Fintech Visa Sponsorship Jobs in California
California leads the nation in fintech innovation, with major visa-sponsoring employers including Stripe, Square, Chime, and Plaid concentrated in San Francisco and Los Angeles. The state's fintech sector actively recruits international talent for software engineering, data science, product management, and compliance roles across Silicon Valley and emerging hubs like San Diego.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We're looking for an outstanding team member to join Affirm’s Capital Markets team! Affirm Capital is responsible for structuring, negotiating, and executing a critical part of Affirm’s revenue strategy. As a Capital Markets Manager, you will build and own a significant portion of the platform’s funding strategy which drives Affirm’s ability to scale its consumer point-of-sale lending business globally - this is a complex role essential to the functioning of a consumer finance and payments platform. The ideal team member will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.
ROLE AND RESPONSIBILITIES
- Develop a strong understanding of Affirm’s business from a unique perspective and learn how Capital Markets fits into broader corporate initiatives
- Play a meaningful role in developing and executing on Capital Markets strategy, including owning significant components of live transactions
- Own deal processes from start to finish, including structuring, negotiation, documentation, and execution
- Take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for Affirm’s capital platform and funding strategy
- Build and manage relationships with existing and potential investors
BASIC QUALIFICATIONS
- 5+ years in structured finance, fixed-income investing, trading, private equity, consulting, or product/strategy roles
- Ability to reason through first principles and think outside of the box
- Strong presentation and interpersonal skills
- Ability to multi-task and manage multiple simultaneous workstreams
- Ability to work and align with cross-functional partners
- High level of humility and ability to own mistakes
- Experience with SQL or Python is a plus, but not required
- Excellent analytical skills and attention to detail
- Humility and a strong desire to learn and grow
- Clear alignment with Affirm’s core values
COMPENSATION
- Base Pay Grade - K
- Equity Grade - 8
- Employees new to Affirm typically come in at the start of the pay range.
- Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For incentive based roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $245,000 - $332,500
USA On Target Earnings (all other U.S. states) per year: $217,000 - $304,500
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We're looking for an outstanding team member to join Affirm’s Capital Markets team! Affirm Capital is responsible for structuring, negotiating, and executing a critical part of Affirm’s revenue strategy. As a Capital Markets Manager, you will build and own a significant portion of the platform’s funding strategy which drives Affirm’s ability to scale its consumer point-of-sale lending business globally - this is a complex role essential to the functioning of a consumer finance and payments platform. The ideal team member will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.
ROLE AND RESPONSIBILITIES
- Develop a strong understanding of Affirm’s business from a unique perspective and learn how Capital Markets fits into broader corporate initiatives
- Play a meaningful role in developing and executing on Capital Markets strategy, including owning significant components of live transactions
- Own deal processes from start to finish, including structuring, negotiation, documentation, and execution
- Take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for Affirm’s capital platform and funding strategy
- Build and manage relationships with existing and potential investors
BASIC QUALIFICATIONS
- 5+ years in structured finance, fixed-income investing, trading, private equity, consulting, or product/strategy roles
- Ability to reason through first principles and think outside of the box
- Strong presentation and interpersonal skills
- Ability to multi-task and manage multiple simultaneous workstreams
- Ability to work and align with cross-functional partners
- High level of humility and ability to own mistakes
- Experience with SQL or Python is a plus, but not required
- Excellent analytical skills and attention to detail
- Humility and a strong desire to learn and grow
- Clear alignment with Affirm’s core values
COMPENSATION
- Base Pay Grade - K
- Equity Grade - 8
- Employees new to Affirm typically come in at the start of the pay range.
- Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For incentive based roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $245,000 - $332,500
USA On Target Earnings (all other U.S. states) per year: $217,000 - $304,500
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Job Roles in Fintech in California
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Get Access To All JobsFrequently Asked Questions
Which fintech companies in California sponsor visas most frequently?
Major California fintech companies known for visa sponsorship include Stripe, Square (now Block), Chime, Plaid, Affirm, and Robinhood. These companies regularly file H-1B petitions for software engineers, data scientists, and product managers. Smaller fintech startups in San Francisco and Los Angeles also sponsor visas, particularly for specialized technical roles and senior positions.
How to find fintech visa sponsorship jobs in California?
Use Migrate Mate to search specifically for fintech visa sponsorship opportunities in California. The platform filters jobs by location and industry, showing which employers have sponsored visas previously. Focus your search on San Francisco, Los Angeles, and San Diego, where most California fintech companies are headquartered and actively hiring international talent.
Which visa types are most common for fintech jobs in California?
H-1B visas dominate California fintech hiring, especially for software engineering, data science, and quantitative analyst roles. O-1 visas are increasingly common for senior product managers and executives with distinguished track records. L-1 visas apply when international fintech companies transfer employees to their California offices, particularly common in San Francisco.
Which California cities offer the most fintech visa sponsorship opportunities?
San Francisco leads with the highest concentration of fintech visa sponsors, including Stripe, Square, and numerous startups. Los Angeles follows with companies like Chime and emerging fintech firms. San Diego has growing opportunities with smaller fintech companies, while Silicon Valley cities like Palo Alto and Mountain View host fintech divisions of larger tech companies.
Do California prevailing wage requirements affect fintech visa applications?
California's high prevailing wages, particularly in San Francisco and Los Angeles metropolitan areas, can benefit fintech visa applicants since most roles naturally exceed minimum thresholds. However, employers must justify wage levels that align with local market rates. The state's competitive fintech market typically results in wages well above federal minimums for sponsored positions.
What is the prevailing wage for sponsored fintech jobs in California?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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