Risk Operations Specialist Jobs in Texas
Risk Operations Specialist jobs in Texas are in strong demand, concentrated in financial services, insurance, banking, and energy sectors, with openings at every level from entry-level analysts through senior risk leads. Houston, Dallas, and Austin account for the bulk of hiring, with anchor employers such as JPMorgan Chase, American Airlines, and USAA maintaining significant risk operations workforces in the state. The most sought-after specialties in Texas listings include fraud risk operations, credit risk monitoring, and operational compliance. Find a role that fits below and apply directly.
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Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
.
Job Description
We're looking for a Senior Risk Manager to drive the implementation and day-to-day management of our risk management framework for the Wise US Broker Dealer franchise, with a particular focus on Operational risk management. This role will provide guidance on risk and control assessments, risk appetite, KRIs, audit and self identified issues, incident management, control monitoring and remediation, and new product initiatives.
We need to make sure we're identifying the right risks and design effective scalable controls, including a comprehensive control monitoring program.
What will you be doing?
Supporting the implementation and operation of our enterprise risk framework, with a particular focus on Operational risks, including embedding of the risk and control self assessment process, and issues management.
Define the key risks inherent in end to end business processes, and coordinate the mapping and documentation of controls.
Help design a scalable control monitoring program.
Support first line teams in documenting, solutioning, and prioritising control gaps and drive a culture of proactive issue identification and remediation.
Ongoing oversight of issue remediation activities using our risk management tool (Optro) to ensure appropriate risk focused prioritisation, and help validate closure of remediated issues.
Support the development and implementation of key risk indicators, and risk appetite statements.
Support and drive the creation of dashboards using data analytics tools to report on key risk indicators and identify actionable insights.
Coordinate the quarterly residual risk assessment process across the risk taxonomy, including loss and incident reporting, to inform our regional risk profile for reporting to local and global risk committees, and to our local board.
Partnering with ‘first line’ teams across the business to support the design and launch of new products and features by ensuring that key operational risks are identified and mitigated prior to launch.
Promoting and helping embed a proactive risk culture, making risk meaningful and relevant to everyone at Wise.
Qualifications
You have worked in the financial services, ideally a broker dealer or investment management / advisory firm, or in a fintech.Proven experience in broker‑dealer (FINRA/SEC) end to end investment services and operations is a definite plus.
Payment products, ACH payment rails and payment operations are a bonus.
You are comfortable with data analysis and data-driven problem solving and solutionising. SQL, Looker and Superset experience is a definite plus.
You have experience in enterprise and / or operational risk management, inherent and residual risk assessment, and risk reporting.
You have experience process level risk identification and control mapping,
You have experience in supporting risk assessments and/or operational risk event capture and analysis and finding new and innovative ways to do things.
You are experienced in driving the identification, logging, root-cause analysis, remediation planning, action tracking, validation/closure, and reporting of issues.
You have experience in designing and implementing KRIs and control monitoring dashboards.
You are comfortable with AI, data analysis and data-driven problem solving and solutionising. SQL, Lightdash and Superset experience is a definite plus.
You have excellent verbal and written communications skills, and are proficient at drafting concise executive style narratives for risk committees and board reporting.
You’re resilient and comfortable working independently in a fast paced environment where the day to day job differs.
You’re curious and collaborative - you’re great at asking incisive questions to pick things up and act on them quickly
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on
See All 7 Risk Operations Specialist Jobs in Texas
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Find JobsRisk Operations Specialist Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Risk Operations Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring



What Texas Employers Look For
The qualifications that appear most often in risk operations specialist jobs across Texas.
- Bachelor's degree in finance, business, or a related analytical field
- One to three years of experience in risk analysis, compliance, or operations
- Proficiency in risk management platforms, SQL, or data analytics tools
- Knowledge of regulatory frameworks such as OCC, CFPB, or Texas state banking requirements
- Strong written and verbal communication skills for cross-functional reporting
- Experience with incident tracking, issue escalation, or internal audit processes
Risk Operations Specialist Jobs in Texas: Frequently Asked Questions
How do you become a risk operations specialist in Texas?
Most risk operations specialist roles in Texas require a bachelor's degree in finance, business administration, economics, or a related field. Texas does not issue a state-specific license for this role, but many employers prefer candidates who hold certifications such as the Certified Risk Manager or Certified Operational Risk Professional. Gaining experience in banking, insurance, or financial operations through internships or adjacent analyst roles is the most direct path into the field.
How much do risk operations specialists make in Texas?
Risk operations specialists in Texas earn a median of about $103,760 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $64,250 for the lowest 10% to over $159,220 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire risk operations specialists in Texas?
Employers hiring risk operations specialists in Texas right now include Citi, eBay, and Amazon, based on current listings on Migrate Mate as of August 2026. Texas's concentration of major banks, insurers, and energy companies means risk operations teams are consistently staffed across both corporate headquarters and regional offices throughout the state.
Which Texas cities have the most risk operations specialist jobs?
Austin, Irving, and San Antonio have the most risk operations specialist openings in Texas. Houston's dominance in energy and banking drives the highest volume, while Dallas's concentration of financial services headquarters and insurance carriers generates consistent demand, and Austin's fast-growing fintech and technology sector has added a meaningful share of newer risk operations roles.
Are there remote risk operations specialist jobs in Texas?
Yes, and they are reasonably common for this role. Risk operations work is largely desk-based and analytical, which makes it more remote-compatible than hands-on fields. About 100% of risk operations specialist openings tied to Texas are remote or hybrid as of August 2026. Functions such as fraud monitoring, data analysis, and compliance reporting tend to have the highest share of remote arrangements.
How can I get hired as a risk operations specialist in Texas with little or no experience?
The most realistic entry path is through an adjacent operations or analyst role such as a fraud analyst associate, compliance coordinator, or credit operations representative. Large Texas employers including USAA, JPMorgan Chase, and regional banks regularly post entry-level risk or operations analyst programs designed for recent graduates. Earning a Certified Risk Manager or similar credential and building experience with Excel, SQL, or risk software strengthens early applications considerably.
Where can I find and apply to risk operations specialist jobs in Texas?
You can find and apply to risk operations specialist jobs in Texas on Migrate Mate, which lists current Texas openings across financial services, insurance, banking, and other sectors. Find roles that fit your experience and apply directly to each one.
See All 7 Risk Operations Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
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