Finance OPT Jobs in Alabama
F-1 OPT finance jobs in Alabama are concentrated in Birmingham, the state's financial hub, where regional banks like Regions Financial and Protective Life have established sponsorship track records. Huntsville's growing economy and Montgomery's insurance sector add further opportunities. Competition is real, but finance-focused OPT holders with accounting, analytics, or risk backgrounds are actively recruited across the state.
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Get Access To All JobsLocation: On site at location listed in job posting.
Summary
Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans.
Essential Duties and Responsibilities
- Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
- Underwrite real estate related credit requests.
- Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
- Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
- Works with the loan administration and client specialists to manage delinquencies on loans.
- Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis.
- Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately.
- Obtains satisfactory loan reviews and ensures that regular audits are performed.
Qualifications
- College degree in related field
- 1 – 4 years of relevant experience and/or training preferred.
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Location: On site at location listed in job posting.
Summary
Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans.
Essential Duties and Responsibilities
- Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
- Underwrite real estate related credit requests.
- Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
- Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
- Works with the loan administration and client specialists to manage delinquencies on loans.
- Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis.
- Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately.
- Obtains satisfactory loan reviews and ensures that regular audits are performed.
Qualifications
- College degree in related field
- 1 – 4 years of relevant experience and/or training preferred.
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
OPT Finance Job Roles in Alabama
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Search Finance Jobs in AlabamaFinance OPT Sponsorship Jobs in Alabama: Frequently Asked Questions
Which finance companies in Alabama sponsor F-1 OPT visas?
Birmingham-based employers are the most active sponsors, with Regions Financial, Protective Life, and Truist (with significant Alabama operations) among the larger institutions that have sponsored international workers in finance roles. Regional credit unions, insurance firms, and financial advisory companies also participate, though sponsorship practices vary by role and department. Checking employer-specific OPT sponsorship history is always worthwhile before applying.
Which cities in Alabama have the most finance F-1 OPT sponsorship jobs?
Birmingham accounts for the majority of finance F-1 OPT opportunities in Alabama, driven by its concentration of banks, insurers, and corporate finance divisions. Montgomery has a notable insurance and state government finance presence. Huntsville, while primarily tech and defense-focused, has growing fintech and corporate finance roles tied to its expanding economy. Smaller markets like Mobile offer more limited but still present finance sponsorship opportunities.
What types of finance roles typically qualify for F-1 OPT sponsorship in Alabama?
Roles that routinely qualify include financial analyst, credit analyst, risk analyst, compliance analyst, actuarial analyst, and accounting positions requiring a degree in finance, accounting, economics, or a related field. These qualify because they directly align with a STEM or business degree program. General clerical or teller roles typically do not meet the specialty occupation threshold needed for F-1 OPT and subsequent H-1B visa sponsorship.
How do I find finance F-1 OPT sponsorship jobs in Alabama?
Migrate Mate is built specifically for international students and filters finance jobs in Alabama by OPT sponsorship availability, saving you from sifting through postings that won't support your visa status. Beyond the platform, targeting Birmingham's major financial institutions directly and attending University of Alabama or Auburn University career fairs with finance employer presence can surface opportunities that aren't broadly advertised online.
Are there any Alabama-specific considerations for F-1 OPT students pursuing finance jobs?
Alabama does not have state-level visa sponsorship incentives, so federal OPT rules fully govern your authorization period. Finance roles in Alabama skew toward traditional banking and insurance rather than fintech, meaning STEM OPT extension eligibility depends on whether your specific role and degree qualify under STEM-designated CIP codes. Students with degrees in financial engineering, quantitative finance, or economics from STEM-designated programs may have more extension options than those with general finance degrees.