mutual Insurance5
- State Compensation Insurance Fund5
- AHOLD Delhaize4
Top Industries Hiring
- Government & Public Sector
What Employers Look For
The qualifications that appear most often in workers compensation claims adjuster jobs.
- Active state workers compensation adjuster license for the jurisdictions served
- Experience handling lost-time and litigated workers compensation claims
- Proficiency with claims management systems such as Guidewire or similar platforms
- Strong knowledge of state workers compensation statutes and case law
- Bachelor's degree in business, insurance, or a related field, or equivalent experience
- Professional designation such as AIC, CPCU, or ARM preferred
Tips for Your Workers Compensation Claims Adjuster Job Search
Tailor your resume to claim complexity
Hiring managers scan for the types of claims you've handled, not just job titles. Specify whether your experience covers medical-only, lost-time, or litigated claims, and note your average caseload size and the jurisdictions you've worked in.
Highlight your state adjuster license
Many postings require a state-specific adjuster license before day one. List every state you're licensed in near the top of your resume, and flag any non-resident licenses separately so recruiters don't overlook multi-state candidates.
Filter openings by claims management system
Employers often list a required platform like Guidewire, Salesforce, or a proprietary TPA system. When you search, match your experience to those tools in your application so your resume clears automated screening before a human reviews it.
Apply early to roles that fit
Migrate Mate lists workers compensation claims adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a simulation-style interview
Many insurers test candidates with a mock claim scenario during the interview. Practice walking through an initial investigation, reserve-setting rationale, and a denial letter out loud so your reasoning is clear under pressure.
Negotiate using jurisdiction expertise
If you have deep experience in high-volume or high-complexity states, name those states explicitly when discussing compensation. Specialized jurisdictional knowledge is harder to replace than general adjusting experience and often supports a stronger offer.
Workers Compensation Claims Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most workers compensation claims adjusters?
The companies hiring the most workers compensation claims adjusters right now include Gallagher, Sedgwick, and Liberty Mutual Insurance, with the largest share of openings in California, Arizona, and Pennsylvania, based on current listings on Migrate Mate as of November 2026. National carriers and third-party administrators consistently post the highest volume of roles.
How many workers compensation claims adjuster jobs are remote?
About 93% of workers compensation claims adjuster openings are fully remote or hybrid as of November 2026, with the largest share in field-free roles focused on medical-only and lost-time claims. Positions requiring in-person field investigations or deposition attendance are more likely to remain on-site or follow a hybrid schedule.
How do you become a workers compensation claims adjuster?
Start by earning a bachelor's degree in business, insurance, or a related field, or build equivalent experience through an entry-level claims examiner role. Obtain a state adjuster license for the jurisdictions you plan to work in, as most employers require this before hire. Gaining hands-on experience with lost-time claims and a claims management system strengthens your candidacy significantly.
Can you get a workers compensation claims adjuster job with little experience?
Yes, entry-level workers compensation claims adjuster roles exist, particularly at large carriers and TPAs that run structured training programs. Applying for medical-only or first-notice-of-loss positions is the most direct path in. A relevant adjuster license, even if newly obtained, and familiarity with a claims platform will make your application competitive against candidates with no prior experience.
What does the workers compensation claims adjuster interview process look like?
Most employers start with a phone screen focused on your claims experience and licensure, followed by one or two rounds with a hiring manager and team lead. Expect scenario-based questions about claim investigation, reserve-setting decisions, and handling disputed claims. Some insurers include a written exercise or mock claim file review before extending an offer.
Where can I find and apply to workers compensation claims adjuster jobs?
You can find and apply to workers compensation claims adjuster jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience and licensure, then apply directly to each one that fits.
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