Underwriting Specialist Jobs in California

Underwriting Specialist jobs in California are among the most active in the country, concentrated in commercial property and casualty, health, and specialty lines across a market driven by the state's large financial services, technology, and real estate sectors, with openings ranging from entry-level analyst roles through senior underwriting positions. Los Angeles, San Francisco, and Sacramento generate the highest volume of postings, with employers like Zurich Insurance, Chubb, and State Farm maintaining long-standing California operations that hire across all experience levels. Demand is especially consistent for commercial lines, surplus and excess lines, and tech-sector E&O underwriting. Find a role that fits below and apply directly.

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Overview

Open roles9
Top employerPhiladelphia Insurance Companies
Top cityRoseville, CA
Cities hiring6
Work type80% Hybrid
Top industryInsurance

Showing 5 of 9+ Underwriting Specialist jobs

National Union Fire Insurance Company of Pittsburgh, Pa.
Senior Underwriting Specialist - Ocean Cargo
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National Union Fire Insurance Company of Pittsburgh, Pa.
Added 1w ago
Senior Underwriting Specialist - Ocean Cargo
National Union Fire Insurance Company of Pittsburgh, Pa.
San Francisco, California
Customer Service
Customer Success
Customer Support
$118k - $178k/yr

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Arch Capital Group Ltd.
Underwriting Specialist, Middle Market Excess
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Arch Capital Group Ltd.
Added 1w ago
Underwriting Specialist, Middle Market Excess
Arch Capital Group Ltd.
Los Angeles, California
Business Operations
Project & Program Management
Project Management
$111k - $192k/yr

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Allianz
Underwriting Specialist - Financial Lines
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Allianz
Added 2w ago
Underwriting Specialist - Financial Lines
Allianz
San Francisco, California
Customer Service
Customer Success
Customer Support
$148k - $224k/yr
Hybrid
Bachelor's degree in finance
5,001-10,000

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Philadelphia Insurance Companies
Underwriting Audit Specialist
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Philadelphia Insurance Companies
Added 1mo ago
Underwriting Audit Specialist
Philadelphia Insurance Companies
Roseville, California
Accounting
Business Analysis
Investment Operations
$70k - $78k/yr
Hybrid
Bachelor's degree
1,001-5,000

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Philadelphia Insurance Companies
Underwriting Audit Specialist
We won't show you this job again
Philadelphia Insurance Companies
Added 1mo ago
Underwriting Audit Specialist
Philadelphia Insurance Companies
Walnut Creek, California
Accounting
Business Analysis
Investment Operations
$70k - $78k/yr
Hybrid
Bachelor's degree
1,001-5,000

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See All 9 Underwriting Specialist Jobs in California

Find roles in California that match your experience and apply in just a few clicks.

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Underwriting Specialist Jobs by City in California

Where California roles are concentrated, by current openings.

Roseville
2 jobs
Los Angeles
2 jobs
San Francisco
2 jobs
Irvine
1 job
Walnut Creek
1 job
Mission Viejo
1 job

Underwriting Specialist Job Market in California

A snapshot from current California openings, updated as new roles post.

Who's Hiring

Philadelphia Insurance Companies
Philadelphia Insurance Companies3 open roles
AIG
AIG1 open role
Allianz
Allianz1 open role

Top Industries Hiring

  • Insurance

What California Employers Look For

The qualifications that appear most often in underwriting specialist jobs across California.

  • Active California Department of Insurance license or eligibility to obtain one
  • Experience evaluating commercial or personal lines risks and setting coverage terms
  • Proficiency with underwriting platforms and policy management systems
  • Strong analytical skills applied to financial statements, loss runs, and exposure data
  • Bachelor's degree in business, finance, risk management, or a related field
  • Familiarity with California-specific regulatory requirements and surplus lines compliance

Underwriting Specialist Jobs in California: Frequently Asked Questions

How do you become a underwriting specialist in California?

Most underwriting specialist roles in California require a California Department of Insurance license, typically a Property and Casualty or Life and Health license depending on the line of business. You apply through the California Department of Insurance, complete the required pre-licensing education, and pass the state exam. Most employers also expect a bachelor's degree in business, finance, or risk management, along with foundational experience in insurance operations or analysis.

How much do underwriting specialists make in California?

Underwriting specialists in California earn a median of about $95,320 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $65,070 for the lowest 10% to over $162,640 for the top 10%. Pay rises with experience, specialty, and employer.

Which companies hire underwriting specialists in California?

Employers hiring underwriting specialists in California right now include Philadelphia Insurance Companies, AIG, and Allianz, based on current listings on Migrate Mate as of October 2026. California's size and industry diversity mean openings appear across national carriers, regional insurers, and specialty market firms with offices in Los Angeles, San Francisco, and Sacramento.

Which California cities have the most underwriting specialist jobs?

Roseville, Los Angeles, and San Francisco have the most underwriting specialist openings in California. Los Angeles leads because of its concentration of commercial insurers, real estate, and entertainment industry accounts, while San Francisco draws demand from tech and life sciences carriers, and Sacramento serves as a hub for state-regulated programs and regional insurance operations.

Are there remote underwriting specialist jobs in California?

Yes, and more than most fields. About 80% of underwriting specialist openings tied to California are remote or hybrid as of October 2026, reflecting the desk-based and analytical nature of the work. Commercial lines underwriting, personal lines review, and risk analysis roles are the most likely to offer flexible or fully remote arrangements.

How can I get hired as a underwriting specialist in California with little or no experience?

The most realistic entry path is through an underwriting assistant or insurance analyst role at a large California carrier such as Zurich, Chubb, or a regional insurer with training programs in Los Angeles or San Francisco. Many carriers run formal underwriting development programs that promote from within. Completing your California Department of Insurance pre-licensing coursework and earning a CPCU designation candidate status signals serious commitment and gives you a meaningful edge over other entry-level applicants.

Where can I find and apply to underwriting specialist jobs in California?

You can find and apply to underwriting specialist jobs in California on Migrate Mate, which lists current California openings across carriers, MGAs, and specialty lines firms. Find roles that fit your experience level and preferred location, then apply directly to the employer through the listing.

See All 9 Underwriting Specialist Jobs in California

Find roles in California that match your experience and apply in just a few clicks.

Find Underwriting Specialist Jobs