Mortgage Banker Jobs
Mortgage Banker jobs are open across commercial banks, credit unions, mortgage companies, and independent brokers, from entry-level loan officer associates to senior and regional roles, with specializations in residential lending, commercial real estate, and construction finance. See the openings below and apply to the ones that match your experience.
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Oxford Home Lending is one of the fastest growing direct-to-consumer mortgage companies in the nation. We are actively seeking high-energy individuals to represent our company and grow with us. Our commitment is to provide extensive training on the newest loan products while providing a stream of top performing leads. We are people-driven and are committed to our team members’ individual success. We offer in-house processing, advanced technology, and tools that will help you succeed!
- True six-figure potential for Senior Mortgage Bankers
- Projected compensation starting at $80,000+
- Top-tier compensation plan ranging from (65–125 bps)
- Inbound, high-converting leads from a $6M annual marketing budget
- Warm live transfers from our in-house call center
- In-house processing, advanced tech, and full lending support
- Company-paid licensing & continuing education
- Assistant program & production triggers for top producers
- Close loans in as little as 15 days
- Financial stability – backed by the LWR Family of Corporations
Qualifications:
- Is self-motivated, competitive, and driven by financial success.
- Loves sales and takes pride in providing best-in-class customer service.
- Is passionate about helping borrowers and making a meaningful impact.
- Has 1+ year of experience as an MLO, originator, or loan officer with a strong track record of closing loans.
Job Description:
- Work with industry-leading inbound opportunities — thousands of direct-mail inbound calls each month, plus a steady stream of live transfers from our in-house call center.
- Represent Oxford Home Lending with professionalism while networking to create additional loan opportunities.
- Drive new and repeat business by providing expert product knowledge and delivering unforgettable service.
- Educate clients on loan options and recommend solutions that maximize their financial benefit.
- Interview borrowers, review financial/credit data, and determine the best financing path for their needs.
- Present pricing, terms, and credit details clearly and compliantly.
Benefits (starting within 30 days):
- Medical/dental/vision
- Paid holidays
- Paid time off
- Paid Parental leave.
- Life insurance
- Short- and long-term disability
- 401K with company match
- Competitive compensation plan
- Corporate wellness program
- Discount on home mortgage refinances or purchases
All correspondence is understood by all parties upon further communication to be confidential until candidates is recommended for hire.
Oxford Home Lending provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Job Type: Full-time
Pay: From $80,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee discount
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Parental leave
- Vision insurance
Ability to Commute:
- New Albany, OH 43054 (Required)
Work Location: In person
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Find Mortgage Banker JobsMortgage Banker Job Market
Who's Hiring
- Wells Fargo39

- Ameris Bank8

- RENASANT BANK4

- Saygo Home Loans3

- First Citizens Bank3

What Employers Look For
The qualifications that appear most often in mortgage banker jobs.
- Active NMLS license or eligibility to obtain one before hire date
- Experience originating residential or commercial mortgage loans end to end
- Proficiency with loan origination software such as Encompass or Calyx Point
- Working knowledge of Fannie Mae, Freddie Mac, FHA, and VA underwriting guidelines
- Demonstrated ability to build and manage a referral pipeline from realtors and builders
- Bachelor's degree in finance, business, or a related field preferred by most lenders
Tips for Your Mortgage Banker Job Search
Tailor your resume to production metrics
Mortgage banker resumes land interviews when they show concrete loan volume, pipeline size, and closing rates from past roles. Generic duties lists get ignored. Pull numbers from your NMLS record or past employer reports and lead with them in your work history.
Get your NMLS license before applying
Most mortgage banker postings require an active NMLS license as a hard requirement, not a nice-to-have. If yours is inactive or tied to a former employer, transfer it or complete your continuing education hours before you submit a single application.
Target lenders by their loan mix
A portfolio lender that holds loans in-house operates differently from a correspondent lender that sells to Fannie and Freddie. Match your experience to the lender's model so your application reads as an exact fit rather than a lateral move from a different channel.
Apply early to roles that fit
Migrate Mate lists mortgage banker openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a scenario-based interview round
Hiring managers in mortgage banking routinely walk candidates through a file: a borrower's credit profile, DTI ratio, and property type. Practice talking through qualification decisions out loud so you can respond confidently without pausing to recall guidelines.
Negotiate comp structure, not just base salary
Mortgage banker offers typically combine a draw against commission, a basis-point split on funded loans, and sometimes a capped guarantee period. Before you accept, clarify the ramp timeline, the draw repayment terms, and whether the split resets annually.
Mortgage Banker Jobs: Frequently Asked Questions
Which companies are hiring the most mortgage bankers?
The companies hiring the most mortgage bankers right now include Wells Fargo, Ameris Bank, and RENASANT BANK, with the largest share of openings in California, Virginia, and Texas, based on current listings on Migrate Mate as of November 2026. Activity shifts with interest rate cycles, so the mix of active hirers changes more frequently in this role than in most financial services positions.
How many mortgage banker jobs are remote?
About 56% of mortgage banker openings are fully remote or hybrid as of November 2026, reflecting how much of the origination and processing workflow has moved to digital platforms. Remote arrangements are most common for experienced originators with an established book of business, while branch-based and builder-channel roles still expect regular in-person presence.
How do you become a mortgage banker?
Start by completing the pre-licensure education required by your state and passing the NMLS SAFE Act exam to earn your Mortgage Loan Originator license. From there, most people enter the field as a loan officer associate or junior originator at a bank, credit union, or mortgage company, working alongside a senior banker to learn the full file process before carrying their own pipeline.
Can you get hired as a mortgage banker with no experience?
Some lenders hire candidates with no direct origination experience if they hold a finance or real estate degree, have passed the NMLS exam, and can demonstrate strong sales fundamentals from adjacent roles such as retail banking, insurance, or financial advising. Entry-level mortgage banker programs at larger banks often pair new hires with a senior originator and provide structured training on guidelines and pipeline management before you close independently.
What does the mortgage banker interview process look like?
Most mortgage banker interviews run two to three rounds. The first is typically a phone screen with a recruiter or branch manager focused on licensing status and production history. The second round involves a scenario conversation where you walk through a sample borrower file and explain how you would qualify or structure the loan. Final-round discussions at larger lenders often include a compensation and territory conversation with a regional sales manager.
Where can I find and apply to mortgage banker jobs?
You can find and apply to mortgage banker jobs on Migrate Mate, which lists current openings from across the United States in one place. Search for roles that match your licensing status, channel experience, and preferred location, then apply directly to each listing that fits.
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