Reconciliation Analyst Jobs
Reconciliation Analyst jobs are open across banking, fintech, insurance, healthcare, and corporate finance, at every level from entry-level to senior and lead, with specializations in account reconciliation, intercompany reconciliation, and general ledger analysis. Find a role that fits from the openings below and apply directly.
Find Reconciliation Analyst JobsOverview
Showing 5 of 23+ Reconciliation Analyst jobs
Overview:
At Fortis, we lead the way in next generation payment technologies and solutions. We transform payments into a competitive advantage for our clients and partners, enabling businesses to reach uncharted growth and scale. As the solution of choice for the future of payments, Fortis moves payments closer to invisible with a proprietary platform that supports and strengthens the payments capabilities of merchants and software partners. We are a collaborative team of innovators, problem solvers, and builders, committed to the growth of our clients, partners, and team members. Through award winning software integrations, robust data, and industry vertical and commerce expertise, we deliver the ultimate frictionless commerce experiences. We are in hyper growth mode and seeking talented, innovative, and collaborative problem solvers to help us build and scale the future of payments. Grow your career with us and be on the cutting edge of the rapidly expanding FinTech payments space.
The Settlement Reconciliation and Recovery Analyst is responsible for maintaining the accuracy and integrity of settlement activity, bank and ledger balances, merchant funding, and outstanding exceptions (i.e.: ACH returns, refunds and chargebacks). The role performs daily and monthly reconciliations to ensure merchant funding accuracy, investigates financial exceptions, and drives the recovery of funds from merchants when balances become delinquent, rejected, or otherwise uncollectible through normal processing.
Key Responsibilities:
Reconciliation & Settlement
- Perform daily, weekly, and monthly reconciliation of transaction and settlement data across multiple payment platforms.
- Investigate and resolve discrepancies related to funding, chargebacks, fees, and settlement timing.
- Ensure accuracy and completeness of Journal Entries in accordance with internal controls and policies.
- Monitor recovery queues and reports to identify delinquent, rejected, or unbillable merchant balances and take timely action to prevent further loss.
- Coordinate recovery efforts with merchants and partners through phone and email, including balance validation, payment requests, payment arrangements, and follow up through resolution.
- Maintain daily reserve summaries and financial loss balances for merchants assigned to the recovery queue.
- Reconcile recovery entries to merchant records, internal ledgers, and bank activity, ensuring that receipts, reversals, write offs, and transfers are accurately applied.
- Compile supporting documentation and refer eligible balances to an external collection agency or other escalation channel in accordance with company procedures
Reporting & Process Improvement
- Develop and maintain reports, reconciliations, dashboards, aging views, and trend analyses covering settlement activity, exceptions, recoveries, financial losses, and fee impacts.
- Document all case interactions, reconciliation findings, decisions, approvals, and supporting evidence with clear and relevant notes.
- Identify recurring issues and control gaps, determine root causes, and recommend automation, system, reporting, or workflow improvements.
- Support internal and external audits by providing reconciliations, documentation, analysis, and explanations of settlement and recovery processes.
- Notify management promptly of significant exposures, aging items, adverse trends, compliance concerns, or barriers to recovery.
Preferred Qualifications: Bachelor’s degree in finance, Accounting, Economics, or related field or equivalent experience 3+ years of experience in payments, reconciliation, settlement operations, or financial analysis. Excellent analytical, problem-solving, and organizational skills. Strong communication skills with the ability to collaborate across departments. Required Skills: Must have experience working with card association rules and understand transaction cost (interchange, network fees..etc.) Must have experience with payment processors (Fiserv, FIS) and merchant services systems (IQ, Access One, Client Line) Must have experience with data analytics tools or be able to read/interpret large quantity of data Must have experience with NetSuite and reconciliation tools. Key Competencies: Attention to detail and accuracy Analytical thinking Cross-functional collaboration Adaptability in a fast-paced environment Proactive problem-solving
Overview:
At Fortis, we lead the way in next generation payment technologies and solutions. We transform payments into a competitive advantage for our clients and partners, enabling businesses to reach uncharted growth and scale. As the solution of choice for the future of payments, Fortis moves payments closer to invisible with a proprietary platform that supports and strengthens the payments capabilities of merchants and software partners. We are a collaborative team of innovators, problem solvers, and builders, committed to the growth of our clients, partners, and team members. Through award winning software integrations, robust data, and industry vertical and commerce expertise, we deliver the ultimate frictionless commerce experiences. We are in hyper growth mode and seeking talented, innovative, and collaborative problem solvers to help us build and scale the future of payments. Grow your career with us and be on the cutting edge of the rapidly expanding FinTech payments space.
The Settlement Reconciliation and Recovery Analyst is responsible for maintaining the accuracy and integrity of settlement activity, bank and ledger balances, merchant funding, and outstanding exceptions (i.e.: ACH returns, refunds and chargebacks). The role performs daily and monthly reconciliations to ensure merchant funding accuracy, investigates financial exceptions, and drives the recovery of funds from merchants when balances become delinquent, rejected, or otherwise uncollectible through normal processing.
Key Responsibilities:
Reconciliation & Settlement
- Perform daily, weekly, and monthly reconciliation of transaction and settlement data across multiple payment platforms.
- Investigate and resolve discrepancies related to funding, chargebacks, fees, and settlement timing.
- Ensure accuracy and completeness of Journal Entries in accordance with internal controls and policies.
- Monitor recovery queues and reports to identify delinquent, rejected, or unbillable merchant balances and take timely action to prevent further loss.
- Coordinate recovery efforts with merchants and partners through phone and email, including balance validation, payment requests, payment arrangements, and follow up through resolution.
- Maintain daily reserve summaries and financial loss balances for merchants assigned to the recovery queue.
- Reconcile recovery entries to merchant records, internal ledgers, and bank activity, ensuring that receipts, reversals, write offs, and transfers are accurately applied.
- Compile supporting documentation and refer eligible balances to an external collection agency or other escalation channel in accordance with company procedures
Reporting & Process Improvement
- Develop and maintain reports, reconciliations, dashboards, aging views, and trend analyses covering settlement activity, exceptions, recoveries, financial losses, and fee impacts.
- Document all case interactions, reconciliation findings, decisions, approvals, and supporting evidence with clear and relevant notes.
- Identify recurring issues and control gaps, determine root causes, and recommend automation, system, reporting, or workflow improvements.
- Support internal and external audits by providing reconciliations, documentation, analysis, and explanations of settlement and recovery processes.
- Notify management promptly of significant exposures, aging items, adverse trends, compliance concerns, or barriers to recovery.
Preferred Qualifications: Bachelor’s degree in finance, Accounting, Economics, or related field or equivalent experience 3+ years of experience in payments, reconciliation, settlement operations, or financial analysis. Excellent analytical, problem-solving, and organizational skills. Strong communication skills with the ability to collaborate across departments. Required Skills: Must have experience working with card association rules and understand transaction cost (interchange, network fees..etc.) Must have experience with payment processors (Fiserv, FIS) and merchant services systems (IQ, Access One, Client Line) Must have experience with data analytics tools or be able to read/interpret large quantity of data Must have experience with NetSuite and reconciliation tools. Key Competencies: Attention to detail and accuracy Analytical thinking Cross-functional collaboration Adaptability in a fast-paced environment Proactive problem-solving
Reconciliation Analyst Jobs by Experience Level
See All 23 Reconciliation Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Reconciliation Analyst JobsReconciliation Analyst Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Investment & Asset Management
What Employers Look For
The qualifications that appear most often in reconciliation analyst jobs.
- Bachelor's degree in accounting, finance, or a related field
- Proficiency in reconciliation tools such as BlackLine, SAP, Oracle, or NetSuite
- Experience performing general ledger, account, or intercompany reconciliations
- Strong Excel skills including pivot tables, VLOOKUP, and formula-based variance analysis
- Familiarity with month-end and year-end close processes and deadlines
- CPA credential or active pursuit of CPA preferred for senior-level roles
Tips for Your Reconciliation Analyst Job Search
Quantify your reconciliation volume on your resume
Employers want to know scale. Instead of listing reconciliation as a duty, specify the number of accounts, transaction volume, or dollar values you reconciled monthly. Recruiters screening reconciliation analyst resumes look for those concrete figures to gauge your experience level.
Highlight your ERP and reconciliation software proficiency
Many postings filter by specific tools like BlackLine, Oracle, SAP, or NetSuite. List each system you've used and the context, whether for close processes, intercompany matching, or variance analysis. Generic 'proficient in accounting software' will not pass automated screening.
Target postings by the close cycle they own
Reconciliation analyst roles divide sharply between daily, monthly, and quarterly close cycles. Match your application to postings that align with your actual experience. Applying to a daily cash reconciliation role when your background is monthly general ledger work creates an avoidable mismatch.
Apply early to roles that fit
Migrate Mate lists reconciliation analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a technical reconciliation exercise in interviews
Most reconciliation analyst interview processes include a hands-on test, often a spreadsheet with intentional discrepancies you must find and explain. Practice tracing debits, credits, and timing differences under a time limit so the format isn't a surprise when you sit down for it.
Negotiate using close deadline expectations, not just title
Before accepting an offer, confirm whether the role owns hard close deadlines and what weekend or overtime expectations look like in peak periods. That context changes the real compensation picture and gives you a specific, grounded basis for negotiating total compensation.
Reconciliation Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most reconciliation analysts?
The companies hiring the most reconciliation analysts right now include FCT, LPL Financial, and Mercury, with the largest share of openings in South Carolina, Texas, and Pennsylvania, based on current listings on Migrate Mate as of November 2026. Demand is especially concentrated in financial services, large healthcare systems, and multinational corporations with complex intercompany structures.
How many reconciliation analyst jobs are remote?
About 67% of reconciliation analyst openings are fully remote or hybrid as of November 2026, making it one of the more flexible roles in accounting and finance. Sub-specializations like intercompany reconciliation and general ledger analysis tend to have the highest share of remote-eligible postings, since the work is systems-based rather than dependent on physical document handling.
How do you become a reconciliation analyst?
Start with a bachelor's degree in accounting or finance, then build hands-on experience with general ledger entries and month-end close processes, whether through an accounting clerk, accounts payable, or staff accountant role. Learning a reconciliation platform like BlackLine alongside Excel strengthens your candidacy significantly. Pursuing your CPA improves your path to senior reconciliation analyst positions.
Can you get a reconciliation analyst job with little experience?
Yes, entry-level reconciliation analyst roles exist and typically require a relevant degree plus basic bookkeeping or accounting coursework rather than years of direct experience. Internships in accounts payable, accounts receivable, or general ledger support are the most direct bridge. Demonstrating comfort with Excel and familiarity with double-entry accounting in interviews helps close any experience gap.
What does the reconciliation analyst interview process look like?
The process typically runs three to four stages: an initial phone screen with a recruiter focused on your background and tools, a hiring manager interview covering your reconciliation process and how you handle discrepancies, and a technical assessment where you work through a reconciliation scenario in Excel or a sample system. Some employers add a final panel interview with the accounting or finance team.
Where can I find and apply to reconciliation analyst jobs?
You can find and apply to reconciliation analyst jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and specialization, then apply directly to each one that fits.
See All 23 Reconciliation Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Reconciliation Analyst Jobs