Sales Jobs
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Licensed Life Insurance Sales Representative
Sales | Full-time | Remote within Arizona, Illinois, or Texas
Are you a licensed life insurance professional looking for consistent inbound lead flow, uncapped earning potential, and the ability to sell without cold calling or self-generated prospecting?
eFinancial is seeking motivated, performance-driven licensed agents who thrive in a high-volume phone sales environment and want the opportunity to ramp quickly in a proven direct-to-consumer sales model. This role is ideal for agents with prior telesales, final expense, inbound insurance, or call-center sales experience who are ready to focus on closing business instead of chasing leads.
Who we are:
Since 1896, Fidelity Life has been redefining the life insurance industry by applying new technologies and processes to make it easier, faster, and more affordable for today’s families to get the coverage they need. Our long track record of innovation, revolution, and leadership includes:
- One of the first groups to sell life insurance policies to both women and men
- The first company to deploy technology to bring agent/client/underwriter together at point-of-sale (POS)
- Pioneered the use of predictive analytics to streamline the new business process and revolutionize the speed with which policies can be issued
eFinancial, an online and call-center-based insurance agency with a proven direct-to-consumer life insurance model, was acquired by Fidelity Life in 2009.
By blending life insurance, sales, and technology, we have become a fast-growing organization offering exciting remote opportunities! Our growing organization wants people that can be a culture fit and a culture add. We value the diversity of thought and the inclusion of everyone that plays a part in our success. If you value putting people first, operating with excellence, being a passionate team player, and making a difference, consider joining our innovative, revolutionary, and leading team.
In this role, you will connect with individuals using our advanced auto-dialing system. Your primary goal will be to provide individuals and families across the nation with peace of mind through the sale of eFinancial’s innovative life insurance products, delivering a seamless purchasing experience. Our team members are known for their result-driven approach, empathy, and commitment to ethical business practices.
What You’ll Do:
In this role, you will work directly with inbound warm leads through our advanced dialing technology to help individuals and families secure life insurance coverage that fits their needs. You’ll guide customers through the sales process, overcome objections, build trust quickly, and deliver an efficient purchasing experience while operating in a fast-paced, metrics-driven environment.
Why Licensed Agents Choose eFinancial:
- 100% inbound warm leads — no cold calling or self-generated prospecting
- Remote work environment with company-provided support
- High-volume sales environment with consistent opportunity flow
- Faster ramp opportunities for licensed agents
- Uncapped commission structure with strong earning potential
- Proven direct-to-consumer sales model
- Paid training and onboarding support
- W2 benefits including PTO, medical, dental, vision, and 401(k)
- Career growth opportunities into advanced sales roles
What Sets Us Apart:
- Inbound Lead Flow: Focus on selling, not finding customers
- Remote Flexibility: Work from home while being part of a collaborative sales organization
- Performance-Based Earnings: Compensation includes hourly base pay plus uncapped commission opportunities
- Growth Opportunity: Licensed agents who perform successfully may become eligible for promotion opportunities
- High-Earning Potential: In 2025, our average starting account executive earned over $107,000
- Comprehensive Benefits: Medical, dental, vision, PTO, paid holidays, 401(k), and more
- Meaningful Work: Help families across the country secure financial protection and peace of mind
What We’re Looking For:
- Active Life Insurance License preferred
- Prior insurance telesales, final expense, inbound insurance sales, or call-center sales experience strongly preferred
- Strong phone presence and objection-handling skills
- Ability to thrive in a fast-paced, high-volume sales environment
- Comfortable working in a metrics-driven and performance-focused role
- Strong communication and rapport-building abilities
- Coachable mindset with willingness to adapt and improve
- Comfortable navigating multiple systems and technology platforms simultaneously
- Dependable, self-motivated, and results-oriented
Compensation:
Compensation includes hourly base pay of $15 an hour plus bonus and uncapped commission opportunities. Licensed agents with prior high-volume insurance sales experience often ramp more quickly and maximize earning potential earlier in the role.
Benefits:
We believe in taking care of our employees and their families. We offer a comprehensive benefits package designed to support your health, well-being, and financial future. Here’s a look at what we provide:
- Medical Insurance: Choose from a variety of plans to fit your healthcare needs.
- Dental Insurance: Coverage for preventive, basic, and major dental services.
- Employer-Paid Vision: Comprehensive eye care coverage at no cost to you.
- Employer-Paid Basic Life and AD&D Insurance: Peace of mind and additional protection.
- Employer-Paid Short-Term and Long-Term Disability Insurance: Financial support in case of illness or injury.
- 401(k) Plan: Save for your future with a company match to help you grow your retirement savings.
- PTO and Sick Time accrue each pay period: Take time off when you need it.
Equal Opportunity:
Efinancial LLC and Fidelity Life Association are equal-opportunity employers. We value diversity and make employment decisions based on qualifications, without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, gender identity, marital status, age, disability, or any other legally protected status.
If you're driven by excellence, teamwork, and a commitment to making a difference, consider joining our innovative and leading team. Your potential at our company is limited only by your capabilities and aspirations.
Apply Now to Begin Your Journey!
EEOC/OTHER
Efinancial LLC, Fidelity Life Association, its parents subsidiaries and affiliates (collectively “The Company”) are equal employment opportunity employers. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, gender identity, marital status, age, disability or any status protected by law. We assure you that your opportunity for employment with this Company depends solely on your qualifications.
Disclaimer: This position requires obtaining a life insurance license in addition to our standard background check. The licensing process can involve a more in-depth background review. If you have prior criminal record this may impact licensure.
Remote work is not available in the following States: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Hawaii, Idaho, Kentucky, Maine, Massachusetts, Minnesota, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Rhode Island, South Dakota, Utah, Vermont, Virginia, West Virginia, Washington, Washington DC, Wyoming
Licenses & Certifications
Preferred: Life Insurance License
Skills
Required: Typing/Keyboard Proficient
Preferred:
- Phone Communication
- Verbal Communication
- Multi-tasking
- Goal Oriented
- Coachability
- Active Listening
Behaviors
Preferred: Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Preferred:
- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
- Self-Starter: Inspired to perform without outside help
- Goal Completion: Inspired to perform well by the completion of tasks
- Financial: Inspired to perform well by monetary reimbursement
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Sales Jobs by Experience Level
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Who's Hiring
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What Employers Look For
The qualifications that appear most often in sales jobs.
- Proven experience meeting or exceeding a defined revenue quota
- Proficiency with CRM software such as Salesforce or HubSpot
- Strong verbal communication and active listening skills
- Experience with outbound prospecting, cold calling, or email sequencing tools
- Bachelor's degree in business, marketing, communications, or a related field
- Familiarity with sales enablement platforms and pipeline forecasting
Tips for Your Sales Job Search
Quantify your quota attainment clearly
Sales resumes live or die on numbers. Show your quota, whether you hit it, and by how much, for every role you list. Hiring managers skip resumes that only describe responsibilities without showing actual performance against a target.
Tailor your resume to the sales motion
Inside sales, field sales, and enterprise deals each have distinct motions. If you're applying to a full-cycle AE role, highlight prospecting experience. For SDR roles, lead with outbound volume and meeting-set rates. One generic resume will not land both.
Apply early to roles that fit
Migrate Mate lists sales openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Research the company's average deal size
Before applying, find out whether the company sells transactional, mid-market, or enterprise deals. Your cover letter and interview answers should reflect that deal size, because a candidate who's closed six-figure contracts pitches themselves very differently than one who has managed high-volume small accounts.
Prepare a discovery call framework for interviews
Many sales interviews include a mock call or roleplay. Practice a structured discovery framework you can explain out loud: how you open, how you uncover pain, and how you advance the deal. Interviewers are testing your process, not just your polish.
Negotiate on total comp, not base alone
Sales offers almost always have a base-plus-variable structure. When negotiating, ask about on-target earnings, commission cap or uncapped upside, ramp period expectations, and accelerators for overachievement. Focusing only on base salary often leaves the most meaningful comp differences on the table.
Sales Jobs: Frequently Asked Questions
Which companies are hiring the most sales representatives?
The most active employers for sales right now are Tractor Supply, AutoZone, and My Wireless, and the most openings are in California, Texas, and Florida, based on current listings on Migrate Mate as of August 2026. Hiring volume shifts quickly, so checking current listings gives you the most accurate picture.
How many sales jobs are remote?
About 40% of sales openings are fully remote or hybrid as of August 2026, though availability varies significantly by role type. Inside sales and SDR positions tend to have the highest share of remote and hybrid arrangements, while field sales, territory management, and roles tied to physical accounts or demos are most commonly on-site or travel-heavy.
How do you become a sales professional?
Start by developing core skills in communication, objection handling, and CRM tools through coursework, self-study, or entry-level roles in retail or customer service. Pursue an SDR or inside sales representative position to build a quota-carrying record. From there, consistent performance against targets is the primary path to account executive and more senior roles.
Can you get a sales job with little or no experience?
Yes, sales development representative and inside sales roles are commonly entry points that prioritize coachability and communication skills over years of experience. Highlighting any background in customer service, retail, or persuasive communication strengthens your application. Some employers also value demonstrated initiative, such as outreach projects or side work where you generated leads or closed deals independently.
What does the sales interview process look like?
Most sales interviews begin with a recruiter screen focused on your background and motivation, followed by one or more conversations with a hiring manager about your sales process, quota history, and deal examples. Many employers include a mock discovery call or pitch roleplay to evaluate your live selling skills. Final rounds often involve meeting cross-functional stakeholders or presenting a territory plan.
Where can I find and apply to sales jobs?
You can find and apply to sales jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and specialization, then apply directly to each listing that fits. Checking back regularly gives you the best shot at roles posted before they fill.
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