Payment Operations Specialist Jobs
Payment Operations Specialist jobs are open across fintech, banking, healthcare billing, and e-commerce, from entry-level analyst to senior and team lead, with specializations in reconciliation, payment processing, and chargeback management. Find a role that fits from the openings below and apply directly.
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Showing 5 of 41+ Payment Operations Specialist jobs
Payments Operations Manager
Company: Foley Equipment Corp.
Location: O'Fallon, Missouri
Job Type: Full-Time, Permanent
Salary: $90,000–$105,000 per year
Schedule: Monday–Friday, 40 hours per week
About the Position
Foley Equipment Corp. is seeking an experienced and results-driven Payments Operations Manager to oversee and improve the company's payment operations, financial transaction processes, and payment administration functions.
The successful candidate will ensure accurate, timely, and secure payment processing while improving operational efficiency, maintaining financial controls, and leading payment operations personnel.
We are looking for a detail-oriented leader with strong financial operations experience, excellent problem-solving abilities, and the ability to manage complex payment processes.
Key Responsibilities
- Oversee daily payment operations, ensuring accurate and timely processing of financial transactions.
- Manage vendor payments, payment schedules, disbursements, and related financial activities.
- Develop and implement efficient payment processing procedures and internal controls.
- Monitor payment accuracy, transaction exceptions, discrepancies, and reconciliation activities.
- Oversee electronic payments, ACH transactions, wire transfers, and other payment methods.
- Manage relationships with banks, financial institutions, vendors, and payment service providers.
- Lead, supervise, and develop payment operations staff.
- Establish operational performance metrics and monitor team productivity.
- Identify process improvements to reduce errors, delays, and operational costs.
- Ensure compliance with company policies, financial procedures, and applicable regulations.
- Collaborate with accounting, finance, procurement, and other departments.
- Prepare management reports, payment performance summaries, and operational updates.
- Support month-end and year-end financial closing activities.
Qualifications & Requirements
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
- 5+ years of experience in payment operations, financial operations, treasury, accounts payable, or related fields.
- Previous management or supervisory experience preferred.
- Strong understanding of payment processing, ACH, wire transfers, electronic payments, and financial reconciliations.
- Experience with accounting systems, ERP platforms, and financial management software.
- Knowledge of internal financial controls, transaction monitoring, and payment security.
- Strong organizational, analytical, and problem-solving skills.
- Excellent communication and leadership abilities.
- Ability to manage multiple priorities and meet financial deadlines.
Compensation & Benefits
- Competitive annual salary of $90,000–$105,000, depending on experience and qualifications.
- Full-time, permanent employment.
- Consistent Monday–Friday schedule.
- Standard 40-hour workweek.
- Professional growth and leadership opportunities.
- Collaborative and professional working environment.
Additional benefits will be discussed during the interview process.
Ideal Candidate
The ideal candidate is a hands-on financial operations leader who understands the complete payment lifecycle, can manage a team effectively, and is committed to accuracy, efficiency, accountability, and continuous improvement.
Candidates with experience managing high-volume payment operations, vendor disbursements, banking relationships, and financial transaction controls are strongly encouraged to apply.
How to Apply
Interested candidates should submit their resume outlining their relevant payment operations experience, leadership background, and qualifications.
Join Foley Equipment Corp. and help lead efficient, reliable, and effective payment operations.
Pay: $90,000.00 - $105,000.00 per year
Benefits:
- 401(k)
- Flexible schedule
- Health insurance
- Health savings account
- Life insurance
- Paid parental leave
- Paid time off
- Parental leave
- Professional development assistance
Work Location: In person
Payments Operations Manager
Company: Foley Equipment Corp.
Location: O'Fallon, Missouri
Job Type: Full-Time, Permanent
Salary: $90,000–$105,000 per year
Schedule: Monday–Friday, 40 hours per week
About the Position
Foley Equipment Corp. is seeking an experienced and results-driven Payments Operations Manager to oversee and improve the company's payment operations, financial transaction processes, and payment administration functions.
The successful candidate will ensure accurate, timely, and secure payment processing while improving operational efficiency, maintaining financial controls, and leading payment operations personnel.
We are looking for a detail-oriented leader with strong financial operations experience, excellent problem-solving abilities, and the ability to manage complex payment processes.
Key Responsibilities
- Oversee daily payment operations, ensuring accurate and timely processing of financial transactions.
- Manage vendor payments, payment schedules, disbursements, and related financial activities.
- Develop and implement efficient payment processing procedures and internal controls.
- Monitor payment accuracy, transaction exceptions, discrepancies, and reconciliation activities.
- Oversee electronic payments, ACH transactions, wire transfers, and other payment methods.
- Manage relationships with banks, financial institutions, vendors, and payment service providers.
- Lead, supervise, and develop payment operations staff.
- Establish operational performance metrics and monitor team productivity.
- Identify process improvements to reduce errors, delays, and operational costs.
- Ensure compliance with company policies, financial procedures, and applicable regulations.
- Collaborate with accounting, finance, procurement, and other departments.
- Prepare management reports, payment performance summaries, and operational updates.
- Support month-end and year-end financial closing activities.
Qualifications & Requirements
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
- 5+ years of experience in payment operations, financial operations, treasury, accounts payable, or related fields.
- Previous management or supervisory experience preferred.
- Strong understanding of payment processing, ACH, wire transfers, electronic payments, and financial reconciliations.
- Experience with accounting systems, ERP platforms, and financial management software.
- Knowledge of internal financial controls, transaction monitoring, and payment security.
- Strong organizational, analytical, and problem-solving skills.
- Excellent communication and leadership abilities.
- Ability to manage multiple priorities and meet financial deadlines.
Compensation & Benefits
- Competitive annual salary of $90,000–$105,000, depending on experience and qualifications.
- Full-time, permanent employment.
- Consistent Monday–Friday schedule.
- Standard 40-hour workweek.
- Professional growth and leadership opportunities.
- Collaborative and professional working environment.
Additional benefits will be discussed during the interview process.
Ideal Candidate
The ideal candidate is a hands-on financial operations leader who understands the complete payment lifecycle, can manage a team effectively, and is committed to accuracy, efficiency, accountability, and continuous improvement.
Candidates with experience managing high-volume payment operations, vendor disbursements, banking relationships, and financial transaction controls are strongly encouraged to apply.
How to Apply
Interested candidates should submit their resume outlining their relevant payment operations experience, leadership background, and qualifications.
Join Foley Equipment Corp. and help lead efficient, reliable, and effective payment operations.
Pay: $90,000.00 - $105,000.00 per year
Benefits:
- 401(k)
- Flexible schedule
- Health insurance
- Health savings account
- Life insurance
- Paid parental leave
- Paid time off
- Parental leave
- Professional development assistance
Work Location: In person
See All 41 Payment Operations Specialist Jobs
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Find JobsPayment Operations Specialist Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in payment operations specialist jobs.
- Experience with payment processing platforms such as Stripe, Adyen, Braintree, or Fiserv
- Proficiency in reconciling high-volume transactions across multiple payment rails including ACH and wire
- Strong Excel or Google Sheets skills for dispute tracking and reporting
- Familiarity with chargeback and dispute resolution workflows under card network rules
- Bachelor's degree in finance, accounting, business, or a closely related field
- Experience with PCI DSS compliance requirements and secure data handling practices
Tips for Your Payment Operations Specialist Job Search
Quantify reconciliation and processing volumes
Hiring managers want to see scale. On your resume, state the daily or monthly transaction volumes you reconciled, the number of payment rails you managed, and any error-rate reductions you drove. Vague references to 'processing payments' won't stand out.
List payment platforms by exact name
Stripe, Adyen, Braintree, FIS, and Fiserv are screened by applicant tracking systems. Spell out every platform and tool you've used, including internal treasury systems, because recruiters search these keywords before reading a single sentence of your resume.
Target postings that match your payment rail experience
ACH, wire, card-not-present, and real-time payments each require different expertise. Filter openings by the rails mentioned in the job description so you apply to roles where your specific background is directly relevant and you can speak to it in detail.
Apply early to roles that fit
Migrate Mate lists payment operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case studies on dispute resolution
Interviewers for payment operations roles frequently ask how you handled high-volume chargebacks or reconciliation breaks. Prepare two or three specific examples with the root cause, your actions, and the measurable outcome before you walk into any interview.
Negotiate using comp structure knowledge
Payment operations roles often include shift differentials, on-call premiums, or performance bonuses tied to settlement accuracy. Ask about the full comp structure during the offer stage, not just base pay, so you can compare offers accurately and negotiate the right levers.
Payment Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most payment operations specialists?
The companies hiring the most payment operations specialists right now include Bank of America, Western Alliance Bank, and Rho, with the largest share of openings in Florida, Virginia, and Nevada, based on current listings on Migrate Mate as of November 2026. Demand is concentrated at fintech companies, large banks, and healthcare billing organizations.
How many payment operations specialist jobs are remote?
About 73% of payment operations specialist openings are fully remote or hybrid as of November 2026, with remote availability varying by employer size and transaction volume. Reconciliation and reporting functions tend to be the most remote-friendly, while roles involving cash handling, vault operations, or on-site terminal support typically require in-person work.
How do you become a payment operations specialist?
Start by building foundational knowledge in accounting, finance, or banking through a degree or an associate-level role in accounts receivable or billing. Gain hands-on exposure to payment platforms and reconciliation workflows, then pursue familiarity with card network rules and ACH processes. Certifications in payments, such as those offered by NACHA or the Electronic Transactions Association, strengthen your candidacy for mid-level roles.
Can you get a payment operations specialist job with little experience?
Yes, entry-level payment operations specialist roles exist, particularly at fintech startups and third-party payment processors that prioritize aptitude over tenure. Focus your resume on any experience reconciling accounts, handling cash, processing invoices, or working in customer-facing billing roles. Demonstrating fluency with spreadsheets and attention to detail in a related role is often enough to earn an interview for a junior position.
What does the payment operations specialist interview process look like?
Most interview processes include an initial recruiter screen focused on your payment platform experience and preferred work environment, followed by a technical or take-home exercise involving a reconciliation scenario or transaction discrepancy. Later rounds typically involve a panel with operations and finance stakeholders who ask behavioral questions about error resolution, process improvement, and handling high-pressure settlement deadlines.
Where can I find and apply to payment operations specialist jobs?
You can find and apply to payment operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and preferred payment rail or industry, then apply directly to each listing that fits.
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