Payments Specialist Jobs
Payments Specialist jobs are open across fintech, banking, healthcare, and e-commerce, from entry-level processing roles to senior and lead positions, with specializations in payment operations, reconciliation, and fraud and chargeback management. Find a role that fits from the openings below and apply directly.
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Tharros is hiring a Payments Specialist to join our team supporting our government customer. This position will process financial transactions related to travel, accounts payable and accounts receivable, transactions by others, and payroll processing.
- Accomplish standard day-to-day processing of financial documents such as reimbursement of travel entitlements, processing accounts payable, accounts receivable, transactions by others, and payroll activities.
- Log, examine, process, and prepare vouchers for payment of invoices and billings received from commercial vendors and other government agencies.
- Examine, process, and compute payment of individual claims for reimbursement of authorized expenses in connection with Permanent Change of Station (PCS) and Temporary Duty (TDY) travel, both for civilian and military personnel.
- Maintain the official pay and leave records and process biweekly payroll.
- Maintain and administer public debt collection operations.
- Record and reconcile payments made by other agencies as part of the outgoing orders process for traditional TBO, Intra-governmental Payment and Collections (IPAC) and Interfund payment types.
Job Requirement
- Must have current TS/SCI with Poly.
- 3 to 5 years of relevant experience in performing financial, payroll, and/or accounting functions.
- Proficient in Microsoft Office Suite to include Teams or similar workplace chat and videoconferencing tools.
- Excellent written and verbal communication skills.
Payments Specialist Jobs by Experience Level
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Find Payments Specialist JobsPayments Specialist Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Technology & Software
What Employers Look For
The qualifications that appear most often in payments specialist jobs.
- Experience processing ACH, wire, or card payments in a high-volume environment
- Proficiency with payment processing platforms such as Stripe, Adyen, or FIS
- Strong reconciliation and exception resolution skills across multiple payment types
- Bachelor's degree in finance, accounting, business, or a related field
- Familiarity with chargeback management, dispute resolution, or fraud prevention workflows
- Knowledge of PCI-DSS compliance requirements and payment industry regulations
Tips for Your Payments Specialist Job Search
Tailor your resume to payment rails
List the specific payment networks and processing systems you've worked with, such as ACH, wire transfers, card networks, or real-time payments. Recruiters for payments specialist roles screen for system familiarity before they read anything else on your resume.
Quantify reconciliation and error resolution
Hiring managers want to see scale and accuracy. Replace vague statements with specifics about transaction volumes you handled, reconciliation cycle times you improved, or discrepancy rates you reduced. Concrete numbers make your experience believable and comparable.
Apply early to roles that fit
Migrate Mate lists payments specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by the software they require
Payments teams often specify tools like Stripe, Adyen, Bottomline, or SAP in their job descriptions. Search openings by tool name alongside the job title to surface roles where your existing software skills are a direct match, not a gap to close.
Prepare a case study for your interview
Most payments specialist interviews include a scenario question about a failed payment, a reconciliation discrepancy, or a chargeback dispute. Walk in with a real example of how you identified a root cause and resolved it, framed as a short story with a clear outcome.
Negotiate around shift differentials and on-call
Payment operations roles at banks and processors often involve weekend coverage or holiday on-call rotation. Ask about those terms before accepting an offer, and negotiate compensation or schedule flexibility for non-standard hours as part of your total package discussion.
Payments Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most payments specialists?
The companies hiring the most payments specialists right now include Truist, Tyler Technologies, and JPMorganChase, with the largest share of openings in Illinois, California, and Texas, based on current listings on Migrate Mate as of November 2026. Fintech platforms and regional banks tend to post the highest volume of openings on a rolling basis.
How many payments specialist jobs are remote?
About 67% of payments specialist openings are fully remote or hybrid as of November 2026, making it a reasonably flexible role compared to other finance positions. Sub-areas like payment operations support, reconciliation analysis, and chargeback coordination tend to have the highest share of remote-eligible postings.
How do you become a payments specialist?
Start by building familiarity with payment processing fundamentals, including ACH, wire transfers, and card network rules, through coursework, certifications, or entry-level accounting and operations roles. Gain hands-on experience with reconciliation and exception handling, then move into a payments-specific position. Certifications from organizations like NACHA or the Association for Financial Professionals can strengthen your candidacy.
Can you get hired as a payments specialist with little experience?
Yes, many employers hire payments specialists at the entry level and train on proprietary systems, especially at fintech companies and payment processors. Focus on transferable skills like data entry accuracy, customer dispute resolution, or bookkeeping. Highlight any exposure to financial software, even in an adjacent role, and apply to positions that explicitly list entry-level or associate in the title.
What does the payments specialist interview process look like?
Most payments specialist interviews include an initial screen with a recruiter, followed by one or two rounds with the hiring manager and a team lead. Expect scenario-based questions about reconciliation discrepancies, failed payment resolution, and compliance situations. Some employers add a short written exercise or a walkthrough of a mock exception case to assess your process and attention to detail.
Where can I find and apply to payments specialist jobs?
You can find and apply to payments specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the available roles, find the ones that match your experience and specialization, and apply directly to each listing that fits.
See All 47 Payments Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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