Risk Operations Specialist Jobs in New York
Risk Operations Specialist jobs in New York are among the most active in the country, concentrated in financial services, insurance, fintech, and banking compliance, with openings at every level from entry-level analyst to senior risk lead. Most hiring is anchored in New York City, with additional demand in Albany and Buffalo, and well-established employers such as JPMorgan Chase, Citigroup, and MetLife consistently recruit for these roles. The most in-demand specialties include operational risk governance, fraud detection, and third-party risk management. Find a role that fits below and apply directly.
Find JobsOverview
Showing 5 of 6+ Risk Operations Specialist jobs
About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
About the Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence.
This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based full-time employees)
- 100% medical, dental & vision insurance coverage for you
- Partially covered for your dependents
- One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
Compensation Range: $100K - $184K
About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
About the Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence.
This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based full-time employees)
- 100% medical, dental & vision insurance coverage for you
- Partially covered for your dependents
- One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
Compensation Range: $100K - $184K
See All 6 Risk Operations Specialist Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find JobsRisk Operations Specialist Jobs by City in New York
Where New York roles are concentrated, by current openings.
Risk Operations Specialist Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- Amazon1
- Bullish1
- Guggenheim Securities1
- New York Blood Center1
- Ramp1
Top Industries Hiring
- Banking & Financial Services1
- Chemicals & Materials1
- Healthcare & Medical Services1
- Investment & Asset Management1
- Technology & Software1
What New York Employers Look For
The qualifications that appear most often in risk operations specialist jobs across New York.
- Bachelor's degree in finance, business, or a related field required
- One to three years of experience in risk, compliance, or operations preferred
- Familiarity with New York State Department of Financial Services regulatory frameworks
- Proficiency in risk management software, GRC platforms, or data analytics tools
- Strong written communication skills for internal reporting and regulatory documentation
- Professional certification such as FRM, CISA, or CRISC viewed favorably by employers
Risk Operations Specialist Jobs in New York: Frequently Asked Questions
How do you become a risk operations specialist in New York?
Most risk operations specialists in New York start with a bachelor's degree in finance, business administration, economics, or a related field. New York does not require a state-issued license specific to this role, but familiarity with New York State Department of Financial Services regulations is a practical requirement for most financial-sector positions. Earning a recognized credential such as the Financial Risk Manager designation or Certified in Risk and Information Systems Control strengthens candidacy considerably.
How much do risk operations specialists make in New York?
Risk operations specialists in New York earn a median of about $136,830 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $84,550 for the lowest 10% to over $220,260 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire risk operations specialists in New York?
Employers hiring risk operations specialists in New York right now include Amazon, Bullish, and Guggenheim Securities, based on current listings on Migrate Mate as of June 2026. New York's concentration of global banks, insurance carriers, and asset managers means demand stays consistent across large institutions and mid-size financial services firms alike.
Which New York cities have the most risk operations specialist jobs?
New York, Poestenkill, and Rye account for the most risk operations specialist openings in New York. New York City drives the bulk of demand given its density of global financial institutions, insurance headquarters, and fintech firms, while Albany and Buffalo contribute openings tied to state-regulated financial entities, regional banks, and insurance operations based upstate.
Are there remote risk operations specialist jobs in New York?
Yes, and more than many operational roles. About 0% of risk operations specialist openings tied to New York are remote or hybrid as of June 2026, reflecting the desk-based and analytical nature of the work. The parts of the role most commonly offered remotely include risk reporting, policy review, and third-party vendor assessment, while in-person expectations are more common for roles requiring direct regulatory liaison or on-site audit support.
How can I get hired as a risk operations specialist in New York with little or no experience?
The most realistic entry path is moving from an adjacent role such as operations analyst, compliance associate, or audit assistant within a New York bank or insurance firm. Large institutions including major New York-based banks and global insurers run rotational analyst programs and new-graduate associate tracks that place candidates into risk functions. Building familiarity with GRC tools and completing an entry-level risk certification gives candidates a concrete edge when competing for these openings.
Where can I find and apply to risk operations specialist jobs in New York?
You can find and apply to risk operations specialist jobs in New York on Migrate Mate, which lists current openings across New York City, Albany, Buffalo, and surrounding areas. Find roles that fit your experience and apply directly without creating an account or signing up.
See All 6 Risk Operations Specialist Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find Jobs