Green Card Underwriter Jobs
Underwriter roles at insurance carriers, banks, and specialty risk firms qualify for EB-2 and EB-3 green card sponsorship through the PERM labor certification process. Employers document the prevailing wage, run a domestic recruitment test, and file an I-140 petition on your behalf, putting you on a path to permanent residency rather than a renewable work visa.
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INTRODUCTION
At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.
ROLE
Make your mark in Underwriting, Retail Casualty
AIG is seeking a motivated Underwriter to contribute to our industry leading Environmental Casualty team. AIG’s strong brand in the market has provided for strong growth and thus the need for underwriting resources. We consistently provide clients with innovative products, use of technology, and a world-class platform. Our underwriters constantly deliver in an ever-changing marketplace and world. In this role, you will be responsible for underwriting and servicing an existing renewal book with assistance to other team members who will solicit new business opportunities. This role includes constant interaction with top nationwide, regional, local and wholesale brokers and insureds. Through this role, underwriters gain experience in a wide variety of coverages, client industries and specializations. This role underwrites NA Casualty Products under general supervision, issuing quote and policies while ensuring standards and compliance guidelines are met. These individuals will analyze information and have the opportunity to connect with clients and brokers.
How You Will Create An Impact
- Underwriter will be responsible for underwriting a specific line of business within NA Casualty (i.e. Environmental, Excess or Primary Casualty, NA Auto, WC, AL, GL, DBA, Foreign Casualty)
- Evaluating, prioritizing and selecting submissions to be underwritten.
- Identifying risk exposures, special or common hazards, claims experience and appropriate controls.
- Analyzing claims and quantifying losses.
- Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
- Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.
- Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
- Capturing market intelligence and broker feedback on accounts.
- Begin demonstrating technical expertise with product(s) in the Financial Lines portfolio.
- Providing superior customer service to brokers and clients (internal & external).
BASIC QUALIFICATIONS
- 1+ years of relevant professional experience; Insurance experience preferred.
- Bachelor’s degree from a four-year college or university, preferred.
- Working knowledge of financial statements and analysis.
- Excellent interpersonal, communication and analytical skills.
- Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
- Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
- Ability to facilitate cross-function collaboration, especially regarding technical aspects.
- Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
- Takes initiative on projects and assignments, seeks alternate solutions when necessary.
- Highly motivated and results-oriented.
- Exposure to NA Casualty products is preferred (i.e. Environmental, Excess or Primary Casualty, NA Auto, WC, AL, GL, DBA, Foreign Casualty).
PREFERRED QUALIFICATIONS
Ready to maximize your impact? We would love to hear from you. At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
ENJOY BENEFITS THAT TAKE CARE OF WHAT MATTERS
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
REIMAGINING INSURANCE TO MAKE A BIGGER DIFFERENCE TO THE WORLD
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
WELCOME TO A CULTURE OF INCLUSION
We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.
Functional Area
UW - Underwriting Risk Specialists Companies Insurance Agency, Inc.
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Get Access To All JobsTips for Finding Green Card Sponsorship in Underwriter
Document your risk-assessment credentials early
Gather degree transcripts, professional designations like CPCU or CUW, and employer letters that tie your underwriting decisions to specific loss ratios. PERM requires your employer to prove your qualifications match the job description exactly, so mismatches between credentials and the role definition cause delays.
Target carriers with active PERM filing history
Large commercial insurers and specialty Lloyd's syndicates file PERM applications regularly for actuarial and underwriting staff. Search OFLC disclosure data by SOC code 13-2053 to identify which employers have certified underwriter positions recently, then prioritize those in your outreach.
Clarify your EB-2 versus EB-3 eligibility upfront
EB-2 requires a master's degree or equivalent advanced credentials; EB-3 covers bachelor's-level professionals. Many underwriters qualify for EB-2 if their employer can justify an advanced-degree requirement for the specific book of business, which can shorten your wait in retrogressed preference categories.
Use Migrate Mate to find sponsoring employers
Search Migrate Mate to filter underwriter openings at employers with documented green card sponsorship history. This cuts the research time of manually cross-referencing OFLC disclosure data and lets you apply directly to roles where PERM sponsorship is already part of the hiring process.
Negotiate PERM sponsorship terms before accepting an offer
Ask whether the employer covers attorney fees, which party bears the filing costs, and whether there is a tenure requirement before they initiate PERM. Some underwriting firms require 12 months of employment before starting the process, so you need that timeline confirmed in writing before you sign.
Understand how prevailing wage affects your offer letter
Your employer must pay at least the DOL prevailing wage for your underwriting title and work location. Use the OFLC Wage Search before negotiations to verify the Level I through Level IV wage bands for your metro area, so you can spot an offer that would later fail DOL certification.
Green Card Underwriter: Frequently Asked Questions
Do underwriter roles qualify for both EB-2 and EB-3 green card sponsorship?
Yes. Commercial and specialty underwriting positions typically qualify for EB-3 as skilled professional roles requiring at least a bachelor's degree. EB-2 is available when the employer can demonstrate the position genuinely requires an advanced degree or when the candidate has strong professional credentials that rise above the EB-3 standard. Your employer's attorney drafts the job description to match the appropriate category.
How does green card sponsorship differ from H-1B for underwriters?
The green card route through PERM and I-140 leads to permanent residency, not a temporary status you renew every two or three years. There is no annual lottery at the EB-3 level for most countries, which removes the selection uncertainty that H-1B visa applicants face every spring. The tradeoff is timeline: PERM labor certification alone can take six to eighteen months before the I-140 is even filed.
What does the PERM recruitment test mean for underwriter candidates?
Before sponsoring you, your employer must advertise the underwriter role to U.S. workers using DOL-specified recruitment steps, including job postings and sometimes print advertisements. If qualified U.S. applicants apply, the employer must document why they were not selected. This process can take three to six months and must be completed before the PERM application is submitted to DOL.
Where can I find underwriter jobs that offer green card sponsorship?
Migrate Mate lets you search underwriter openings filtered by employers with verified green card sponsorship history, so you're not cold-applying to postings that never intended to sponsor. Cross-referencing OFLC disclosure data independently is possible but time-consuming; Migrate Mate surfaces the same underlying signals in a searchable format built specifically for employment-based sponsorship.
Can a change of employers affect my green card process as an underwriter?
Yes, and the timing matters. If you change employers before your I-140 is approved, the entire PERM process restarts with the new company. After I-140 approval and with a priority date more than 180 days old, portability rules under AC21 may let you transfer the petition to a new underwriting role in the same or similar occupational category without losing your place in the queue.