Underwriter Jobs in Michigan
Underwriter jobs in Michigan are active across the state's deep insurance, banking, and commercial lending sectors, with openings ranging from entry-level analyst positions through senior and specialty underwriter roles. Detroit, Grand Rapids, and Lansing are the primary hiring hubs, where established employers like Blue Cross Blue Shield of Michigan, Consumers Energy, and Ally Financial maintain underwriting teams. The most consistent demand is in property and casualty, health, and commercial lines underwriting. Find a role that fits below and apply directly.
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Showing 5 of 28+ Underwriter jobs
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The Opportunity
For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.The Work Itself
- Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
- Leverage high-touch and high-tech capabilities to negotiate contracts
- Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
- Requires flexibility in work schedule; evening hours, limited travel, and weekends required
The Qualifications We’re Looking For
- Bachelor’s degree is preferred.
- 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required
- Ability to perform technical based activities
- Knowledge of and exposure to fundamental theories, principles, and concepts.
- Demonstrating technical expertise and relationships to supply to strategy and drive business results
- Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
- Excellent sales, negotiation, problem solving, and analytical skills
- Must be an independent worker with strong time leadership skills
Minimum Qualifications
- 1+ years of experience
- High school Diploma or GED equivalent
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are :
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email hrpolicy@ally.com with details of your accommodation request.
Base Pay Range
$55,000.00 - $95,000.00An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation:
This position is eligible to participate in our annual incentive plan.
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The Opportunity
For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.The Work Itself
- Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
- Leverage high-touch and high-tech capabilities to negotiate contracts
- Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
- Requires flexibility in work schedule; evening hours, limited travel, and weekends required
The Qualifications We’re Looking For
- Bachelor’s degree is preferred.
- 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required
- Ability to perform technical based activities
- Knowledge of and exposure to fundamental theories, principles, and concepts.
- Demonstrating technical expertise and relationships to supply to strategy and drive business results
- Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
- Excellent sales, negotiation, problem solving, and analytical skills
- Must be an independent worker with strong time leadership skills
Minimum Qualifications
- 1+ years of experience
- High school Diploma or GED equivalent
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are :
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email hrpolicy@ally.com with details of your accommodation request.
Base Pay Range
$55,000.00 - $95,000.00An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation:
This position is eligible to participate in our annual incentive plan.
See All 28 Underwriter Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Michigan
Where Michigan roles are concentrated, by current openings.
Underwriter Job Market in Michigan
A snapshot from current Michigan openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Banking & Financial Services
What Michigan Employers Look For
The qualifications that appear most often in underwriter jobs across Michigan.
- Active Michigan insurance producer license or a license recognized by the Michigan Department of Insurance and Financial Services
- Bachelor's degree in finance, business, economics, or a closely related field
- Experience analyzing risk and reviewing applications in a commercial or personal lines environment
- Proficiency with underwriting platforms, policy management systems, and Microsoft Office tools
- Strong written communication skills for documenting coverage decisions and corresponding with agents
- Progress toward or completion of a professional designation such as CPCU, AU, or CU
Underwriter Jobs in Michigan: Frequently Asked Questions
How do you become a underwriter in Michigan?
Becoming an underwriter in Michigan typically starts with a bachelor's degree in finance, business, or economics, followed by an entry-level role at an insurance carrier or bank. Underwriters who bind or negotiate insurance policies must hold an active Michigan insurance producer license issued by the Michigan Department of Insurance and Financial Services, which requires passing a state licensing exam. Many Michigan employers also expect candidates to pursue professional designations like the CPCU or AU early in their careers.
How much do underwriters make in Michigan?
Underwriters in Michigan earn a median of about $77,380 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,960 for the lowest 10% to over $123,440 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Michigan?
Employers hiring underwriters in Michigan right now include The Hartford, AD Mortgage, and FCT, based on current listings on Migrate Mate as of September 2026. Michigan's concentration of large insurance carriers, regional banks, and self-insured manufacturers means underwriting demand is spread across multiple employer types throughout the state.
Which Michigan cities have the most underwriter jobs?
Troy, Michigan, and Lansing have the most underwriter openings in Michigan. Detroit anchors the largest share given its concentration of national insurance carriers, financial institutions, and large self-insured corporations, while Grand Rapids draws demand from a growing financial services and healthcare sector, and Lansing benefits from proximity to state government insurance programs and regional carriers headquartered nearby.
Are there remote underwriter jobs in Michigan?
Yes, and more than most fields. Underwriting is largely an analytical, document-driven role that translates well to remote work, and about 86% of underwriter openings tied to Michigan are remote or hybrid as of September 2026. Commercial lines and specialty underwriting positions tend to offer the most remote flexibility, while underwriters who work closely with local agents or cover construction and inspection-based risks are more likely to be on-site.
How can I get hired as a underwriter in Michigan with little or no experience?
The most realistic entry path is applying for an underwriting assistant or junior analyst role at a Michigan-based insurance carrier or bank, where on-the-job training is built into the position. Blue Cross Blue Shield of Michigan, Auto-Owners Insurance, and regional community banks in Grand Rapids and Detroit regularly bring on candidates through associate underwriter programs. Completing coursework toward a Michigan insurance producer license or starting a CPCU designation before applying gives candidates a clear advantage over those without any credentials.
Where can I find and apply to underwriter jobs in Michigan?
You can find and apply to underwriter jobs in Michigan on Migrate Mate, which lists current Michigan openings from employers actively hiring right now. Search the listings to find roles that match your experience level and specialty, then apply directly to the ones that fit.
See All 28 Underwriter Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
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