E-3 Visa Loan Officer Jobs
Loan Officer roles qualify for E-3 visa sponsorship when the position requires a bachelor's degree in finance, economics, or a related field. Australian professionals can secure two-year renewable status with no lottery and no annual cap, making this one of the more accessible paths into U.S. financial services.
See All Loan Officer JobsOverview
Showing 5 of 9+ Loan Officer jobs
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
See all 9+ Loan Officer jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Officer roles.
Get Access To All JobsWork Location:
Mount Pleasant, South Carolina, United States of America
Hours:
40
Pay Details:
$11.54 - $11.54 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission.
Depth & Scope:
- Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
- Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
- Guides Customers through the mortgage application process
- Explains information required and other aspects of the loan process to Customers
- Ensures applications are completed accurately and contain required information and supporting documentation
- Manages Customers expectations regarding processing times and closing dates
- Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
- Generates referrals for mortgage sales opportunities and sales of other Company business line products
- Develops plan to achieve sales goals with assistance from sales management
- Enters information into mortgage loan system so that loans will appear accurately in the pipeline
- Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
- Sends application and other required information to underwriting area
- Underwrites loans using point-of-sale underwriting systems within scope of authority
- Communicates loan decisions directly to Customers and explains any additional information needed
- Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
- Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
- Attends closings as needed
- Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
- Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
- Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
- Recommends changes to products, programs and/or pricing
- Ensures TD Bank maintains successful audits and exams within all areas
- Deals with complex mortgage needs
Education & Experience:
- Bachelors degree or progressive work experience in addition to experience below
- 2+ Years of mortgage origination experience
- Proven Sales ability
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Maintains the highest level of sales ability and negotiation skills
- Self-directed, ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent communication skills, both verbal and written
- PC skills, including ability to learn mortgage origination and automated underwriting systems
OCC Language:
- This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
- Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
- Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
- Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Work Location:
Mount Pleasant, South Carolina, United States of America
Hours:
40
Pay Details:
$11.54 - $11.54 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission.
Depth & Scope:
- Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
- Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
- Guides Customers through the mortgage application process
- Explains information required and other aspects of the loan process to Customers
- Ensures applications are completed accurately and contain required information and supporting documentation
- Manages Customers expectations regarding processing times and closing dates
- Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
- Generates referrals for mortgage sales opportunities and sales of other Company business line products
- Develops plan to achieve sales goals with assistance from sales management
- Enters information into mortgage loan system so that loans will appear accurately in the pipeline
- Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
- Sends application and other required information to underwriting area
- Underwrites loans using point-of-sale underwriting systems within scope of authority
- Communicates loan decisions directly to Customers and explains any additional information needed
- Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
- Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
- Attends closings as needed
- Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations
- Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products
- Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops
- Recommends changes to products, programs and/or pricing
- Ensures TD Bank maintains successful audits and exams within all areas
- Deals with complex mortgage needs
Education & Experience:
- Bachelors degree or progressive work experience in addition to experience below
- 2+ Years of mortgage origination experience
- Proven Sales ability
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Maintains the highest level of sales ability and negotiation skills
- Self-directed, ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent communication skills, both verbal and written
- PC skills, including ability to learn mortgage origination and automated underwriting systems
OCC Language:
- This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
- Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
- Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
- Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
See all 9+ Loan Officer jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Officer roles.
Get Access To All JobsTips for Finding E-3 Visa Sponsorship as a Loan Officer
Get your credentials evaluated before applying
Australian three-year bachelor's degrees are generally accepted as equivalent to U.S. four-year degrees, but some employers will ask for a formal credential evaluation. Have your transcripts assessed by a NACES-approved evaluator before your first interview.
Target banks with active LCA filing histories
Large commercial banks, credit unions, and mortgage companies file Labor Condition Applications with the DOL each time they sponsor an E-3 worker. Search the DOL's public LCA disclosure data to identify institutions that have sponsored Loan Officers previously.
Search for E-3 sponsorship jobs on Migrate Mate
Use Migrate Mate's E-3 filing service to find Loan Officer roles where employers already understand the visa process. Migrate Mate surfaces sponsorship-ready positions and manages your LCA filing and consulate preparation end-to-end.
Clarify the specialty occupation requirement early
Not every Loan Officer role qualifies as a specialty occupation under E-3 rules. Positions requiring specialized financial analysis, commercial lending, or underwriting for complex portfolios are stronger candidates than general consumer lending roles.
Negotiate the LCA filing into your offer timeline
Your employer must file and receive a certified LCA from the DOL before you can apply for your E-3 visa at a U.S. consulate in Australia. Build at least two to three weeks into your start date to account for DOL processing.
Prepare an NMLS record if you'll originate loans
Loan Officers who originate residential mortgages in the U.S. must register with the Nationwide Multistate Licensing System. Confirm with your employer whether the role requires NMLS registration and whether your Australian licensing history is relevant.
Loan Officer jobs are hiring across the US. Find yours.
Find Loan Officer JobsLoan Officer E-3 Visa: Frequently Asked Questions
Where can I find Loan Officer jobs with E-3 visa sponsorship?
Migrate Mate is the recommended starting point for Australians searching for Loan Officer roles with E-3 sponsorship. The platform filters for employers who are open to sponsoring E-3 workers, so you're not cold-applying to companies unfamiliar with the visa. Commercial banks, mortgage lenders, and credit unions are the most active hiring segments for this role.
How much does it cost to get an E-3 visa?
Migrate Mate's E-3 filing service covers the entire process for $499, including the Labor Condition Application, visa document preparation, and consulate appointment guidance. Traditional immigration lawyers charge $2,000–$5,000+ for the same work. The E-3 has less paperwork than most work visas, so paying thousands for legal help is usually unnecessary.
Does a Loan Officer role qualify as a specialty occupation for the E-3 visa?
It depends on the specific responsibilities. Roles focused on commercial lending, financial analysis, or complex underwriting that require a bachelor's degree in finance, economics, or accounting are strong candidates. General consumer loan processing positions, where a degree in any field may satisfy the employer, carry more risk at the consulate. Your job offer letter should clearly state the degree requirement for the specific role.
How does the E-3 visa compare to the H-1B for Loan Officers?
The E-3 is available only to Australian citizens, but it has no annual lottery and no cap that fills up. H-1B registration is capped at 85,000 slots per year and selected by random lottery, meaning you may not be chosen even with a valid job offer. For Australians, the E-3 is a far more reliable path since your employer can file an LCA and you can apply at a consulate in Australia on your own timeline.
Can I switch Loan Officer employers while on an E-3 visa?
Yes, but you can't transfer an E-3 the way an H-1B can port under portability rules. Your new employer must file a fresh LCA with the DOL and you'll typically need a new visa stamp from a U.S. consulate before starting the new role. If you're already inside the U.S., a change of employer on E-3 status requires starting the process from the beginning with the new company.
See which Loan Officer employers are hiring and sponsoring visas right now.
Search Loan Officer Jobs