Director, Product Management Visa Sponsorship Jobs in Tennessee
Tennessee's director, product management hiring is anchored in Nashville's healthcare technology sector, with employers like HCA Healthcare, Change Healthcare, and Asurion regularly filling senior product leadership roles. Smaller but active markets in Memphis and Knoxville round out the state's opportunities. Companies in these industries have demonstrated patterns of sponsoring work visas for qualified director-level product talent.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Checkout Product team is at the heart of this mission—powering Affirm’s core payment experience, frequently seen at merchant point of sale. This experience is distributed through direct merchant integrations and strategic platform partners, and is driven by a sophisticated, real-time, risk-based decisioning system spanning Identity, Fraud, Credit, and Pricing. We are looking for a Senior Director of Consumer Risk product to lead this critical surface area within Checkout. In this role, you will own the product vision, strategy, and execution across Credit, Pricing, and Fraud, enabling Affirm to grow responsibly while delivering best-in-class consumer and merchant experiences. Affirm’s proprietary underwriting is one of our greatest strengths. We only make money when consumers pay us back on time—aligning incentives and fundamentally reimagining how credit should work. As the leader of Consumer Risk product, you will help scale and evolve this system, balancing customer trust, merchant performance, and long-term business outcomes. This is a highly cross-functional, analytically rigorous, and commercially impactful role. You will lead and scale a team of Product Managers, partner deeply with Engineering, Machine Learning, Analytics, Risk, Finance, Legal, Design, and GTM teams, and influence senior leaders across the company.
ROLE AND RESPONSIBILITIES
Own the end-to-end product vision, strategy, and execution for Consumer Risk within Checkout, encompassing Credit decisioning, Pricing, and Fraud prevention
Translate Affirm’s mission into a clear product roadmap that balances growth, risk, customer trust, and platform scalability
Lead and scale a team of Product Managers owning distinct Consumer Risk surface areas, fostering a culture of accountability, learning, and high performance
Partner closely with Machine Learning, Analytics and Engineering to shape model-driven product experiences, including underwriting logic, pricing frameworks, fraud signals, and decisioning platforms
Drive quantitative storytelling—using data, experiments, and modeling to inform strategy, influence stakeholders, and guide tradeoffs
Champion a customer-first mindset, ensuring risk experiences are transparent, fair, and intuitive for consumers while delivering strong outcomes for merchants
Collaborate cross-functionally with Risk, Finance, Legal, Compliance, Design, Marketing, and GTM teams to deliver cohesive, scalable solutions
Set and own key performance metrics (e.g., approval rate, conversion, loss rate, unit economics, LTV, fraud outcomes, customer trust metrics) and hold teams accountable to results
Navigate complex organizational dynamics and influence senior stakeholders, including the executive team, with clear articulation of strategy, tradeoffs, and impact
Balance near-term execution with long-term platform investments, ensuring Consumer Risk capabilities scale with Affirm’s growth and partner ecosystem
BASIC QUALIFICATIONS
12+ years of Product Management experience, including leadership roles on fast-paced teams driving responsible, sustainable growth
Deep experience working with Credit, Pricing, and/or Fraud stakeholders, with a strong understanding of:
+ Credit: underwriting tradeoffs, unit economics, loss management, regulatory considerations
+ Pricing: risk-based pricing, margin optimization, experimentation, and fairness considerations
+ Fraud: adversarial systems, real-time decisioning, false positive/negative tradeoffs, and customer trust
Strong quantitative and analytical orientation—comfortable engaging in model-level discussions, using data to drive decisions, and translating complexity into clear narratives
Experience building and scaling platform and decisioning products, not just surface-level UX
Proven track record of managing and mentoring large, geographically distributed PM teams
Commercially minded with a high-agency, bias-to-action mindset and comfort making hard tradeoffs in ambiguous environments
Exceptional communication and stakeholder management skills, with the ability to influence across functions and levels
Experience working in design-forward organizations that prioritize clarity, transparency, and high-quality user experiences
A systems thinker who can balance short-term business impact with long-term scalability and technical health
Fintech, payments, or risk-heavy consumer product experience is a strong plus
COMPENSATION
- Pay Grade - V
- Equity Grade - 21
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000
USA base pay range (all other U.S. states) per year: $305,000 - $340,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Checkout Product team is at the heart of this mission—powering Affirm’s core payment experience, frequently seen at merchant point of sale. This experience is distributed through direct merchant integrations and strategic platform partners, and is driven by a sophisticated, real-time, risk-based decisioning system spanning Identity, Fraud, Credit, and Pricing. We are looking for a Senior Director of Consumer Risk product to lead this critical surface area within Checkout. In this role, you will own the product vision, strategy, and execution across Credit, Pricing, and Fraud, enabling Affirm to grow responsibly while delivering best-in-class consumer and merchant experiences. Affirm’s proprietary underwriting is one of our greatest strengths. We only make money when consumers pay us back on time—aligning incentives and fundamentally reimagining how credit should work. As the leader of Consumer Risk product, you will help scale and evolve this system, balancing customer trust, merchant performance, and long-term business outcomes. This is a highly cross-functional, analytically rigorous, and commercially impactful role. You will lead and scale a team of Product Managers, partner deeply with Engineering, Machine Learning, Analytics, Risk, Finance, Legal, Design, and GTM teams, and influence senior leaders across the company.
ROLE AND RESPONSIBILITIES
Own the end-to-end product vision, strategy, and execution for Consumer Risk within Checkout, encompassing Credit decisioning, Pricing, and Fraud prevention
Translate Affirm’s mission into a clear product roadmap that balances growth, risk, customer trust, and platform scalability
Lead and scale a team of Product Managers owning distinct Consumer Risk surface areas, fostering a culture of accountability, learning, and high performance
Partner closely with Machine Learning, Analytics and Engineering to shape model-driven product experiences, including underwriting logic, pricing frameworks, fraud signals, and decisioning platforms
Drive quantitative storytelling—using data, experiments, and modeling to inform strategy, influence stakeholders, and guide tradeoffs
Champion a customer-first mindset, ensuring risk experiences are transparent, fair, and intuitive for consumers while delivering strong outcomes for merchants
Collaborate cross-functionally with Risk, Finance, Legal, Compliance, Design, Marketing, and GTM teams to deliver cohesive, scalable solutions
Set and own key performance metrics (e.g., approval rate, conversion, loss rate, unit economics, LTV, fraud outcomes, customer trust metrics) and hold teams accountable to results
Navigate complex organizational dynamics and influence senior stakeholders, including the executive team, with clear articulation of strategy, tradeoffs, and impact
Balance near-term execution with long-term platform investments, ensuring Consumer Risk capabilities scale with Affirm’s growth and partner ecosystem
BASIC QUALIFICATIONS
12+ years of Product Management experience, including leadership roles on fast-paced teams driving responsible, sustainable growth
Deep experience working with Credit, Pricing, and/or Fraud stakeholders, with a strong understanding of:
+ Credit: underwriting tradeoffs, unit economics, loss management, regulatory considerations
+ Pricing: risk-based pricing, margin optimization, experimentation, and fairness considerations
+ Fraud: adversarial systems, real-time decisioning, false positive/negative tradeoffs, and customer trust
Strong quantitative and analytical orientation—comfortable engaging in model-level discussions, using data to drive decisions, and translating complexity into clear narratives
Experience building and scaling platform and decisioning products, not just surface-level UX
Proven track record of managing and mentoring large, geographically distributed PM teams
Commercially minded with a high-agency, bias-to-action mindset and comfort making hard tradeoffs in ambiguous environments
Exceptional communication and stakeholder management skills, with the ability to influence across functions and levels
Experience working in design-forward organizations that prioritize clarity, transparency, and high-quality user experiences
A systems thinker who can balance short-term business impact with long-term scalability and technical health
Fintech, payments, or risk-heavy consumer product experience is a strong plus
COMPENSATION
- Pay Grade - V
- Equity Grade - 21
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000
USA base pay range (all other U.S. states) per year: $305,000 - $340,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Director, Product Management Job Roles in Tennessee
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Search Director, Product Management Jobs in TennesseeDirector, Product Management Jobs in Tennessee: Frequently Asked Questions
Which companies sponsor visas for director, product management roles in Tennessee?
Nashville-based healthcare technology and fintech companies are the most active sponsors for director, product management roles in Tennessee. HCA Healthcare, Change Healthcare, Asurion, and AllianceBernstein have histories of sponsoring H-1B visas for senior product leadership. Larger enterprise software and healthcare IT firms tend to have dedicated immigration support teams, making them more equipped to manage sponsorship for director-level hires.
Which visa types are most common for director, product management roles in Tennessee?
The H-1B visa is the most common sponsorship pathway for director, product management roles in Tennessee. Because the role requires a relevant bachelor's degree or higher and involves specialized product strategy work, it generally qualifies as a specialty occupation. Senior candidates with extraordinary achievements may also qualify for the O-1A. Employer-sponsored green card pathways, typically EB-2 or EB-3, are also pursued by Tennessee companies for long-term director-level hires.
How to find director, product management visa sponsorship jobs in Tennessee?
Migrate Mate is the most direct way to find director, product management visa sponsorship jobs in Tennessee. The platform filters job listings specifically by sponsorship willingness and state, so you can focus on Tennessee employers actively hiring at the director level without sorting through roles that do not offer immigration support. Filtering by role title and state on Migrate Mate surfaces relevant openings in Nashville, Memphis, and Knoxville from employers with verified sponsorship histories.
Which cities in Tennessee have the most director, product management sponsorship jobs?
Nashville accounts for the majority of director, product management sponsorship opportunities in Tennessee, driven by its concentration of healthcare technology, insurance, and fintech companies. Memphis has a smaller but active market, with logistics and healthcare employers occasionally hiring at the director product level. Knoxville sees less volume but benefits from proximity to research institutions and energy sector employers that occasionally sponsor senior product roles.
Are there any Tennessee-specific considerations for director, product management visa sponsorship?
Tennessee has no state income tax on wages, which is a notable financial consideration for director-level candidates evaluating offers. For H-1B sponsorship, employers must file a Labor Condition Application certifying they will pay the prevailing wage for the role and location, which is determined by Department of Labor data specific to the Nashville, Memphis, or Knoxville metro areas. Director-level product roles typically fall into higher prevailing wage tiers, so employers initiating sponsorship should confirm their compensation structure meets those requirements.
What is the prevailing wage for sponsored director, product management jobs in Tennessee?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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