Payment Operations Specialist Jobs
Payment Operations Specialist jobs are open across fintech, banking, healthcare billing, and e-commerce, from entry-level analyst to senior and team lead, with specializations in reconciliation, payment processing, and chargeback management. Find a role that fits from the openings below and apply directly.
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Merchant Services / Payment Processing Operations Specialist
Merchant Nations — South Florida
Merchant Nations, a growing merchant services and payment processing company, is seeking an experienced Operations Specialist to support our back-end operations and day-to-day processing workflows. This role is central to keeping our accounts, processors, and internal systems running smoothly.
Location: Office-based near Coral Springs / South Florida (Miami-Dade, Broward, Palm Beach). Flexible schedule, with the possibility of some remote days something we can discuss during the interview process.
What You'll Do:
- Submit and manage merchant accounts with processors
- Handle lease administration and related paperwork
- Support back-end operations and internal workflows
- Assist with basic technical setup and troubleshooting for merchant equipment and systems
- Coordinate with sales agents and processors to resolve account issues
What We're Looking For:
- Direct experience in merchant services / payment processing is required and will be the biggest factor in hiring
- Familiarity with submitting accounts to processors
- Experience with lease/admin documentation
- Technical aptitude experience with payment terminals, gateways, or POS systems is a strong plus
- Detail-oriented, organized, and able to manage multiple accounts at once
- Bilingual (English/Spanish) is a big plus
Why Join Us: Merchant Nations is an established, growing company where you'll play a hands-on role in operations and have real impact on how we run. We offer a flexible schedule and a collaborative office environment. If you know this industry and want a stable, operations-focused position, we want to hear from you.
Experience in payment processing is essential please highlight it in your application.
Pay: $51,438.51 - $61,947.45 per year
Benefits:
- Flexible schedule
Work Location: Hybrid remote in Coral Springs, FL 33065
Payment Operations Specialist Jobs by Experience Level
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Find JobsPayment Operations Specialist Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Government & Public Sector
- Banking & Financial Services
- Investment & Asset Management
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in payment operations specialist jobs.
- Experience with payment processing platforms such as Stripe, Adyen, Braintree, or Fiserv
- Proficiency in reconciling high-volume transactions across multiple payment rails including ACH and wire
- Strong Excel or Google Sheets skills for dispute tracking and reporting
- Familiarity with chargeback and dispute resolution workflows under card network rules
- Bachelor's degree in finance, accounting, business, or a closely related field
- Experience with PCI DSS compliance requirements and secure data handling practices
Tips for Your Payment Operations Specialist Job Search
Quantify reconciliation and processing volumes
Hiring managers want to see scale. On your resume, state the daily or monthly transaction volumes you reconciled, the number of payment rails you managed, and any error-rate reductions you drove. Vague references to 'processing payments' won't stand out.
List payment platforms by exact name
Stripe, Adyen, Braintree, FIS, and Fiserv are screened by applicant tracking systems. Spell out every platform and tool you've used, including internal treasury systems, because recruiters search these keywords before reading a single sentence of your resume.
Target postings that match your payment rail experience
ACH, wire, card-not-present, and real-time payments each require different expertise. Filter openings by the rails mentioned in the job description so you apply to roles where your specific background is directly relevant and you can speak to it in detail.
Apply early to roles that fit
Migrate Mate lists payment operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case studies on dispute resolution
Interviewers for payment operations roles frequently ask how you handled high-volume chargebacks or reconciliation breaks. Prepare two or three specific examples with the root cause, your actions, and the measurable outcome before you walk into any interview.
Negotiate using comp structure knowledge
Payment operations roles often include shift differentials, on-call premiums, or performance bonuses tied to settlement accuracy. Ask about the full comp structure during the offer stage, not just base pay, so you can compare offers accurately and negotiate the right levers.
Payment Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most payment operations specialists?
The companies hiring the most payment operations specialists right now include Chewy, Capital One, and Optum, with the largest share of openings in Virginia, Florida, and Texas, based on current listings on Migrate Mate as of September 2026. Demand is concentrated at fintech companies, large banks, and healthcare billing organizations.
How many payment operations specialist jobs are remote?
About 75% of payment operations specialist openings are fully remote or hybrid as of September 2026, with remote availability varying by employer size and transaction volume. Reconciliation and reporting functions tend to be the most remote-friendly, while roles involving cash handling, vault operations, or on-site terminal support typically require in-person work.
How do you become a payment operations specialist?
Start by building foundational knowledge in accounting, finance, or banking through a degree or an associate-level role in accounts receivable or billing. Gain hands-on exposure to payment platforms and reconciliation workflows, then pursue familiarity with card network rules and ACH processes. Certifications in payments, such as those offered by NACHA or the Electronic Transactions Association, strengthen your candidacy for mid-level roles.
Can you get a payment operations specialist job with little experience?
Yes, entry-level payment operations specialist roles exist, particularly at fintech startups and third-party payment processors that prioritize aptitude over tenure. Focus your resume on any experience reconciling accounts, handling cash, processing invoices, or working in customer-facing billing roles. Demonstrating fluency with spreadsheets and attention to detail in a related role is often enough to earn an interview for a junior position.
What does the payment operations specialist interview process look like?
Most interview processes include an initial recruiter screen focused on your payment platform experience and preferred work environment, followed by a technical or take-home exercise involving a reconciliation scenario or transaction discrepancy. Later rounds typically involve a panel with operations and finance stakeholders who ask behavioral questions about error resolution, process improvement, and handling high-pressure settlement deadlines.
Where can I find and apply to payment operations specialist jobs?
You can find and apply to payment operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and preferred payment rail or industry, then apply directly to each listing that fits.
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