Loan Closer Jobs
Loan Closer jobs are open across mortgage banking, credit unions, and commercial lending at every level from entry-level processor to senior closing specialist, with specializations in residential, commercial, and refinance transactions. Scan the live roles below and apply to whichever ones fit.
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About Greater Springfield Credit Union
Serving our community since 1927, Greater Springfield Credit Union is committed to providing personalized financial services and building lasting relationships with our members. We take pride in our member-first approach, our commitment to financial well-being, and our dedication to delivering exceptional service.
We are seeking an experienced, detail-oriented Real Estate Closer & Loan Servicing Specialist to join our lending team and support our growing residential mortgage and home equity lending operations.
Essential Duties and Responsibilities
The Real Estate Closer & Loan Servicing Specialist is primarily responsible for coordinating and preparing residential mortgage and home equity loan closings, ensuring accuracy, regulatory compliance, and a positive member experience throughout the closing process.
This position works closely with borrowers, attorneys, title companies, real estate professionals, and internal departments to facilitate timely and accurate loan closings. In a dual role, the specialist will also perform servicing of existing real estate and consumer loans, along with funding and post-closing operations, as part of their primary duties.
The ideal candidate will possess a strong understanding of residential mortgage closing procedures, TRID requirements, and loan documentation, along with the ability to manage multiple deadlines in a fast-paced financial services environment.
Mortgage Closing Operations – Primary Responsibilities
- Prepare, review, and coordinate Closing Disclosures, settlement statements, and required closing documentation for residential first mortgages and home equity loans.
- Ensure closing documentation complies with applicable federal and state lending regulations, including TRID requirements where applicable, and Credit Union policies.
- Review loan files to verify that required documentation, underwriting conditions, and closing requirements have been satisfied.
- Coordinate loan closings with borrowers, attorneys, title companies, real estate professionals, and internal lending personnel.
- Review title commitments, insurance documentation, property tax information, payoff statements, and other closing-related documents for completeness and accuracy.
- Verify closing figures, fees, disbursement amounts, and funding requirements prior to settlement.
- Identify and resolve documentation discrepancies or outstanding closing conditions to prevent unnecessary delays.
- Maintain accurate loan information and documentation within the loan origination system.
- Monitor closing timelines and communicate updates to all appropriate parties.
- Ensure closing packages are complete and properly documented for post-closing review and servicing.
- Provide professional, timely, and responsive service to members throughout the closing process.
Loan Servicing & Funding – Secondary Responsibilities
- Perform loan servicing operations for both real estate (residential mortgage and home equity) and consumer loans as part of the position's dual role.
- Assist with boarding newly closed real estate loans onto the Credit Union's core processing system.
- Review loan funding calculations, wire instructions, and disbursement documentation for accuracy.
- Assist with loan funding, payoff processing, and related disbursements in accordance with established procedures and internal controls.
- Coordinate funding activities with attorneys, settlement agents, title companies, and accounting personnel.
- Assist with post-closing documentation reviews, outstanding document tracking, and exception resolution.
- Support real estate and consumer loan servicing activities, including account maintenance, documentation updates, and member inquiries as assigned.
- Assist with internal audits, regulatory examinations, quality control reviews, and compliance-related requests.
- Cross-train in related lending functions to support departmental operations and business continuity.
- Perform additional duties as assigned to support the Credit Union's lending operations.
Required Qualifications
- High school diploma or equivalent.
- Minimum of two plus years of experience in mortgage closing, residential lending, or related loan operations.
- Working knowledge of residential mortgage closing procedures, loan documentation, and applicable lending regulations.
- Familiarity with TRID requirements and Closing Disclosure preparation.
- Strong attention to detail, accuracy, and analytical skills.
- Excellent organizational and time management abilities, with the capacity to meet competing deadlines.
- Strong written and verbal communication skills.
- Ability to work independently while collaborating effectively with internal departments and external business partners.
- Proficiency in Microsoft Office applications and the ability to learn financial institution software.
- Ability to maintain confidentiality, adhere to regulatory requirements, and provide exceptional service to members
Preferred Qualifications
- Experience with the Encompass Loan Origination System (LOS).
- Experience preparing and coordinating first mortgage and home equity loan closings.
- Previous employment with a credit union, community bank, or mortgage lending institution.
- Familiarity with mortgage funding, servicing, loan boarding, and post-closing procedures.
- Knowledge of Massachusetts residential real estate lending practices.
- Experience working with attorneys, settlement agents, title companies, and other real estate professionals.
- Associates Degree Preferred
What We're Looking For
We are seeking a dependable, organized, and member-focused professional who takes pride in accuracy and delivering quality work.
The successful candidate will demonstrate sound judgment, strong problem-solving abilities, and the flexibility to adapt to changing operational needs. This individual must be comfortable managing multiple transactions, communicating with various stakeholders, and contributing to a collaborative lending environment.
- Maintain accuracy and attention to detail when reviewing loan documentation and financial transactions.
- Manage multiple assignments and meet established deadlines.
- Communicate professionally and effectively with members, coworkers, and external business partners.
- Exercise sound judgment and maintain confidentiality when handling sensitive information.
- Follow established policies, procedures, and applicable regulatory requirements.
Physical Requirements
This position primarily involves sedentary office work, including prolonged computer use, sitting, standing, and occasional movement throughout the workplace. The employee may occasionally be required to lift or move materials weighing up to 10 pounds and operate standard office equipment.
Reasonable accommodation may be provided to qualified individuals with disabilities to perform the essential functions of the position.
Working Conditions
Work is generally performed in a professional. This position offers hybrid work arrangement, subject to departmental needs, management approval, and the Credit Union's remote work policies.
Occasional schedule adjustments, additional hours, or onsite attendance may be required to meet closing deadlines and operational needs.
Pay: $25.00 - $30.00 per hour
Expected hours: 37.5 per week
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Retirement plan
- Tuition reimbursement
- Vision insurance
Work Location: In person
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Who's Hiring



What Employers Look For
The qualifications that appear most often in loan closer jobs.
- 1-3 years of experience in mortgage loan closing or related title and escrow work
- Proficiency with loan origination software such as Encompass or Calyx Point
- Working knowledge of TRID, RESPA, and federal mortgage lending regulations
- High school diploma or equivalent required, associate or bachelor's degree preferred
- Strong attention to detail for reviewing and reconciling closing disclosure documents
- Familiarity with title commitments, lien releases, and deed preparation processes
Tips for Your Loan Closer Job Search
Tailor your resume to closing workflows
Highlight your experience with specific closing documents like HUD-1 settlement statements, closing disclosures, and title commitments. Hiring managers scan for familiarity with the end-to-end funding process, not just general mortgage or banking experience.
List the software platforms you know
Loan operating systems like Encompass, Calyx Point, or Byte are frequently required in job postings. Name every platform you've used in a dedicated skills section so your resume surfaces in filtered searches by recruiters and applicant tracking systems.
Apply early to roles that fit
Migrate Mate lists loan closer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by loan type specialty
Residential, commercial, and reverse mortgage closings each require different documentation and compliance knowledge. Search job titles and descriptions for the loan type you know best so you're competing in a narrower, better-matched pool.
Prepare to walk through a closing package
Interviewers often ask you to describe how you would prepare and review a closing package from scratch. Practice explaining your document checklist, how you catch discrepancies before the closing table, and how you coordinate with title companies and lenders.
Follow up with a closing-specific detail
After an interview, send a follow-up note that references one specific topic discussed, such as a compliance requirement or a document type. This signals genuine expertise and keeps you distinct from other candidates who send generic thank-you messages.
Loan Closer Jobs: Frequently Asked Questions
Which companies are hiring the most loan closers?
The most active employers for loan closers right now are Ally Financial, Tri City National Bank, and Liberty Federal Credit Union, and the most openings are in Indiana, Wisconsin, and Pennsylvania, based on current listings on Migrate Mate as of November 2026. Volume tends to track with regional home purchase and refinance activity, so hiring concentrations shift as market conditions change.
How many loan closer jobs are remote?
About 75% of loan closer openings are fully remote or hybrid as of November 2026, with remote work most common in post-closing, doc preparation, and audit-focused roles. Positions that require attending in-person signing appointments or coordinating same-day funding with title companies are less likely to be listed as fully remote.
How do you become a loan closer?
Start by gaining experience in a related mortgage or title role, such as loan processor, escrow assistant, or closing coordinator. Learn the core document types including closing disclosures, promissory notes, and title commitments. Get comfortable with at least one loan origination system. Many employers train candidates who already have strong attention to detail and mortgage compliance awareness, even if they haven't closed independently yet.
Can you get a loan closer job with little experience?
Yes, entry-level loan closer roles exist, particularly at high-volume retail lenders and credit unions that train from within. The strongest candidates with limited direct experience come from loan processing, title insurance, or bank operations backgrounds. Demonstrating that you understand closing disclosure calculations, the TRID timeline, and how to flag document discrepancies puts you ahead of candidates with no mortgage exposure at all.
What does the loan closer interview process look like?
Most loan closer interviews include a phone screen with HR followed by one or two rounds with a closing manager or operations lead. Expect scenario questions about how you handle a last-minute closing disclosure change, a funding delay, or a missing document from the title company. Some employers give a short document review exercise to assess your eye for detail before extending an offer.
Where can I find and apply to loan closer jobs?
You can find and apply to loan closer jobs on Migrate Mate, which lists current openings from lenders, credit unions, title companies, and mortgage servicers across the United States. Search the listings to find roles that match your experience and loan type specialty, then apply directly to each one that fits your background.
See All 19 Loan Closer Jobs
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