Remote Senior Actuarial Analyst Jobs
Remote Senior Actuarial Analyst jobs are in steady demand across the U.S., with remote-first insurers, consulting firms, and distributed financial services teams actively hiring. Employers posting remote roles right now include Nationwide Mutual Insurance Company, Optum, and Imperial Health Holdings. Find a role that fits below and apply directly.
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INTRODUCTION
As a Senior Actuarial Analyst, you will be responsible for quantifying and communicating Included Health's value to our clients by executing complex financial impact modeling and actuarial analysis. This position plays a crucial role within the Actuarial team, reporting through the broader Finance organization. You will partner with cross-functional teams to translate raw healthcare claims and data context into clear insights that demonstrate cost savings, trend impacts, and clinical value.
Responsibilities:
- Actuarial Analysis: Conduct complex actuarial analyses on the cost of healthcare, including industry trend forecasting and Total Cost of Care (TCOC) impact calculations.
- Methodology Support: Own and maintain the execution of savings and ROI methodologies for one or more product lines, assessing the need for updates and creating parameter estimates for change.
- Subject Matter Expertise: Serve as a subject matter expert on medical/Rx claims data, eligibility structures, and the underlying drivers of healthcare costs.
- Insight Generation: Research and analyze the specific drivers of increased or decreased savings for particular clients or products, translating the data into actionable recommendations.
- Scaling & Automation: Drive report automation and dashboarding projects (e.g., using Looker or Tableau) to scale insight generation and enable other internal teams to self-serve key metrics.
- Code Governance: Write clean, efficient code and participate in team peer reviews with a critical eye and high attention to detail to ensure technical accuracy.
- Documentation & Alignment: Document and maintain savings and ROI methodologies clearly and succinctly for the purpose of client communication, peer knowledge sharing, and future reference.
QUALIFICATIONS
- Experience: Minimum of 5 years of related experience in healthcare economics, actuarial science, or quantitative financial analysis.
- Education: Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field.
- Actuarial Progress: Completion of at least 1 actuarial exam in pursuit of the ASA or other equivalent designation is preferred.
- Technical Skills: Expert proficiency in SQL and Excel/Google Sheets. Competency or proficiency with Python for data analysis and automation is highly preferred.
- Data Knowledge: Hands-on experience working with various types of raw data, including medical/Rx claims, eligibility data, and product engagement data.
- Communication: Strong written and verbal communication skills, with a demonstrated ability to explain complex technical or economic analyses to peers and stakeholders.
- Tools: Familiarity with business tools such as Looker, Tableau, GitHub, Jira, and Confluence.
PHYSICAL/COGNITIVE REQUIREMENTS:
- Prompt and regular attendance at assigned work location.
- Capability to remain seated in a stationary position for prolonged periods.
- Eye-hand coordination and manual dexterity to operate keyboard, computer and other office-related equipment.
- Ability to form a plan for execution of a particular analysis or deliverable.
- Attention to detail as applied to analytics requests and code review prior to delivery of results.
- Critical thinking skills and adaptability to changing priorities.
The base salary range for this full-time position is $103,480 – $135,456 per year in the United States. This posted range reflects the portion of our internal salary band that is currently funded for new hires in this role across our standard labor markets (Zones A–C).
For context, these markets include Zone A (e.g., Phoenix AZ, San Antonio TX, Columbus OH, Charlotte NC), Zone B (e.g., Chicago IL, Denver CO, San Diego CA, Houston TX), and Zone C (e.g., Los Angeles CA, Seattle WA, Washington, D.C., Boston MA). At this time, we are not budgeting for hires in higher-cost Zone D markets (e.g., San Francisco Bay Area CA, New York City NY, San Jose CA) for this role. Within this range, individual pay is determined by work location, skills, experience, and internal equity. We use structured salary bands and geographic zones based on cost of labor to keep pay fair and consistent.
Benefits & Perks:
In addition to receiving a great compensation package, the compensation package may include, depending on the role, the following and more:
- Remote-first culture
- 401(k) savings plan through Fidelity
- Comprehensive medical, vision, and dental coverage through multiple medical plan options (including disability insurance)
- Paid Time Off ("PTO") and Discretionary Time Off (“DTO”)
- 12 weeks of 100% Paid Parental leave
- Family Building & Compassionate Leave: Fertility coverage, $25,000 for surrogacy/adoption, and paid leave for failed treatments, adoption or pregnancies.
- Work-From-Home reimbursement to support team collaboration home office work
Your recruiter will share more about the salary range and benefits package for your role during the hiring process.
ABOUT INCLUDED HEALTH
Included Health is a new kind of healthcare company, delivering integrated virtual care and navigation. We’re on a mission to raise the standard of healthcare for everyone. We break down barriers to provide high-quality care for every person in every community — no matter where they are in their health journey or what type of care they need, from acute to chronic, behavioral to physical. We offer our members care guidance, advocacy, and access to personalized virtual and in-person care for everyday and urgent care, primary care, behavioral health, and specialty care. It’s all included. Learn more at includedhealth.com.
Included Health is an Equal Opportunity Employer and considers applicants for employment without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics or any other basis forbidden under federal, state, or local law. Included Health considers all qualified applicants with arrest or conviction records in accordance with the San Francisco Fair Chance Ordinance, the Los Angeles County Fair Chance Ordinance, and California law.
Included Health uses AI-assisted tools at select stages of the hiring process to enhance efficiency, consistency, and communication. AI does not make hiring decisions—final decisions are made exclusively by our recruiting and hiring teams.
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Who's Hiring
- Nationwide Mutual Insurance Company6

- Optum4

- Imperial Health Holdings4

- Geisinger3

- Oscar Health3

Top Industries Hiring
- Insurance19
- Healthcare & Medical Services7
- Consulting & Professional Services6
- Technology & Software2
- Investment & Asset Management1
What Employers Look For
The qualifications that appear most often in remote senior actuarial analyst jobs.
- Progress toward Fellowship or Associateship in CAS or SOA with multiple exams passed
- Proficiency in actuarial modeling software such as Radar, Emblem, or ResQ
- Strong skills in statistical programming languages including R, Python, or SAS
- Experience with Excel-based actuarial analysis, including VBA or advanced formula work
- Familiarity with GAAP and statutory reserving principles for insurance financial reporting
- Ability to communicate actuarial findings clearly to non-technical business stakeholders
Tips for Your Remote Senior Actuarial Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote senior actuarial analyst openings from across the U.S. in one place, so you can find roles that match your experience level and apply directly without sorting through unrelated postings.
Show your async modeling and documentation habits
Remote actuarial employers want analysts who document assumptions, methodology, and results clearly enough that teammates in different time zones can review and build on the work without a walkthrough. Your resume and cover letter should name specific deliverables you produced independently.
Demonstrate fluency in remote actuarial tools
Fluency in R, Python, SAS, or Excel-based actuarial models matters more when there's no one nearby to help troubleshoot. Call out the specific tools and platforms you use for reserving, pricing, or predictive modeling so remote hiring managers can assess fit immediately.
Prepare for asynchronous technical screening
Many remote actuarial teams conduct first-round screening through take-home case studies or written modeling exercises rather than live calls. Practice presenting your analytical reasoning in written form, since clarity on paper often determines whether you advance to the interview stage.
Highlight remote collaboration across distributed teams
Remote senior actuarial roles frequently involve coordinating with underwriting, finance, or data engineering teams across locations. Point to specific projects where you drove analysis collaboratively without co-location, naming the communication tools and workflows you used to keep the process moving.
Remote Senior Actuarial Analyst Jobs: Frequently Asked Questions
How do I get a remote senior actuarial analyst job?
Target companies that already run distributed actuarial teams, since they have the infrastructure and culture to support remote work effectively. Remote employers screen for strong written communication, self-directed problem-solving, and fluency in tools like Excel, R, or Python for independent modeling work. Candidates who can document their analytical process clearly and deliver results without daily oversight have a clear edge.
Which companies hire remote senior actuarial analysts?
Remote senior actuarial analyst roles are posted by Nationwide Mutual Insurance Company, Optum, and Imperial Health Holdings and others right now, based on current remote listings on Migrate Mate as of June 2026. Hiring tends to concentrate at remote-first insurance carriers, health plan administrators, and actuarial consulting firms with distributed client-service teams.
Can you get a remote senior actuarial analyst job with no experience?
Yes, but remote entry-level actuarial roles are harder to land because employers expect you to work independently from day one without in-office mentorship. Your best path is through remote internships, passed actuarial exams, or contract project work that demonstrates self-directed analysis. Showing documented project outcomes and async communication skills opens doors that experience alone would otherwise hold closed.
Do you need a degree for remote senior actuarial analyst jobs?
Usually, yes, because most remote employers in insurance and financial services expect a bachelor's degree in actuarial science, mathematics, statistics, or a related quantitative field. That said, passed actuarial exams, demonstrated modeling proficiency, and a strong portfolio of analytical work carry real weight alongside formal credentials, and some employers weigh those factors heavily when the degree field is adjacent.
Which industries hire the most remote senior actuarial analysts?
Remote senior actuarial analyst roles concentrate in Insurance, Healthcare & Medical Services, and Consulting & Professional Services, based on current remote listings on Migrate Mate as of June 2026. These sectors hire remotely because their actuarial work is data-driven and model-based, making it well-suited to distributed teams collaborating asynchronously across time zones.
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