Product Engineer Jobs at Plaid with Visa Sponsorship
Plaid's Product Engineer roles sit at the intersection of financial infrastructure and developer experience, requiring deep backend and API fluency. Plaid has an established track record of sponsoring work visas for engineering talent, making it a realistic target for international candidates building a fintech career in the U.S.
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INTRODUCTION
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The Product Security team is responsible for the processes, policies, controls, and engineering systems that secure Plaid’s developer- and consumer-facing products. The team focuses on areas including application security, vulnerability management, secure development lifecycle, penetration testing, and cloud security. Beyond setting standards, the team builds the services, components, and workflows that protect Plaid’s products at scale. By moving security “left,” Product Security makes the secure path the easiest path for engineers across the company.
Plaid is looking for a Product Security Engineer who is fundamentally a builder. Unlike traditional product security roles, this position is designed for a software engineer who wants to solve security challenges at scale by developing production-grade services, libraries, and frameworks. In this role, you’ll build and maintain Plaid’s vulnerability management orchestration service, automate workflows to reduce operational toil, and create solutions that eliminate entire classes of vulnerabilities. You’ll also partner closely with product engineers to ensure services meet security standards, support incident response and security awareness efforts, and collaborate across the security platform organization to deliver the engineering foundations that make secure development the default at Plaid.
Responsibilities
- Build the secure engineering foundations that secure the future of digital finance.
- Develop maintainable and secure software to enhance Plaid's security posture and create paved roads for developers for easy and default integration of security controls.
- Design, develop, and maintain security-critical services and components.
- Develop internal tooling to automate vulnerability detection, dependency management, and remediation workflows within the CI/CD pipeline.
- Replace manual security gates with engineered solutions that allow product teams to ship faster and more securely.
- Communicate effectively with managers and team members regarding project deliverables and progress.
- Design and implement technical solutions that align with the evolving needs of the business.
- Proactively identify and address security vulnerabilities in products and services.
- Actively participate in incident response and security awareness initiatives.
QUALIFICATIONS
- 2+ years of professional experience building and scaling production services.
- Ability to architect software systems to meet security, privacy, usability, scalability and cost requirements.
While these experience and characteristics are not prerequisites, candidates who possess them would be well-suited for the role:
- Experience building systems or services related to vulnerability management, data encryption, key management, secret management, user authentication, service authentication, authorization systems, and security policy enforcement.
- Experience designing distributed systems and microservices with a focus on performance and reliability.
- Familiarity with modern cloud infrastructure (AWS, Kubernetes, Terraform) and how to integrate security controls into them.
- A passion for creating tools and libraries that other engineers love to use.
- Passionate about educating others on security and privacy.
COMPENSATION
- Salary Range: $188,748 - $260,652 a year
The target base salary for this position ranges from $188,748/year to $260,652/year [in Zone 1]. The target base salary will vary based on the job's location.
Our Geographic Zone 1 Is As Follows
Zone 1 - San Francisco / New York City / Seattle
The base salary range listed for this full-time position excludes commission (if applicable), equity and benefits. The pay range shown on each job posting is the minimum and maximum target for new-hire salaries. Actual pay may be higher or lower depending on factors like skills, experience, and relevant education or training.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws.
Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected]
Please review our Candidate Privacy Notice here.

INTRODUCTION
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The Product Security team is responsible for the processes, policies, controls, and engineering systems that secure Plaid’s developer- and consumer-facing products. The team focuses on areas including application security, vulnerability management, secure development lifecycle, penetration testing, and cloud security. Beyond setting standards, the team builds the services, components, and workflows that protect Plaid’s products at scale. By moving security “left,” Product Security makes the secure path the easiest path for engineers across the company.
Plaid is looking for a Product Security Engineer who is fundamentally a builder. Unlike traditional product security roles, this position is designed for a software engineer who wants to solve security challenges at scale by developing production-grade services, libraries, and frameworks. In this role, you’ll build and maintain Plaid’s vulnerability management orchestration service, automate workflows to reduce operational toil, and create solutions that eliminate entire classes of vulnerabilities. You’ll also partner closely with product engineers to ensure services meet security standards, support incident response and security awareness efforts, and collaborate across the security platform organization to deliver the engineering foundations that make secure development the default at Plaid.
Responsibilities
- Build the secure engineering foundations that secure the future of digital finance.
- Develop maintainable and secure software to enhance Plaid's security posture and create paved roads for developers for easy and default integration of security controls.
- Design, develop, and maintain security-critical services and components.
- Develop internal tooling to automate vulnerability detection, dependency management, and remediation workflows within the CI/CD pipeline.
- Replace manual security gates with engineered solutions that allow product teams to ship faster and more securely.
- Communicate effectively with managers and team members regarding project deliverables and progress.
- Design and implement technical solutions that align with the evolving needs of the business.
- Proactively identify and address security vulnerabilities in products and services.
- Actively participate in incident response and security awareness initiatives.
QUALIFICATIONS
- 2+ years of professional experience building and scaling production services.
- Ability to architect software systems to meet security, privacy, usability, scalability and cost requirements.
While these experience and characteristics are not prerequisites, candidates who possess them would be well-suited for the role:
- Experience building systems or services related to vulnerability management, data encryption, key management, secret management, user authentication, service authentication, authorization systems, and security policy enforcement.
- Experience designing distributed systems and microservices with a focus on performance and reliability.
- Familiarity with modern cloud infrastructure (AWS, Kubernetes, Terraform) and how to integrate security controls into them.
- A passion for creating tools and libraries that other engineers love to use.
- Passionate about educating others on security and privacy.
COMPENSATION
- Salary Range: $188,748 - $260,652 a year
The target base salary for this position ranges from $188,748/year to $260,652/year [in Zone 1]. The target base salary will vary based on the job's location.
Our Geographic Zone 1 Is As Follows
Zone 1 - San Francisco / New York City / Seattle
The base salary range listed for this full-time position excludes commission (if applicable), equity and benefits. The pay range shown on each job posting is the minimum and maximum target for new-hire salaries. Actual pay may be higher or lower depending on factors like skills, experience, and relevant education or training.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws.
Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected]
Please review our Candidate Privacy Notice here.
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Get Access To All JobsTips for Finding Product Engineer Jobs at Plaid Jobs
Frame your API experience around Plaid's stack
Plaid's Product Engineers own the full lifecycle of financial data integrations. Before applying, reframe your resume around REST API design, OAuth flows, and systems that handle real-time financial data rather than listing generic backend skills.
Target roles that match your visa category
Plaid sponsors H-1B, TN, and F-1 OPT candidates, but not every Product Engineer opening maps cleanly to each status. OPT students should filter for roles that start within their CPT or OPT window and confirm the team can begin the H-1B petition process before cap registration closes.
Confirm your degree field aligns with the role
USCIS requires H-1B specialty occupation evidence that your degree directly relates to the position. For a Product Engineer title at a fintech company, a degree in Computer Science, Software Engineering, or a closely adjacent field strengthens the petition significantly more than a general business degree.
Ask about PERM timing during the offer stage
If your long-term goal is a Green Card, ask the recruiter whether Plaid initiates PERM labor certification after the H-1B approval or runs it concurrently. Fintech companies with established immigration programs often have a standard timeline they can walk you through before you sign.
Use Migrate Mate to find active Product Engineer openings
Sponsoring companies don't always flag visa eligibility clearly on job boards. Search Migrate Mate to surface Plaid's current Product Engineer postings filtered specifically for visa sponsorship, so you're not wasting applications on roles the team can't support.
Prepare for technical rounds that reflect production infrastructure
Plaid's engineering interviews assess real-world system design, particularly around reliability and data consistency at scale. Practice distributed systems problems and be ready to discuss how you've handled failure states in production APIs, not just algorithmic puzzles.
Product Engineer at Plaid jobs are hiring across the US. Find yours.
Find Product Engineer at Plaid JobsFrequently Asked Questions
Does Plaid sponsor H-1B visas for Product Engineers?
Yes, Plaid sponsors H-1B visas for Product Engineer roles. Plaid participates in the annual H-1B cap lottery each spring, so if you're on F-1 OPT, the timing of your offer relative to the USCIS registration window matters. Candidates already holding H-1B status with a different employer can transfer to Plaid without waiting for the next lottery cycle.
How do I apply for Product Engineer jobs at Plaid?
Applications go through Plaid's careers portal. To surface only roles open to visa sponsorship, browse Plaid's Product Engineer listings on Migrate Mate, which filters specifically for sponsored positions. Tailor your application to highlight experience with financial APIs, developer tooling, or payment infrastructure, since Plaid's Product Engineers work directly on the platform's core integrations.
Which visa types does Plaid support for Product Engineer roles?
Plaid supports H-1B, F-1 OPT, F-1 CPT, TN, and EB-2 or EB-3 immigrant visas for Product Engineers. TN visas apply to Canadian and Mexican nationals in qualifying USMCA professions. EB-2 and EB-3 sponsorship is typically initiated after you've joined on an H-1B, as part of Plaid's longer-term immigration support for engineering employees.
What qualifications does Plaid look for in Product Engineer candidates?
Plaid's Product Engineers are expected to own end-to-end feature development across backend services and APIs, so strong proficiency in at least one server-side language, experience with distributed systems, and familiarity with financial or developer-facing products are consistent signals across their job descriptions. A bachelor's degree or higher in Computer Science or a related engineering field is standard, and it also directly supports the H-1B specialty occupation requirement.
How do I time my application around the H-1B lottery if I'm on OPT?
USCIS opens H-1B cap registration in March each year, with the lottery typically completing by late March or April. If your OPT expires before October 1 (when approved H-1B status takes effect), you'll need a cap-gap extension or a timely OPT renewal to bridge the gap. Starting your job search at Plaid several months before your OPT end date gives you the best chance of securing an offer with enough runway to file.
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