Financial Consultant Jobs in USA with Visa Sponsorship
Financial Consultant roles qualify for H-1B and E-3 sponsorship as specialty occupations requiring a bachelor's degree in finance, accounting, or economics. Employers across consulting firms, banks, and investment management actively sponsor candidates for this role. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsFor those who want to invent the future of health care, here's your opportunity. We're going beyond basic care to health programs integrated across the entire continuum of care. Join us to start Caring. Connecting. Growing together.
The Financial Analyst will support the OptumCare Colorado Financial Reporting and RBE team by leading forecasting, planning, performance tracking, and financial analysis activities. This role is responsible for evaluating business outcomes, developing forward-looking forecasts, reporting results, and communicating key insights to leadership. The analyst will collaborate across departments to ensure accurate financial performance assessment and to support data-driven decision-making.
This role provides analysis on membership trends, clinical performance, staffing, product profitability, medical costs, overhead costs, and other key operational drivers. The Financial Analyst translates complex financial data into clear, actionable insights and presents findings to management to support strategic and operational goals.
This position follows a hybrid schedule with one in-office day per week in our Denver office.
Primary Responsibilities:
- Month End Reporting and Variance Analysis:
- Prepare month-end and quarter-end performance reports, including variance analysis and forward-looking projections. Maintain financial reporting for assigned business areas to clearly communicate actuals, forecasts, and budget variances.
- Partner with Accounting to validate financial results and ensure accuracy of the month-end close.
- Analyze operational and financial trends to identify key drivers of variances and update forward-looking expectations accordingly.
- Communicate financial results to senior and operational leadership through presentations and management reports, translating complex data into clear insights for both financial and non-financial audiences.
-
Lead analyses of business and financial metrics and partner with operational leaders to develop statistical measures that enhance understanding of performance and support data-driven decision-making.
-
Forecasting and Budgeting:
- Manage the quarterly forecasting cycle, including timelines, modeling assumptions, and deliverables.
- Lead the development of forecasts and budgets by collaborating with departmental leaders; valuation of strategies and plans to drive profitability and cost efficiency.
- Conduct cost/benefit analyses, scenario modeling, and staffing assessments to support key initiatives and business changes.
-
Consolidate forecast and budget outputs and present results and insights to senior leadership.
-
Ad Hoc Requests and Analyses:
- Perform detailed financial and qualitative analyses related to changes in the Risk-Bearing Entity (RBE) business model.
- Support senior management through strategic, data-driven analyses and ad hoc reporting.
- Identify and pursue opportunities to streamline reporting and data presentation, enhance analytical tools, and improve efficiency across financial processes.
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- 3+ years of financial and/or accounting experience
- 3+ years of financial planning, forecasting and analysis (FP&A) experience
- Work experience anticipating accounting, financial reporting, forecasting and operational issues, assessing their implications and developing and implementing an appropriate action plan
- Experience with owning/managing financial models and demonstrated process improvement experience
- Intermediate to Advanced level proficiency in Microsoft Excel (Pivot Tables, X-Lookups, Power Query, etc.)
- Proven communication and presentation skills - the ability to understand and present complex data easily to leadership
- Demonstrated ability to build solid cross-functional relationships, work collaboratively, and influence in a matrixed environment
Preferred Qualifications:
- Bachelor's degree in Finance, Accounting, Data Analytics; CPA or MBA preferred
- Experience using Microsoft Power BI
- Experience with financial planning tools (e.g., Essbase, Planful, Oracle SmartView, PeopleSoft Financials)
- Experience in healthcare or with Risk-Bearing Entities
- Experience working with large datasets, analytics, and advanced financial modeling
- Proven solid quantitative and analytical skills, paired with a growth-oriented mindset
Soft Skills:
- Solid attention to detail
- High degree of curiosity, initiative and self-motivation
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary for this role will range from $72,800 to $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
OptumCare is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
OptumCare is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
For those who want to invent the future of health care, here's your opportunity. We're going beyond basic care to health programs integrated across the entire continuum of care. Join us to start Caring. Connecting. Growing together.
The Financial Analyst will support the OptumCare Colorado Financial Reporting and RBE team by leading forecasting, planning, performance tracking, and financial analysis activities. This role is responsible for evaluating business outcomes, developing forward-looking forecasts, reporting results, and communicating key insights to leadership. The analyst will collaborate across departments to ensure accurate financial performance assessment and to support data-driven decision-making.
This role provides analysis on membership trends, clinical performance, staffing, product profitability, medical costs, overhead costs, and other key operational drivers. The Financial Analyst translates complex financial data into clear, actionable insights and presents findings to management to support strategic and operational goals.
This position follows a hybrid schedule with one in-office day per week in our Denver office.
Primary Responsibilities:
- Month End Reporting and Variance Analysis:
- Prepare month-end and quarter-end performance reports, including variance analysis and forward-looking projections. Maintain financial reporting for assigned business areas to clearly communicate actuals, forecasts, and budget variances.
- Partner with Accounting to validate financial results and ensure accuracy of the month-end close.
- Analyze operational and financial trends to identify key drivers of variances and update forward-looking expectations accordingly.
- Communicate financial results to senior and operational leadership through presentations and management reports, translating complex data into clear insights for both financial and non-financial audiences.
-
Lead analyses of business and financial metrics and partner with operational leaders to develop statistical measures that enhance understanding of performance and support data-driven decision-making.
-
Forecasting and Budgeting:
- Manage the quarterly forecasting cycle, including timelines, modeling assumptions, and deliverables.
- Lead the development of forecasts and budgets by collaborating with departmental leaders; valuation of strategies and plans to drive profitability and cost efficiency.
- Conduct cost/benefit analyses, scenario modeling, and staffing assessments to support key initiatives and business changes.
-
Consolidate forecast and budget outputs and present results and insights to senior leadership.
-
Ad Hoc Requests and Analyses:
- Perform detailed financial and qualitative analyses related to changes in the Risk-Bearing Entity (RBE) business model.
- Support senior management through strategic, data-driven analyses and ad hoc reporting.
- Identify and pursue opportunities to streamline reporting and data presentation, enhance analytical tools, and improve efficiency across financial processes.
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- 3+ years of financial and/or accounting experience
- 3+ years of financial planning, forecasting and analysis (FP&A) experience
- Work experience anticipating accounting, financial reporting, forecasting and operational issues, assessing their implications and developing and implementing an appropriate action plan
- Experience with owning/managing financial models and demonstrated process improvement experience
- Intermediate to Advanced level proficiency in Microsoft Excel (Pivot Tables, X-Lookups, Power Query, etc.)
- Proven communication and presentation skills - the ability to understand and present complex data easily to leadership
- Demonstrated ability to build solid cross-functional relationships, work collaboratively, and influence in a matrixed environment
Preferred Qualifications:
- Bachelor's degree in Finance, Accounting, Data Analytics; CPA or MBA preferred
- Experience using Microsoft Power BI
- Experience with financial planning tools (e.g., Essbase, Planful, Oracle SmartView, PeopleSoft Financials)
- Experience in healthcare or with Risk-Bearing Entities
- Experience working with large datasets, analytics, and advanced financial modeling
- Proven solid quantitative and analytical skills, paired with a growth-oriented mindset
Soft Skills:
- Solid attention to detail
- High degree of curiosity, initiative and self-motivation
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary for this role will range from $72,800 to $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
OptumCare is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
OptumCare is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
How to Get Visa Sponsorship as a Financial Consultant
Target consulting firms and financial services employers
Large consulting firms and financial institutions file the most H-1B petitions for financial consultants. Focus your search on employers with a documented history of sponsorship rather than smaller boutique firms that rarely navigate the process.
Confirm your degree field aligns with the role
USCIS requires a direct relationship between your degree and the position. A finance, accounting, economics, or business analytics degree supports most financial consultant petitions. A degree in an unrelated field can trigger a Request for Evidence.
Bring the LCA into the conversation early
Your employer must file a Labor Condition Application with the Department of Labor before your H-1B petition can proceed. Asking about this early signals you understand the process and helps identify whether HR is genuinely prepared to sponsor.
Australian nationals should prioritize the E-3 visa
The E-3 visa is available exclusively to Australians, requires no lottery, and can be renewed indefinitely. Financial consultant roles qualify as specialty occupations, making the E-3 one of the most practical sponsorship paths for Australian candidates.
Frame your CPA or CFA credentials as sponsorship leverage
Professional certifications like the CPA or CFA demonstrate specialized expertise that strengthens your petition. Employers are more confident sponsoring candidates whose qualifications reduce the risk of a USCIS denial or Request for Evidence.
Use Migrate Mate to find employers who are already sponsoring
Migrate Mate filters financial consultant roles by employers actively open to visa sponsorship, saving you the time of researching each company individually. Applying through a sponsorship-focused job board significantly improves your chances of reaching a productive conversation.
Financial Consultant jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Does financial consultant qualify as a specialty occupation for H-1B purposes?
Yes. Financial consultant roles consistently qualify as specialty occupations because they require theoretical and practical application of finance, accounting, or economics at the bachelor's level or higher. USCIS expects the employer to demonstrate that the specific duties require this specialized knowledge, so job descriptions that vaguely list general advisory tasks without a clear degree requirement can create problems at adjudication.
What degree do I need to get sponsored for a financial consultant role?
A bachelor's degree in finance, accounting, economics, business administration, or a closely related quantitative field is the standard requirement. A degree in an unrelated discipline, even if you have relevant experience, may not satisfy USCIS's specialty occupation standard. In that case, the 3-for-1 rule applies: three years of specialized work experience can substitute for one year of formal education, but documentation requirements are significantly higher.
Which types of employers sponsor financial consultants most often?
Management consulting firms, investment banks, Big Four accounting practices, and regional financial institutions file the highest volumes of H-1B petitions for financial consultant roles. Corporate treasury and FP&A departments at large public companies are also active sponsors. Smaller independent advisory firms sponsor far less frequently. Browsing open roles on Migrate Mate lets you filter directly for employers with active sponsorship programs, which is the most efficient way to identify realistic targets.
Can I switch employers mid-status and maintain my H-1B as a financial consultant?
Yes. H-1B portability allows you to start working for a new employer as soon as that employer files a cap-exempt transfer petition, without waiting for approval, provided your current H-1B was approved and you have not accrued unlawful status. The new employer must still file a new LCA and petition. The financial consultant duties at the new role must also qualify as a specialty occupation, which is typically straightforward if the core work is the same.
How does the H-1B lottery affect my chances of getting sponsored as a financial consultant?
USCIS received approximately 442,000 H-1B registrations in FY 2025 for 85,000 available slots, producing a selection rate near 25%. Financial consultants are not exempt from the lottery unless the sponsoring employer is a university or qualifying nonprofit. Australian nationals can bypass this entirely using the E-3 visa, which has a 10,500 annual cap that has never been exhausted. If you hold an Australian passport, the E-3 is almost always the more reliable path.
What is the prevailing wage requirement for sponsored Financial Consultant jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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