Underwriting Specialist Jobs in Texas

Underwriting Specialist jobs in Texas are consistently active across the property and casualty, commercial lines, and life and health insurance sectors, with openings at every level from entry-level analyst to senior underwriter. Houston, Dallas, and San Antonio are the primary hiring centers, anchored by major carriers and financial services firms such as Nationwide, USAA, and The Hartford, all of which maintain significant operations in the state. Surplus lines, commercial property, and cyber liability are among the most in-demand specialties in the Texas market. Find a role that fits below and apply directly.

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Overview

Open roles7
Top employerPhiladelphia Insurance Companies
Top cityHouston, TX
Cities hiring2
Work type33% Remote
Top industryInsurance

Showing 5 of 7+ Underwriting Specialist jobs

Philadelphia Insurance Companies
Sr. Underwriting Specialist - TMS Excess Casualty (Any PHLY office)
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Philadelphia Insurance Companies
Added 2w ago
Sr. Underwriting Specialist - TMS Excess Casualty (Any PHLY office)
Philadelphia Insurance Companies
Plano, Texas
Accounting
Investment Banking & Capital Markets
$138k - $155k/yr
Bachelor's degree
1,001-5,000

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Philadelphia Insurance Companies
Underwriting Audit Specialist
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Philadelphia Insurance Companies
Added 1mo ago
Underwriting Audit Specialist
Philadelphia Insurance Companies
Plano, Texas
Business Development
Growth Marketing
Marketing
$70k - $78k/yr
Hybrid
Bachelor's degree
1,001-5,000

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Emergent Holdings
Commercial Lines Marketing and Underwriting Senior Specialist - South Texas
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Emergent Holdings
Added 1mo ago
Commercial Lines Marketing and Underwriting Senior Specialist - South Texas
Emergent Holdings
Houston, Texas
Customer Service
Customer Success
Customer Support
$102k - $170k/yr
Master's degree in business administration

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AF Group
Commercial Lines Marketing and Underwriting Senior Specialist - South Texas
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AF Group
Added 1mo ago
Commercial Lines Marketing and Underwriting Senior Specialist - South Texas
AF Group
Houston, Texas
Corporate Training
Corporate Training & Learning Development
Teaching & Instruction
$102k - $170k/yr
Master's degree in business administration
1,001-5,000

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AIG
Underwriting Specialist
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AIG
Added 3mo ago
Underwriting Specialist
AIG
Houston, Texas
Sales
Customer Service & Support
On-Site
Bachelor's

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See All 7 Underwriting Specialist Jobs in Texas

Find roles in Texas that match your experience and apply in just a few clicks.

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Underwriting Specialist Jobs by City in Texas

Where Texas roles are concentrated, by current openings.

Houston
5 jobs
Plano
2 jobs

Underwriting Specialist Job Market in Texas

A snapshot from current Texas openings, updated as new roles post.

Who's Hiring

Philadelphia Insurance Companies
Philadelphia Insurance Companies2 open roles
AIG
AIG1 open role
AF
AF1 open role

Top Industries Hiring

  • Insurance

What Texas Employers Look For

The qualifications that appear most often in underwriting specialist jobs across Texas.

  • Active Texas surplus lines license or Property and Casualty license preferred by most carriers
  • Bachelor's degree in finance, business, risk management, or a related field required
  • Two or more years of underwriting experience in commercial or personal lines
  • Proficiency with underwriting systems and policy management software such as Applied Epic
  • CPCU, AU, or CIC designation is a strong differentiator for mid-level and senior roles
  • Strong analytical skills with the ability to assess risk and interpret loss run data

Underwriting Specialist Jobs in Texas: Frequently Asked Questions

How do you become a underwriting specialist in Texas?

Most underwriting specialist roles in Texas require at least a bachelor's degree in business, finance, or risk management, followed by an entry-level position such as underwriting assistant or analyst. For roles handling surplus lines business, the Texas Department of Insurance administers the Surplus Lines Agent license, which requires passing a state exam. The Chartered Property Casualty Underwriter designation is widely recognized by Texas carriers and accelerates advancement into specialist and senior roles.

How much do underwriting specialists make in Texas?

Underwriting specialists in Texas earn a median of about $78,890 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $51,440 for the lowest 10% to over $135,410 for the top 10%. Pay rises with experience, specialty, and employer.

Which companies hire underwriting specialists in Texas?

Employers hiring underwriting specialists in Texas right now include Philadelphia Insurance Companies, AIG, and AF, based on current listings on Migrate Mate as of October 2026. Texas's concentration of insurance carriers, surplus lines wholesalers, and financial services firms in Houston and Dallas means demand for underwriting specialists remains steady across both regional and national employers.

Which Texas cities have the most underwriting specialist jobs?

Houston and Plano hold the most underwriting specialist openings in Texas. Houston leads because of its outsized concentration of energy, petrochemical, and marine risk, which drives heavy commercial lines underwriting activity, while Dallas attracts a broad range of national carriers and managing general agents that have established regional headquarters in the Metroplex.

Are there remote underwriting specialist jobs in Texas?

Yes, and more than most fields. About 67% of underwriting specialist openings tied to Texas are remote or hybrid as of October 2026, reflecting the desk-based and analytical nature of the work. Roles focused on personal lines, small commercial, and renewal underwriting tend to be the most consistently offered on a remote or hybrid basis.

How can I get hired as a underwriting specialist in Texas with little or no experience?

The most realistic entry path is an underwriting assistant or commercial lines rater role, which large Texas carriers such as USAA and Nationwide hire for regularly and use as structured pipelines into full underwriting positions. Adjacent roles in claims analysis or insurance operations at Texas-based managing general agents also provide a route in. Pursuing the Associate in Commercial Underwriting designation early signals commitment and gives candidates a concrete credential before they have years of experience to offer.

Where can I find and apply to underwriting specialist jobs in Texas?

You can find and apply to underwriting specialist jobs in Texas on Migrate Mate, which lists current openings across the state. Search for roles that match your experience and specialty, then apply directly to the ones that fit.

See All 7 Underwriting Specialist Jobs in Texas

Find roles in Texas that match your experience and apply in just a few clicks.

Find Underwriting Specialist Jobs