Green Card Underwriter Jobs
Underwriter roles at insurance carriers, banks, and specialty risk firms qualify for EB-2 and EB-3 green card sponsorship through the PERM labor certification process. Employers document the prevailing wage, run a domestic recruitment test, and file an I-140 petition on your behalf, putting you on a path to permanent residency rather than a renewable work visa.
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Torrent
Description:
We are seeking a talented individual to join our Underwriting team at Torrent Technologies. This role will be based in Kalispell, or can be performed Remotely Nationwide.
As a Flood Underwriter, you will work under the supervision of the Underwriting Manager, reviewing and analyzing quotations while servicing an existing book of business.
We will count on you to:
- Underwrite new submissions to ensure new policies are correct, per guidelines.
- Process endorsements, cancellations, and reinstatements, handle billing issues, and complete policy issuance.
- Review all underwriting information, including applications, photographs, elevation certificates, and third-party internet resources to accurately underwrite policies.
- Provide customer service to agents via phone support, online chat, and emails, meeting required production KPIs as defined by leadership.
- Deescalate difficult customer situations and bring them to complete resolution.
- Actively participate in group activities, including daily huddles, team meetings, and training opportunities.
What you need to have:
- High school diploma or equivalent.
- 1+ year of insurance underwriting or recent flood insurance experience.
- Excellent written and verbal communication skills.
- Basic to intermediate technical knowledge of systems and procedures, with attention to detail.
- Basic computer knowledge and proficiency in the Microsoft Office suite, particularly Word, Excel, and Outlook.
What makes you stand out:
- Previous customer service experience.
- 2+ years of underwriting experience with an ANFI designation.
- Experience with underwriting methodologies and flood insurance practices, along with familiarity with organizational insurance procedures and policies.
- Strong time management skills and the ability to work effectively in a team environment.
- Strong interpersonal skills for interacting with team members and clients.
Why join our team:
- We help you be your best through professional development opportunities, interesting work and supportive leaders.
- We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have an impact on colleagues, clients and communities.
- Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.
Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.
Torrent offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Torrent, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating insurance experiences of the future. If that’s you, join us on our journey. Torrent Technologies is the leading flood insurance solutions provider in the US. Its integrated suite of business software platforms along with simplified private flood insurance, and customer-focused service and support solutions, have revolutionized the flood insurance landscape. Torrent is recognized for our deep flood insurance expertise and advanced technology capabilities. We provide market leading service and administration to Write Your Own (WYO) insurance companies and agents including direct access to both the National Flood Insurance Program (NFIP) and innovative private insurance products.
Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@marsh.com.
#Torrent
The applicable base salary range for this role is $42,300 to $90,100.
The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.
Applications will be accepted until:
October 12, 2026
Company:
Torrent
Description:
We are seeking a talented individual to join our Underwriting team at Torrent Technologies. This role will be based in Kalispell, or can be performed Remotely Nationwide.
As a Flood Underwriter, you will work under the supervision of the Underwriting Manager, reviewing and analyzing quotations while servicing an existing book of business.
We will count on you to:
- Underwrite new submissions to ensure new policies are correct, per guidelines.
- Process endorsements, cancellations, and reinstatements, handle billing issues, and complete policy issuance.
- Review all underwriting information, including applications, photographs, elevation certificates, and third-party internet resources to accurately underwrite policies.
- Provide customer service to agents via phone support, online chat, and emails, meeting required production KPIs as defined by leadership.
- Deescalate difficult customer situations and bring them to complete resolution.
- Actively participate in group activities, including daily huddles, team meetings, and training opportunities.
What you need to have:
- High school diploma or equivalent.
- 1+ year of insurance underwriting or recent flood insurance experience.
- Excellent written and verbal communication skills.
- Basic to intermediate technical knowledge of systems and procedures, with attention to detail.
- Basic computer knowledge and proficiency in the Microsoft Office suite, particularly Word, Excel, and Outlook.
What makes you stand out:
- Previous customer service experience.
- 2+ years of underwriting experience with an ANFI designation.
- Experience with underwriting methodologies and flood insurance practices, along with familiarity with organizational insurance procedures and policies.
- Strong time management skills and the ability to work effectively in a team environment.
- Strong interpersonal skills for interacting with team members and clients.
Why join our team:
- We help you be your best through professional development opportunities, interesting work and supportive leaders.
- We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have an impact on colleagues, clients and communities.
- Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.
Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.
Torrent offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Torrent, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating insurance experiences of the future. If that’s you, join us on our journey. Torrent Technologies is the leading flood insurance solutions provider in the US. Its integrated suite of business software platforms along with simplified private flood insurance, and customer-focused service and support solutions, have revolutionized the flood insurance landscape. Torrent is recognized for our deep flood insurance expertise and advanced technology capabilities. We provide market leading service and administration to Write Your Own (WYO) insurance companies and agents including direct access to both the National Flood Insurance Program (NFIP) and innovative private insurance products.
Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@marsh.com.
#Torrent
The applicable base salary range for this role is $42,300 to $90,100.
The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.
Applications will be accepted until:
October 12, 2026
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Get Access To All JobsTips for Finding Green Card Sponsorship in Underwriter
Document your risk-assessment credentials early
Gather degree transcripts, professional designations like CPCU or CUW, and employer letters that tie your underwriting decisions to specific loss ratios. PERM requires your employer to prove your qualifications match the job description exactly, so mismatches between credentials and the role definition cause delays.
Target carriers with active PERM filing history
Large commercial insurers and specialty Lloyd's syndicates file PERM applications regularly for actuarial and underwriting staff. Search OFLC disclosure data by SOC code 13-2053 to identify which employers have certified underwriter positions recently, then prioritize those in your outreach.
Clarify your EB-2 versus EB-3 eligibility upfront
EB-2 requires a master's degree or equivalent advanced credentials; EB-3 covers bachelor's-level professionals. Many underwriters qualify for EB-2 if their employer can justify an advanced-degree requirement for the specific book of business, which can shorten your wait in retrogressed preference categories.
Use Migrate Mate to find sponsoring employers
Search Migrate Mate to filter underwriter openings at employers with documented green card sponsorship history. This cuts the research time of manually cross-referencing OFLC disclosure data and lets you apply directly to roles where PERM sponsorship is already part of the hiring process.
Negotiate PERM sponsorship terms before accepting an offer
Ask whether the employer covers attorney fees, which party bears the filing costs, and whether there is a tenure requirement before they initiate PERM. Some underwriting firms require 12 months of employment before starting the process, so you need that timeline confirmed in writing before you sign.
Understand how prevailing wage affects your offer letter
Your employer must pay at least the DOL prevailing wage for your underwriting title and work location. Use the OFLC Wage Search before negotiations to verify the Level I through Level IV wage bands for your metro area, so you can spot an offer that would later fail DOL certification.
Green Card Underwriter: Frequently Asked Questions
Do underwriter roles qualify for both EB-2 and EB-3 green card sponsorship?
Yes. Commercial and specialty underwriting positions typically qualify for EB-3 as skilled professional roles requiring at least a bachelor's degree. EB-2 is available when the employer can demonstrate the position genuinely requires an advanced degree or when the candidate has strong professional credentials that rise above the EB-3 standard. Your employer's attorney drafts the job description to match the appropriate category.
How does green card sponsorship differ from H-1B for underwriters?
The green card route through PERM and I-140 leads to permanent residency, not a temporary status you renew every two or three years. There is no annual lottery at the EB-3 level for most countries, which removes the selection uncertainty that H-1B visa applicants face every spring. The tradeoff is timeline: PERM labor certification alone can take six to eighteen months before the I-140 is even filed.
What does the PERM recruitment test mean for underwriter candidates?
Before sponsoring you, your employer must advertise the underwriter role to U.S. workers using DOL-specified recruitment steps, including job postings and sometimes print advertisements. If qualified U.S. applicants apply, the employer must document why they were not selected. This process can take three to six months and must be completed before the PERM application is submitted to DOL.
Where can I find underwriter jobs that offer green card sponsorship?
Migrate Mate lets you search underwriter openings filtered by employers with verified green card sponsorship history, so you're not cold-applying to postings that never intended to sponsor. Cross-referencing OFLC disclosure data independently is possible but time-consuming; Migrate Mate surfaces the same underlying signals in a searchable format built specifically for employment-based sponsorship.
Can a change of employers affect my green card process as an underwriter?
Yes, and the timing matters. If you change employers before your I-140 is approved, the entire PERM process restarts with the new company. After I-140 approval and with a priority date more than 180 days old, portability rules under AC21 may let you transfer the petition to a new underwriting role in the same or similar occupational category without losing your place in the queue.