Underwriter Jobs in Michigan
Underwriter jobs in Michigan are active across the state's deep insurance, banking, and commercial lending sectors, with openings ranging from entry-level analyst positions through senior and specialty underwriter roles. Detroit, Grand Rapids, and Lansing are the primary hiring hubs, where established employers like Blue Cross Blue Shield of Michigan, Consumers Energy, and Ally Financial maintain underwriting teams. The most consistent demand is in property and casualty, health, and commercial lines underwriting. Find a role that fits below and apply directly.
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Showing 5 of 20+ Underwriter jobs
Equal Opportunity Employer
- Review, evaluate, quote, bind, and service submissions in accordance with carrier underwriting guidelines and internal authority levels.
- Provide underwriting support and product expertise to field production teams.
- Manage high-volume submission flow while maintaining responsiveness and accuracy.
- Develop strong working knowledge of assigned specialty programs, carrier appetites, coverage forms, and pricing structures.
- Collaborate with producers and associates to obtain required underwriting information and move accounts efficiently through the placement process.
- Identify opportunities to maximize utilization of specialty program markets.
- Maintain strong relationships with carrier underwriters and internal stakeholders.
- Ensure compliance with underwriting authority, documentation standards, and regulatory requirements.
- Monitor renewal business and assist in retention and remarketing efforts where appropriate.
- Support operational initiatives focused on workflow optimization, service standards, and program growth.
- Participate in training and ongoing development related to products, systems, and carrier programs.
- Bachelor’s degree or equivalent combination of education and experience
- 3+ years of excess underwriting experience required
- Demonstrated proficiency in sales and marketing
- Insurance license, CPCU, CIC or comparable designations preferred
- Proven organization skills and ability with a strong attention to detail
- Interest in continued education and professional development
- Travel as necessary to foster strong client relationships
- Competitive base compensation with a sales-based bonus plan
- Employer paid continuing education courses and designations via access to Kaufman Institute
- Health and welfare benefits including medical, vision and dental
- 401K with employer match
- Paid vacation, sick time, and holidays
- Access to Kaufman Wellness Program
- Flexible and hybrid work options
Equal Opportunity Employer
- Review, evaluate, quote, bind, and service submissions in accordance with carrier underwriting guidelines and internal authority levels.
- Provide underwriting support and product expertise to field production teams.
- Manage high-volume submission flow while maintaining responsiveness and accuracy.
- Develop strong working knowledge of assigned specialty programs, carrier appetites, coverage forms, and pricing structures.
- Collaborate with producers and associates to obtain required underwriting information and move accounts efficiently through the placement process.
- Identify opportunities to maximize utilization of specialty program markets.
- Maintain strong relationships with carrier underwriters and internal stakeholders.
- Ensure compliance with underwriting authority, documentation standards, and regulatory requirements.
- Monitor renewal business and assist in retention and remarketing efforts where appropriate.
- Support operational initiatives focused on workflow optimization, service standards, and program growth.
- Participate in training and ongoing development related to products, systems, and carrier programs.
- Bachelor’s degree or equivalent combination of education and experience
- 3+ years of excess underwriting experience required
- Demonstrated proficiency in sales and marketing
- Insurance license, CPCU, CIC or comparable designations preferred
- Proven organization skills and ability with a strong attention to detail
- Interest in continued education and professional development
- Travel as necessary to foster strong client relationships
- Competitive base compensation with a sales-based bonus plan
- Employer paid continuing education courses and designations via access to Kaufman Institute
- Health and welfare benefits including medical, vision and dental
- 401K with employer match
- Paid vacation, sick time, and holidays
- Access to Kaufman Wellness Program
- Flexible and hybrid work options
See All 20 Underwriter Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Michigan
Where Michigan roles are concentrated, by current openings.
Underwriter Job Market in Michigan
A snapshot from current Michigan openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
What Michigan Employers Look For
The qualifications that appear most often in underwriter jobs across Michigan.
- Active Michigan insurance producer license or a license recognized by the Michigan Department of Insurance and Financial Services
- Bachelor's degree in finance, business, economics, or a closely related field
- Experience analyzing risk and reviewing applications in a commercial or personal lines environment
- Proficiency with underwriting platforms, policy management systems, and Microsoft Office tools
- Strong written communication skills for documenting coverage decisions and corresponding with agents
- Progress toward or completion of a professional designation such as CPCU, AU, or CU
Underwriter Jobs in Michigan: Frequently Asked Questions
How do you become a underwriter in Michigan?
Becoming an underwriter in Michigan typically starts with a bachelor's degree in finance, business, or economics, followed by an entry-level role at an insurance carrier or bank. Underwriters who bind or negotiate insurance policies must hold an active Michigan insurance producer license issued by the Michigan Department of Insurance and Financial Services, which requires passing a state licensing exam. Many Michigan employers also expect candidates to pursue professional designations like the CPCU or AU early in their careers.
How much do underwriters make in Michigan?
Underwriters in Michigan earn a median of about $77,380 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,960 for the lowest 10% to over $123,440 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Michigan?
Employers hiring underwriters in Michigan right now include AD Mortgage, The Hartford, and Burns & Wilcox, based on current listings on Migrate Mate as of November 2026. Michigan's concentration of large insurance carriers, regional banks, and self-insured manufacturers means underwriting demand is spread across multiple employer types throughout the state.
Which Michigan cities have the most underwriter jobs?
Troy, Grand Rapids, and Farmington Hills have the most underwriter openings in Michigan. Detroit anchors the largest share given its concentration of national insurance carriers, financial institutions, and large self-insured corporations, while Grand Rapids draws demand from a growing financial services and healthcare sector, and Lansing benefits from proximity to state government insurance programs and regional carriers headquartered nearby.
Are there remote underwriter jobs in Michigan?
Yes, and more than most fields. Underwriting is largely an analytical, document-driven role that translates well to remote work, and about 100% of underwriter openings tied to Michigan are remote or hybrid as of November 2026. Commercial lines and specialty underwriting positions tend to offer the most remote flexibility, while underwriters who work closely with local agents or cover construction and inspection-based risks are more likely to be on-site.
How can I get hired as a underwriter in Michigan with little or no experience?
The most realistic entry path is applying for an underwriting assistant or junior analyst role at a Michigan-based insurance carrier or bank, where on-the-job training is built into the position. Blue Cross Blue Shield of Michigan, Auto-Owners Insurance, and regional community banks in Grand Rapids and Detroit regularly bring on candidates through associate underwriter programs. Completing coursework toward a Michigan insurance producer license or starting a CPCU designation before applying gives candidates a clear advantage over those without any credentials.
Where can I find and apply to underwriter jobs in Michigan?
You can find and apply to underwriter jobs in Michigan on Migrate Mate, which lists current Michigan openings from employers actively hiring right now. Search the listings to find roles that match your experience level and specialty, then apply directly to the ones that fit.
See All 20 Underwriter Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
Find Underwriter Jobs