Commercial Specialist Jobs in South Dakota
Commercial Specialist jobs in South Dakota concentrate heavily in agriculture, financial services, and healthcare supply chains, with demand stretching from entry-level account support to senior contract management across the state. Sioux Falls, Rapid City, and Aberdeen anchor most of the hiring, where established employers such as Sanford Health, Raven Industries, and First PREMIER Bank maintain consistent commercial operations teams. The most in-demand specialties include agricultural lending, commercial insurance underwriting, and healthcare procurement. Find a role that fits below and apply directly.
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Showing 5 of 28+ Commercial Specialist jobs
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
This position may be located at our Spearfish, SD Main or Rapid City, SD Gateway branch.
What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
Generous Paid Time Off (PTO) in addition to paid federal holidays.
Child Care Assistance Program for eligible dependent(s).
Exercise reimbursement program for employees.
The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.
We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The Commercial Banking Representative II functions as a primary contact between commercial banking clients and the Bank, and assists Commercial Relationship Managers with servicing the client, for all loan types including large and complex loan portfolios. Responsible for maintaining and expanding the relationship with clients by providing overall client support services. Works proactively to maximize client satisfaction and encourage expansion of the relationship. Develops working knowledge of assigned area and accounts through frequent client contact and execution of standard procedures. Essential duties are performed individually with limited supervision required.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Handles day-to-day client calls, client transactions, and client problem resolution. Responds to client account inquiries, performs account maintenance and researches/resolves client problems.
Executes client transactions within delegated authority or applicable department guidelines, escalating to the assigned Relationship Manager (RM) any requests outside specified norms or items requiring Relationship Manager signature or approval. Transactions may include transfers, withdrawals, distributions, wire transfers, payments, fee waivers/fee refunds, client overdrafts, monitoring reports, and other loan and account operations requested by clients.
Assists in obtaining necessary information to submit loan applications, such as financial statements, tax returns and business documentation. May also work with outside vendors, such as attorneys or title companies, UCC searches, title work, OFAC Environmental Reports, appraisals, and flood determinations. May work with outside counsel, title companies, other product vendors, etc. to request documents needed for loan requests, when applicable.
Specializes in loan documentation and ensures accuracy in loan documents and legal loan file. To include reviewing documents, organizing legal loan documents, and supporting information, and accuracy in digital records.
Prepares and/or reviews client account documents for meetings between the RM and the client, focusing on completion of signatures, accuracy, and fulfillment of standard regulatory and compliance guidelines.
Submits complete and accurate requests for documentation in accordance with the loan approval, ensuring all appropriate supporting documents are available in Director/Unity Client, including but not limited to loan approval, Borrower, Guarantor, and Grantor entity documents, collateral reports, and all other information necessary to generate loan documents.
Provides complete packages to Loan Servicing for Boarding/Funding, ensuring appropriate GLs are credited for fees collected.
Ensures all documentation is uploaded to Director/Unity Client timely, imaged files are complete.
Creates ticklers in Credit Track in accordance with the loan agreement & guaranty requirements and assists Relationship Manager with obtaining required information to clear ticklers.
Supports commercial relationship managers and group managers with review and certification of; legal entity validation (dba, partnership, S-Corp, C-Corp, LLC, and trusts), real estate collateral documentation (title commitment, environmental reports, hazard insurance, and appraisals), UCC and titled collateral validation.
Supports commercial relationship managers and group managers with treasury and deposit products in partnership with internal bank Treasury, Retail Banking teams and other business line referral programs including payment and wealth products.
Actively ensures compliance with the Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies and procedures. Actively participates in any required corporate and business line training in these areas. Understands and follows internal suspicious activity referral requirements and processes, as required for this position. Actively works with clients to understand each client’s normal account activity, as appropriate for this position.
Maintains working knowledge of all regulatory, legal, and Credit Policy requirements to ensure all applications, documentation and loan accounts are compliant.
Participates in internal and external training to maintain knowledge of Bank products; attends operational and exception meetings and keep abreast of all credit policies and changes.
Maintains positive working relationship with peers and other business unit team members.
Generates or obtains daily, weekly, monthly, and quarterly reports as assigned. Reviews reports for accuracy and compliance and takes action to update systems or make other corrections.
May reconcile client accounts, enter client financial data into databases, and monitor exceptions to company policies.
Maintains a thorough knowledge of key software systems and other Loan Operating Systems.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES
Advanced understanding of credit products, bank systems and commercial lending.
Exhibits a sophisticated understanding of applicable federal regulations, credit policy and bank policies and procedures.
Ability to work effectively in a fast-paced production environment.
Strong organizational skills, time management skills and strong attention to detail.
Strong interpersonal skills including oral and written communication.
Problem solving skills.
Proficiency with personal computers and related software packages.
EDUCATION AND/OR EXPERIENCE
High School Diploma or General Education Degree (GED) required
4-6 years banking experience and/or equivalent combination of education and experience required
PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.
Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
Sitting - Frequently
Standing - Occasionally
Overtime - Subject to business need
Noise Level - Moderate
Typical Work Hours - M-F (8-5)
Regular and Predictable Attendance - Required
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
This position may be located at our Spearfish, SD Main or Rapid City, SD Gateway branch.
What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
Generous Paid Time Off (PTO) in addition to paid federal holidays.
Child Care Assistance Program for eligible dependent(s).
Exercise reimbursement program for employees.
The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.
We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The Commercial Banking Representative II functions as a primary contact between commercial banking clients and the Bank, and assists Commercial Relationship Managers with servicing the client, for all loan types including large and complex loan portfolios. Responsible for maintaining and expanding the relationship with clients by providing overall client support services. Works proactively to maximize client satisfaction and encourage expansion of the relationship. Develops working knowledge of assigned area and accounts through frequent client contact and execution of standard procedures. Essential duties are performed individually with limited supervision required.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Handles day-to-day client calls, client transactions, and client problem resolution. Responds to client account inquiries, performs account maintenance and researches/resolves client problems.
Executes client transactions within delegated authority or applicable department guidelines, escalating to the assigned Relationship Manager (RM) any requests outside specified norms or items requiring Relationship Manager signature or approval. Transactions may include transfers, withdrawals, distributions, wire transfers, payments, fee waivers/fee refunds, client overdrafts, monitoring reports, and other loan and account operations requested by clients.
Assists in obtaining necessary information to submit loan applications, such as financial statements, tax returns and business documentation. May also work with outside vendors, such as attorneys or title companies, UCC searches, title work, OFAC Environmental Reports, appraisals, and flood determinations. May work with outside counsel, title companies, other product vendors, etc. to request documents needed for loan requests, when applicable.
Specializes in loan documentation and ensures accuracy in loan documents and legal loan file. To include reviewing documents, organizing legal loan documents, and supporting information, and accuracy in digital records.
Prepares and/or reviews client account documents for meetings between the RM and the client, focusing on completion of signatures, accuracy, and fulfillment of standard regulatory and compliance guidelines.
Submits complete and accurate requests for documentation in accordance with the loan approval, ensuring all appropriate supporting documents are available in Director/Unity Client, including but not limited to loan approval, Borrower, Guarantor, and Grantor entity documents, collateral reports, and all other information necessary to generate loan documents.
Provides complete packages to Loan Servicing for Boarding/Funding, ensuring appropriate GLs are credited for fees collected.
Ensures all documentation is uploaded to Director/Unity Client timely, imaged files are complete.
Creates ticklers in Credit Track in accordance with the loan agreement & guaranty requirements and assists Relationship Manager with obtaining required information to clear ticklers.
Supports commercial relationship managers and group managers with review and certification of; legal entity validation (dba, partnership, S-Corp, C-Corp, LLC, and trusts), real estate collateral documentation (title commitment, environmental reports, hazard insurance, and appraisals), UCC and titled collateral validation.
Supports commercial relationship managers and group managers with treasury and deposit products in partnership with internal bank Treasury, Retail Banking teams and other business line referral programs including payment and wealth products.
Actively ensures compliance with the Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies and procedures. Actively participates in any required corporate and business line training in these areas. Understands and follows internal suspicious activity referral requirements and processes, as required for this position. Actively works with clients to understand each client’s normal account activity, as appropriate for this position.
Maintains working knowledge of all regulatory, legal, and Credit Policy requirements to ensure all applications, documentation and loan accounts are compliant.
Participates in internal and external training to maintain knowledge of Bank products; attends operational and exception meetings and keep abreast of all credit policies and changes.
Maintains positive working relationship with peers and other business unit team members.
Generates or obtains daily, weekly, monthly, and quarterly reports as assigned. Reviews reports for accuracy and compliance and takes action to update systems or make other corrections.
May reconcile client accounts, enter client financial data into databases, and monitor exceptions to company policies.
Maintains a thorough knowledge of key software systems and other Loan Operating Systems.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES
Advanced understanding of credit products, bank systems and commercial lending.
Exhibits a sophisticated understanding of applicable federal regulations, credit policy and bank policies and procedures.
Ability to work effectively in a fast-paced production environment.
Strong organizational skills, time management skills and strong attention to detail.
Strong interpersonal skills including oral and written communication.
Problem solving skills.
Proficiency with personal computers and related software packages.
EDUCATION AND/OR EXPERIENCE
High School Diploma or General Education Degree (GED) required
4-6 years banking experience and/or equivalent combination of education and experience required
PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.
Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
Sitting - Frequently
Standing - Occasionally
Overtime - Subject to business need
Noise Level - Moderate
Typical Work Hours - M-F (8-5)
Regular and Predictable Attendance - Required
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
See All 28 Commercial Specialist Jobs in South Dakota
Find roles in South Dakota that match your experience and apply in just a few clicks.
Find Commercial Specialist JobsCommercial Specialist Jobs by City in South Dakota
Where South Dakota roles are concentrated, by current openings.
Commercial Specialist Job Market in South Dakota
A snapshot from current South Dakota openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Insurance
- Automotive
- Manufacturing
What South Dakota Employers Look For
The qualifications that appear most often in commercial specialist jobs across South Dakota.
- Active South Dakota insurance producer license for commercial lines where applicable
- Bachelor's degree in business, finance, agriculture, or a closely related field
- Three or more years of commercial account management or B2B sales experience
- Demonstrated proficiency with CRM platforms and commercial contract documentation
- Strong working knowledge of South Dakota agricultural or financial markets
- Ability to travel within South Dakota to meet clients and manage accounts
Commercial Specialist Jobs in South Dakota: Frequently Asked Questions
How do you become a commercial specialist in South Dakota?
The path depends on the sector. For commercial insurance roles, you must hold a South Dakota insurance producer license issued by the South Dakota Division of Insurance, which requires passing a state-approved exam. For agricultural lending or financial services, a bachelor's degree in business, finance, or agribusiness is the standard baseline. Most employers in Sioux Falls and Rapid City also expect direct B2B or commercial account experience before hiring at a specialist level.
Which companies hire commercial specialists in South Dakota?
Employers hiring commercial specialists in South Dakota right now include First Interstate Bank, World Insurance Associates, and North Risk Partners, based on current listings on Migrate Mate as of July 2026. South Dakota's strong agriculture economy and growing financial services sector in Sioux Falls mean that banks, crop insurers, and agricultural equipment companies are among the most consistent sources of commercial specialist openings in the state.
Which South Dakota cities have the most commercial specialist jobs?
Sioux Falls, Aberdeen, and Rapid City have the most commercial specialist openings in South Dakota. Sioux Falls leads because it is the state's largest city and home to major banking, insurance, and healthcare employers, while Rapid City draws openings tied to its regional retail, construction, and tourism-adjacent commercial sectors, and Aberdeen's agricultural and manufacturing base supports a steady volume of commercial account and procurement roles.
Are there remote commercial specialist jobs in South Dakota?
Yes, but they are less common than in purely analytical fields because much of the role involves client visits, site assessments, and relationship management that require being on location. About 10% of commercial specialist openings tied to South Dakota are remote or hybrid as of July 2026, and the positions most likely to allow remote work are those focused on inside commercial sales, underwriting support, or contract administration rather than field-facing account management.
How can I get hired as a commercial specialist in South Dakota with little or no experience?
The most realistic entry point is a commercial banking associate or insurance service representative role with a South Dakota institution such as a regional bank or farm bureau affiliate, where structured training programs are common. Lateral moves from agricultural loan processing, retail banking, or procurement coordinator positions are well-recognized pathways. Earning a South Dakota insurance producer license before applying gives candidates a measurable edge, and Sioux Falls-area employers in financial services often recruit from South Dakota State University and the University of Sioux Falls for entry-level commercial roles.
Where can I find and apply to commercial specialist jobs in South Dakota?
You can find and apply to commercial specialist jobs in South Dakota on Migrate Mate, which lists current openings across the state. Search the listings, find roles that fit your background and location, and apply directly to the employers posting them.
See All 28 Commercial Specialist Jobs in South Dakota
Find roles in South Dakota that match your experience and apply in just a few clicks.
Find Commercial Specialist Jobs