Credit Analyst Jobs in Missouri
Credit Analyst jobs in Missouri are concentrated in Kansas City and St. Louis, where regional banks, insurance companies, and corporate finance departments drive consistent hiring at every level from entry-level analyst to senior credit officer. Major employers with established Missouri footprints include Commerce Bancshares, UMB Financial Corporation, and Centene Corporation, all of which maintain active credit and risk analysis teams. Commercial lending, consumer credit underwriting, and portfolio risk management are the most in-demand specialties across both metros. Find a role that fits below and apply directly.
Find Credit Analyst JobsOverview
Showing 5 of 18+ Credit Analyst jobs
- Administration/Reporting
- Prepare and order appraisals for all the loan products and monitor completion.
- Responsible for uploading and managing financial statement ticklers.
- Analysis/Due Diligence
- Review borrower financials, spread and complete analysis within Sageworks.
- Review appraisals and analyze real estate performance.
- Assist in completing market, borrower, and portfolio analysis as needed.
- Underwriting/Loan Reviews
- Responsible for underwriting the IRA product and less complex residential construction loans and less complex CRE transactions that areunder $2mm in loan size and less than $10mm LTOB with senior analyst and management support.
- Assists as needed with the analysis of more complex CRE and residential LL&D transactions
- Assists senior analysts with completing annual reviews and other relationship level analysis.
- Customer Service
- Address inquiries or issues within a timely manner.
- Bachelor’s degree or other formal education preferred (with a focus on business, finance, risk management, or other similar area)
- One to three years' experience in commercial real estate underwriting, commercial loan underwriting, construction administration or other relatedexperience is preferred.
- Some knowledge of commercial real estate lending, regulations and compliance is preferred.
- Strong attention to detail, organization, and communication
- Ability to learn quickly, adapt to changing priorities, and provide excellent internal customer service
- Credit and background checks will be required.
- NASB offers competitive compensation and excellent benefits packages, including:
- Comprehensive health insurance (medical, dental, and vision coverage)
- 401(k) retirement plan with a 50% employer match on the first 6% of your contribution
- Generous paid time off (PTO) including 11 holidays, your birthday and volunteer time
- Internal training and development programs to help reach your career goals.
- Administration/Reporting
- Prepare and order appraisals for all the loan products and monitor completion.
- Responsible for uploading and managing financial statement ticklers.
- Analysis/Due Diligence
- Review borrower financials, spread and complete analysis within Sageworks.
- Review appraisals and analyze real estate performance.
- Assist in completing market, borrower, and portfolio analysis as needed.
- Underwriting/Loan Reviews
- Responsible for underwriting the IRA product and less complex residential construction loans and less complex CRE transactions that areunder $2mm in loan size and less than $10mm LTOB with senior analyst and management support.
- Assists as needed with the analysis of more complex CRE and residential LL&D transactions
- Assists senior analysts with completing annual reviews and other relationship level analysis.
- Customer Service
- Address inquiries or issues within a timely manner.
- Bachelor’s degree or other formal education preferred (with a focus on business, finance, risk management, or other similar area)
- One to three years' experience in commercial real estate underwriting, commercial loan underwriting, construction administration or other relatedexperience is preferred.
- Some knowledge of commercial real estate lending, regulations and compliance is preferred.
- Strong attention to detail, organization, and communication
- Ability to learn quickly, adapt to changing priorities, and provide excellent internal customer service
- Credit and background checks will be required.
- NASB offers competitive compensation and excellent benefits packages, including:
- Comprehensive health insurance (medical, dental, and vision coverage)
- 401(k) retirement plan with a 50% employer match on the first 6% of your contribution
- Generous paid time off (PTO) including 11 holidays, your birthday and volunteer time
- Internal training and development programs to help reach your career goals.
See All 18 Credit Analyst Jobs in Missouri
Find roles in Missouri that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in Missouri
Where Missouri roles are concentrated, by current openings.
Credit Analyst Job Market in Missouri
A snapshot from current Missouri openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
- Technology & Software
- Construction & Real Estate
What Missouri Employers Look For
The qualifications that appear most often in credit analyst jobs across Missouri.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Demonstrated ability to analyze financial statements and assess borrower creditworthiness
- Proficiency in financial modeling and spreadsheet tools such as Excel or Moody's CreditLens
- Familiarity with commercial lending regulations and credit policy compliance standards
- Strong written communication skills for preparing credit memos and underwriting summaries
- CFA or CPA credential preferred for senior or corporate credit analyst positions
Credit Analyst Jobs in Missouri: Frequently Asked Questions
How do you become a credit analyst in Missouri?
Most credit analyst roles in Missouri require a bachelor's degree in finance, accounting, economics, or business. Missouri does not issue a state-specific license for credit analysts, so employers focus on education, relevant coursework, and credentials such as the CFA designation or a banking certificate from institutions like the Missouri Bankers Association. Starting in consumer or commercial lending support roles at regional banks or credit unions is a common entry path.
How much do credit analysts make in Missouri?
Credit analysts in Missouri earn a median of about $65,350 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,020 for the lowest 10% to over $113,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Missouri?
Missouri credit analyst roles are posted by Citi, Academy Bank, and StoneX and others right now, based on current listings on Migrate Mate as of September 2026. Missouri's concentration of regional banks, insurance carriers, and diversified financial services companies means credit analyst demand is spread across both the Kansas City and St. Louis metros.
Which Missouri cities have the most credit analyst jobs?
Kansas City, O'Fallon, and Columbia have the most credit analyst openings in Missouri. Kansas City dominates because of its dense cluster of regional bank headquarters and corporate treasury functions, while St. Louis draws hiring through its major insurance carriers, investment firms, and large corporate finance departments anchored by companies like Centene and Edward Jones.
Are there remote credit analyst jobs in Missouri?
Yes, and more than many finance roles, since credit analysis is fundamentally a desk and data-driven discipline. About 57% of credit analyst openings tied to Missouri are remote or hybrid as of September 2026, reflecting how well the work translates to distributed teams. Portfolio review, underwriting support, and financial statement analysis are the tasks most commonly performed fully remote.
How can I get hired as a credit analyst in Missouri with little or no experience?
The most realistic entry path is applying for a credit analyst associate or junior underwriter role at a regional bank or credit union in Kansas City or St. Louis. Institutions like Commerce Bancshares and UMB Financial run structured analyst development programs for recent graduates. Lateral moves from teller, loan processor, or accounting assistant positions are common. Earning a banking certificate through the Missouri Bankers Association or passing the first CFA level gives candidates a measurable edge over the competition.
Where can I find and apply to credit analyst jobs in Missouri?
You can find and apply to credit analyst jobs in Missouri on Migrate Mate, which lists current Missouri openings across Kansas City, St. Louis, and smaller markets statewide. Find roles that fit your experience and specialty and apply directly to employers without any intermediate steps.
See All 18 Credit Analyst Jobs in Missouri
Find roles in Missouri that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs