Remote Fraud Analyst Jobs
Remote fraud analyst jobs are open across the U.S. at remote-first firms, distributed financial services teams, and digital-native companies in fintech, banking, insurance, and e-commerce. Employers hiring remotely right now include Alpaca, Sezzle, and Spokeo. Scan the live roles below and apply to whichever ones fit.
Find Remote Fraud Analyst JobsOverview
Showing 5 of 9+ Remote Fraud Analyst jobs
About Spokeo:
Join our mission to make the world more transparent with data.
Spokeo is a people search engine that helps over 18 million monthly visitors reconnect with friends, reunite with families, and protect against fraud. Additionally, our 12 billion records and over 250 million unique profiles help business professionals locate people and assets, research criminal investigation subjects, and more.
Founded in 2006, we have grown to a company of nearly 200 dedicated employees, with flexible work locations and an average tenure of 5.3 years. Find out why we were named a “Best Company” by Comparably for Women, Compensation, Happiest Employees, Company Perks & Benefits, and Work-Life Balance, as well as “Best CEO” for co-founder Harrison Tang.
About this Opportunity
Spokeo is seeking a highly analytical, business-minded Business Analyst, Payments & Fraud, to drive performance, insight, and continuous improvement across our payments and fraud function. This role is a critical addition to a lean and growing team and reports directly to the SVP of Operations. You will support the Payments & Fraud organization by bringing deeper technical analytics expertise to strengthen performance monitoring, scalable reporting, and data-driven optimization initiatives.
What You’ll Do
Payments & Fraud Analytics
Support and enhance the development of payments and fraud KPIs, performance reporting, and post-launch analysis of new payment features and experiments
Write and optimize SQL queries to uncover trends, anomalies, and revenue opportunities
Translate complex data into clear, actionable recommendations for business leaders
Build and maintain dashboards to monitor fraud trends, payment declines, and overall payment health
Fraud Strategy & Decisioning Support
Provide analytical support to improve fraud detection and decision workflows
Evaluate fraud rule performance, monitor alerts, and recommend data-driven improvements
Conduct fraud trend analysis and recommend mitigation strategies
Payment Optimization & Revenue Protection
Analyze payment decline drivers and develop decline salvage and optimization opportunities
Support initiatives related to account updater, retry strategies and processor performance
Identify opportunities to reduce operational costs and losses while improving authorization rates
Team Support & Collaboration
Communicate performance insights, root cause analysis, and mitigation strategies across teams
Serve as the analytics and reporting extension of the Payments & Fraud team, delivering timely insights that inform decision-making, performance optimization, and strategic initiatives
Who You Are
Highly analytical, meticulous, and proactive, with strong attention to detail
Excellent organizational and communication skills (written and verbal)
Ability to work in a fast-moving, lean operational environment
Bachelor’s degree in Business, Finance, Economics, Data Analytics, or related field
2+ years of experience in business analytics, preferably within payments and fraud
Strong SQL expertise and experience working with large, complex datasets
Proven ability to deliver business insights and performance-driven recommendations
Experience building dashboards and reporting in Tableau
Familiarity with card-not-present (CNP) subscription-based payments is preferred
Prior experience with Cybersource Decision Manager or similar fraud decisioning tools preferred
Working at Spokeo
Spokeo offers a bonus program, equity plans, and 401K. Once a year, we do a discretionary, merit-based salary increase. Additional benefits include 100% medical/dental/vision coverage and unlimited employee PTO.
Spokeo extends written offers to candidates who successfully complete their selection process. Spokeo’s offers include a base salary, participation in a company bonus program, stock options, and comprehensive benefits. A final offer will depend on several factors, including, but not limited to, marketplace competition, job leveling, the candidate’s experience, skills, etc.
Privacy Notice for Candidates: https://www.spokeo.com/recruiting-policy
Spokeo is an equal opportunity employer. Applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Spokeo fosters a business culture where ideas and decisions from all people help us grow, innovate, create the best products, and be relevant in a rapidly changing world.
Recruiters or staffing agencies: Spokeo is not obligated to compensate any external recruiter or search firm that presents a candidate or their resume or profile to a Spokeo employee without 1) a current, fully executed agreement on file, and 2) being assigned to the open position (as a search) via our applicant tracking solution.
#LI-Remote
About Spokeo:
Join our mission to make the world more transparent with data.
Spokeo is a people search engine that helps over 18 million monthly visitors reconnect with friends, reunite with families, and protect against fraud. Additionally, our 12 billion records and over 250 million unique profiles help business professionals locate people and assets, research criminal investigation subjects, and more.
Founded in 2006, we have grown to a company of nearly 200 dedicated employees, with flexible work locations and an average tenure of 5.3 years. Find out why we were named a “Best Company” by Comparably for Women, Compensation, Happiest Employees, Company Perks & Benefits, and Work-Life Balance, as well as “Best CEO” for co-founder Harrison Tang.
About this Opportunity
Spokeo is seeking a highly analytical, business-minded Business Analyst, Payments & Fraud, to drive performance, insight, and continuous improvement across our payments and fraud function. This role is a critical addition to a lean and growing team and reports directly to the SVP of Operations. You will support the Payments & Fraud organization by bringing deeper technical analytics expertise to strengthen performance monitoring, scalable reporting, and data-driven optimization initiatives.
What You’ll Do
Payments & Fraud Analytics
Support and enhance the development of payments and fraud KPIs, performance reporting, and post-launch analysis of new payment features and experiments
Write and optimize SQL queries to uncover trends, anomalies, and revenue opportunities
Translate complex data into clear, actionable recommendations for business leaders
Build and maintain dashboards to monitor fraud trends, payment declines, and overall payment health
Fraud Strategy & Decisioning Support
Provide analytical support to improve fraud detection and decision workflows
Evaluate fraud rule performance, monitor alerts, and recommend data-driven improvements
Conduct fraud trend analysis and recommend mitigation strategies
Payment Optimization & Revenue Protection
Analyze payment decline drivers and develop decline salvage and optimization opportunities
Support initiatives related to account updater, retry strategies and processor performance
Identify opportunities to reduce operational costs and losses while improving authorization rates
Team Support & Collaboration
Communicate performance insights, root cause analysis, and mitigation strategies across teams
Serve as the analytics and reporting extension of the Payments & Fraud team, delivering timely insights that inform decision-making, performance optimization, and strategic initiatives
Who You Are
Highly analytical, meticulous, and proactive, with strong attention to detail
Excellent organizational and communication skills (written and verbal)
Ability to work in a fast-moving, lean operational environment
Bachelor’s degree in Business, Finance, Economics, Data Analytics, or related field
2+ years of experience in business analytics, preferably within payments and fraud
Strong SQL expertise and experience working with large, complex datasets
Proven ability to deliver business insights and performance-driven recommendations
Experience building dashboards and reporting in Tableau
Familiarity with card-not-present (CNP) subscription-based payments is preferred
Prior experience with Cybersource Decision Manager or similar fraud decisioning tools preferred
Working at Spokeo
Spokeo offers a bonus program, equity plans, and 401K. Once a year, we do a discretionary, merit-based salary increase. Additional benefits include 100% medical/dental/vision coverage and unlimited employee PTO.
Spokeo extends written offers to candidates who successfully complete their selection process. Spokeo’s offers include a base salary, participation in a company bonus program, stock options, and comprehensive benefits. A final offer will depend on several factors, including, but not limited to, marketplace competition, job leveling, the candidate’s experience, skills, etc.
Privacy Notice for Candidates: https://www.spokeo.com/recruiting-policy
Spokeo is an equal opportunity employer. Applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Spokeo fosters a business culture where ideas and decisions from all people help us grow, innovate, create the best products, and be relevant in a rapidly changing world.
Recruiters or staffing agencies: Spokeo is not obligated to compensate any external recruiter or search firm that presents a candidate or their resume or profile to a Spokeo employee without 1) a current, fully executed agreement on file, and 2) being assigned to the open position (as a search) via our applicant tracking solution.
#LI-Remote
See All 9 Remote Fraud Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Fraud Analyst JobsRemote Fraud Analyst Job Market
Who's Hiring
Top Industries Hiring
- Technology & Software
What Employers Look For
The qualifications that appear most often in remote fraud analyst jobs.
- Proficiency in SQL for querying transaction and case management databases
- Experience with fraud detection platforms such as NICE Actimize, SAS, or similar tools
- Knowledge of AML regulations, BSA compliance, and suspicious activity reporting
- Bachelor's degree in finance, criminal justice, accounting, or a related field
- CFE or CAMS certification preferred or required for mid-to-senior roles
- Ability to analyze large datasets and identify anomalous patterns under time pressure
Tips for Your Remote Fraud Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote fraud analyst openings from across the U.S. in one place, so you can find roles that match your background and apply directly. Remote postings fill fast, so checking regularly and applying early gives you a real advantage.
Prove your async communication skills upfront
Remote fraud analyst teams rely on written documentation for case notes, escalation reports, and cross-team updates. Your cover letter and any work samples should demonstrate that you write clearly and concisely, since that's the skill remote employers screen for hardest.
Highlight the fraud tools you know by name
Remote hiring managers can't watch you work, so your resume needs to name the specific platforms you've used, such as transaction monitoring systems, case management tools, or identity verification software. Vague references to 'fraud tools' don't stand out in a remote applicant pool.
Prepare for a remote-first interview process
Remote fraud analyst interviews often include a written assessment or a take-home case scenario to test your analytical judgment without in-person prompts. Practice documenting your reasoning in writing as clearly as you would verbally, because that's the format many remote employers use to evaluate candidates.
Remote Fraud Analyst Jobs: Frequently Asked Questions
How do I get a remote fraud analyst job?
Target companies with distributed teams in fintech, digital banking, insurance, and e-commerce, since those sectors run fraud operations remotely far more often than traditional firms. Remote employers screen for self-direction, clear written communication, and hands-on experience with fraud detection tools, transaction monitoring platforms, and case management systems. Candidates who can demonstrate independent judgment, document their investigative process clearly, and show familiarity with remote collaboration tools have a real edge.
Which companies hire remote fraud analysts?
Remote fraud analyst roles are posted by Alpaca, Sezzle, and Spokeo and others right now, based on current remote listings on Migrate Mate as of September 2026. Remote-first fintech firms, digital banks, insurance carriers, and e-commerce platforms make up the bulk of employers hiring fraud analysts on fully distributed teams.
Can you get a remote fraud analyst job with no experience?
Yes, but remote entry-level fraud analyst roles are harder to land because employers expect you to work independently from day one with minimal in-person oversight. Fintech startups and smaller digital lenders are more likely to hire entry-level candidates remotely. You can strengthen your case by completing relevant certifications in fraud examination or AML, building familiarity with transaction monitoring tools, and showing strong written communication skills in your application materials.
Do you need a degree for remote fraud analyst jobs?
Not always. Many remote employers care more about demonstrated skills than a specific degree, particularly in fintech and e-commerce. Hands-on experience with fraud detection software, case documentation, chargeback management, or AML processes often carries more weight than your field of study. Certifications like the Certified Fraud Examiner designation can substitute for or reinforce a degree when employers are evaluating remote candidates.
Which industries hire the most remote fraud analysts?
Remote fraud analyst roles concentrate in Technology & Software, based on current remote listings on Migrate Mate as of September 2026. Those sectors operate large distributed teams that handle high volumes of digital transactions, making remote fraud operations both practical and necessary.
See All 9 Remote Fraud Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Fraud Analyst Jobs