Risk Operations Specialist Jobs in Delaware
Risk Operations Specialist jobs in Delaware concentrate in financial services, insurance, and corporate compliance, industries anchored by the state's long-standing role as a charter and incorporation hub for major institutions. Most hiring is in and around Wilmington, Newark, and Dover, where employers such as JPMorgan Chase, Bank of America, and Incyte have established operational footprints. The most in-demand specialties are fraud risk monitoring, credit risk analysis, and regulatory compliance operations. Find a role that fits below and apply directly.
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Bring your expertise to JPMorganChase and help shape the future of risk management in a world-class organization. As part of Risk Management and Compliance, you'll be at the center of keeping the firm strong and resilient—using expert judgment and analytics to help govern risk-taking activities that impact our customers and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class. Join a team that values outside-the-box thinking and empowers you to drive meaningful change by developing strategies that balance growth, risk mitigation, and customer experience.
As a Vice President, Acquisition Risk Management – Consumer Card (T&E Co-Brand), you will provide independent risk oversight for new account originations across our retail co-brand partnerships. You will set and maintain acquisition risk frameworks, review and challenge underwriting/decisioning strategies, and influence key decisions through governance routines and data-driven insights. You will partner closely with Card Product, Marketing, Finance, Analytics, Lending, and Technology teams—and engage with Governance, Legal, and Compliance—to ensure strategies are well-controlled, compliant, and aligned to risk appetite.
Job Responsibilities
- Provide independent oversight (2LOD) of acquisition risk decisioning for retail co-brand consumer card originations
- Perform review and effective challenge of first-line proposals (policy/strategy changes, test plans, model/score usage, segmentation, offer/channel changes), ensuring risks are identified, quantified, and mitigated
- Establish and monitor KRIs / early warning indicators, approval and loss metrics, and policy adherence; escalate emerging issues as needed
- Partner with Governance, Legal, and Compliance to ensure strategies meet regulatory and internal policy requirements (including fair lending considerations and documentation expectations)
- Support governance forums (approvals, periodic reviews, audits/exams), including preparing materials, documenting decisions, and tracking action items to closure
- Drive cross-functional alignment by communicating risk/return tradeoffs and recommending compensating controls or alternative approaches
- Conduct deep-dive analytics (e.g., segmentation, vintage/performance monitoring, funnel diagnostics, champion/challenger, attribution impacts) and deliver clear, actionable recommendations
- Partner with Technology and Decision Management teams to implement strategies in decisioning platforms, ensuring strong testing, documentation, and change
- Contribute to continuous improvement of acquisition risk processes, monitoring, and reporting; mentor junior team members as applicable
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in a quantitative discipline (e.g., Economics, Statistics, Math, Engineering, Computer Science)
- Minimum 6 years of experience in consumer lending / credit risk
- Strong understanding of consumer credit laws and regulations relevant to underwriting/decisioning and risk governance
- Strong analytics experience using SQL and/or SAS to independently assess strategy performance and risk outcomes
- Demonstrated ability to operate in a governance and oversight capacity (risk frameworks, controls, monitoring, documentation)
- Proven ability to influence senior stakeholders through clear communication, structured thinking, and data-driven recommendations
- Strong project management skills; ability to manage multiple priorities and deliver under tight timelines
Preferred Qualifications, Capabilities, and Skills
- Master's degree in a quantitative field or related discipline
- Strong analytics experience. Pythin a plus
- Experience overseeing consumer card acquisition strategies, preferably in co-brand and/or partner/channel-driven acquisition models
- Familiarity with decisioning ecosystems (rules engines, underwriting platforms) and strategy change management controls
- Experience supporting audit, exam, and regulatory interactions; comfort with creating durable documentation and evidence trails
- Track record of driving process improvement in risk monitoring, reporting, and governance routines
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Bring your expertise to JPMorganChase and help shape the future of risk management in a world-class organization. As part of Risk Management and Compliance, you'll be at the center of keeping the firm strong and resilient—using expert judgment and analytics to help govern risk-taking activities that impact our customers and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class. Join a team that values outside-the-box thinking and empowers you to drive meaningful change by developing strategies that balance growth, risk mitigation, and customer experience.
As a Vice President, Acquisition Risk Management – Consumer Card (T&E Co-Brand), you will provide independent risk oversight for new account originations across our retail co-brand partnerships. You will set and maintain acquisition risk frameworks, review and challenge underwriting/decisioning strategies, and influence key decisions through governance routines and data-driven insights. You will partner closely with Card Product, Marketing, Finance, Analytics, Lending, and Technology teams—and engage with Governance, Legal, and Compliance—to ensure strategies are well-controlled, compliant, and aligned to risk appetite.
Job Responsibilities
- Provide independent oversight (2LOD) of acquisition risk decisioning for retail co-brand consumer card originations
- Perform review and effective challenge of first-line proposals (policy/strategy changes, test plans, model/score usage, segmentation, offer/channel changes), ensuring risks are identified, quantified, and mitigated
- Establish and monitor KRIs / early warning indicators, approval and loss metrics, and policy adherence; escalate emerging issues as needed
- Partner with Governance, Legal, and Compliance to ensure strategies meet regulatory and internal policy requirements (including fair lending considerations and documentation expectations)
- Support governance forums (approvals, periodic reviews, audits/exams), including preparing materials, documenting decisions, and tracking action items to closure
- Drive cross-functional alignment by communicating risk/return tradeoffs and recommending compensating controls or alternative approaches
- Conduct deep-dive analytics (e.g., segmentation, vintage/performance monitoring, funnel diagnostics, champion/challenger, attribution impacts) and deliver clear, actionable recommendations
- Partner with Technology and Decision Management teams to implement strategies in decisioning platforms, ensuring strong testing, documentation, and change
- Contribute to continuous improvement of acquisition risk processes, monitoring, and reporting; mentor junior team members as applicable
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in a quantitative discipline (e.g., Economics, Statistics, Math, Engineering, Computer Science)
- Minimum 6 years of experience in consumer lending / credit risk
- Strong understanding of consumer credit laws and regulations relevant to underwriting/decisioning and risk governance
- Strong analytics experience using SQL and/or SAS to independently assess strategy performance and risk outcomes
- Demonstrated ability to operate in a governance and oversight capacity (risk frameworks, controls, monitoring, documentation)
- Proven ability to influence senior stakeholders through clear communication, structured thinking, and data-driven recommendations
- Strong project management skills; ability to manage multiple priorities and deliver under tight timelines
Preferred Qualifications, Capabilities, and Skills
- Master's degree in a quantitative field or related discipline
- Strong analytics experience. Pythin a plus
- Experience overseeing consumer card acquisition strategies, preferably in co-brand and/or partner/channel-driven acquisition models
- Familiarity with decisioning ecosystems (rules engines, underwriting platforms) and strategy change management controls
- Experience supporting audit, exam, and regulatory interactions; comfort with creating durable documentation and evidence trails
- Track record of driving process improvement in risk monitoring, reporting, and governance routines
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
See All 42 Risk Operations Specialist Jobs in Delaware
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Find JobsRisk Operations Specialist Jobs by City in Delaware
Where Delaware roles are concentrated, by current openings.
Risk Operations Specialist Job Market in Delaware
A snapshot from current Delaware openings, updated as new roles post.
Who's Hiring
- JPMorganChase30
- Citi4
- M&T Bank2
- CardWorks Financial2
- TD1
Top Industries Hiring
- Banking & Financial Services20
- Investment & Asset Management17
- Fintech15
- Technology & Software2
- Construction & Real Estate2
What Delaware Employers Look For
The qualifications that appear most often in risk operations specialist jobs across Delaware.
- Bachelor's degree in finance, business administration, or a related field required
- Two or more years of experience in risk management, compliance, or financial operations
- Proficiency with risk management platforms and enterprise data analysis tools
- Strong understanding of regulatory frameworks such as BSA, AML, and federal banking guidelines
- Demonstrated ability to develop and monitor key risk indicators and control metrics
- Clear written and verbal communication skills for reporting findings to stakeholders
Risk Operations Specialist Jobs in Delaware: Frequently Asked Questions
How do you become a risk operations specialist in Delaware?
Most risk operations specialists in Delaware enter the field with a bachelor's degree in finance, accounting, business, or a related discipline. While Delaware does not require a state-issued license for this role, employers strongly favor candidates who hold recognized professional credentials such as the Certified Risk Manager designation or a FINRA license if the role involves securities. Building experience through compliance, audit, or financial analyst positions at Delaware banks or insurance carriers is the most common path into the role.
How much do risk operations specialists make in Delaware?
Risk operations specialists in Delaware earn a median of about $139,440 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $80,810 for the lowest 10% to over $178,570 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire risk operations specialists in Delaware?
Delaware risk operations specialist roles are posted by JPMorganChase, Citi, and M&T Bank and others right now, based on current listings on Migrate Mate as of July 2026. Delaware's status as a leading corporate charter state means a dense concentration of financial institutions and holding companies with ongoing risk operations staffing needs.
Which Delaware cities have the most risk operations specialist jobs?
Wilmington and Newark account for the largest share of risk operations specialist openings in Delaware. Wilmington drives the majority of postings as the state's primary financial and corporate services center, home to major bank headquarters and insurance operations, while Newark and Dover draw activity from university-affiliated institutions, state agencies, and regional corporate offices that maintain dedicated risk and compliance functions.
Are there remote risk operations specialist jobs in Delaware?
Yes, and more than many operational roles, because risk operations work is largely desk-based and data-driven. About 22% of risk operations specialist openings tied to Delaware are remote or hybrid as of July 2026, reflecting the analytical nature of the work. Fraud monitoring, credit risk review, and regulatory reporting functions are the positions most frequently offered on a fully remote or hybrid schedule by Delaware employers.
How can I get hired as a risk operations specialist in Delaware with little or no experience?
The most realistic entry path is through a financial analyst, compliance coordinator, or operations associate role at one of Delaware's large bank holding companies or insurance carriers, then transitioning internally into risk operations. Employers such as regional banks headquartered in Wilmington and state-chartered credit unions regularly hire associates without direct risk experience. Earning a foundational credential such as a FINRA Series 99 or an entry-level compliance certificate from a recognized professional body gives candidates a measurable edge in a competitive applicant pool.
Where can I find and apply to risk operations specialist jobs in Delaware?
You can find and apply to risk operations specialist jobs in Delaware on Migrate Mate, which lists current Delaware openings from employers actively hiring in the state. Find roles that fit your experience and apply directly to the ones that match.
See All 42 Risk Operations Specialist Jobs in Delaware
Find roles in Delaware that match your experience and apply in just a few clicks.
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