Payment Operations Specialist Jobs
Payment Operations Specialist jobs are open across fintech, banking, healthcare billing, and e-commerce, from entry-level analyst to senior and team lead, with specializations in reconciliation, payment processing, and chargeback management. Find a role that fits from the openings below and apply directly.
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Showing 5 of 14+ Payment Operations Specialist jobs
About us
At Parafin, we’re on a mission to grow small businesses. Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners. We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities. Join us in creating a future where every small business has the financial tools they need.
About The Position
We are looking for a Risk & Payments Operations Specialist to help us scale operations and grow our capital products. This role will be a critical operator of the company's product suite by providing a positive experience for the small businesses we support. You will be responsible for running and building best-in-class processes for payments and fraud. You will become an expert on Parafin’s Capital products, digging deep into the details to solve problems, and being an on-the-ground operator to support day-to-day functions, from troubleshooting payment issues to data analysis to building documentation. Are you an adaptable all-rounder who is passionate about building at scale, while enjoying rolling up your sleeves to get the job done? Are you excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, come join us!
What You’ll Be Doing
- Assist in developing operational solutions to help evaluate complex business risk issues in a fast-paced environment
- Find solutions to automate and streamline ops processes, leading efforts to build in-house or find external vendors
- Conduct reviews to assess risk factors for high-priority merchants
- Troubleshoot and resolve payment issues with our merchants, while providing high-quality service via email and phone
- Manage cross-functional work streams with our customer support, data science, compliance, and engineering teams to improve the merchant experience and grow capital originations
- Review current processes and provide feedback on how to improve product operations and Parafin as a whole
- Work closely with our partners to identify areas of risk and investigate fraudulent behavior
- Use data-driven analysis to identify areas of optimization and growth
What We’re Searching For
- 3 - 5 years of work experience
- 2 - 3 years of operational experience working in a fintech startup, bank, or payments company
- Strong understanding of payments
- Excellent communication skills
- Strong quantitative / detail-oriented background
- Thrive in an entrepreneurial environment
We Prefer If You Have
- Experience with fraud/ risk management
- Strong understanding of, or desire to learn, about a capital or lending product
- Fluency in, or desire to learn, data analysis skills and tools, such as SQL / R / Python
What We Offer
- Salary Range: $118k - $123k
- Equity grant
- Medical, dental & vision insurance
- Unlimited PTO
- Work from home flexibility
- Commuter benefits
- Free lunches
- Paid parental leave
- 401(k)
- Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
About us
At Parafin, we’re on a mission to grow small businesses. Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners. We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities. Join us in creating a future where every small business has the financial tools they need.
About The Position
We are looking for a Risk & Payments Operations Specialist to help us scale operations and grow our capital products. This role will be a critical operator of the company's product suite by providing a positive experience for the small businesses we support. You will be responsible for running and building best-in-class processes for payments and fraud. You will become an expert on Parafin’s Capital products, digging deep into the details to solve problems, and being an on-the-ground operator to support day-to-day functions, from troubleshooting payment issues to data analysis to building documentation. Are you an adaptable all-rounder who is passionate about building at scale, while enjoying rolling up your sleeves to get the job done? Are you excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, come join us!
What You’ll Be Doing
- Assist in developing operational solutions to help evaluate complex business risk issues in a fast-paced environment
- Find solutions to automate and streamline ops processes, leading efforts to build in-house or find external vendors
- Conduct reviews to assess risk factors for high-priority merchants
- Troubleshoot and resolve payment issues with our merchants, while providing high-quality service via email and phone
- Manage cross-functional work streams with our customer support, data science, compliance, and engineering teams to improve the merchant experience and grow capital originations
- Review current processes and provide feedback on how to improve product operations and Parafin as a whole
- Work closely with our partners to identify areas of risk and investigate fraudulent behavior
- Use data-driven analysis to identify areas of optimization and growth
What We’re Searching For
- 3 - 5 years of work experience
- 2 - 3 years of operational experience working in a fintech startup, bank, or payments company
- Strong understanding of payments
- Excellent communication skills
- Strong quantitative / detail-oriented background
- Thrive in an entrepreneurial environment
We Prefer If You Have
- Experience with fraud/ risk management
- Strong understanding of, or desire to learn, about a capital or lending product
- Fluency in, or desire to learn, data analysis skills and tools, such as SQL / R / Python
What We Offer
- Salary Range: $118k - $123k
- Equity grant
- Medical, dental & vision insurance
- Unlimited PTO
- Work from home flexibility
- Commuter benefits
- Free lunches
- Paid parental leave
- 401(k)
- Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
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Find JobsPayment Operations Specialist Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- Global Payments Holding Company4
- City National Bank2
- Gen Digital1
- Goldman Sachs1
- JPMorganChase1
Top Industries Hiring
- Banking & Financial Services8
- Technology & Software2
- Education1
- Investment & Asset Management1
- Manufacturing1
What Employers Look For
The qualifications that appear most often in payment operations specialist jobs.
- Experience with payment processing platforms such as Stripe, Adyen, Braintree, or Fiserv
- Proficiency in reconciling high-volume transactions across multiple payment rails including ACH and wire
- Strong Excel or Google Sheets skills for dispute tracking and reporting
- Familiarity with chargeback and dispute resolution workflows under card network rules
- Bachelor's degree in finance, accounting, business, or a closely related field
- Experience with PCI DSS compliance requirements and secure data handling practices
Tips for Your Payment Operations Specialist Job Search
Quantify reconciliation and processing volumes
Hiring managers want to see scale. On your resume, state the daily or monthly transaction volumes you reconciled, the number of payment rails you managed, and any error-rate reductions you drove. Vague references to 'processing payments' won't stand out.
List payment platforms by exact name
Stripe, Adyen, Braintree, FIS, and Fiserv are screened by applicant tracking systems. Spell out every platform and tool you've used, including internal treasury systems, because recruiters search these keywords before reading a single sentence of your resume.
Target postings that match your payment rail experience
ACH, wire, card-not-present, and real-time payments each require different expertise. Filter openings by the rails mentioned in the job description so you apply to roles where your specific background is directly relevant and you can speak to it in detail.
Apply early to roles that fit
Migrate Mate lists payment operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case studies on dispute resolution
Interviewers for payment operations roles frequently ask how you handled high-volume chargebacks or reconciliation breaks. Prepare two or three specific examples with the root cause, your actions, and the measurable outcome before you walk into any interview.
Negotiate using comp structure knowledge
Payment operations roles often include shift differentials, on-call premiums, or performance bonuses tied to settlement accuracy. Ask about the full comp structure during the offer stage, not just base pay, so you can compare offers accurately and negotiate the right levers.
Payment Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most payment operations specialists?
The companies hiring the most payment operations specialists right now include Global Payments Holding Company, City National Bank, and Gen Digital, with the largest share of openings in Indiana, Texas, and California, based on current listings on Migrate Mate as of June 2026. Demand is concentrated at fintech companies, large banks, and healthcare billing organizations.
How many payment operations specialist jobs are remote?
About 0% of payment operations specialist openings are fully remote or hybrid as of June 2026, with remote availability varying by employer size and transaction volume. Reconciliation and reporting functions tend to be the most remote-friendly, while roles involving cash handling, vault operations, or on-site terminal support typically require in-person work.
How do you become a payment operations specialist?
Start by building foundational knowledge in accounting, finance, or banking through a degree or an associate-level role in accounts receivable or billing. Gain hands-on exposure to payment platforms and reconciliation workflows, then pursue familiarity with card network rules and ACH processes. Certifications in payments, such as those offered by NACHA or the Electronic Transactions Association, strengthen your candidacy for mid-level roles.
Can you get a payment operations specialist job with little experience?
Yes, entry-level payment operations specialist roles exist, particularly at fintech startups and third-party payment processors that prioritize aptitude over tenure. Focus your resume on any experience reconciling accounts, handling cash, processing invoices, or working in customer-facing billing roles. Demonstrating fluency with spreadsheets and attention to detail in a related role is often enough to earn an interview for a junior position.
What does the payment operations specialist interview process look like?
Most interview processes include an initial recruiter screen focused on your payment platform experience and preferred work environment, followed by a technical or take-home exercise involving a reconciliation scenario or transaction discrepancy. Later rounds typically involve a panel with operations and finance stakeholders who ask behavioral questions about error resolution, process improvement, and handling high-pressure settlement deadlines.
Where can I find and apply to payment operations specialist jobs?
You can find and apply to payment operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and preferred payment rail or industry, then apply directly to each listing that fits.
See All Payment Operations Specialist Jobs
Jump back to the full list of openings and apply to any payment operations specialist role that fits.
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