Benefits Advisor Jobs in USA with Visa Sponsorship
Benefits Advisor roles qualify for H-1B visa sponsorship as a specialty occupation, requiring a bachelor's degree in human resources, business, or a related field. Employers file a Labor Condition Application before sponsoring, and many large insurers and HR consulting firms have active LCA filing histories for this title.
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INTRODUCTION
The University of Miami, Bascom Palmer Eye Institute, has an exciting full time opportunity for a Patients Benefits Advisor 2 in Miami, Florida.
The Patient Benefits Advisor 2 ensures that patients have adequate insurance coverage for services received and advises patients when there are any gaps in coverage so that appropriate payment arrangements can be made.
CORE JOB FUNCTIONS
- Greets every individual on the phone or in person with a smile and a warm, professional greeting.
- Coordinates with appropriate scheduling department to schedule patient appointments when prior authorizations have not been obtained or have been denied.
- Assists departments with inquiries into the status of accounts, pre-certification, eligibility, financial estimates and department policies and procedures.
- Ensures all patient information is secure and all paperwork disposed of appropriately to preserve confidentiality.
- Ensures that prior authorizations are obtained and fully documented prior to the receipt of services.
- Contacts physician offices to obtain missing patient information.
- Utilizes patient estimate tools and insurance company contacts to obtain accurate out-of-pocket estimates, documents these estimates, and generates estimate letters.
- Updates patient accounts as necessary with correct insurance information.
- Submits insurance referral documentation in a timely fashion.
- Adheres to University and unit-level policies and procedures and safeguards University assets.
This list of duties and responsibilities is not intended to be all-inclusive and may be expanded to include other duties or responsibilities as necessary.
CORE QUALIFICATIONS
Education:
High School diploma or equivalent
Certification and Licensing:
Not Applicable
Experience:
Minimum 2 years of relevant experience
Knowledge, Skills and Attitudes:
- Strong customer service skills
- Strong written and verbal communication skills
- Highly detail oriented and organized
- Excellent interpersonal skills
- Knowledge of medical terminology
DEPARTMENT ADDENDUM
Department Specific Functions
- Reviews schedules and identifies patients who are uninsured/under-insured and/or have previous balances.
- Conducts comprehensive review of scheduled services, insurance coverages, previous balances, and payment history and creates a detailed estimate.
- Develops global packages for self-pay patients/guarantors promptly within 1 to 3 business days to ensure compliance with CMS.
- Serves as a patient benefit and financial advisor advocate by making outbound calls and/or meeting with patients and/or guarantors to educate and facilitate their understanding of the costs associated with the health care services they need, how much their insurance covers and what will be their out of pocket costs and provides them with a detailed estimate of costs.
- Assists patient/guarantors in meeting their financial obligations by offering payment plans and/or identifying alternate payment sources prior to date of service to patients requesting financial assistance.
- Provides patients requesting financial assistance with plain language summary, explains process, and refers them to MyChart website to complete charity application and uploading of required documents.
- Assigns financial assistance flag, creates/opens financial assistance case using Financial Assistance Module, and uploads any documents provided by patient.
- Processes credit card payments made over the telephone in accordance with Payment Card Industry (PCI) security standards and monitors and follows up on pending deposits/payments.
- Establishes and maintains effective collaborative working relationships with other departments, providers, insurance companies, federal, state, or local agencies to assist patient/guarantor in meeting financial obligations.
- Provides statements in accordance with established policies and procedures.
- Strives to meet or exceed established individual and departmental key performance indicator goals.
- All collection efforts are clearly documented in system and provides follow-up of accounts until they are resolved.
- Acts as a liaison and collaborates with the On-site Pt. Access Team, CBO, and Clinical Departments in resolving any charge or previous outstanding balance discrepancies.
- Trains new recruits in the Patient Benefit Advising team regarding procedures and systems and is the Subject Expert Matter and a resource to co-workers and internal customers.
- Performs other duties as assigned.
The University of Miami offers competitive salaries and a comprehensive benefits package including medical, dental, tuition remission and more.
UHealth-University of Miami Health System, South Florida's only university-based health system, provides leading-edge patient care powered by the ground breaking research and medical education at the Miller School of Medicine. As an academic medical center, we are proud to serve South Florida, Latin America and the Caribbean. Our physicians represent more than 100 specialties and sub-specialties, and have more than one million patient encounters each year. Our tradition of excellence has earned worldwide recognition for outstanding teaching, research and patient care. We're the challenge you've been looking for.
The University of Miami is an Equal Opportunity Employer. Applicants and employees are protected from discrimination based on certain categories protected by Federal law.
Job Status:
Full time
Employee Type:
Staff
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Get Access To All JobsTips for Finding Benefits Advisor Jobs
Frame your credentials around specialty occupation
USCIS requires your degree to directly relate to benefits advising, so human resources, business administration, or finance degrees are your strongest anchors. A general liberal arts degree won't support an H-1B petition for this role without additional documentation.
Search LCA filings to find active sponsors
Use Migrate Mate to identify employers with verified LCA filing history for Benefits Advisor roles, so you're applying to companies that have already committed to sponsoring this exact title rather than hoping a new employer will start the process.
Target self-funded employers with HR compliance teams
Large self-insured corporations and third-party administrators employ in-house Benefits Advisors and have dedicated HR legal teams familiar with the LCA and I-129 process, making sponsorship conversations far more straightforward than with smaller brokerages.
Get your CEBS or GBA designation before applying
The Certified Employee Benefit Specialist or Group Benefits Associate credential signals technical depth in plan design and compliance, strengthening the specialty occupation argument in your petition and differentiating you from candidates without formal benefits credentials.
Clarify ERISA and ACA knowledge during interviews
Employers sponsoring a Benefits Advisor must demonstrate to DOL and USCIS that the role requires specialized knowledge. Articulating your fluency with ERISA fiduciary rules and ACA reporting obligations reinforces that the position genuinely meets the specialty occupation threshold.
Confirm the LCA wage level before accepting an offer
Your employer's LCA must certify a prevailing wage at Level I through Level IV. Run the OFLC Wage Search for your metro area and job title to verify the offered salary meets DOL requirements before the petition is filed, so there are no surprises at adjudication.
Frequently Asked Questions
Does a Benefits Advisor role qualify as a specialty occupation for H-1B purposes?
Yes, provided the employer documents that the position requires at least a bachelor's degree in a directly related field such as human resources, business administration, or finance. Generic advisory roles that accept any bachelor's degree can draw USCIS scrutiny, so the job description must specify a relevant field of study rather than just requiring a degree in any discipline.
Which visa types are realistic for Benefits Advisor candidates?
H-1B is the primary path for most nationalities. Australian citizens can pursue the E-3 visa, which has a separate 10,500-annual cap and no lottery. Chilean nationals may qualify for the H-1B1 visa, and Canadian or Mexican nationals holding the right credentials can apply for TN visa status under the USMCA Economist or Accountant categories, though Benefits Advisor is not explicitly listed and requires careful classification.
How do I find employers who have sponsored Benefits Advisors before?
Browse Migrate Mate to see U.S. employers with verified LCA sponsorship history for benefits-related roles. Focusing on companies with an existing filing record significantly narrows your list to employers whose legal and HR teams already understand the sponsorship process for this title.
Does a Benefits Advisor need ERISA or ACA compliance experience to get sponsored?
Not as a formal requirement, but demonstrable knowledge of ERISA plan administration, ACA employer mandates, and COBRA administration strengthens the specialty occupation argument in your H-1B petition. USCIS looks for evidence that the role demands specific, degree-level expertise, and benefits compliance experience provides exactly that supporting documentation.
Can OPT or STEM OPT cover a Benefits Advisor role while waiting for H-1B?
OPT covers it if the role relates to your field of study, typically human resources, business, or a related discipline. STEM OPT is not available for Benefits Advisor roles because the occupation does not fall under a STEM-designated Classification of Instructional Programs code. Plan your H-1B timeline around OPT's 12-month window, as there is no STEM extension available here.
What is the prevailing wage requirement for sponsored Benefits Advisor jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.