Payments Specialist Jobs
Payments Specialist jobs are open across fintech, banking, healthcare, and e-commerce, from entry-level processing roles to senior and lead positions, with specializations in payment operations, reconciliation, and fraud and chargeback management. Find a role that fits from the openings below and apply directly.
Find Payments Specialist JobsOverview
Showing 5 of 40+ Payments Specialist jobs
Responsibilities
About the team
The Procurement Team plays a critical role in the business and is responsible for the strategy design and end-to-end processes involved in the purchase of goods and services in a sustainable and financially viable way in compliance with business standards. We are responsible for sourcing and onboarding of new vendors, supporting the development of key company systems and processes, maintaining a strategic overview of project procurement management activities and ensuring that purchasing contracts and arrangements are fulfilled in strict accordance with legal requirements, project requirements, and business policies and procedures.
- Capable of thinking about problems from the essence, sorting out, constructing, and optimizing various work-related processes;
- Develop a standard operating system, set reasonable SLA assessment metrics, and ensure the standardization and efficiency of processes;
- Automation Improvement: Utilize systems and tools to identify automation opportunities in relevant processes, continuously increase the proportion of automated operations, and enhance the organization's staff efficiency;
- Collaborate closely with each procurement team to identify issues and pain points in execution and propose targeted process optimization solutions;
- Collaborate with cross-functional areas of business such as finance and internal control to devise specific action plans and responsibility assignments, and drive the implementation of XFN projects;
- Ensure that all procurement activities comply with company policies and procurement systems by monitoring the implementation results of payments, thereby reducing compliance risks;
- Identify and assess latent risks in the payment process, and collaborate with the internal control team to develop corresponding control measures;
- Proactively identify payment pain points of suppliers and explore actionable solutions for improvement;
- Data Analysis and Reporting: Monitor the achievement of payment metrics through Data Analysis, regularly submit reports, and provide feedback on improvement suggestions to the team;
- Project Management: Devise plans and programs, coordinate resources from all parties, supervise project progress, and ensure the effective implementation of various projects is rapidly promoted;
- Team Management: Coordinate with operations on POC and assist in the management of BPO vendors.
Qualifications
Minimum Qualification(s)
- Bachelor's degree or above;
- 5+ years of relevant work experience in procurement, supply chain, finance, etc.;
- Familiar with the entire process and system of centralized procurement payment.
Preferred Qualification(s)
- Have clear logical thinking and data-driven capabilities, be able to conduct problem analysis and task decomposition, have strong self-motivation, be resilient, and be willing to accept challenges and changes;
- Possess good communication and collaboration skills, be able to clearly express opinions in cross-team cooperation, effectively listen to and understand others, promote all parties to reach consensus, and jointly achieve goals;
- Possess team management and leadership skills, and be able to motivate team members to achieve common goals.
About TikTok
TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.
Why Join Us
Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy – a mission we work towards every day. We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.
Diversity & Inclusion
TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
TikTok Accommodation
TikTok is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at https://tinyurl.com/RA-request
Job Information
【For Pay Transparency】Compensation Description (Annually)
The base salary range for this position in the selected city is $70,304 - $136,000 annually. Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
3. Exercising sound judgment.
Responsibilities
About the team
The Procurement Team plays a critical role in the business and is responsible for the strategy design and end-to-end processes involved in the purchase of goods and services in a sustainable and financially viable way in compliance with business standards. We are responsible for sourcing and onboarding of new vendors, supporting the development of key company systems and processes, maintaining a strategic overview of project procurement management activities and ensuring that purchasing contracts and arrangements are fulfilled in strict accordance with legal requirements, project requirements, and business policies and procedures.
- Capable of thinking about problems from the essence, sorting out, constructing, and optimizing various work-related processes;
- Develop a standard operating system, set reasonable SLA assessment metrics, and ensure the standardization and efficiency of processes;
- Automation Improvement: Utilize systems and tools to identify automation opportunities in relevant processes, continuously increase the proportion of automated operations, and enhance the organization's staff efficiency;
- Collaborate closely with each procurement team to identify issues and pain points in execution and propose targeted process optimization solutions;
- Collaborate with cross-functional areas of business such as finance and internal control to devise specific action plans and responsibility assignments, and drive the implementation of XFN projects;
- Ensure that all procurement activities comply with company policies and procurement systems by monitoring the implementation results of payments, thereby reducing compliance risks;
- Identify and assess latent risks in the payment process, and collaborate with the internal control team to develop corresponding control measures;
- Proactively identify payment pain points of suppliers and explore actionable solutions for improvement;
- Data Analysis and Reporting: Monitor the achievement of payment metrics through Data Analysis, regularly submit reports, and provide feedback on improvement suggestions to the team;
- Project Management: Devise plans and programs, coordinate resources from all parties, supervise project progress, and ensure the effective implementation of various projects is rapidly promoted;
- Team Management: Coordinate with operations on POC and assist in the management of BPO vendors.
Qualifications
Minimum Qualification(s)
- Bachelor's degree or above;
- 5+ years of relevant work experience in procurement, supply chain, finance, etc.;
- Familiar with the entire process and system of centralized procurement payment.
Preferred Qualification(s)
- Have clear logical thinking and data-driven capabilities, be able to conduct problem analysis and task decomposition, have strong self-motivation, be resilient, and be willing to accept challenges and changes;
- Possess good communication and collaboration skills, be able to clearly express opinions in cross-team cooperation, effectively listen to and understand others, promote all parties to reach consensus, and jointly achieve goals;
- Possess team management and leadership skills, and be able to motivate team members to achieve common goals.
About TikTok
TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.
Why Join Us
Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy – a mission we work towards every day. We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.
Diversity & Inclusion
TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
TikTok Accommodation
TikTok is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at https://tinyurl.com/RA-request
Job Information
【For Pay Transparency】Compensation Description (Annually)
The base salary range for this position in the selected city is $70,304 - $136,000 annually. Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
3. Exercising sound judgment.
See All 40+ Payments Specialist Jobs
Jump back to the full list of openings and apply to any payments specialist role that fits.
Find Payments Specialist JobsPayments Specialist Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- Cotiviti5
- Shift4 Payments5
- Global Payments Holding Company4
- JPMorganChase3
- City National Bank2
Top Industries Hiring
- Banking & Financial Services20
- Technology & Software12
- Healthcare & Medical Services3
- Investment & Asset Management3
- Education2
What Employers Look For
The qualifications that appear most often in payments specialist jobs.
- Experience processing ACH, wire, or card payments in a high-volume environment
- Proficiency with payment processing platforms such as Stripe, Adyen, or FIS
- Strong reconciliation and exception resolution skills across multiple payment types
- Bachelor's degree in finance, accounting, business, or a related field
- Familiarity with chargeback management, dispute resolution, or fraud prevention workflows
- Knowledge of PCI-DSS compliance requirements and payment industry regulations
Tips for Your Payments Specialist Job Search
Tailor your resume to payment rails
List the specific payment networks and processing systems you've worked with, such as ACH, wire transfers, card networks, or real-time payments. Recruiters for payments specialist roles screen for system familiarity before they read anything else on your resume.
Quantify reconciliation and error resolution
Hiring managers want to see scale and accuracy. Replace vague statements with specifics about transaction volumes you handled, reconciliation cycle times you improved, or discrepancy rates you reduced. Concrete numbers make your experience believable and comparable.
Apply early to roles that fit
Migrate Mate lists payments specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by the software they require
Payments teams often specify tools like Stripe, Adyen, Bottomline, or SAP in their job descriptions. Search openings by tool name alongside the job title to surface roles where your existing software skills are a direct match, not a gap to close.
Prepare a case study for your interview
Most payments specialist interviews include a scenario question about a failed payment, a reconciliation discrepancy, or a chargeback dispute. Walk in with a real example of how you identified a root cause and resolved it, framed as a short story with a clear outcome.
Negotiate around shift differentials and on-call
Payment operations roles at banks and processors often involve weekend coverage or holiday on-call rotation. Ask about those terms before accepting an offer, and negotiate compensation or schedule flexibility for non-standard hours as part of your total package discussion.
Payments Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most payments specialists?
The companies hiring the most payments specialists right now include Cotiviti, Shift4 Payments, and Global Payments Holding Company, with the largest share of openings in California, Indiana, and Texas, based on current listings on Migrate Mate as of June 2026. Fintech platforms and regional banks tend to post the highest volume of openings on a rolling basis.
How many payments specialist jobs are remote?
About 15% of payments specialist openings are fully remote or hybrid as of June 2026, making it a reasonably flexible role compared to other finance positions. Sub-areas like payment operations support, reconciliation analysis, and chargeback coordination tend to have the highest share of remote-eligible postings.
How do you become a payments specialist?
Start by building familiarity with payment processing fundamentals, including ACH, wire transfers, and card network rules, through coursework, certifications, or entry-level accounting and operations roles. Gain hands-on experience with reconciliation and exception handling, then move into a payments-specific position. Certifications from organizations like NACHA or the Association for Financial Professionals can strengthen your candidacy.
Can you get hired as a payments specialist with little experience?
Yes, many employers hire payments specialists at the entry level and train on proprietary systems, especially at fintech companies and payment processors. Focus on transferable skills like data entry accuracy, customer dispute resolution, or bookkeeping. Highlight any exposure to financial software, even in an adjacent role, and apply to positions that explicitly list entry-level or associate in the title.
What does the payments specialist interview process look like?
Most payments specialist interviews include an initial screen with a recruiter, followed by one or two rounds with the hiring manager and a team lead. Expect scenario-based questions about reconciliation discrepancies, failed payment resolution, and compliance situations. Some employers add a short written exercise or a walkthrough of a mock exception case to assess your process and attention to detail.
Where can I find and apply to payments specialist jobs?
You can find and apply to payments specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the available roles, find the ones that match your experience and specialization, and apply directly to each listing that fits.
See All 40+ Payments Specialist Jobs
Jump back to the full list of openings and apply to any payments specialist role that fits.
Find Payments Specialist Jobs